2026-01-20 20:19:29 +00:00 · 2026-01-21 16:08:20 +00:00 · 2026-01-20 20:20:42 +00:00 · 2026-01-20 20:21:41 +00:00 · 2026-01-20 20:22:44 +00:00 · 2026-01-20 20:23:13 +00:00
36 changed files with 985 additions and 286 deletions
--- a/frontend/pshared/lib/data/mapper/payment/enums.dart
+++ b/frontend/pshared/lib/data/mapper/payment/enums.dart
@@ -160,16 +160,20 @@ String insufficientNetPolicyToValue(InsufficientNetPolicy policy) {
 PaymentType endpointTypeFromValue(String? value) {
  switch (value) {
    case 'managedWallet':
+    case 'managed_wallet':
      return PaymentType.managedWallet;
    case 'externalChain':
+    case 'external_chain':
      return PaymentType.externalChain;
    case 'card':
      return PaymentType.card;
    case 'cardToken':
+    case 'card_token':
      return PaymentType.cardToken;
    case 'ledger':
      return PaymentType.ledger;
    case 'bankAccount':
+    case 'bank_account':
      return PaymentType.bankAccount;
    case 'iban':
      return PaymentType.iban;
@@ -185,15 +189,15 @@ String endpointTypeToValue(PaymentType type) {
    case PaymentType.ledger:
      return 'ledger';
    case PaymentType.managedWallet:
-      return 'managedWallet';
+      return 'managed_wallet';
    case PaymentType.externalChain:
-      return 'externalChain';
+      return 'external_chain';
    case PaymentType.card:
      return 'card';
    case PaymentType.cardToken:
-      return 'cardToken';
+      return 'card';
    case PaymentType.bankAccount:
-      return 'bankAccount';
+      return 'bank_account';
    case PaymentType.iban:
      return 'iban';
    case PaymentType.wallet:
--- a/frontend/pshared/lib/data/mapper/payment/payment.dart
+++ b/frontend/pshared/lib/data/mapper/payment/payment.dart
@@ -5,6 +5,7 @@ import 'package:pshared/data/dto/payment/external_chain.dart';
 import 'package:pshared/data/dto/payment/ledger.dart';
 import 'package:pshared/data/dto/payment/managed_wallet.dart';
 import 'package:pshared/data/mapper/payment/asset.dart';
+import 'package:pshared/data/mapper/payment/enums.dart';
 import 'package:pshared/data/mapper/payment/type.dart';
 import 'package:pshared/models/payment/methods/card.dart';
 import 'package:pshared/models/payment/methods/card_token.dart';
@@ -23,7 +24,7 @@ extension PaymentMethodDataEndpointMapper on PaymentMethodData {
      case PaymentType.ledger:
        final payload = this as LedgerPaymentMethod;
        return PaymentEndpointDTO(
-          type: paymentTypeToValue(type),
+          type: endpointTypeToValue(type),
          data: LedgerEndpointDTO(
            ledgerAccountRef: payload.ledgerAccountRef,
            contraLedgerAccountRef: payload.contraLedgerAccountRef,
@@ -33,7 +34,7 @@ extension PaymentMethodDataEndpointMapper on PaymentMethodData {
      case PaymentType.managedWallet:
        final payload = this as ManagedWalletPaymentMethod;
        return PaymentEndpointDTO(
-          type: paymentTypeToValue(type),
+          type: endpointTypeToValue(type),
          data: ManagedWalletEndpointDTO(
            managedWalletRef: payload.managedWalletRef,
            asset: payload.asset?.toDTO(),
@@ -43,7 +44,7 @@ extension PaymentMethodDataEndpointMapper on PaymentMethodData {
      case PaymentType.externalChain:
        final payload = this as CryptoAddressPaymentMethod;
        return PaymentEndpointDTO(
-          type: paymentTypeToValue(type),
+          type: endpointTypeToValue(type),
          data: ExternalChainEndpointDTO(
            asset: payload.asset?.toDTO(),
            address: payload.address,
@@ -54,7 +55,7 @@ extension PaymentMethodDataEndpointMapper on PaymentMethodData {
      case PaymentType.card:
        final payload = this as CardPaymentMethod;
        return PaymentEndpointDTO(
-          type: paymentTypeToValue(type),
+          type: endpointTypeToValue(type),
          data: CardEndpointDTO(
            pan: payload.pan,
            expMonth: payload.expMonth,
@@ -68,7 +69,7 @@ extension PaymentMethodDataEndpointMapper on PaymentMethodData {
      case PaymentType.cardToken:
        final payload = this as CardTokenPaymentMethod;
        return PaymentEndpointDTO(
-          type: paymentTypeToValue(type),
+          type: endpointTypeToValue(type),
          data: CardTokenEndpointDTO(
            token: payload.token,
            maskedPan: payload.maskedPan,
@@ -85,7 +86,7 @@ extension PaymentEndpointDTOMapper on PaymentEndpointDTO {
  PaymentMethodData toDomain() {
    final metadata = this.metadata;

-    switch (paymentTypeFromValue(type)) {
+    switch (_resolveEndpointType(type, data)) {
      case PaymentType.ledger:
        final payload = LedgerEndpointDTO.fromJson(data);
        return LedgerPaymentMethod(
@@ -131,3 +132,10 @@ extension PaymentEndpointDTOMapper on PaymentEndpointDTO {
    }
  }
 }
+
+PaymentType _resolveEndpointType(String type, Map<String, dynamic> data) {
+  if (type == 'card' && (data.containsKey('token') || data.containsKey('masked_pan'))) {
+    return PaymentType.cardToken;
+  }
+  return endpointTypeFromValue(type);
+}
--- a/frontend/pshared/lib/data/mapper/payment/payment_quote.dart
+++ b/frontend/pshared/lib/data/mapper/payment/payment_quote.dart
@@ -3,7 +3,7 @@ import 'package:pshared/data/mapper/payment/fee_line.dart';
 import 'package:pshared/data/mapper/payment/fx_quote.dart';
 import 'package:pshared/data/mapper/payment/money.dart';
 import 'package:pshared/data/mapper/payment/network_fee.dart';
-import 'package:pshared/models/payment/quote.dart';
+import 'package:pshared/models/payment/quote/quote.dart';


 extension PaymentQuoteDTOMapper on PaymentQuoteDTO {
--- a/frontend/pshared/lib/data/mapper/payment/quote/aggregate.dart
+++ b/frontend/pshared/lib/data/mapper/payment/quote/aggregate.dart
@@ -1,6 +1,6 @@
 import 'package:pshared/data/dto/payment/quote_aggregate.dart';
 import 'package:pshared/data/mapper/payment/money.dart';
-import 'package:pshared/models/payment/quote_aggregate.dart';
+import 'package:pshared/models/payment/quote/aggregate.dart';


 extension PaymentQuoteAggregateDTOMapper on PaymentQuoteAggregateDTO {
--- a/frontend/pshared/lib/data/mapper/payment/quote/quotes.dart
+++ b/frontend/pshared/lib/data/mapper/payment/quote/quotes.dart
@@ -1,7 +1,7 @@
 import 'package:pshared/data/dto/payment/quotes.dart';
 import 'package:pshared/data/mapper/payment/payment_quote.dart';
-import 'package:pshared/data/mapper/payment/quote_aggregate.dart';
-import 'package:pshared/models/payment/quotes.dart';
+import 'package:pshared/data/mapper/payment/quote/aggregate.dart';
+import 'package:pshared/models/payment/quote/quotes.dart';


 extension PaymentQuotesDTOMapper on PaymentQuotesDTO {
--- a/frontend/pshared/lib/models/auto_refresh_mode.dart
+++ b/frontend/pshared/lib/models/auto_refresh_mode.dart
@@ -0,0 +1 @@
+enum AutoRefreshMode { off, on }
--- a/frontend/pshared/lib/models/payment/payment.dart
+++ b/frontend/pshared/lib/models/payment/payment.dart
@@ -1,4 +1,4 @@
-import 'package:pshared/models/payment/quote.dart';
+import 'package:pshared/models/payment/quote/quote.dart';


 class Payment {
--- a/frontend/pshared/lib/models/payment/quote/aggregate.dart
+++ b/frontend/pshared/lib/models/payment/quote/aggregate.dart
--- a/frontend/pshared/lib/models/payment/quote/quote.dart
+++ b/frontend/pshared/lib/models/payment/quote/quote.dart
--- a/frontend/pshared/lib/models/payment/quote/quotes.dart
+++ b/frontend/pshared/lib/models/payment/quote/quotes.dart
@@ -1,5 +1,5 @@
-import 'package:pshared/models/payment/quote.dart';
-import 'package:pshared/models/payment/quote_aggregate.dart';
+import 'package:pshared/models/payment/quote/quote.dart';
+import 'package:pshared/models/payment/quote/aggregate.dart';


 class PaymentQuotes {
--- a/frontend/pshared/lib/models/payment/quote/status_type.dart
+++ b/frontend/pshared/lib/models/payment/quote/status_type.dart
@@ -0,0 +1 @@
+enum QuoteStatusType { loading, error, missing, expired, active }
--- a/frontend/pshared/lib/provider/payment/provider.dart
+++ b/frontend/pshared/lib/provider/payment/provider.dart
@@ -2,7 +2,7 @@ import 'package:flutter/foundation.dart';

 import 'package:pshared/models/payment/payment.dart';
 import 'package:pshared/provider/organizations.dart';
-import 'package:pshared/provider/payment/quotation.dart';
+import 'package:pshared/provider/payment/quotation/quotation.dart';
 import 'package:pshared/provider/resource.dart';
 import 'package:pshared/service/payment/service.dart';

@@ -31,7 +31,7 @@ class PaymentProvider extends ChangeNotifier {

  Future<Payment?> pay({String? idempotencyKey, Map<String, String>? metadata}) async {
    if (!_organization.isOrganizationSet) throw StateError('Organization is not set');
-    if (!_quotation.isReady) throw StateError('Quotation is not ready');
+    if (!_quotation.hasLiveQuote) throw StateError('Quotation is not ready');
    final quoteRef = _quotation.quotation?.quoteRef;
    if (quoteRef == null || quoteRef.isEmpty) {
      throw StateError('Quotation reference is not set');
--- a/frontend/pshared/lib/provider/payment/quotation.dart
+++ b/frontend/pshared/lib/provider/payment/quotation.dart
@@ -1,199 +0,0 @@
-import 'package:flutter/material.dart';
-
-import 'package:collection/collection.dart';
-
-import 'package:uuid/uuid.dart';
-
-import 'package:pshared/api/requests/payment/quote.dart';
-import 'package:pshared/data/mapper/payment/intent/payment.dart';
-import 'package:pshared/models/asset.dart';
-import 'package:pshared/models/payment/currency_pair.dart';
-import 'package:pshared/models/payment/customer.dart';
-import 'package:pshared/models/payment/fx/intent.dart';
-import 'package:pshared/models/payment/fx/side.dart';
-import 'package:pshared/models/payment/kind.dart';
-import 'package:pshared/models/payment/methods/managed_wallet.dart';
-import 'package:pshared/models/payment/methods/type.dart';
-import 'package:pshared/models/payment/money.dart';
-import 'package:pshared/models/payment/settlement_mode.dart';
-import 'package:pshared/models/payment/intent.dart';
-import 'package:pshared/models/payment/quote.dart';
-import 'package:pshared/models/recipient/recipient.dart';
-import 'package:pshared/provider/organizations.dart';
-import 'package:pshared/provider/payment/amount.dart';
-import 'package:pshared/provider/payment/flow.dart';
-import 'package:pshared/provider/payment/wallets.dart';
-import 'package:pshared/provider/recipient/provider.dart';
-import 'package:pshared/provider/recipient/pmethods.dart';
-import 'package:pshared/provider/resource.dart';
-import 'package:pshared/service/payment/quotation.dart';
-import 'package:pshared/utils/currency.dart';
-
-
-class QuotationProvider extends ChangeNotifier {
-  Resource<PaymentQuote> _quotation = Resource(data: null, isLoading: false, error: null);
-  late OrganizationsProvider _organizations;
-  bool _isLoaded = false;
-
-  void update(
-    OrganizationsProvider venue, 
-    PaymentAmountProvider payment,
-    WalletsProvider wallets,
-    PaymentFlowProvider flow,
-    RecipientsProvider recipients,
-    PaymentMethodsProvider methods,
-  ) {
-    _organizations = venue;
-    final t = flow.selectedType;
-    final method = methods.methods.firstWhereOrNull((m) => m.type == t);
-    if ((wallets.selectedWallet != null) && (method != null)) {
-      final customer = _buildCustomer(
-        recipient: recipients.currentObject,
-        method: method,
-      );
-      final amount = Money(
-        amount: payment.amount.toString(),
-        // TODO: adapt to possible other sources
-        currency: currencyCodeToString(wallets.selectedWallet!.currency),
-      );
-      final fxIntent = FxIntent(
-        pair: CurrencyPair(
-          base: currencyCodeToString(wallets.selectedWallet!.currency),
-          quote: 'RUB', // TODO: exentd target currencies
-        ),
-        side: FxSide.sellBaseBuyQuote,
-      );
-      getQuotation(PaymentIntent(
-        kind: PaymentKind.payout,
-        amount: amount,
-        destination: method.data,
-        source: ManagedWalletPaymentMethod(
-          managedWalletRef: wallets.selectedWallet!.id,
-        ),
-        fx: fxIntent,
-        settlementMode: payment.payerCoversFee ? SettlementMode.fixReceived : SettlementMode.fixSource,
-        settlementCurrency: _resolveSettlementCurrency(amount: amount, fx: fxIntent),
-        customer: customer,
-      ));
-    }
-  }
-
-  PaymentQuote? get quotation => _quotation.data;
-
-  bool get isReady => _isLoaded && !_quotation.isLoading && _quotation.error == null;
-
-  Asset? get fee => quotation == null ? null : createAsset(quotation!.expectedFeeTotal!.currency, quotation!.expectedFeeTotal!.amount);
-  Asset? get total => quotation == null ? null : createAsset(quotation!.debitAmount!.currency, quotation!.debitAmount!.amount);
-  Asset? get recipientGets => quotation == null ? null : createAsset(quotation!.expectedSettlementAmount!.currency, quotation!.expectedSettlementAmount!.amount);
-
-  String _resolveSettlementCurrency({
-    required Money amount,
-    required FxIntent? fx,
-  }) {
-    final pair = fx?.pair;
-    if (pair != null) {
-      switch (fx?.side ?? FxSide.unspecified) {
-        case FxSide.buyBaseSellQuote:
-          if (pair.base.isNotEmpty) return pair.base;
-          break;
-        case FxSide.sellBaseBuyQuote:
-          if (pair.quote.isNotEmpty) return pair.quote;
-          break;
-        case FxSide.unspecified:
-          break;
-      }
-      if (amount.currency == pair.base && pair.quote.isNotEmpty) return pair.quote;
-      if (amount.currency == pair.quote && pair.base.isNotEmpty) return pair.base;
-      if (pair.quote.isNotEmpty) return pair.quote;
-      if (pair.base.isNotEmpty) return pair.base;
-    }
-    return amount.currency;
-  }
-
-  Customer _buildCustomer({
-    required Recipient? recipient,
-    required PaymentMethod method,
-  }) {
-    final name = _resolveCustomerName(method, recipient);
-    String? firstName;
-    String? middleName;
-    String? lastName;
-
-    if (name != null && name.isNotEmpty) {
-      final parts = name.split(RegExp(r'\s+'));
-      if (parts.length == 1) {
-        firstName = parts.first;
-      } else if (parts.length == 2) {
-        firstName = parts.first;
-        lastName = parts.last;
-      } else {
-        firstName = parts.first;
-        lastName = parts.last;
-        middleName = parts.sublist(1, parts.length - 1).join(' ');
-      }
-    }
-
-    return Customer(
-      id: recipient?.id ?? method.recipientRef,
-      firstName: firstName,
-      middleName: middleName,
-      lastName: lastName,
-      country: method.cardData?.country,
-    );
-  }
-
-  String? _resolveCustomerName(PaymentMethod method, Recipient? recipient) {
-    final card = method.cardData;
-    if (card != null) {
-      return '${card.firstName} ${card.lastName}'.trim();
-    }
-
-    final iban = method.ibanData;
-    if (iban != null && iban.accountHolder.trim().isNotEmpty) {
-      return iban.accountHolder.trim();
-    }
-
-    final bank = method.bankAccountData;
-    if (bank != null && bank.recipientName.trim().isNotEmpty) {
-      return bank.recipientName.trim();
-    }
-
-    final recipientName = recipient?.name.trim();
-    return recipientName?.isNotEmpty == true ? recipientName : null;
-  }
-
-  void _setResource(Resource<PaymentQuote> quotation) {
-    _quotation = quotation;
-    notifyListeners();
-  }
-
-  Future<PaymentQuote?> getQuotation(PaymentIntent intent) async {
-    if (!_organizations.isOrganizationSet) throw StateError('Organization is not set');
-    try {
-      _quotation = _quotation.copyWith(isLoading: true, error: null);
-      final response = await QuotationService.getQuotation(
-        _organizations.current.id, 
-        QuotePaymentRequest(
-          idempotencyKey: Uuid().v4(),
-          intent: intent.toDTO(),
-        ),
-      );
-      _isLoaded = true;
-      _setResource(_quotation.copyWith(data: response, isLoading: false, error: null));
-    } catch (e) {
-      _setResource(_quotation.copyWith(
-        data: null,
-        error: e is Exception ? e : Exception(e.toString()),
-        isLoading: false,
-      ));
-    }
-    notifyListeners();
-    return _quotation.data;
-  }
-
-  void reset() {
-    _setResource(Resource(data: null, isLoading: false, error: null));
-    _isLoaded = false;
-    notifyListeners();
-  }
-}
--- a/frontend/pshared/lib/provider/payment/quotation/auto_refresh.dart
+++ b/frontend/pshared/lib/provider/payment/quotation/auto_refresh.dart
@@ -0,0 +1,77 @@
+import 'dart:async';
+
+
+class QuotationAutoRefreshController {
+  bool _enabled = true;
+  Timer? _timer;
+  DateTime? _scheduledAt;
+  DateTime? _triggeredAt;
+
+  bool get isEnabled => _enabled;
+
+  void setEnabled(bool enabled) {
+    if (_enabled == enabled) return;
+    _enabled = enabled;
+  }
+
+  void sync({
+    required bool isLoading,
+    required bool canRefresh,
+    required DateTime? expiresAt,
+    required Future<void> Function() onRefresh,
+  }) {
+    if (!_enabled || isLoading || !canRefresh) {
+      _clearTimer();
+      _scheduledAt = null;
+      _triggeredAt = null;
+      return;
+    }
+
+    if (expiresAt == null) {
+      _clearTimer();
+      _scheduledAt = null;
+      _triggeredAt = null;
+      return;
+    }
+
+    final delay = expiresAt.difference(DateTime.now().toUtc());
+    if (delay <= Duration.zero) {
+      if (_triggeredAt != null && _triggeredAt!.isAtSameMomentAs(expiresAt)) {
+        return;
+      }
+      _triggeredAt = expiresAt;
+      _clearTimer();
+      onRefresh();
+      return;
+    }
+
+    if (_scheduledAt != null &&
+        _scheduledAt!.isAtSameMomentAs(expiresAt) &&
+        _timer?.isActive == true) {
+      return;
+    }
+
+    _triggeredAt = null;
+    _clearTimer();
+    _scheduledAt = expiresAt;
+    _timer = Timer(delay, () {
+      onRefresh();
+    });
+  }
+
+  void reset() {
+    _enabled = false;
+    _scheduledAt = null;
+    _triggeredAt = null;
+    _clearTimer();
+  }
+
+  void dispose() {
+    _clearTimer();
+  }
+
+  void _clearTimer() {
+    _timer?.cancel();
+    _timer = null;
+  }
+}
--- a/frontend/pshared/lib/provider/payment/quotation/intent_builder.dart
+++ b/frontend/pshared/lib/provider/payment/quotation/intent_builder.dart
@@ -0,0 +1,138 @@
+import 'package:collection/collection.dart';
+
+import 'package:pshared/models/payment/currency_pair.dart';
+import 'package:pshared/models/payment/customer.dart';
+import 'package:pshared/models/payment/fx/intent.dart';
+import 'package:pshared/models/payment/fx/side.dart';
+import 'package:pshared/models/payment/kind.dart';
+import 'package:pshared/models/payment/methods/managed_wallet.dart';
+import 'package:pshared/models/payment/methods/type.dart';
+import 'package:pshared/models/payment/money.dart';
+import 'package:pshared/models/payment/settlement_mode.dart';
+import 'package:pshared/models/payment/intent.dart';
+import 'package:pshared/models/recipient/recipient.dart';
+import 'package:pshared/provider/payment/amount.dart';
+import 'package:pshared/provider/payment/flow.dart';
+import 'package:pshared/provider/payment/wallets.dart';
+import 'package:pshared/provider/recipient/provider.dart';
+import 'package:pshared/provider/recipient/pmethods.dart';
+import 'package:pshared/utils/currency.dart';
+
+
+class QuotationIntentBuilder {
+  PaymentIntent? build({
+    required PaymentAmountProvider payment,
+    required WalletsProvider wallets,
+    required PaymentFlowProvider flow,
+    required RecipientsProvider recipients,
+    required PaymentMethodsProvider methods,
+  }) {
+    final selectedWallet = wallets.selectedWallet;
+    final method = methods.methods.firstWhereOrNull((m) => m.type == flow.selectedType);
+    if (selectedWallet == null || method == null) return null;
+
+    final customer = _buildCustomer(
+      recipient: recipients.currentObject,
+      method: method,
+    );
+    final amount = Money(
+      amount: payment.amount.toString(),
+      // TODO: adapt to possible other sources
+      currency: currencyCodeToString(selectedWallet.currency),
+    );
+    final fxIntent = FxIntent(
+      pair: CurrencyPair(
+        base: currencyCodeToString(selectedWallet.currency),
+        quote: 'RUB', // TODO: exentd target currencies
+      ),
+      side: FxSide.sellBaseBuyQuote,
+    );
+    return PaymentIntent(
+      kind: PaymentKind.payout,
+      amount: amount,
+      destination: method.data,
+      source: ManagedWalletPaymentMethod(
+        managedWalletRef: selectedWallet.id,
+      ),
+      fx: fxIntent,
+      settlementMode: payment.payerCoversFee ? SettlementMode.fixReceived : SettlementMode.fixSource,
+      settlementCurrency: _resolveSettlementCurrency(amount: amount, fx: fxIntent),
+      customer: customer,
+    );
+  }
+
+  String _resolveSettlementCurrency({
+    required Money amount,
+    required FxIntent? fx,
+  }) {
+    final pair = fx?.pair;
+    if (pair != null) {
+      switch (fx?.side ?? FxSide.unspecified) {
+        case FxSide.buyBaseSellQuote:
+          if (pair.base.isNotEmpty) return pair.base;
+          break;
+        case FxSide.sellBaseBuyQuote:
+          if (pair.quote.isNotEmpty) return pair.quote;
+          break;
+        case FxSide.unspecified:
+          break;
+      }
+      if (amount.currency == pair.base && pair.quote.isNotEmpty) return pair.quote;
+      if (amount.currency == pair.quote && pair.base.isNotEmpty) return pair.base;
+      if (pair.quote.isNotEmpty) return pair.quote;
+      if (pair.base.isNotEmpty) return pair.base;
+    }
+    return amount.currency;
+  }
+
+  Customer _buildCustomer({
+    required Recipient? recipient,
+    required PaymentMethod method,
+  }) {
+    final name = _resolveCustomerName(method, recipient);
+    String? firstName;
+    String? middleName;
+    String? lastName;
+
+    if (name != null && name.isNotEmpty) {
+      final parts = name.split(RegExp(r'\s+'));
+      if (parts.isNotEmpty) {
+        firstName = parts.first;
+      }
+      if (parts.length == 2) {
+        lastName = parts.last;
+      } else if (parts.length > 2) {
+        lastName = parts.last;
+        middleName = parts.sublist(1, parts.length - 1).join(' ');
+      }
+    }
+
+    return Customer(
+      id: recipient?.id ?? method.recipientRef,
+      firstName: firstName,
+      middleName: middleName,
+      lastName: lastName,
+      country: method.cardData?.country,
+    );
+  }
+
+  String? _resolveCustomerName(PaymentMethod method, Recipient? recipient) {
+    final card = method.cardData;
+    if (card != null) {
+      return '${card.firstName} ${card.lastName}'.trim();
+    }
+
+    final iban = method.ibanData;
+    if (iban != null && iban.accountHolder.trim().isNotEmpty) {
+      return iban.accountHolder.trim();
+    }
+
+    final bank = method.bankAccountData;
+    if (bank != null && bank.recipientName.trim().isNotEmpty) {
+      return bank.recipientName.trim();
+    }
+
+    final recipientName = recipient?.name.trim();
+    return recipientName?.isNotEmpty == true ? recipientName : null;
+  }
+}
--- a/frontend/pshared/lib/provider/payment/quotation/quotation.dart
+++ b/frontend/pshared/lib/provider/payment/quotation/quotation.dart
@@ -0,0 +1,189 @@
+import 'package:flutter/foundation.dart';
+
+import 'package:logging/logging.dart';
+import 'dart:convert';
+
+import 'package:uuid/uuid.dart';
+
+import 'package:pshared/api/requests/payment/quote.dart';
+import 'package:pshared/data/mapper/payment/intent/payment.dart';
+import 'package:pshared/models/asset.dart';
+import 'package:pshared/models/payment/quote/status_type.dart';
+import 'package:pshared/models/payment/intent.dart';
+import 'package:pshared/models/payment/quote/quote.dart';
+import 'package:pshared/models/payment/money.dart';
+import 'package:pshared/models/auto_refresh_mode.dart';
+import 'package:pshared/provider/organizations.dart';
+import 'package:pshared/provider/payment/amount.dart';
+import 'package:pshared/provider/payment/flow.dart';
+import 'package:pshared/provider/payment/wallets.dart';
+import 'package:pshared/provider/recipient/provider.dart';
+import 'package:pshared/provider/recipient/pmethods.dart';
+import 'package:pshared/provider/resource.dart';
+import 'package:pshared/provider/payment/quotation/auto_refresh.dart';
+import 'package:pshared/provider/payment/quotation/intent_builder.dart';
+import 'package:pshared/service/payment/quotation.dart';
+import 'package:pshared/utils/exception.dart';
+
+
+class QuotationProvider extends ChangeNotifier {
+  static final _logger = Logger('provider.payment.quotation');
+  Resource<PaymentQuote> _quotation = Resource(data: null, isLoading: false, error: null);
+  late OrganizationsProvider _organizations;
+  bool _isLoaded = false;
+  PaymentIntent? _lastIntent;
+  final QuotationIntentBuilder _intentBuilder = QuotationIntentBuilder();
+  final QuotationAutoRefreshController _autoRefreshController =
+      QuotationAutoRefreshController();
+  AutoRefreshMode _autoRefreshMode = AutoRefreshMode.on;
+
+  QuotationProvider() {
+    addListener(_handleStateChanged);
+    _syncAutoRefresh();
+  }
+
+  void update(
+    OrganizationsProvider venue, 
+    PaymentAmountProvider payment,
+    WalletsProvider wallets,
+    PaymentFlowProvider flow,
+    RecipientsProvider recipients,
+    PaymentMethodsProvider methods,
+  ) {
+    _organizations = venue;
+    final intent = _intentBuilder.build(
+      payment: payment,
+      wallets: wallets,
+      flow: flow,
+      recipients: recipients,
+      methods: methods,
+    );
+    if (intent == null) return;
+    final intentKey = _buildIntentKey(intent);
+    final lastIntent = _lastIntent;
+    if (lastIntent != null && intentKey == _buildIntentKey(lastIntent)) return;
+    getQuotation(intent, idempotencyKey: intentKey);
+  }
+
+  PaymentQuote? get quotation => _quotation.data;
+  bool get isLoading => _quotation.isLoading;
+  Exception? get error => _quotation.error;
+  bool get canRefresh => _lastIntent != null;
+  AutoRefreshMode get autoRefreshMode => _autoRefreshMode;
+  bool get isReady => _isLoaded && !_quotation.isLoading && _quotation.error == null;
+  bool get hasLiveQuote => isReady && quotation != null && !isExpired;
+
+  DateTime? get quoteExpiresAt {
+    final expiresAtUnixMs = quotation?.fxQuote?.expiresAtUnixMs;
+    if (expiresAtUnixMs == null) return null;
+    return DateTime.fromMillisecondsSinceEpoch(expiresAtUnixMs, isUtc: true);
+  }
+
+  Duration? get quoteTimeLeft {
+    final expiresAt = quoteExpiresAt;
+    if (expiresAt == null) return null;
+    return expiresAt.difference(DateTime.now().toUtc());
+  }
+
+  bool get isExpired {
+    final timeLeft = quoteTimeLeft;
+    if (timeLeft == null) return false;
+    return timeLeft <= Duration.zero;
+  }
+
+  QuoteStatusType get quoteStatus {
+    if (isLoading) return QuoteStatusType.loading;
+    if (error != null) return QuoteStatusType.error;
+    if (quotation == null) return QuoteStatusType.missing;
+    if (isExpired) return QuoteStatusType.expired;
+    return QuoteStatusType.active;
+  }
+
+  Asset? get fee => _assetFromMoney(quotation?.expectedFeeTotal);
+  Asset? get total => _assetFromMoney(quotation?.debitAmount);
+  Asset? get recipientGets => _assetFromMoney(quotation?.expectedSettlementAmount);
+
+  Asset? _assetFromMoney(Money? money) {
+    if (money == null) return null;
+    return createAsset(money.currency, money.amount);
+  }
+
+  void _handleStateChanged() {
+    _syncAutoRefresh();
+  }
+
+  void _setResource(Resource<PaymentQuote> quotation) {
+    _quotation = quotation;
+    notifyListeners();
+  }
+
+  void setAutoRefreshMode(AutoRefreshMode mode) {
+    if (_autoRefreshMode == mode) return;
+    _autoRefreshMode = mode;
+    notifyListeners();
+  }
+
+  Future<PaymentQuote?> refreshQuotation() async {
+    final intent = _lastIntent;
+    if (intent == null) return null;
+    return getQuotation(intent, idempotencyKey: _buildIntentKey(intent));
+  }
+
+  Future<PaymentQuote?> getQuotation(PaymentIntent intent, {String? idempotencyKey}) async {
+    if (!_organizations.isOrganizationSet) throw StateError('Organization is not set');
+    _lastIntent = intent;
+    final intentKey = idempotencyKey ?? _buildIntentKey(intent);
+    try {
+      _setResource(_quotation.copyWith(isLoading: true, error: null));
+      final response = await QuotationService.getQuotation(
+        _organizations.current.id, 
+        QuotePaymentRequest(
+          idempotencyKey: intentKey,
+          intent: intent.toDTO(),
+        ),
+      );
+      _isLoaded = true;
+      _setResource(_quotation.copyWith(data: response, isLoading: false, error: null));
+    } catch (e, st) {
+      _logger.warning('Failed to get quotation', e, st);
+      _setResource(_quotation.copyWith(
+        data: null,
+        error: toException(e),
+        isLoading: false,
+      ));
+    }
+    return _quotation.data;
+  }
+
+  void reset() {
+    _isLoaded = false;
+    _lastIntent = null;
+    _autoRefreshMode = AutoRefreshMode.off;
+    _autoRefreshController.reset();
+    _setResource(Resource(data: null, isLoading: false, error: null));
+  }
+
+  void _syncAutoRefresh() {
+    final isAutoRefreshEnabled = _autoRefreshMode == AutoRefreshMode.on;
+    _autoRefreshController.setEnabled(isAutoRefreshEnabled);
+    final canAutoRefresh = isAutoRefreshEnabled && canRefresh;
+    _autoRefreshController.sync(
+      isLoading: isLoading,
+      canRefresh: canAutoRefresh,
+      expiresAt: quoteExpiresAt,
+      onRefresh: refreshQuotation,
+    );
+  }
+
+  @override
+  void dispose() {
+    removeListener(_handleStateChanged);
+    _autoRefreshController.dispose();
+    super.dispose();
+  }
+
+  String _buildIntentKey(PaymentIntent intent) {
+    final payload = jsonEncode(intent.toDTO().toJson());
+    return Uuid().v5(Uuid.NAMESPACE_URL, 'quote:$payload');
+  }
+}
--- a/frontend/pshared/lib/provider/resource.dart
+++ b/frontend/pshared/lib/provider/resource.dart
@@ -5,11 +5,14 @@ class Resource<T> {

  Resource({this.data, this.isLoading = false, this.error});

-  Resource<T> copyWith({T? data, bool? isLoading, Exception? error}) {
+  static const _unset = Object();
+
+  Resource<T> copyWith({T? data, bool? isLoading, Object? error = _unset}) {
    return Resource<T>(
      data: data ?? this.data,
      isLoading: isLoading ?? this.isLoading,
-      error: error ?? this.error,
+      // Distinguish "not provided" from an explicit null to allow clearing error.
+      error: error == _unset ? this.error : error as Exception?,
    );
  }
 }
--- a/frontend/pshared/lib/service/payment/quotation.dart
+++ b/frontend/pshared/lib/service/payment/quotation.dart
@@ -5,9 +5,9 @@ import 'package:pshared/api/requests/payment/quotes.dart';
 import 'package:pshared/api/responses/payment/quotation.dart';
 import 'package:pshared/api/responses/payment/quotes.dart';
 import 'package:pshared/data/mapper/payment/payment_quote.dart';
-import 'package:pshared/data/mapper/payment/quotes.dart';
-import 'package:pshared/models/payment/quote.dart';
-import 'package:pshared/models/payment/quotes.dart';
+import 'package:pshared/data/mapper/payment/quote/quotes.dart';
+import 'package:pshared/models/payment/quote/quote.dart';
+import 'package:pshared/models/payment/quote/quotes.dart';
 import 'package:pshared/service/authorization/service.dart';
 import 'package:pshared/service/services.dart';

--- a/frontend/pweb/lib/app/router/payout_shell.dart
+++ b/frontend/pweb/lib/app/router/payout_shell.dart
@@ -10,7 +10,7 @@ import 'package:pshared/provider/organizations.dart';
 import 'package:pshared/provider/payment/amount.dart';
 import 'package:pshared/provider/payment/flow.dart';
 import 'package:pshared/provider/payment/provider.dart';
-import 'package:pshared/provider/payment/quotation.dart';
+import 'package:pshared/provider/payment/quotation/quotation.dart';
 import 'package:pshared/provider/recipient/provider.dart';
 import 'package:pshared/provider/recipient/pmethods.dart';

@@ -66,9 +66,9 @@ RouteBase payoutShellRoute() => ShellRoute(
      ),
    ],
    child: PageSelector(
-    child: child,
-    routerState: state,
-  ),
+      child: child,
+      routerState: state,
+    ),
  ),
  routes: [
    GoRoute(
--- a/frontend/pweb/lib/l10n/en.arb
+++ b/frontend/pweb/lib/l10n/en.arb
@@ -434,6 +434,29 @@
  "payout": "Payout",
  "sendTo": "Send Payout To",
  "send": "Send Payout",
+  "quoteUnavailable": "Waiting for a quote...",
+  "quoteUpdating": "Refreshing quote...",
+  "quoteExpiresIn": "Quote expires in {time}",
+  "@quoteExpiresIn": {
+    "placeholders": {
+      "time": {
+        "type": "String"
+      }
+    }
+  },
+  "quoteActive": "Quote is active",
+  "quoteExpired": "Quote expired, request a new one",
+  "quoteAutoRefresh": "Auto-refresh quote",
+  "quoteAutoRefreshHint": "Keeps the quote current while you prepare the payout",
+  "quoteAutoRefreshEnabled": "Auto-refresh is on",
+  "quoteAutoRefreshDisabled": "Auto-refresh is off",
+  "quoteEnableAutoRefresh": "Enable auto-refresh",
+  "quoteDisableAutoRefresh": "Disable auto-refresh",
+  "quoteRefresh": "Refresh quote",
+  "quoteRefreshRequired": "Refresh the quote to enable payout",
+  "quoteErrorGeneric": "Could not refresh quote, try again later",
+  "toggleOn": "On",
+  "toggleOff": "Off",
   "refreshBalance": "Refresh balance",
  "recipientPaysFee": "Recipient pays the fee",

--- a/frontend/pweb/lib/l10n/ru.arb
+++ b/frontend/pweb/lib/l10n/ru.arb
@@ -434,6 +434,29 @@
  "payout": "Выплата",
  "sendTo": "Отправить выплату",
  "send": "Отправить выплату",
+  "quoteUnavailable": "Ожидание котировки...",
+  "quoteUpdating": "Обновляем котировку...",
+  "quoteExpiresIn": "Котировка истекает через {time}",
+  "@quoteExpiresIn": {
+    "placeholders": {
+      "time": {
+        "type": "String"
+      }
+    }
+  },
+  "quoteActive": "Котировка активна",
+  "quoteExpired": "Срок котировки истек, запросите новую",
+  "quoteAutoRefresh": "Автообновление котировки",
+  "quoteAutoRefreshHint": "Поддерживает котировку актуальной во время подготовки выплаты",
+  "quoteAutoRefreshEnabled": "Автообновление включено",
+  "quoteAutoRefreshDisabled": "Автообновление выключено",
+  "quoteEnableAutoRefresh": "Включить автообновление",
+  "quoteDisableAutoRefresh": "Выключить автообновление",
+  "quoteRefresh": "Обновить котировку",
+  "quoteRefreshRequired": "Обновите котировку, чтобы продолжить выплату",
+  "quoteErrorGeneric": "Не удалось обновить котировку, повторите позже",
+  "toggleOn": "Вкл",
+  "toggleOff": "Выкл",
  "refreshBalance": "Обновить баланс",
  "recipientPaysFee": "Получатель оплачивает комиссию",

--- a/frontend/pweb/lib/main.dart
+++ b/frontend/pweb/lib/main.dart
@@ -13,7 +13,6 @@ import 'package:pshared/provider/permissions.dart';
 import 'package:pshared/provider/account.dart';
 import 'package:pshared/provider/organizations.dart';
 import 'package:pshared/provider/accounts/employees.dart';
-import 'package:pshared/provider/recipient/pmethods.dart';
 import 'package:pshared/provider/recipient/provider.dart';
 import 'package:pshared/provider/payment/wallets.dart';
 import 'package:pshared/provider/invitations.dart';
@@ -87,10 +86,6 @@ void main() async {
          create: (_) => InvitationsProvider(),
          update: (context, organizations, provider) => provider!..updateProviders(organizations),
        ),
-        ChangeNotifierProxyProvider2<OrganizationsProvider, RecipientsProvider, PaymentMethodsProvider>(
-           create: (_) => PaymentMethodsProvider(),
-           update: (context, organizations, recipients, provider) => provider!..updateProviders(organizations, recipients),
-        ),
        ChangeNotifierProvider(
          create: (_) => InvitationListViewModel(),
        ),
@@ -109,4 +104,4 @@ void main() async {
    ),

  );
-}
+}
--- a/frontend/pweb/lib/pages/dashboard/dashboard.dart
+++ b/frontend/pweb/lib/pages/dashboard/dashboard.dart
@@ -48,51 +48,54 @@ class _DashboardPageState extends State<DashboardPage> {
  }

  @override
-  Widget build(BuildContext context) => PageViewLoader(
-    child: SafeArea(
-      child: SingleChildScrollView(
-        child: Column(
-          crossAxisAlignment: CrossAxisAlignment.stretch,
-          children: [
-            Row(
-              children: [
-                Expanded(
-                  flex: 0,
-                  child: TransactionRefButton(
-                    onTap: () => _setActive(true),
-                    isActive: _showContainerSingle,
-                    label: AppLocalizations.of(context)!.sendSingle,
-                    icon: Icons.person_add,
+  Widget build(BuildContext context) {
+    final l10n = AppLocalizations.of(context)!;
+    return PageViewLoader(
+      child: SafeArea(
+        child: SingleChildScrollView(
+          child: Column(
+            crossAxisAlignment: CrossAxisAlignment.stretch,
+            children: [
+              Row(
+                children: [
+                  Expanded(
+                    flex: 0,
+                    child: TransactionRefButton(
+                      onTap: () => _setActive(true),
+                      isActive: _showContainerSingle,
+                      label: l10n.sendSingle,
+                      icon: Icons.person_add,
+                    ),
                  ),
-                ),
-                const SizedBox(width: AppSpacing.small),
-                Expanded(
-                  flex: 0,
-                  child: TransactionRefButton(
-                    onTap: () => _setActive(false),
-                    isActive: _showContainerMultiple,
-                    label: AppLocalizations.of(context)!.sendMultiple,
-                    icon: Icons.group_add,
+                  const SizedBox(width: AppSpacing.small),
+                  Expanded(
+                    flex: 0,
+                    child: TransactionRefButton(
+                      onTap: () => _setActive(false),
+                      isActive: _showContainerMultiple,
+                      label: l10n.sendMultiple,
+                      icon: Icons.group_add,
+                    ),
                  ),
-                ),
-              ],
-            ),
-            const SizedBox(height: AppSpacing.medium),
-            BalanceWidget(
-              onTopUp: widget.onTopUp,
-            ),
-            const SizedBox(height: AppSpacing.small),
-            if (_showContainerMultiple) TitleMultiplePayout(),
-            const SizedBox(height: AppSpacing.medium),
-            if (_showContainerSingle)
-              SinglePayoutForm(
-                onRecipientSelected: widget.onRecipientSelected,
-                onGoToPayment: widget.onGoToPaymentWithoutRecipient,
+                ],
              ),
-            if (_showContainerMultiple) MultiplePayoutForm(),
-          ],
+              const SizedBox(height: AppSpacing.medium),
+              BalanceWidget(
+                onTopUp: widget.onTopUp,
+              ),
+              const SizedBox(height: AppSpacing.small),
+              if (_showContainerMultiple) TitleMultiplePayout(),
+              const SizedBox(height: AppSpacing.medium),
+              if (_showContainerSingle)
+                SinglePayoutForm(
+                  onRecipientSelected: widget.onRecipientSelected,
+                  onGoToPayment: widget.onGoToPaymentWithoutRecipient,
+                ),
+              if (_showContainerMultiple) MultiplePayoutForm(),
+            ],
+          ),
        ),
      ),
-    ),
-  );
+    );
+  }
 }
--- a/frontend/pweb/lib/pages/dashboard/payouts/form.dart
+++ b/frontend/pweb/lib/pages/dashboard/payouts/form.dart
@@ -2,6 +2,7 @@ import 'package:flutter/material.dart';

 import 'package:pweb/pages/dashboard/payouts/amount.dart';
 import 'package:pweb/pages/dashboard/payouts/fee_payer.dart';
+import 'package:pweb/pages/dashboard/payouts/quote_status/quote_status.dart';
 import 'package:pweb/pages/dashboard/payouts/summary/widget.dart';

 import 'package:pweb/generated/i18n/app_localizations.dart';
@@ -36,8 +37,9 @@ class PaymentFormWidget extends StatelessWidget {
        const SizedBox(height: _largeSpacing),

        const PaymentSummary(spacing: _extraSpacing),
+        const SizedBox(height: _mediumSpacing),
+        const QuoteStatus(spacing: _smallSpacing),
      ],
    );
  }
 }
-
--- a/frontend/pweb/lib/pages/dashboard/payouts/quote_status/quote_status.dart
+++ b/frontend/pweb/lib/pages/dashboard/payouts/quote_status/quote_status.dart
@@ -0,0 +1,93 @@
+import 'dart:async';
+
+import 'package:flutter/material.dart';
+
+import 'package:provider/provider.dart';
+
+import 'package:pshared/models/payment/quote/status_type.dart';
+import 'package:pshared/provider/payment/quotation/quotation.dart';
+
+import 'package:pweb/pages/dashboard/payouts/quote_status/widgets/body.dart';
+import 'package:pweb/utils/quote_duration_format.dart';
+
+import 'package:pweb/generated/i18n/app_localizations.dart';
+
+
+class QuoteStatus extends StatefulWidget {
+  final double spacing;
+
+  const QuoteStatus({super.key, required this.spacing});
+
+  @override
+  State<QuoteStatus> createState() => _QuoteStatusState();
+}
+
+class _QuoteStatusState extends State<QuoteStatus> {
+  Timer? _ticker;
+
+  @override
+  void initState() {
+    super.initState();
+    _ticker = Timer.periodic(const Duration(seconds: 1), (_) {
+      if (mounted) setState(() {});
+    });
+  }
+
+  @override
+  void dispose() {
+    _ticker?.cancel();
+    super.dispose();
+  }
+
+  @override
+  Widget build(BuildContext context) {
+    final loc = AppLocalizations.of(context)!;
+    final provider = context.watch<QuotationProvider>();
+    final timeLeft = provider.quoteTimeLeft;
+    final isLoading = provider.isLoading;
+    final statusType = provider.quoteStatus;
+    final autoRefreshMode = provider.autoRefreshMode;
+
+    String statusText;
+    String? helperText;
+    switch (statusType) {
+      case QuoteStatusType.loading:
+        statusText = loc.quoteUpdating;
+        break;
+      case QuoteStatusType.error:
+        statusText = loc.quoteErrorGeneric;
+        break;
+      case QuoteStatusType.missing:
+        statusText = loc.quoteUnavailable;
+        break;
+      case QuoteStatusType.expired:
+        statusText = loc.quoteExpired;
+        helperText = loc.quoteRefreshRequired;
+        break;
+      case QuoteStatusType.active:
+        statusText = timeLeft == null
+            ? loc.quoteActive
+            : loc.quoteExpiresIn(formatQuoteDuration(timeLeft));
+        break;
+    }
+
+    final canRefresh = provider.canRefresh && !isLoading;
+    final showPrimaryRefresh = canRefresh &&
+        (statusType == QuoteStatusType.expired ||
+            statusType == QuoteStatusType.error ||
+            statusType == QuoteStatusType.missing);
+
+    return QuoteStatusBody(
+      spacing: widget.spacing,
+      statusType: statusType,
+      statusText: statusText,
+      helperText: helperText,
+      isLoading: isLoading,
+      canRefresh: canRefresh,
+      showPrimaryRefresh: showPrimaryRefresh,
+      autoRefreshMode: autoRefreshMode,
+      onAutoRefreshModeChanged: provider.setAutoRefreshMode,
+      onRefresh: provider.refreshQuotation,
+    );
+  }
+}
--- a/frontend/pweb/lib/pages/dashboard/payouts/quote_status/widgets/body.dart
+++ b/frontend/pweb/lib/pages/dashboard/payouts/quote_status/widgets/body.dart
@@ -0,0 +1,59 @@
+import 'package:flutter/material.dart';
+
+import 'package:pshared/models/payment/quote/status_type.dart';
+import 'package:pshared/models/auto_refresh_mode.dart';
+
+import 'package:pweb/pages/dashboard/payouts/quote_status/widgets/refresh_section.dart';
+import 'package:pweb/pages/dashboard/payouts/quote_status/widgets/card.dart';
+
+
+class QuoteStatusBody extends StatelessWidget {
+  final double spacing;
+  final QuoteStatusType statusType;
+  final String statusText;
+  final String? helperText;
+  final bool isLoading;
+  final bool canRefresh;
+  final bool showPrimaryRefresh;
+  final AutoRefreshMode autoRefreshMode;
+  final ValueChanged<AutoRefreshMode> onAutoRefreshModeChanged;
+  final VoidCallback onRefresh;
+
+  const QuoteStatusBody({
+    super.key,
+    required this.spacing,
+    required this.statusType,
+    required this.statusText,
+    required this.helperText,
+    required this.isLoading,
+    required this.canRefresh,
+    required this.showPrimaryRefresh,
+    required this.autoRefreshMode,
+    required this.onAutoRefreshModeChanged,
+    required this.onRefresh,
+  });
+
+  @override
+  Widget build(BuildContext context) {
+    return Column(
+      crossAxisAlignment: CrossAxisAlignment.start,
+      children: [
+        QuoteStatusCard(
+          statusType: statusType,
+          isLoading: isLoading,
+          statusText: statusText,
+          helperText: helperText,
+          canRefresh: canRefresh,
+          showPrimaryRefresh: showPrimaryRefresh,
+          onRefresh: onRefresh,
+        ),
+        SizedBox(height: spacing),
+        QuoteAutoRefreshSection(
+          autoRefreshMode: autoRefreshMode,
+          canRefresh: canRefresh,
+          onModeChanged: onAutoRefreshModeChanged,
+        ),
+      ],
+    );
+  }
+}
--- a/frontend/pweb/lib/pages/dashboard/payouts/quote_status/widgets/card.dart
+++ b/frontend/pweb/lib/pages/dashboard/payouts/quote_status/widgets/card.dart
@@ -0,0 +1,140 @@
+import 'package:flutter/material.dart';
+
+import 'package:pshared/models/payment/quote/status_type.dart';
+
+import 'package:pweb/generated/i18n/app_localizations.dart';
+
+
+class QuoteStatusCard extends StatelessWidget {
+  final QuoteStatusType statusType;
+  final bool isLoading;
+  final String statusText;
+  final String? helperText;
+  final bool canRefresh;
+  final bool showPrimaryRefresh;
+  final VoidCallback onRefresh;
+
+  const QuoteStatusCard({
+    super.key,
+    required this.statusType,
+    required this.isLoading,
+    required this.statusText,
+    required this.helperText,
+    required this.canRefresh,
+    required this.showPrimaryRefresh,
+    required this.onRefresh,
+  });
+
+  static const double _cardRadius = 12;
+  static const double _cardSpacing = 12;
+  static const double _iconSize = 18;
+
+  @override
+  Widget build(BuildContext context) {
+    final theme = Theme.of(context);
+    final foregroundColor = _resolveForegroundColor(theme, statusType);
+    final statusStyle = theme.textTheme.bodyMedium?.copyWith(color: foregroundColor);
+    final helperStyle = theme.textTheme.bodySmall?.copyWith(
+      color: foregroundColor.withValues(alpha: 0.8),
+    );
+
+    return Container(
+      padding: const EdgeInsets.all(_cardSpacing),
+      decoration: BoxDecoration(
+        color: _resolveCardColor(theme, statusType),
+        borderRadius: BorderRadius.circular(_cardRadius),
+      ),
+      child: Row(
+        crossAxisAlignment: CrossAxisAlignment.start,
+        children: [
+          Padding(
+            padding: const EdgeInsets.only(top: 2),
+            child: isLoading
+                ? SizedBox(
+                    width: _iconSize,
+                    height: _iconSize,
+                    child: CircularProgressIndicator(
+                      strokeWidth: 2,
+                      valueColor: AlwaysStoppedAnimation<Color>(foregroundColor),
+                    ),
+                  )
+                : Icon(
+                    _resolveIcon(statusType),
+                    size: _iconSize,
+                    color: foregroundColor,
+                  ),
+          ),
+          const SizedBox(width: _cardSpacing),
+          Expanded(
+            child: Column(
+              crossAxisAlignment: CrossAxisAlignment.start,
+              children: [
+                Text(statusText, style: statusStyle),
+                if (helperText != null) ...[
+                  const SizedBox(height: 4),
+                  Text(helperText!, style: helperStyle),
+                ],
+              ],
+            ),
+          ),
+          if (canRefresh)
+            Padding(
+              padding: const EdgeInsets.only(left: _cardSpacing),
+              child: showPrimaryRefresh
+                  ? ElevatedButton(
+                      onPressed: canRefresh ? onRefresh : null,
+                      child: Text(AppLocalizations.of(context)!.quoteRefresh),
+                    )
+                  : TextButton(
+                      onPressed: canRefresh ? onRefresh : null,
+                      child: Text(AppLocalizations.of(context)!.quoteRefresh),
+                    ),
+            ),
+        ],
+      ),
+    );
+  }
+
+  Color _resolveCardColor(ThemeData theme, QuoteStatusType status) {
+    switch (status) {
+      case QuoteStatusType.loading:
+        return theme.colorScheme.secondaryContainer;
+      case QuoteStatusType.error:
+      case QuoteStatusType.expired:
+        return theme.colorScheme.errorContainer;
+      case QuoteStatusType.active:
+        return theme.colorScheme.primaryContainer;
+      case QuoteStatusType.missing:
+        return theme.colorScheme.surfaceContainerHighest;
+    }
+  }
+
+  Color _resolveForegroundColor(ThemeData theme, QuoteStatusType status) {
+    switch (status) {
+      case QuoteStatusType.loading:
+        return theme.colorScheme.onSecondaryContainer;
+      case QuoteStatusType.error:
+      case QuoteStatusType.expired:
+        return theme.colorScheme.onErrorContainer;
+      case QuoteStatusType.active:
+        return theme.colorScheme.onPrimaryContainer;
+      case QuoteStatusType.missing:
+        return theme.colorScheme.onSurfaceVariant;
+    }
+  }
+
+  IconData _resolveIcon(QuoteStatusType status) {
+    switch (status) {
+      case QuoteStatusType.loading:
+        return Icons.sync_rounded;
+      case QuoteStatusType.error:
+        return Icons.warning_amber_rounded;
+      case QuoteStatusType.expired:
+        return Icons.error_outline_rounded;
+      case QuoteStatusType.active:
+        return Icons.timer_outlined;
+      case QuoteStatusType.missing:
+        return Icons.info_outline_rounded;
+    }
+  }
+}
--- a/frontend/pweb/lib/pages/dashboard/payouts/quote_status/widgets/refresh_section.dart
+++ b/frontend/pweb/lib/pages/dashboard/payouts/quote_status/widgets/refresh_section.dart
@@ -0,0 +1,83 @@
+import 'package:flutter/material.dart';
+
+import 'package:pshared/models/auto_refresh_mode.dart';
+
+import 'package:pweb/generated/i18n/app_localizations.dart';
+
+
+class QuoteAutoRefreshSection extends StatelessWidget {
+  final AutoRefreshMode autoRefreshMode;
+  final bool canRefresh;
+  final ValueChanged<AutoRefreshMode> onModeChanged;
+
+  const QuoteAutoRefreshSection({
+    super.key,
+    required this.autoRefreshMode,
+    required this.canRefresh,
+    required this.onModeChanged,
+  });
+
+  static const double _autoRefreshSpacing = 8;
+
+  @override
+  Widget build(BuildContext context) {
+    final loc = AppLocalizations.of(context)!;
+    final theme = Theme.of(context);
+
+    return Row(
+      crossAxisAlignment: CrossAxisAlignment.center,
+      children: [
+        Expanded(
+          child: Column(
+            crossAxisAlignment: CrossAxisAlignment.start,
+            children: [
+              Text(
+                autoRefreshMode == AutoRefreshMode.on
+                    ? loc.quoteAutoRefreshEnabled
+                    : loc.quoteAutoRefreshDisabled,
+                style: theme.textTheme.bodyMedium,
+              ),
+              const SizedBox(height: 2),
+              Text(
+                loc.quoteAutoRefreshHint,
+                style: theme.textTheme.bodySmall?.copyWith(
+                  color: theme.textTheme.bodySmall?.color?.withValues(alpha: 0.7),
+                ),
+              ),
+            ],
+          ),
+        ),
+        const SizedBox(width: _autoRefreshSpacing),
+        ToggleButtons(
+          isSelected: [
+            autoRefreshMode == AutoRefreshMode.off,
+            autoRefreshMode == AutoRefreshMode.on,
+          ],
+          onPressed: canRefresh
+              ? (index) {
+                  final nextMode =
+                      index == 1 ? AutoRefreshMode.on : AutoRefreshMode.off;
+                  if (nextMode == autoRefreshMode) return;
+                  onModeChanged(nextMode);
+                }
+              : null,
+          borderRadius: BorderRadius.circular(999),
+          constraints: const BoxConstraints(minHeight: 32, minWidth: 56),
+          selectedColor: theme.colorScheme.onPrimary,
+          fillColor: theme.colorScheme.primary,
+          color: theme.colorScheme.onSurface,
+          children: [
+            Padding(
+              padding: const EdgeInsets.symmetric(horizontal: 12),
+              child: Text(loc.toggleOff),
+            ),
+            Padding(
+              padding: const EdgeInsets.symmetric(horizontal: 12),
+              child: Text(loc.toggleOn),
+            ),
+          ],
+        ),
+      ],
+    );
+  }
+}
--- a/frontend/pweb/lib/pages/dashboard/payouts/summary/fee.dart
+++ b/frontend/pweb/lib/pages/dashboard/payouts/summary/fee.dart
@@ -2,7 +2,7 @@ import 'package:flutter/material.dart';

 import 'package:provider/provider.dart';

-import 'package:pshared/provider/payment/quotation.dart';
+import 'package:pshared/provider/payment/quotation/quotation.dart';

 import 'package:pweb/pages/dashboard/payouts/summary/row.dart';

--- a/frontend/pweb/lib/pages/dashboard/payouts/summary/recipient_receives.dart
+++ b/frontend/pweb/lib/pages/dashboard/payouts/summary/recipient_receives.dart
@@ -2,7 +2,7 @@ import 'package:flutter/material.dart';

 import 'package:provider/provider.dart';

-import 'package:pshared/provider/payment/quotation.dart';
+import 'package:pshared/provider/payment/quotation/quotation.dart';

 import 'package:pweb/pages/dashboard/payouts/summary/row.dart';

--- a/frontend/pweb/lib/pages/dashboard/payouts/summary/total.dart
+++ b/frontend/pweb/lib/pages/dashboard/payouts/summary/total.dart
@@ -2,7 +2,7 @@ import 'package:flutter/material.dart';

 import 'package:provider/provider.dart';

-import 'package:pshared/provider/payment/quotation.dart';
+import 'package:pshared/provider/payment/quotation/quotation.dart';

 import 'package:pweb/pages/dashboard/payouts/summary/row.dart';

--- a/frontend/pweb/lib/pages/payment_methods/payment_page/content.dart
+++ b/frontend/pweb/lib/pages/payment_methods/payment_page/content.dart
@@ -4,6 +4,8 @@ import 'package:provider/provider.dart';

 import 'package:pshared/models/payment/wallet.dart';
 import 'package:pshared/models/recipient/recipient.dart';
+import 'package:pshared/provider/payment/provider.dart';
+import 'package:pshared/provider/payment/quotation/quotation.dart';
 import 'package:pshared/provider/payment/wallets.dart';
 import 'package:pshared/provider/recipient/provider.dart';

@@ -54,6 +56,9 @@ class PaymentPageContent extends StatelessWidget {
  Widget build(BuildContext context) {
    final dimensions = AppDimensions();
    final loc = AppLocalizations.of(context)!;
+    final quotationProvider = context.watch<QuotationProvider>();
+    final paymentProvider = context.watch<PaymentProvider>();
+    final isSendEnabled = quotationProvider.hasLiveQuote && !paymentProvider.isLoading;

    return Align(
      alignment: Alignment.topCenter,
@@ -112,7 +117,7 @@ class PaymentPageContent extends StatelessWidget {
                  SizedBox(height: dimensions.paddingLarge),
                  const PaymentFormWidget(),
                  SizedBox(height: dimensions.paddingXXXLarge),
-                  SendButton(onPressed: onSend),
+                  SendButton(onPressed: onSend, isEnabled: isSendEnabled),
                  SizedBox(height: dimensions.paddingLarge),
                ],
              ),
--- a/frontend/pweb/lib/pages/payment_methods/payment_page/page.dart
+++ b/frontend/pweb/lib/pages/payment_methods/payment_page/page.dart
@@ -1,7 +1,11 @@
 import 'package:flutter/material.dart';

+import 'package:provider/provider.dart';
+
 import 'package:pshared/models/payment/wallet.dart';
 import 'package:pshared/models/recipient/recipient.dart';
+import 'package:pshared/provider/payment/provider.dart';
+import 'package:pshared/provider/payment/quotation/quotation.dart';
 import 'package:pshared/provider/recipient/provider.dart';

 import 'package:pweb/pages/dashboard/payouts/form.dart';
@@ -50,6 +54,9 @@ class PaymentPageContent extends StatelessWidget {
  Widget build(BuildContext context) {
    final dimensions = AppDimensions();
    final loc = AppLocalizations.of(context)!;
+    final quotationProvider = context.watch<QuotationProvider>();
+    final paymentProvider = context.watch<PaymentProvider>();
+    final isSendEnabled = quotationProvider.hasLiveQuote && !paymentProvider.isLoading;

    return Align(
      alignment: Alignment.topCenter,
@@ -95,7 +102,7 @@ class PaymentPageContent extends StatelessWidget {
                  SizedBox(height: dimensions.paddingLarge),
                  const PaymentFormWidget(),
                  SizedBox(height: dimensions.paddingXXXLarge),
-                  SendButton(onPressed: onSend),
+                  SendButton(onPressed: onSend, isEnabled: isSendEnabled),
                  SizedBox(height: dimensions.paddingLarge),
                ],
              ),
--- a/frontend/pweb/lib/pages/payment_methods/payment_page/send_button.dart
+++ b/frontend/pweb/lib/pages/payment_methods/payment_page/send_button.dart
@@ -7,31 +7,43 @@ import 'package:pweb/generated/i18n/app_localizations.dart';

 class SendButton extends StatelessWidget {
  final VoidCallback onPressed;
+  final bool isEnabled;

-  const SendButton({super.key, required this.onPressed});
+  const SendButton({
+    super.key,
+    required this.onPressed,
+    this.isEnabled = true,
+  });

  @override
  Widget build(BuildContext context) {
    final theme = Theme.of(context);
    final dimensions = AppDimensions();

+    final backgroundColor = isEnabled
+        ? theme.colorScheme.primary
+        : theme.colorScheme.onSurface.withValues(alpha: 0.12);
+    final textColor = isEnabled
+        ? theme.colorScheme.onSecondary
+        : theme.colorScheme.onSurface.withValues(alpha: 0.38);
+
    return Center(
      child: SizedBox(
        width: dimensions.buttonWidth,
        height: dimensions.buttonHeight,
        child: InkWell(
          borderRadius: BorderRadius.circular(dimensions.borderRadiusSmall),
-          onTap: onPressed,
+          onTap: isEnabled ? onPressed : null,
          child: Container(
            decoration: BoxDecoration(
-              color: theme.colorScheme.primary,
+              color: backgroundColor,
              borderRadius: BorderRadius.circular(dimensions.borderRadiusSmall),
            ),
            child: Center(
              child: Text(
                AppLocalizations.of(context)!.send,
                style: theme.textTheme.bodyLarge?.copyWith(
-                  color: theme.colorScheme.onSecondary,
+                  color: textColor,
                  fontWeight: FontWeight.w600,
                ),
              ),
@@ -41,4 +53,4 @@ class SendButton extends StatelessWidget {
      ),
    );
  }
-}
+}
--- a/frontend/pweb/lib/utils/quote_duration_format.dart
+++ b/frontend/pweb/lib/utils/quote_duration_format.dart
@@ -0,0 +1,31 @@
+import 'package:duration/duration.dart';
+
+String formatQuoteDuration(Duration duration) {
+  final clampedDuration = duration.isNegative ? Duration.zero : duration;
+  final pretty = prettyDuration(
+    clampedDuration,
+    tersity: DurationTersity.second,
+    upperTersity: DurationTersity.hour,
+    abbreviated: true,
+    delimiter: ':',
+    spacer: '',
+  );
+  final units = _extractHms(pretty);
+  final hours = units['h'] ?? 0;
+  final minutes = units['m'] ?? 0;
+  final seconds = units['s'] ?? 0;
+
+  if (hours > 0) {
+    return '${hours.toString()}:${minutes.toString().padLeft(2, '0')}:${seconds.toString().padLeft(2, '0')}';
+  }
+  return '${minutes.toString()}:${seconds.toString().padLeft(2, '0')}';
+}
+
+Map<String, int> _extractHms(String pretty) {
+  final matches = RegExp(r'(\d+)([hms])').allMatches(pretty);
+  final units = <String, int>{};
+  for (final match in matches) {
+    units[match.group(2)!] = int.parse(match.group(1)!);
+  }
+  return units;
+}
--- a/frontend/pweb/pubspec.yaml
+++ b/frontend/pweb/pubspec.yaml
@@ -69,6 +69,7 @@ dependencies:
  flutter_multi_formatter: ^2.13.7
  dotted_border: ^3.1.0
  qr_flutter: ^4.1.0
+  duration: ^4.0.3
				`@@ -0,0 +1 @@`
				`enum QuoteStatusType { loading, error, missing, expired, active }`