post:
  tags: [Payments]
  summary: Quote single payment intent
  description: |
    Calculates quote for one payment intent without executing payment. The response includes
    `quote.executable`, `quote.state`, and optional `quote.blockReason` so clients can reject
    non-executable quotes before attempting execution. Raw `card` destinations can omit expiry
    while quoting, but quotes intended for later execution should include `exp_month` and
    `exp_year`. Card-recipient AML screening is not performed during quotation; it runs during
    payment execution, so an executable quote does not guarantee AML acceptance.
  operationId: paymentsQuote
  security:
    - bearerAuth: []
  parameters:
    - $ref: ../parameters/organizations_ref.yaml#/components/parameters/OrganizationsRef
  requestBody:
    $ref: ./bodies/payment.yaml#/components/requestBodies/QuotePaymentBody
  responses:
    '200':
      description: Quote generated
      content:
        application/json:
          schema:
            allOf:
              - $ref: ../response/response.yaml#/components/schemas/BaseResponse
              - type: object
                properties:
                  data:
                    $ref: ./response/payment.yaml#/components/schemas/PaymentQuoteData
    '400':
      $ref: ../response/operation.yaml#/components/responses/BadRequest
    '401':
      $ref: ../response/operation.yaml#/components/responses/Unauthorized
    '403':
      $ref: ../response/operation.yaml#/components/responses/Forbidden
    '500':
      $ref: ../response/operation.yaml#/components/responses/InternalServerError