post:
  tags: [Payments]
  summary: Initiate payment using quote reference
  description: |
    Executes one payment from an existing quote reference. If the quoted destination is raw
    `card`, the original quote must already include `exp_month` and `exp_year`. Card-recipient
    AML screening occurs during execution, not quotation. An unchanged payment reuses its
    persisted compliance decision on idempotent execution replay, avoiding a duplicate AML call.
    A definitive denial terminates the payment with public `failureCode: failure_restriction`
    and `failureReason: aml_denied`.
  operationId: paymentsInitiateByQuote
  security:
    - bearerAuth: []
  parameters:
    - $ref: ../parameters/organizations_ref.yaml#/components/parameters/OrganizationsRef
  requestBody:
    required: true
    content:
      application/json:
        schema:
          $ref: ./request/payment.yaml#/components/schemas/InitiatePaymentByQuoteRequest
  responses:
    '200':
      description: Payment initiated by quote
      content:
        application/json:
          schema:
            allOf:
              - $ref: ../response/response.yaml#/components/schemas/BaseResponse
              - type: object
                properties:
                  data:
                    $ref: ./response/payment.yaml#/components/schemas/PaymentData
    '400':
      $ref: ../response/operation.yaml#/components/responses/BadRequest
    '401':
      $ref: ../response/operation.yaml#/components/responses/Unauthorized
    '403':
      $ref: ../response/operation.yaml#/components/responses/Forbidden
    '500':
      $ref: ../response/operation.yaml#/components/responses/InternalServerError