post:
  tags: [Payments]
  summary: Initiate payment from immediate intent
  description: |
    Creates quote and executes a single payment in one call (request must include `intent`). For
    raw `card` destinations, execution requires `exp_month` and `exp_year`; `cardToken`
    destinations only require `token`. Card-recipient AML screening occurs during execution.
    An unchanged payment reuses its persisted compliance decision on idempotent execution replay,
    avoiding a duplicate AML call. A definitive denial terminates the payment with public
    `failureCode: failure_restriction` and `failureReason: aml_denied`.
  operationId: paymentsInitiateImmediate
  security:
    - bearerAuth: []
  parameters:
    - $ref: ../parameters/organizations_ref.yaml#/components/parameters/OrganizationsRef
  requestBody:
    required: true
    content:
      application/json:
        schema:
          allOf:
            - $ref: ./request/payment.yaml#/components/schemas/InitiatePaymentRequest
            - type: object
              required:
                - intent
              not:
                required:
                  - quoteRef
  responses:
    '200':
      description: Payment initiated
      content:
        application/json:
          schema:
            allOf:
              - $ref: ../response/response.yaml#/components/schemas/BaseResponse
              - type: object
                properties:
                  data:
                    $ref: ./response/payment.yaml#/components/schemas/PaymentData
    '400':
      $ref: ../response/operation.yaml#/components/responses/BadRequest
    '401':
      $ref: ../response/operation.yaml#/components/responses/Unauthorized
    '403':
      $ref: ../response/operation.yaml#/components/responses/Forbidden
    '500':
      $ref: ../response/operation.yaml#/components/responses/InternalServerError