Merge branch 'main' into prod-vault-74

The internal name of the product is exch, like its production server.
Paths, the Compose project, the Docker network, raft node ids and the
transit seal key and policy use it before the first rollout, so nothing
has to be renamed once data exists.

AGENTS.md

@@ -13,14 +13,17 @@
 - Never commit autogenerated code to the repository. This applies to backend,
   frontend, shared packages, and every other module, including generated
   protobuf bindings, API clients, serializers, and framework-generated code.
-- Commit the source definitions, generator configuration, and reproducible
-  generation commands instead. Generate code locally or during build and CI
-  workflows before any dependent validation or compilation steps.
+- Use externally published schemas as generation inputs. Do not embed or commit
+  schema snapshots in the repository. Commit external schema references,
+  generator configuration, and reproducible generation commands instead.
+- Fetch the externally published schemas and generate code at build time, before
+  any dependent validation or compilation steps, including in CI.
 - Keep generated outputs ignored by Git. Do not force-add ignored generated
   files or copy generated code into tracked source files.
-- Change the source definitions or generator inputs rather than editing
-  generated outputs. Document the generation workflow so a clean checkout can
-  build without committed generated code.
+- Change schema sources in their owning project or update external schema
+  references and generator inputs rather than editing generated outputs.
+  Document the generation workflow so a clean checkout can build without
+  committed generated code or embedded schema snapshots.
 
 ## Local development tooling
 

Makefile

@@ -80,6 +80,12 @@ test-dev:
 	sh infra/local/tools.sh test
 	sh infra/local/tools.sh verify
 
+# Production pins (infra/prod/README.md): resolved once, copied to every node.
+.PHONY: prod-images
+prod-images:
+	sh infra/local/tools.sh build
+	sh infra/local/tools.sh prod-images
+
 .PHONY: test-dev-infra
 test-dev-infra:
 	sh infra/local/tools.sh test

backend/product/app/runtime/services.go

@@ -75,6 +75,7 @@ func OpenDependencies(_ context.Context, logger mlogger.Logger, config *api.Conf
 				return nil, nil, err
 			}
 			deps.Payments = &payments.Service{Store: paymentStore, Provider: provider, Identity: deps.Identity, Logger: logger.Named("payments")}
+			deps.Auth.Wallet = deps.Payments
 			logger.Info("Sendico sign-up facts integration enabled")
 		}
 		records, err := factorstore.Open(logger, db)

backend/product/auth/flow/service.go

@@ -31,8 +31,13 @@ type SignupFacts interface {
 	Ready(context.Context, bson.ObjectID) error
 }
 
+type CurrencyAccounts interface {
+	Ensure(context.Context, *customer.Account) error
+}
+
 type Service struct {
 	Facts         SignupFacts
+	Wallet        CurrencyAccounts
 	Accounts      account.DB
 	Customers     accountservice.AccountService
 	Tokens        verification.DB
@@ -110,6 +115,11 @@ func (s *Service) Signup(ctx context.Context, a *customer.Account, ip, key strin
 			return nil, err
 		}
 	}
+	if s.Wallet != nil {
+		if err := s.Wallet.Ensure(ctx, a); err != nil {
+			return nil, err
+		}
+	}
 	if raw != "" {
 		u, _ := url.Parse(s.ActivationURL)
 		q := u.Query()
@@ -148,6 +158,11 @@ func (s *Service) ResendActivation(ctx context.Context, email, ip, key string) e
 			return err
 		}
 	}
+	if s.Wallet != nil {
+		if err := s.Wallet.Ensure(ctx, a); err != nil {
+			return err
+		}
+	}
 	_, err = s.sendActivation(ctx, a, key)
 	return err
 }

backend/product/auth/http/v1/public/verification_integration_test.go

@@ -75,6 +75,17 @@ func (m *capturedMail) Send(_ context.Context, r notifications.Message) error {
 	}
 	return nil
 }
+
+type signupWallet struct {
+	customers []bson.ObjectID
+	err       error
+}
+
+func (s *signupWallet) Ensure(_ context.Context, a *customer.Account) error {
+	s.customers = append(s.customers, a.ID)
+	return s.err
+}
+
 func TestSignupActivationAndLoginEmailFlow(t *testing.T) {
 	ctx, cancel := context.WithTimeout(context.Background(), time.Minute)
 	defer cancel()
@@ -102,6 +113,8 @@ func TestSignupActivationAndLoginEmailFlow(t *testing.T) {
 	require.NoError(t, err)
 	provider := &signupProvider{fail: true}
 	service.Facts = &identity.Service{Store: bindings, Provider: provider, Logger: zap.NewNop()}
+	wallet := &signupWallet{err: merrors.ServiceUnavailable("account setup temporarily unavailable")}
+	service.Wallet = wallet
 	// Keep the real verification/customer stores and capture only session writes.
 	sessions := &testRefreshTokenDB{client: &session.Client{ClientID: "web"}}
 	records, err := factorstore.Open(zap.NewNop(), factory)
@@ -133,6 +146,14 @@ func TestSignupActivationAndLoginEmailFlow(t *testing.T) {
 	signup["name"] = "Changed retry name"
 	provider.fail = false
 	w = post("signup", signup)
+	require.Equal(t, 503, w.Code, w.Body.String())
+	require.Empty(t, mail.messages)
+	require.Len(t, wallet.customers, 1)
+	w = post("verification/send", map[string]string{"email": "user@example.com", "idempotencyKey": "wallet-retry"})
+	require.Equal(t, 503, w.Code, w.Body.String())
+	require.Empty(t, mail.messages)
+	wallet.err = nil
+	w = post("signup", signup)
 	require.Equal(t, 202, w.Code, w.Body.String())
 	require.Equal(t, 1, provider.registrations)
 	require.Equal(t, "Customer", provider.last.FullName)
@@ -149,6 +170,7 @@ func TestSignupActivationAndLoginEmailFlow(t *testing.T) {
 	require.NoError(t, err)
 	require.False(t, a.IsActive())
 	require.Equal(t, a.ID.Hex(), provider.last.CustomerRef)
+	require.Equal(t, []bson.ObjectID{a.ID, a.ID, a.ID}, wallet.customers)
 	require.NoError(t, service.Facts.Ready(ctx, a.ID))
 	login := map[string]any{"login": map[string]string{"login": "user@example.com", "password": " correct password "}, "clientId": "web", "deviceId": "browser"}
 	require.Equal(t, 403, post("login", login).Code)

backend/product/payments/accounts.go

@@ -0,0 +1,50 @@
+package payments
+
+import (
+	"context"
+	"time"
+
+	customer "git.sendico.io/tech/sxchnge/product/customers/model"
+	merrors "git.sendico.io/tech/sxchnge/shared/errors"
+	"github.com/prometheus/client_golang/prometheus"
+	"github.com/prometheus/client_golang/prometheus/promauto"
+	"go.uber.org/zap"
+)
+
+var accountSetup = promauto.NewCounterVec(prometheus.CounterOpts{Name: "sxchnge_currency_accounts_setup_total", Help: "Default currency account setup attempts, including checks of existing accounts."}, []string{"outcome"})
+var accountSetupDuration = promauto.NewHistogram(prometheus.HistogramOpts{Name: "sxchnge_currency_accounts_setup_duration_seconds", Help: "Time to confirm all default currency accounts exist."})
+
+func (s *Service) Ensure(ctx context.Context, a *customer.Account) error {
+	_, err := s.ensureAccounts(ctx, a)
+	if err != nil {
+		return merrors.ServiceUnavailableWrap(err, "currency account setup unavailable")
+	}
+	return nil
+}
+
+func (s *Service) ensureAccounts(ctx context.Context, a *customer.Account) (subject string, result error) {
+	started := time.Now()
+	defer func() {
+		outcome := "ready"
+		if result != nil {
+			outcome = "failed"
+		}
+		accountSetup.WithLabelValues(outcome).Inc()
+		accountSetupDuration.Observe(time.Since(started).Seconds())
+	}()
+	if s == nil || s.Identity == nil || s.Provider == nil {
+		return "", Unavailable
+	}
+	if a == nil || a.ID.IsZero() {
+		return "", NotFound
+	}
+	subject, result = s.Identity.Subject(ctx, a)
+	if result != nil {
+		return "", result
+	}
+	if result = s.Provider.EnsureAccounts(ctx, subject); result != nil {
+		s.Logger.Warn("Currency account setup incomplete", zap.String("account_ref", a.ID.Hex()), zap.Error(result))
+		return "", result
+	}
+	return subject, nil
+}

backend/product/payments/accounts_test.go

@@ -0,0 +1,28 @@
+package payments
+
+import (
+	"testing"
+
+	customer "git.sendico.io/tech/sxchnge/product/customers/model"
+	"github.com/stretchr/testify/require"
+	"go.mongodb.org/mongo-driver/v2/bson"
+	"go.uber.org/zap"
+)
+
+func TestSignupAndWalletReadEnsureCustomerCurrencyAccounts(t *testing.T) {
+	a := &customer.Account{}
+	a.ID = bson.NewObjectID()
+	p := &provider{namespace: "provider"}
+	s := &Service{Provider: p, Identity: identity{}, Logger: zap.NewNop(), Factors: &factors{}, Store: &memoryStore{records: map[bson.ObjectID]Record{}}}
+	require.NoError(t, s.Ensure(t.Context(), a))
+	require.Equal(t, "subject", p.setupSubject)
+	snapshot, err := s.Fetch(t.Context(), a)
+	require.NoError(t, err)
+	require.Len(t, snapshot.Accounts, 1)
+	require.Equal(t, 2, p.setupCalls)
+	p.setupErr = Unavailable
+	_, err = s.Fetch(t.Context(), a)
+	require.ErrorIs(t, err, Unavailable)
+	require.Error(t, s.Ensure(t.Context(), a))
+	require.Error(t, s.Ensure(t.Context(), nil))
+}

backend/product/payments/model.go

@@ -53,6 +53,7 @@ func (*Record) Collection() string { return "payment_quotes" }
 
 type Provider interface {
 	Namespace() string
+	EnsureAccounts(context.Context, string) error
 	Accounts(context.Context, string) ([]Account, error)
 	Quote(context.Context, string, Request, []Account) (Quote, error)
 	Execute(context.Context, string, string) (RemoteOperation, error)

backend/product/payments/service.go

@@ -206,7 +206,7 @@ func (s *Service) Fetch(ctx context.Context, a *customer.Account) (Snapshot, err
 	if err := s.ready(); err != nil {
 		return Snapshot{}, err
 	}
-	subject, err := s.Identity.Subject(ctx, a)
+	subject, err := s.ensureAccounts(ctx, a)
 	if err != nil {
 		return Snapshot{}, err
 	}

backend/product/payments/service_test.go

@@ -76,15 +76,25 @@ func (s *memoryStore) Attach(_ context.Context, r *Record, id string) error {
 }
 
 type provider struct {
-	mu        sync.Mutex
-	accepted  int
-	lost      bool
-	status    string
-	key       string
-	namespace string
+	mu           sync.Mutex
+	accepted     int
+	lost         bool
+	status       string
+	key          string
+	namespace    string
+	setupCalls   int
+	setupSubject string
+	setupErr     error
 }
 
 func (p *provider) Namespace() string { return p.namespace }
+func (p *provider) EnsureAccounts(_ context.Context, subject string) error {
+	p.mu.Lock()
+	defer p.mu.Unlock()
+	p.setupCalls++
+	p.setupSubject = subject
+	return p.setupErr
+}
 func (p *provider) Accounts(context.Context, string) ([]Account, error) {
 	return []Account{{ID: "ledger", Currency: "EUR", Precision: 2, Available: 5000}}, nil
 }

backend/product/providers/sendico/accounts.go

@@ -0,0 +1,87 @@
+package sendico
+
+import (
+	"context"
+	"net/http"
+
+	"git.sendico.io/tech/sxchnge/product/payments"
+	merrors "git.sendico.io/tech/sxchnge/shared/errors"
+)
+
+func (c *Client) validCustomerAccount(a accountDTO, subject string) bool {
+	return validRef(a.ID) && a.ScopeRef == c.config.OrganizationID && a.Owner == "" &&
+		a.Type == "ACCOUNT_TYPE_ASSET" && a.LedgerRole == "ACCOUNT_ROLE_OPERATING" &&
+		a.Status == "ACCOUNT_STATUS_ACTIVE" && !a.AllowNegative && a.Metadata["sxchnge_subject_ref"] == subject &&
+		(a.Metadata["external_subject_ref"] == "" || a.Metadata["external_subject_ref"] == subject)
+}
+
+// EnsureAccounts also repairs older customers, using provider-enforced
+// organization/subject/currency uniqueness for safe retries after lost responses.
+func (c *Client) EnsureAccounts(ctx context.Context, subject string) error {
+	if !validRef(subject) {
+		return payments.Unavailable
+	}
+	root := "/ledger_accounts/" + c.config.OrganizationID
+	var data accountListDTO
+	if err := c.paymentRequest(ctx, http.MethodGet, root, nil, &data); err != nil {
+		return err
+	}
+	existing := map[string]bool{}
+	reconcile := map[string]bool{}
+	for _, a := range data.Accounts {
+		if a.Metadata["sxchnge_subject_ref"] != subject && a.Metadata["external_subject_ref"] != subject {
+			continue
+		}
+		if !c.validCustomerAccount(a, subject) || existing[a.Currency] {
+			return payments.Unavailable
+		}
+		existing[a.Currency] = true
+		reconcile[a.Currency] = a.Metadata["external_subject_ref"] == subject
+	}
+	missing := []string{}
+	for _, code := range []string{"RUB", "USDT", "USDC"} {
+		if !existing[code] || reconcile[code] {
+			missing = append(missing, code)
+		}
+	}
+	if len(missing) == 0 {
+		return nil
+	}
+	// Older providers can accept the metadata but cannot prevent duplicates.
+	// Require the explicit capability before issuing the first create.
+	if !data.ExternalSubjectAccounts {
+		return payments.Unavailable
+	}
+	var catalog struct {
+		Rows []currencyDTO `json:"currencies"`
+	}
+	if err := c.paymentRequest(ctx, http.MethodGet, "/payments/fx/currencies/"+c.config.OrganizationID, nil, &catalog); err != nil {
+		return err
+	}
+	for _, code := range missing {
+		found := false
+		for _, currency := range catalog.Rows {
+			if currency.Code == code && currency.Scale != nil && *currency.Scale >= 0 && *currency.Scale <= 8 {
+				found = true
+			}
+		}
+		if !found {
+			return merrors.OpaqueWrap(payments.Unavailable, payments.Unsupported, "default currency missing from provider catalog")
+		}
+	}
+	// Replaying a bound create also resumes Sendico's durable wallet/route setup
+	// if a previous response failed after the ledger itself had been committed.
+	for _, code := range missing {
+		var response struct {
+			Account accountDTO `json:"account"`
+		}
+		request := createAccountDTO{Currency: code, Type: "asset", LedgerRole: "operating", Metadata: map[string]string{"external_subject_ref": subject, "sxchnge_subject_ref": subject}}
+		if err := c.paymentRequest(ctx, http.MethodPost, root, request, &response, http.StatusCreated); err != nil {
+			return err
+		}
+		if !c.validCustomerAccount(response.Account, subject) || response.Account.Currency != code || response.Account.Metadata["external_subject_ref"] != subject {
+			return payments.Unavailable
+		}
+	}
+	return nil
+}

backend/product/providers/sendico/accounts_test.go

@@ -0,0 +1,200 @@
+package sendico
+
+import (
+	"encoding/json"
+	"net/http"
+	"net/http/httptest"
+	"strings"
+	"sync"
+	"testing"
+
+	"github.com/stretchr/testify/require"
+	"go.mongodb.org/mongo-driver/v2/bson"
+)
+
+type accountServer struct {
+	mu              sync.Mutex
+	rows            []accountDTO
+	posts           []string
+	capable         bool
+	missingCurrency bool
+	failCurrency    string
+	loseResponse    bool
+	wrongResponse   bool
+}
+
+func customerLedger(code string) accountDTO {
+	return accountDTO{ID: bson.NewObjectID().Hex(), ScopeRef: org, Currency: code, Type: "ACCOUNT_TYPE_ASSET", LedgerRole: "ACCOUNT_ROLE_OPERATING", Status: "ACCOUNT_STATUS_ACTIVE", Metadata: map[string]string{"sxchnge_subject_ref": subject, "external_subject_ref": subject}}
+}
+
+func (s *accountServer) serve(t *testing.T) http.HandlerFunc {
+	return func(w http.ResponseWriter, r *http.Request) {
+		s.mu.Lock()
+		defer s.mu.Unlock()
+		require.NotEmpty(t, r.Header.Get("Authorization"))
+		var data any
+		switch {
+		case strings.Contains(r.URL.Path, "/currencies/"):
+			rows := []map[string]any{{"code": "RUB", "accountingScale": 2}, {"code": "USDT", "accountingScale": 6}, {"code": "USDC", "accountingScale": 6}}
+			if s.missingCurrency {
+				rows = rows[:2]
+			}
+			data = map[string]any{"currencies": rows}
+		case r.Method == http.MethodPost:
+			var request createAccountDTO
+			require.NoError(t, json.NewDecoder(r.Body).Decode(&request))
+			require.Equal(t, "asset", request.Type)
+			require.Equal(t, "operating", request.LedgerRole)
+			require.False(t, request.AllowNegative)
+			require.Equal(t, subject, request.Metadata["external_subject_ref"])
+			require.Equal(t, subject, request.Metadata["sxchnge_subject_ref"])
+			s.posts = append(s.posts, request.Currency)
+			if s.failCurrency == request.Currency {
+				s.failCurrency = ""
+				w.WriteHeader(503)
+				return
+			}
+			var row accountDTO
+			for _, a := range s.rows {
+				if a.Currency == request.Currency && a.Metadata["external_subject_ref"] == subject {
+					row = a
+				}
+			}
+			if row.ID == "" {
+				row = customerLedger(request.Currency)
+				s.rows = append(s.rows, row)
+			}
+			if s.loseResponse {
+				s.loseResponse = false
+				w.WriteHeader(503)
+				return
+			}
+			if s.wrongResponse {
+				row.Currency = "EUR"
+			}
+			w.WriteHeader(http.StatusCreated)
+			data = map[string]any{"account": row}
+		case strings.HasSuffix(r.URL.Path, "/balance"):
+			parts := strings.Split(r.URL.Path, "/")
+			data = map[string]any{"balance": balanceDTO{ID: parts[len(parts)-2], Money: moneyDTO{Amount: "45.00", Currency: "RUB"}}}
+		default:
+			data = map[string]any{"accounts": s.rows, "externalSubjectAccounts": s.capable}
+		}
+		require.NoError(t, json.NewEncoder(w).Encode(map[string]any{"status": "success", "data": data}))
+	}
+}
+
+func TestEnsureCurrencyAccountsPreservesExistingAndRecoversPartialFailure(t *testing.T) {
+	for _, lost := range []bool{false, true} {
+		t.Run(map[bool]string{false: "partial failure", true: "lost response"}[lost], func(t *testing.T) {
+			s := &accountServer{capable: true, failCurrency: "USDT", loseResponse: lost}
+			if lost {
+				s.failCurrency = ""
+			}
+			server := httptest.NewServer(s.serve(t))
+			defer server.Close()
+			c, err := Open(config(t, server.URL))
+			require.NoError(t, err)
+			require.Error(t, c.EnsureAccounts(t.Context(), subject))
+			require.Len(t, s.rows, 1)
+			firstID := s.rows[0].ID
+			require.NoError(t, c.EnsureAccounts(t.Context(), subject))
+			require.NoError(t, c.EnsureAccounts(t.Context(), subject))
+			require.Len(t, s.rows, 3)
+			require.Equal(t, firstID, s.rows[0].ID)
+			// Bound creates are replayed to finish interrupted wallet/route setup;
+			// the provider must return the original ledger each time.
+			require.Equal(t, 3, countCurrency(s.posts, "RUB"))
+		})
+	}
+}
+
+func countCurrency(rows []string, code string) int {
+	n := 0
+	for _, r := range rows {
+		if r == code {
+			n++
+		}
+	}
+	return n
+}
+
+func TestEnsureAccountsConcurrentRequestsUseStableSubjectBinding(t *testing.T) {
+	s := &accountServer{capable: true}
+	server := httptest.NewServer(s.serve(t))
+	defer server.Close()
+	c, err := Open(config(t, server.URL))
+	require.NoError(t, err)
+	errors := make(chan error, 12)
+	for range 12 {
+		go func() { errors <- c.EnsureAccounts(t.Context(), subject) }()
+	}
+	for range 12 {
+		require.NoError(t, <-errors)
+	}
+	require.Len(t, s.rows, 3)
+}
+
+func TestEnsureAccountsRejectsUnsafeProviderStateBeforeCreating(t *testing.T) {
+	for _, kind := range []string{"old provider", "missing currency", "frozen", "owned", "negative", "duplicate", "wrong subject"} {
+		t.Run(kind, func(t *testing.T) {
+			s := &accountServer{capable: true}
+			a := customerLedger("RUB")
+			switch kind {
+			case "old provider":
+				s.capable = false
+			case "missing currency":
+				s.missingCurrency = true
+			case "frozen":
+				a.Status = "ACCOUNT_STATUS_FROZEN"
+				s.rows = []accountDTO{a}
+			case "owned":
+				a.Owner = source
+				s.rows = []accountDTO{a}
+			case "negative":
+				a.AllowNegative = true
+				s.rows = []accountDTO{a}
+			case "duplicate":
+				s.rows = []accountDTO{a, customerLedger("RUB")}
+			case "wrong subject":
+				a.Metadata["sxchnge_subject_ref"] = source
+				s.rows = []accountDTO{a}
+			}
+			server := httptest.NewServer(s.serve(t))
+			defer server.Close()
+			c, err := Open(config(t, server.URL))
+			require.NoError(t, err)
+			require.Error(t, c.EnsureAccounts(t.Context(), subject))
+			require.Empty(t, s.posts)
+		})
+	}
+}
+
+func TestEnsureAccountsValidatesCreateReceipt(t *testing.T) {
+	s := &accountServer{capable: true, wrongResponse: true}
+	server := httptest.NewServer(s.serve(t))
+	defer server.Close()
+	c, err := Open(config(t, server.URL))
+	require.NoError(t, err)
+	require.Error(t, c.EnsureAccounts(t.Context(), subject))
+	require.Len(t, s.posts, 1)
+}
+
+func TestEnsureAccountsKeepsExistingBindingsAndBalances(t *testing.T) {
+	a := customerLedger("RUB")
+	delete(a.Metadata, "external_subject_ref")
+	s := &accountServer{capable: true, rows: []accountDTO{a}}
+	server := httptest.NewServer(s.serve(t))
+	defer server.Close()
+	c, err := Open(config(t, server.URL))
+	require.NoError(t, err)
+	require.NoError(t, c.EnsureAccounts(t.Context(), subject))
+	require.Equal(t, []string{"USDT", "USDC"}, s.posts)
+	// A subsequent read uses the original RUB ledger and its authoritative funds.
+	s.rows = s.rows[:1]
+	accounts, err := c.Accounts(t.Context(), subject)
+	require.NoError(t, err)
+	require.Len(t, accounts, 1)
+	require.Equal(t, a.ID, accounts[0].ID)
+	require.EqualValues(t, 4500, accounts[0].Available)
+}

backend/product/providers/sendico/accounts_transport.go

@@ -0,0 +1,14 @@
+package sendico
+
+type accountListDTO struct {
+	Accounts                []accountDTO `json:"accounts"`
+	ExternalSubjectAccounts bool         `json:"externalSubjectAccounts"`
+}
+
+type createAccountDTO struct {
+	Currency      string            `json:"currency"`
+	Type          string            `json:"accountType"`
+	LedgerRole    string            `json:"role"`
+	AllowNegative bool              `json:"allowNegative"`
+	Metadata      map[string]string `json:"metadata"`
+}

backend/product/providers/sendico/payments.go

@@ -27,9 +27,7 @@ func (c *Client) Accounts(ctx context.Context, subject string) ([]payments.Accou
 			scales[row.Code] = *row.Scale
 		}
 	}
-	var data struct {
-		Accounts []accountDTO `json:"accounts"`
-	}
+	var data accountListDTO
 	root := "/ledger_accounts/" + c.config.OrganizationID
 	if err := c.paymentRequest(ctx, http.MethodGet, root, nil, &data); err != nil {
 		return nil, err
@@ -39,7 +37,7 @@ func (c *Client) Accounts(ctx context.Context, subject string) ([]payments.Accou
 		if row.Metadata["sxchnge_subject_ref"] != subject {
 			continue
 		}
-		if !validRef(row.ID) || row.ScopeRef != c.config.OrganizationID || row.Owner != "" || row.Status != "ACCOUNT_STATUS_ACTIVE" || row.Type != "ACCOUNT_TYPE_ASSET" || row.LedgerRole != "ACCOUNT_ROLE_OPERATING" {
+		if !c.validCustomerAccount(row, subject) {
 			return nil, payments.Unavailable
 		}
 		scale, ok := scales[row.Currency]

backend/product/providers/sendico/payments_transport.go

@@ -54,14 +54,15 @@ type paymentDTO struct {
 	Created time.Time       `json:"createdAt"`
 }
 type accountDTO struct {
-	ID         string            `json:"ledgerAccountRef"`
-	ScopeRef   string            `json:"organizationRef"`
-	Owner      string            `json:"ownerRef"`
-	Currency   string            `json:"currency"`
-	Type       string            `json:"accountType"`
-	LedgerRole string            `json:"role"`
-	Status     string            `json:"status"`
-	Metadata   map[string]string `json:"metadata"`
+	ID            string            `json:"ledgerAccountRef"`
+	ScopeRef      string            `json:"organizationRef"`
+	Owner         string            `json:"ownerRef"`
+	Currency      string            `json:"currency"`
+	Type          string            `json:"accountType"`
+	LedgerRole    string            `json:"role"`
+	Status        string            `json:"status"`
+	AllowNegative bool              `json:"allowNegative"`
+	Metadata      map[string]string `json:"metadata"`
 }
 type currencyDTO struct {
 	Code  string `json:"code"`
@@ -72,7 +73,7 @@ type balanceDTO struct {
 	Money moneyDTO `json:"balance"`
 }
 
-func (c *Client) paymentRequest(ctx context.Context, method, path string, payload, dst any) error {
+func (c *Client) paymentRequest(ctx context.Context, method, path string, payload, dst any, accepted ...int) error {
 	token, err := c.token()
 	if err != nil {
 		return err
@@ -98,7 +99,11 @@ func (c *Client) paymentRequest(ctx context.Context, method, path string, payloa
 	}
 	defer func() { _ = res.Body.Close() }()
 	// Never forward upstream errors, credentials, or arbitrary error bodies.
-	if res.StatusCode != http.StatusOK {
+	expected := http.StatusOK
+	if len(accepted) != 0 {
+		expected = accepted[0]
+	}
+	if res.StatusCode != expected {
 		return payments.Unavailable
 	}
 	var envelope struct {

docs/local-sendico.md

@@ -130,8 +130,10 @@ This recovery retains the configured provider URL, account and replay namespace.
 layout and least-privilege identities, Mongo transactions/lease rotation, and
 authenticated Sendico currency and ledger reads through the same loopback
 connection and token used by BFF. It sends no email and executes no payment.
-An empty wallet is expected until dedicated subject-bound currency ledgers and
-saved methods are provisioned as described in [payment provisioning](payments.md).
+Signup and wallet access automatically ensure subject-bound RUB, USDT and USDC
+ledgers as described in [account setup](payments.md#automatic-currency-accounts-72).
+Deploy the provider prerequisite and grant ledger-create permission first.
+Saved funding and payout methods remain separate from currency-account setup.
 
 ## Recovery
 

docs/payments.md

@@ -52,22 +52,50 @@ coordinated deployment of the platform's financial services.
 
 Reuse `api.sendico` and its existing Vault-rendered token file. Do not put provider
 credentials or organization/source settings in Flutter. Provision the integration
-account's organization membership, payment-create/read, ledger-account/balance
-read and the permissions needed to resolve its stored payment methods. Verify
+account's organization membership, payment-create/read, ledger-account create/read,
+balance read and the permissions needed to resolve its stored payment methods. Verify
 those permissions in the intended environment before enabling real operations.
 
-Through Sendico's existing operator APIs, provision one dedicated unowned
-organization ledger per customer currency, with active `asset` / `operating`
-semantics, no negative balance and metadata:
+### Automatic currency accounts (#72)
+
+The backend ensures **RUB, USDT and USDC** accounts after confirmed identity intake
+during signup, before sending the activation email. Resending activation retries
+the same setup. Every authenticated wallet load also ensures the defaults, so
+existing customers receive missing accounts automatically when they next open
+their wallet. This is lazy backfill, not an eager scan of dormant customers.
+
+Setup creates dedicated unowned organization ledgers through the public
+`POST /ledger_accounts/{organization}` API, with active `asset` / `operating`
+semantics, zero initial funds, no negative balance and metadata:
 
 | Ledger metadata | Meaning |
 | --- | --- |
 | `sxchnge_subject_ref` | Confirmed independent subject reference from sign-up |
+| `external_subject_ref` | Same confirmed subject; provider-enforced organization/subject/currency uniqueness |
 | `sxchnge_payout_method_ref` | Optional prevalidated same-currency saved payout method |
 | `sxchnge_payout_label` | Safe customer-visible destination label, e.g. bank plus masked suffix |
 | `sxchnge_funding_method_ref` | Optional same-currency saved funding source supported by the platform route |
 
-These are financial-resource bindings maintained by trusted provisioning, not
+Existing customer ledgers and their balances are preserved, including manually
+provisioned ledgers with the original `sxchnge_subject_ref` tag. Only missing
+defaults are created; existing additional currencies remain visible. Repeated
+bound creates reuse the ledger and resume Sendico's durable wallet/route setup
+after an interrupted response. Frozen, duplicate or incorrectly owned bindings
+fail instead of creating a replacement. All required currency precision entries
+are checked against the provider catalog before issuing creates. Saved funding
+and payout bindings remain separate from creation of the currency accounts.
+
+Deploy [Sendico #2968](https://git.sendico.io/tech/sendico/issues/2968) first:
+Ledger (including its unique index), then Product Edge, then SXCHNGE backend and
+frontend from [PR #73](https://git.sendico.io/tech/sxchnge/pulls/73). The public
+ledger list must advertise `externalSubjectAccounts: true` before SXCHNGE sends
+any create requests. Older providers fail safely without creating accounts.
+The acknowledgement assumes Ledger and Edge are deployed in that order; it
+does not discover the version of a separately running Ledger. No new runtime
+configuration or credentials are introduced. Existing deployments must give the
+integration principal the ledger-create permission in addition to its reads.
+
+These are financial-resource bindings maintained by server-side setup, not
 client choices or new runtime configuration. Do not tag a pooled/integration-login
 ledger as a customer ledger. Do not place full bank/card details or secret values
 in labels or metadata. The BFF checks subject, organization, account type, role,
@@ -79,7 +107,8 @@ review action. Funding uses a quote for the provisioned stored source; it does
 not mint money or treat demo top-ups as real deposits. Additional destinations,
 recipient onboarding and other funding instructions remain separate features.
 
-An empty set of provisioned ledgers is an empty wallet. Existing organization
+If setup reports a failure, the API returns an unavailable wallet rather than an
+empty snapshot or demo balances. Retrying the app load retries setup. Existing organization
 payments and pooled balances are never imported into customer history. This
 integration exposes the durable operations initiated through this BFF, with live
 provider reconciliation; independent inbound deposits/history ingestion and

docs/ux/auth-journeys.md

@@ -296,3 +296,66 @@ real token was checked read-only and remains unused and unexpired, with its
 account pending verification, ready for the user to reopen the link. PR #61 has
 not been merged into remote main; this local deployment does not imply a main
 branch merge.
+
+### Accepted signup delivery (#62)
+
+Task [#62](https://git.sendico.io/tech/sxchnge/issues/62), branch
+`email-verification-62`, delivered in
+[PR #63](https://git.sendico.io/tech/sxchnge/pulls/63). On October 23, signup
+returned HTTP 202 and the local
+SMTP provider accepted its message with status 250, while the user reported an
+internal-error screen immediately after Create account. No subsequent
+verification request from that attempt reached the BFF. The precise original
+client exception was not captured; an ordinary isolated release reproduction
+succeeded. The regression below deliberately injects an unavailable follow-up
+send service to cover the post-acceptance failure path without claiming that
+injected exception was the original cause.
+
+Backend and preview signup mappers now return a `VerificationDelivery` domain
+receipt with the recipient and simulation status. It means that signup accepted
+the email-queue operation, not inbox delivery, account activation or a session.
+The signup provider exposes it through its operation result. The form captures
+the receipt before clearing password controllers, whose change listeners reset
+auth state, and passes it as transient router extra. The verification provider
+initializes directly in the sent state; mounting the page performs no send.
+This replaces the backend adapter's hidden one-use signup cache. Every explicit
+resend now invokes its service, including the first one after signup.
+
+Routes without a receipt retain their existing behavior: unverified login may
+request an email, a fresh verification page asks for an address, and emailed
+links run confirmation. Recipient changes invalidate the displayed claim until
+another send succeeds. New receipts replace stale recipients. The route codec
+discards the receipt when serializing history, so reloads do not invent a queued
+result or retain the address. No token or password is included in the receipt.
+
+The existing email-delivery requested/succeeded signals now follow the accepted
+signup receipt inside the instrumented service instead of a synthetic send on
+page mount. They stay in the signup journey, occur once for the accepted
+operation, and remain intermediate queue-acceptance signals. Resends retain
+separate attempts and failures; confirmation remains the terminal outcome.
+Simulation and privacy rules are unchanged, including the in-memory analytics
+and cross-device correlation limitations above.
+
+Frontend review covered the complete app/auth contribution and preserved the
+DTO, mapper, service, domain model, provider and UI boundaries. Regressions cover
+accepted signup followed by unavailable resend, explicit retry, normalized
+receipt mapping, provider initialization/reset, recipient replacement, transient
+history, event correlation and exclusion of form values from analytics. EN/RU
+flow tests run at 390px with 1.5x text scaling; existing keyboard, autofill and
+accessibility suites also pass. Changed-file Dart format checks, analysis in
+`frontend/app` and `frontend/packages/sxchnge_auth`, and `make test-frontend`
+(221 tests) pass. The new injected-failure regression failed on the previous
+implementation and passes with the receipt handoff. A release-browser fixture
+with the same backend adapter and a failing resend service shows Check your
+inbox after signup with no send call, then the expected error only after an
+explicit resend. It sends no email. Native Safari was not automated.
+
+The frontend image was rebuilt with freshly resolved stable digest pins and
+recreated without restarting BFF. The served JavaScript matches the new image
+at SHA-256 `0a45ce6f0b4658b1f03d8e39b9e39fd3fbfcf6f1626cb3f17705dce2da130a6c`.
+Normal browser-trust HTTPS serves the frontend and API with HTTP 200.
+`sh infra/local/tools.sh verify` passes all seven services, Vault/database
+checks and authenticated Sendico currency/ledger reads. No new customer email,
+activation or payment was submitted for this change, and no security scan was
+requested or run. The user's pre-existing browser tab must reload to use the
+new bundle; their original Safari exception remains unobserved.

docs/ux/exchange-workspace.md

@@ -302,32 +302,54 @@ that contradicts displayed balances or usage without explaining the fixtures.
 - Keep unrelated accounts/history accessible during a pending operation. Do not
   block the whole product behind an exchange spinner.
 
-## Empty currency accounts (task #66)
+## Automatic currency accounts (task #72)
 
-The shared empty-account message used on Accounts and transfer screens explains
-that no currency accounts have been set up and directs the customer to support
-to request setup. English and Russian no longer suggest that refreshing creates
-accounts or imply that automatic provisioning is underway. This follows the
-existing support guidance for missing funding and payout setup. The application
-has no configured support contact channel; the message therefore provides text
-guidance without a nonfunctional contact button or invented contact details.
+New customers receive RUB, USDT and USDC accounts through backend-owned setup
+during signup. Existing customers receive missing defaults on their next wallet
+load. The UI requires no account-creation form or support contact. During initial
+loading it announces that the accounts are being prepared. Failure shows one
+clear load error and a **Try again** action that reruns the same idempotent setup.
+An unexpected empty snapshot has its own setup-failure fallback, rather than
+being shown simultaneously with an error. A failed refresh retains existing
+cards and the stale-data warning. Account-not-found copy requires loaded data.
 
-UX review: the copy names the missing resource and the next step, retains the
-existing wrapping text and accessible reading order, and does not alter loading,
-error or populated-state behavior. Existing manual refresh remains available for
-accounts provisioned externally. This copy-only change adds no controls or
-journey outcomes and requires no new analytics events. Existing transaction
-journey signals and their production measurement limitations below still apply;
-support resolution and external account provisioning are not measured in-app.
+The existing DTO → mapper → service → model → provider → UI boundaries remain
+intact. Account creation belongs to the backend/provider, and widgets invoke the
+existing provider refresh action. English and Russian use wrapping text and the
+existing accessible button pattern; status text uses a live region. Dedicated
+widget regressions cover loading, failure, retry and successful default accounts
+on Accounts, Top up, Exchange and Payout at 320px with 1.6× text. Native device and
+screen-reader QA remain a release check; tests do not claim physical-device QA.
 
-Validation: `flutter gen-l10n`, `flutter analyze` in `frontend/app`,
-`make test-frontend` (217 tests), and `git diff --check` passed. No Dart source
-changed, so Dart formatting was not applicable. Existing responsive workspace
-tests cover Russian at 320px with enlarged text; this copy-only change does not
-add a dedicated empty-state rendering or native screen-reader test. No security
-scan was requested. Delivery: [task #66](https://git.sendico.io/tech/sxchnge/issues/66),
-branch `wallet-66`, [PR #68](https://git.sendico.io/tech/sxchnge/pulls/68).
-Merge and deployment remain separate.
+Measurement: `sxchnge_currency_accounts_setup_total{outcome="ready|failed"}` and
+`sxchnge_currency_accounts_setup_duration_seconds` cover the server setup attempt.
+`ready` is emitted only after all default bindings are confirmed, including
+idempotent completion of provider wallet/route setup for newly bound ledgers.
+Each signup/resend/wallet load is a separate attempt; a retry is not a new unique
+customer conversion. The failure fraction uses all attempts as its denominator;
+the histogram measures one attempt, not time across multiple browser sessions.
+No customer, ledger, currency, balance, credentials or form input is a metric
+label. These server metrics do not measure client abandonment or prove that a
+balance card was viewed. Existing transaction journey outcomes below are reused;
+no speculative button-click events are added.
+
+Scope and rollout: [task #72](https://git.sendico.io/tech/sxchnge/issues/72), branch
+`wallet-72`, [PR #73](https://git.sendico.io/tech/sxchnge/pulls/73). The provider
+prerequisite and deployment order are documented in [payments](../payments.md).
+Merge and deployment remain separate. Final validation is recorded in the task
+and PR, including any transient failures and environmental blockers.
+
+Final validation (2026-10-23): `flutter gen-l10n`, `flutter analyze` in
+`frontend/app`, the changed-Dart formatting check, `make lint-backend`, and
+`git diff --check` passed. `make test-frontend` passed all 242 tests on the current
+app base, including the eight setup recovery scenarios. The full `make test`
+passed with `TESTCONTAINERS_RYUK_DISABLED=true GOFLAGS='-p=2'`: earlier attempts
+hit dependency DNS and Mongo/cleanup-helper startup timeouts. Disabling only the
+failing helper retained every integration assertion, test timeout and race check;
+each test's existing container cleanup still ran. No security scan was requested.
+The live local provider catalog confirms RUB scale 2 and USDT/USDC scale 6.
+Provider-side concurrency and frozen-binding checks passed against a disposable
+Mongo replica set; see [Sendico PR #2970](https://git.sendico.io/tech/sendico/pulls/2970).
 
 ## Journey measurement plan
 

docs/ux/kyc.md

@@ -167,3 +167,95 @@ This is a display correction within the existing KYC journey, so no additional
 analytics events or financial data collection are introduced. Tests cover mapping
 without inferring remaining, unused/exhausted/over-cap/zero-cap ratios and EN/RU
 usage display at 320px with 1.6 text scaling.
+
+## Residence country selection — task #64
+
+Task [#64](https://git.sendico.io/tech/sxchnge/issues/64), branch `kyc-64`.
+Delivery: [PR #65](https://git.sendico.io/tech/sxchnge/pulls/65).
+The profile now shows a country name and opens a searchable country list instead
+of asking customers to type a two-letter code. Names follow the English/Russian
+app locale. Search accepts localized or English names and two-letter codes,
+ignoring case and surrounding whitespace. Selection updates only
+`IdentityProfile.residenceCountry` with the country code; the existing provider,
+service, mapper and transport contracts remain unchanged.
+
+The `country_picker` dependency supplies bundled country data, code lookup and
+translations through `CountryService` and `CountryLocalizations`. Flutter Material
+controls provide the search interface, explicit no-results recovery, minimum
+touch targets, keyboard selection, a selected-state checkmark, Back and Escape.
+The package's built-in list omits explicit no-results feedback and uses shorter
+row targets, so its data/localizations are reused with standard Material controls.
+There is no remote lookup, copied country table or extra application provider.
+Cancelling preserves the current profile, prefilled codes display names, busy
+state disables opening the selector, and the search controller is disposed with
+its dialog. The list is a data catalogue; backend eligibility remains authoritative.
+
+This change stays within the existing KYC preparation/submission journey and its
+measurement definitions above. No selector events, queries, names or country
+codes are added to telemetry. Existing acceptance/failure/retry/abandonment
+signals and documented server-side review measurement gaps still apply.
+
+Focused widget checks cover name/code search, code-only updates, reselection,
+cancel, no-results recovery, clearing search, saved values, locale changes,
+Russian names, disabled state, keyboard activation/selection/Escape and labeled
+touch targets. A long country name fits at 320px with 1.6 text scale. Existing
+EN/RU verification journeys now select a country and assert the profile code
+before continuing through document submission. Native screen-reader and device
+keyboard testing remain release checks; widget semantics checks do not establish
+those device outcomes.
+
+Validation: five changed Dart files passed the format check; `flutter analyze`
+in `frontend/app` reported no issues; `make test-frontend` passed all 222 tests;
+and `flutter build web` passed, including its Wasm compatibility dry run. Browser
+smoke testing on the local demo opened the selector, searched for Poland and
+confirmed that the profile displays Poland after selection. Focused and full
+journey tests verify the stored `PL` code. Generated localization/build outputs
+remain ignored and uncommitted.
+
+## Birthday entry — task #67
+
+Task [#67](https://git.sendico.io/tech/sxchnge/issues/67), branch `kyc-67`.
+Delivery: [PR #70](https://git.sendico.io/tech/sxchnge/pulls/70).
+This change is stacked on the residence-country selector in PR #65; merge #65
+before the birthday PR.
+
+The profile uses labeled Day, Month and Year controls. Day and year accept numeric
+entry with birthday autofill hints; month selection uses localized month names
+and standard Material keyboard/touch interaction. Customers can enter their birth
+year directly. No calendar paging or transport-format punctuation is required.
+The controls share a row when space allows and stack at narrow widths or enlarged
+text sizes. English and Russian labels, month names and errors follow the app locale.
+
+Valid calendar dates are normalized to the existing `IdentityProfile.dateOfBirth`
+`YYYY-MM-DD` value through `IdentityProvider.updateProfile`. Partial, impossible
+and future dates clear that profile value so Continue cannot retain an earlier
+valid birthday. Local input components remain visible while correcting a date;
+complete invalid dates receive a specific live-region error below the group.
+Leap years, zero day/year and calendar rollover are checked. Today's date follows
+the existing model policy; no minimum age or arbitrary oldest birth year is added.
+Prefilled dates, locale changes and external profile replacement synchronize the
+controls. Back navigation restores the valid saved date. Busy state disables all
+three controls. Controllers are disposed with the widget.
+
+The existing DTO, mapper, service, domain model and provider boundaries are retained.
+No dependency, transport or backend change is needed. This remains part of the KYC
+preparation-to-submission journey defined above: existing acceptance, failure,
+retry and abandonment signals apply, without new field events or date collection.
+The existing server-side review measurement gaps remain unchanged.
+
+UX review and automated checks cover entry/correction, leap dates, invalid and
+future-date recovery, numeric restrictions, prefill/replacement/clearing, locale
+switching, disabled state, Tab/Enter/arrow-key month selection, Escape cancellation,
+and Russian controls/errors at 320px with 1.6 text scale. Labeled and minimum-size
+tap-target guidelines pass. Integration checks verify that invalid dates block
+Continue, Back preserves the birthday, and EN/RU flows still reach submission
+acceptance. Native screen-reader and mobile keyboard/autofill testing remain
+release checks; widget semantics are not a claim of device-level validation.
+
+Validation: all four changed Dart files pass the format check; `flutter analyze`
+in `frontend/app` reports no issues; `make test-frontend` passes all 230 tests,
+including the seven new birthday widget tests and the new navigation/gating test.
+`flutter build web` passes, including its Wasm compatibility dry run. Browser
+smoke testing of the release build entered 23 April 1990, verified the inline
+error for 31 April and restored 23 April without losing month or year.
+Generated localization and build outputs remain ignored and uncommitted.

docs/ux/photo-preview.md

@@ -0,0 +1,98 @@
+# Identity photo preview correction
+
+Task [#69](https://git.sendico.io/tech/sxchnge/issues/69), branch `kyc-69`.
+Delivery: [PR #71](https://git.sendico.io/tech/sxchnge/pulls/71).
+This frontend change builds on the [identity verification journey](kyc.md)
+and is independent of the birthday controls in task #67.
+
+## Cause and correction
+
+A synthetic valid PNG reproduced this Flutter 3.47.7 browser error:
+
+```text
+TypeError: Instance of '_UnmodifiableUint8ListView': type
+'_UnmodifiableUint8ListView' is not a subtype of type 'NativeUint8List'
+```
+
+The stack reached `Uint8ListToJSUint8Array.toJS` from CanvasKit's browser
+image decoder through `MemoryImage` and `ResizeImage`. File selection had
+successfully decoded the original typed bytes. The `Photo` constructor then
+copied them into an unmodifiable view, which was passed directly into the
+preview's web decoder. Native decoding accepted that view, hiding the bug in
+native-only tests. The generic image error builder presented the failure as a
+damaged document even though the selected bytes were valid.
+
+`PhotoPreview` now creates a native `Uint8List` copy for `MemoryImage` once per
+selected photo. The shared domain model stays immutable, and validation,
+providers, services and transport contracts remain unchanged. The preview still
+requests a decode width of at most 1000 pixels and evicts its decoded cache entry
+on replacement or disposal. The extra encoded-byte copy belongs to the preview
+and is released with its provider/cache references; no secure-erasure guarantee
+is made.
+
+An actual preview failure now says that the preview could not be displayed and
+suggests selecting the photo again. The English/Russian fallback keeps at least
+the preview's usual height, can grow for long text, and has a separate live-region
+semantic node. Existing replacement/removal controls stay available and selected
+input is retained. This is distinct from validation's corrupt-file message.
+
+## UX and measurement review
+
+The outcome remains selecting readable ID and selfie photos, checking both on
+review, and submitting for confirmed service acceptance. Existing KYC journey
+attempts, retries, failure, submission and abandonment signals are reused. No
+control-level events, image bytes, filenames, form values or raw exceptions are
+added to telemetry. A selection success measures validation; it does not establish
+that pixels were painted. Preview-only rendering failures are not separately
+counted by existing telemetry. Server review/approval measurement and native
+screen-reader QA retain the limitations documented in the original journey.
+
+Regression tests use synthetic JPEG/PNG content only. They start and await real
+image decoding outside the widget test's fake async zone, inspect the actual
+rendered images, and surface stream errors so an error fallback cannot conceal a
+failure. Checks cover portrait/landscape decoding, model immutability, bounded
+decode width, stable provider reuse, replacement/removal cache eviction, both
+review slots, returning to review, localized fallback/replacement, a 320px view
+at 1.6 text scale, and error announcements isolated from surrounding instructions.
+The `image` package is already a KYC runtime dependency; its direct app test
+dependency is used only to create synthetic fixtures in memory.
+
+## Validation and delivery
+
+The original browser regression failed before the fix while its native equivalent
+passed. The complete task diff was reviewed against frontend architecture, UX,
+measurement, lifecycle and privacy requirements. Final validation passed:
+
+- In `frontend/app`, `dart format --output=none --set-exit-if-changed
+  lib/kyc/preview.dart test/preview_test.dart`: two files, no changes.
+- In `frontend/app`, `flutter analyze --no-pub`: no issues.
+- In `frontend/app`, `flutter test --platform chrome test/preview_test.dart
+  --reporter expanded --no-pub --verbose`: all six regression tests passed.
+- At the repository root, `make test-frontend`: all 228 tests passed across
+  the shared packages, theme example and app, including the six native preview
+  regressions and existing KYC journey/analytics tests.
+- In `frontend/app`, `flutter build web --no-pub`: release build and Wasm
+  compatibility dry run succeeded.
+
+Browser regression coverage uses Chrome; Safari and native assistive-technology
+testing remain release checks. Generated localization and build code stays
+ignored; the tracked app lockfile changes only `image` from transitive to direct
+test dependency. The separate birthday worktree was preserved.
+
+## Follow-up contribution review
+
+The complete seven-file contribution was reviewed again before the authorized
+merge and frontend rollout. No additional defects were found in the byte-copy
+boundary, provider reuse, cache disposal, error semantics/localization, privacy,
+architecture or regression coverage. No source changes were needed.
+
+Current `main` (`ec4115d`, including the birthday, signup-delivery and account
+setup changes) was merged into `kyc-69` before final verification. The two-file
+format check and app analyzer passed; all six Chrome preview regressions and
+all 240 tests in `make test-frontend` passed on the combined code. The original
+228-test result above describes the earlier isolated branch.
+
+The authorized rollout rebuilds only `frontend` from clean, pulled `main`, using
+the repository's fresh stable-release resolver and digest-pinned local inputs.
+Runtime image, HTTPS and served-bundle verification are recorded in task #69
+after the rollout; generated local pins remain ignored.

frontend/app/lib/auth/form.dart

@@ -99,10 +99,11 @@ class _AuthFormState extends State<AuthForm> {
         return;
       }
       final email = _email.text.trim();
+      final delivery = signup.state.result!.delivery;
       TextInput.finishAutofillContext();
       _password.clear();
       _confirmation.clear();
-      context.goNamed(AppRoutes.verificationSent, extra: email);
+      context.goNamed(AppRoutes.verificationSent, extra: delivery ?? email);
     } else {
       final login = context.read<LoginProvider>();
       await login.login(

frontend/app/lib/kyc/birth.dart

@@ -0,0 +1,206 @@
+import 'package:flutter/material.dart';
+import 'package:flutter/services.dart';
+
+import 'package:intl/intl.dart';
+
+import '../generated/i18n/app_localizations.dart';
+
+/// Birthday entry with a canonical date string at the profile boundary.
+class BirthField extends StatefulWidget {
+  const BirthField({
+    super.key,
+    required this.value,
+    required this.onChanged,
+    this.enabled = true,
+  });
+
+  final String value;
+  final ValueChanged<String> onChanged;
+  final bool enabled;
+
+  @override
+  State<BirthField> createState() => _BirthFieldState();
+}
+
+class _BirthFieldState extends State<BirthField> {
+  final _day = TextEditingController();
+  final _year = TextEditingController();
+  final _monthField = GlobalKey<FormFieldState<int>>();
+  int? _month;
+  late String _emitted;
+
+  @override
+  void initState() {
+    super.initState();
+    _readValue();
+  }
+
+  @override
+  void didUpdateWidget(BirthField oldWidget) {
+    super.didUpdateWidget(oldWidget);
+    if (widget.value != _emitted) {
+      _readValue();
+      _monthField.currentState?.didChange(_month);
+    }
+  }
+
+  void _readValue() {
+    _emitted = widget.value;
+    final parts = RegExp(r'^(\d{4})-(\d{2})-(\d{2})$').firstMatch(widget.value);
+    _year.text = parts?.group(1) ?? '';
+    final month = int.tryParse(parts?.group(2) ?? '');
+    _month = month != null && month >= 1 && month <= 12 ? month : null;
+    _day.text = parts?.group(3) ?? '';
+  }
+
+  DateTime? get _date {
+    final day = int.tryParse(_day.text);
+    final year = int.tryParse(_year.text);
+    if (day == null ||
+        year == null ||
+        year < 1 ||
+        _year.text.length != 4 ||
+        _month == null) {
+      return null;
+    }
+    final date = DateTime(year, _month!, day);
+    return date.year == year && date.month == _month && date.day == day
+        ? date
+        : null;
+  }
+
+  bool _future(DateTime date) =>
+      date.isAfter(DateUtils.dateOnly(DateTime.now()));
+
+  void _change() {
+    setState(() {});
+    final date = _date;
+    _emitted = date == null || _future(date)
+        ? ''
+        : '${_year.text}-${_month.toString().padLeft(2, '0')}-'
+              '${_day.text.padLeft(2, '0')}';
+    widget.onChanged(_emitted);
+  }
+
+  @override
+  void dispose() {
+    _day.dispose();
+    _year.dispose();
+    super.dispose();
+  }
+
+  @override
+  Widget build(BuildContext context) {
+    final l = AppLocalizations.of(context)!;
+    final date = _date;
+    final complete =
+        _day.text.isNotEmpty && _month != null && _year.text.length == 4;
+    final error = !complete
+        ? null
+        : date == null
+        ? l.kycBirthInvalid
+        : _future(date)
+        ? l.kycBirthFuture
+        : null;
+    final months = DateFormat.MMMM(Localizations.localeOf(context).toString());
+    return Column(
+      crossAxisAlignment: CrossAxisAlignment.stretch,
+      children: [
+        Text(l.kycBirth, style: Theme.of(context).textTheme.labelLarge),
+        const SizedBox(height: 8),
+        LayoutBuilder(
+          builder: (context, constraints) {
+            final day = _number(
+              key: 'birth-day',
+              controller: _day,
+              label: l.kycBirthDay,
+              length: 2,
+              autofill: AutofillHints.birthdayDay,
+            );
+            final month = DropdownButtonFormField<int>(
+              key: _monthField,
+              initialValue: _month,
+              isExpanded: true,
+              decoration: InputDecoration(labelText: l.kycBirthMonth),
+              items: [
+                for (var month = 1; month <= 12; month++)
+                  DropdownMenuItem(
+                    value: month,
+                    child: Text(months.format(DateTime(2000, month))),
+                  ),
+              ],
+              onChanged: !widget.enabled
+                  ? null
+                  : (value) {
+                      _month = value;
+                      _change();
+                    },
+            );
+            final year = _number(
+              key: 'birth-year',
+              controller: _year,
+              label: l.kycBirthYear,
+              length: 4,
+              autofill: AutofillHints.birthdayYear,
+            );
+            final scale = MediaQuery.textScalerOf(context).scale(16) / 16;
+            if (constraints.maxWidth < 400 * scale) {
+              return Column(
+                crossAxisAlignment: CrossAxisAlignment.stretch,
+                children: [
+                  day,
+                  const SizedBox(height: 16),
+                  month,
+                  const SizedBox(height: 16),
+                  year,
+                ],
+              );
+            }
+            return Row(
+              crossAxisAlignment: CrossAxisAlignment.start,
+              children: [
+                Expanded(flex: 2, child: day),
+                const SizedBox(width: 12),
+                Expanded(flex: 4, child: month),
+                const SizedBox(width: 12),
+                Expanded(flex: 3, child: year),
+              ],
+            );
+          },
+        ),
+        if (error != null)
+          Padding(
+            padding: const EdgeInsets.only(top: 8),
+            child: Semantics(
+              liveRegion: true,
+              child: Text(
+                error,
+                style: TextStyle(color: Theme.of(context).colorScheme.error),
+              ),
+            ),
+          ),
+      ],
+    );
+  }
+
+  Widget _number({
+    required String key,
+    required TextEditingController controller,
+    required String label,
+    required int length,
+    required String autofill,
+  }) => TextFormField(
+    key: ValueKey(key),
+    controller: controller,
+    enabled: widget.enabled,
+    keyboardType: TextInputType.number,
+    textInputAction: TextInputAction.next,
+    autofillHints: [autofill],
+    inputFormatters: [
+      FilteringTextInputFormatter.digitsOnly,
+      LengthLimitingTextInputFormatter(length),
+    ],
+    decoration: InputDecoration(labelText: label),
+    onChanged: (_) => _change(),
+  );
+}

frontend/app/lib/kyc/country.dart

@@ -0,0 +1,163 @@
+import 'package:flutter/material.dart';
+import 'package:flutter/services.dart';
+
+import 'package:country_picker/country_picker.dart';
+
+import '../generated/i18n/app_localizations.dart';
+
+class CountryField extends StatelessWidget {
+  const CountryField({
+    super.key,
+    required this.value,
+    required this.onChanged,
+    this.enabled = true,
+  });
+
+  final String value;
+  final ValueChanged<String> onChanged;
+  final bool enabled;
+
+  @override
+  Widget build(BuildContext context) {
+    final l = AppLocalizations.of(context)!;
+    final country = CountryService().findByCode(value);
+    return Column(
+      crossAxisAlignment: CrossAxisAlignment.stretch,
+      children: [
+        Text(l.kycCountry, style: Theme.of(context).textTheme.labelLarge),
+        const SizedBox(height: 8),
+        Semantics(
+          label: l.kycCountry,
+          child: OutlinedButton(
+            onPressed: !enabled
+                ? null
+                : () async {
+                    final code = await showDialog<String>(
+                      context: context,
+                      builder: (_) => _CountrySearch(selected: value),
+                    );
+                    if (context.mounted && code != null) onChanged(code);
+                  },
+            style: OutlinedButton.styleFrom(
+              shape: RoundedRectangleBorder(
+                borderRadius: BorderRadius.circular(14),
+              ),
+            ),
+            child: Row(
+              children: [
+                Expanded(
+                  child: Text(
+                    country == null
+                        ? l.kycCountrySelect
+                        : _name(context, country),
+                  ),
+                ),
+                const SizedBox(width: 8),
+                const Icon(Icons.expand_more),
+              ],
+            ),
+          ),
+        ),
+      ],
+    );
+  }
+}
+
+String _name(BuildContext context, Country country) =>
+    country.getTranslatedName(context) ?? country.name;
+
+class _CountrySearch extends StatefulWidget {
+  const _CountrySearch({required this.selected});
+
+  final String selected;
+
+  @override
+  State<_CountrySearch> createState() => _CountrySearchState();
+}
+
+class _CountrySearchState extends State<_CountrySearch> {
+  final _query = TextEditingController();
+  final _countries = {
+    for (final country in CountryService().getAll())
+      country.countryCode: country,
+  }.values.toList();
+
+  @override
+  void dispose() {
+    _query.dispose();
+    super.dispose();
+  }
+
+  @override
+  Widget build(BuildContext context) {
+    final l = AppLocalizations.of(context)!;
+    return Focus(
+      autofocus: true,
+      onKeyEvent: (_, event) {
+        if (event is KeyDownEvent &&
+            event.logicalKey == LogicalKeyboardKey.escape) {
+          Navigator.of(context).pop();
+          return KeyEventResult.handled;
+        }
+        return KeyEventResult.ignored;
+      },
+      child: Dialog.fullscreen(
+        child: Scaffold(
+          appBar: AppBar(
+            leading: BackButton(onPressed: () => Navigator.of(context).pop()),
+            title: TextField(
+              key: const ValueKey('country-search'),
+              controller: _query,
+              autofocus: true,
+              decoration: InputDecoration(
+                labelText: l.kycCountrySearch,
+                prefixIcon: const Icon(Icons.search),
+              ),
+              onChanged: (_) => setState(() {}),
+            ),
+            toolbarHeight: 96,
+            actions: [
+              if (_query.text.isNotEmpty)
+                IconButton(
+                  tooltip: l.kycCountryClearSearch,
+                  icon: const Icon(Icons.clear),
+                  onPressed: () => setState(_query.clear),
+                ),
+            ],
+          ),
+          body: _list(context),
+        ),
+      ),
+    );
+  }
+
+  Widget _list(BuildContext context) {
+    final search = _query.text.trim().toLowerCase();
+    final countries = _countries.where((country) {
+      return _name(context, country).toLowerCase().contains(search) ||
+          country.name.toLowerCase().contains(search) ||
+          country.countryCode.toLowerCase() == search;
+    }).toList()..sort((a, b) => _name(context, a).compareTo(_name(context, b)));
+    if (countries.isEmpty) {
+      return Center(
+        child: Padding(
+          padding: const EdgeInsets.all(24),
+          child: Text(AppLocalizations.of(context)!.kycCountryEmpty),
+        ),
+      );
+    }
+    return ListView.builder(
+      itemCount: countries.length,
+      itemBuilder: (context, index) {
+        final country = countries[index];
+        final isSelected = country.countryCode == widget.selected;
+        return ListTile(
+          title: Text(_name(context, country)),
+          selected: isSelected,
+          trailing: isSelected ? const Icon(Icons.check) : null,
+          onTap: () => Navigator.of(context).pop(country.countryCode),
+        );
+      },
+    );
+  }
+}

frontend/app/lib/kyc/preview.dart

@@ -1,3 +1,5 @@
+import 'dart:typed_data';
+
 import 'package:flutter/material.dart';
 
 import 'package:sxchnge_kyc/sxchnge_kyc.dart';
@@ -15,8 +17,12 @@ class PhotoPreview extends StatefulWidget {
 
 class _PhotoPreviewState extends State<PhotoPreview> {
   late ImageProvider _image = _provider();
-  ImageProvider _provider() =>
-      ResizeImage.resizeIfNeeded(1000, null, MemoryImage(widget.photo.bytes));
+  ImageProvider _provider() => ResizeImage.resizeIfNeeded(
+    1000,
+    null,
+    // Web decoders require a native typed array, not the model's read-only view.
+    MemoryImage(Uint8List.fromList(widget.photo.bytes)),
+  );
   @override
   void didUpdateWidget(covariant PhotoPreview oldWidget) {
     super.didUpdateWidget(oldWidget);
@@ -38,7 +44,15 @@ class _PhotoPreviewState extends State<PhotoPreview> {
     height: 220,
     fit: BoxFit.contain,
     semanticLabel: widget.label,
-    errorBuilder: (_, _, _) =>
-        Text(AppLocalizations.of(context)!.kycErrorUnreadable),
+    errorBuilder: (_, _, _) => ConstrainedBox(
+      constraints: const BoxConstraints(minHeight: 220),
+      child: Center(
+        child: Semantics(
+          container: true,
+          liveRegion: true,
+          child: Text(AppLocalizations.of(context)!.kycErrorPreview),
+        ),
+      ),
+    ),
   );
 }

frontend/app/lib/kyc/profile.dart

@@ -2,6 +2,9 @@ import 'package:flutter/material.dart';
 
 import 'package:sxchnge_kyc/sxchnge_kyc.dart';
 
+import 'birth.dart';
+import 'country.dart';
+
 import '../generated/i18n/app_localizations.dart';
 
 class ProfileForm extends StatelessWidget {
@@ -35,30 +38,18 @@ class ProfileForm extends StatelessWidget {
           onChanged: (value) => update(name: value),
         ),
         const SizedBox(height: 16),
-        TextFormField(
+        BirthField(
           key: const ValueKey('kyc-birth'),
-          initialValue: p.profile.dateOfBirth,
+          value: p.profile.dateOfBirth,
           enabled: !p.busy,
-          keyboardType: TextInputType.datetime,
-          autofillHints: const [AutofillHints.birthday],
-          decoration: InputDecoration(
-            labelText: l.kycBirth,
-            helperText: l.kycBirthHelp,
-          ),
-          onChanged: (value) => update(birth: value.trim()),
+          onChanged: (value) => update(birth: value),
         ),
         const SizedBox(height: 16),
-        TextFormField(
+        CountryField(
           key: const ValueKey('kyc-country'),
-          initialValue: p.profile.residenceCountry,
+          value: p.profile.residenceCountry,
           enabled: !p.busy,
-          maxLength: 2,
-          textCapitalization: TextCapitalization.characters,
-          decoration: InputDecoration(
-            labelText: l.kycCountry,
-            helperText: l.kycCountryHelp,
-          ),
-          onChanged: (value) => update(country: value.trim().toUpperCase()),
+          onChanged: (value) => update(country: value),
         ),
         if (!p.profile.isComplete) Text(l.kycProfileRequired),
       ],

frontend/app/lib/l10n/en.arb

@@ -128,6 +128,7 @@
   "kycErrorFormat": "Choose a JPEG or PNG image. Other formats are not supported.",
   "kycErrorLarge": "This image is too large. Choose one under 10 MB and 40 megapixels.",
   "kycErrorUnreadable": "This image is damaged or cannot be read. Choose another photo.",
+  "kycErrorPreview": "The photo preview could not be displayed. Try choosing the photo again.",
   "kycErrorSmall": "The photo is too small. Use an image at least 600 pixels wide and high.",
   "kycErrorIncomplete": "Choose both photos and confirm they belong to you before submitting.",
   "kycErrorSession": "Your session has expired. Return to login, then check your verification status.",
@@ -160,7 +161,10 @@
   "wRecent": "Recent activity",
   "wSeeAll": "See all",
   "wEmptyActivity": "Your next move starts here. Your transactions will appear below.",
-  "wEmptyAccounts": "No currency accounts have been set up for you yet. Contact support to request account setup.",
+  "wEmptyAccounts": "We couldn’t finish setting up your currency accounts. Try again to continue.",
+  "wAccountsLoading": "Getting your RUB, USDT and USDC accounts ready…",
+  "wAccountsFailed": "We couldn’t load your currency accounts. Try again to continue.",
+  "wAccountsRetry": "Try again",
   "wRefresh": "Refresh",
   "wSource": "From account",
   "wDestination": "To account",
@@ -269,10 +273,17 @@
   "kycProfileHelp": "Enter your details exactly as shown on your identity document.",
   "kycFullName": "Full legal name",
   "kycBirth": "Date of birth",
-  "kycBirthHelp": "YYYY-MM-DD, for example 1990-04-23",
+  "kycBirthDay": "Day",
+  "kycBirthMonth": "Month",
+  "kycBirthYear": "Year",
+  "kycBirthInvalid": "Enter a valid date of birth.",
+  "kycBirthFuture": "Date of birth cannot be in the future.",
   "kycCountry": "Country of residence",
-  "kycCountryHelp": "Two-letter country code, for example PL or DE",
-  "kycProfileRequired": "Enter your full name, a valid date of birth and a two-letter country code to continue.",
+  "kycCountrySelect": "Select a country",
+  "kycCountrySearch": "Search countries",
+  "kycCountryEmpty": "No countries found. Try another name or country code.",
+  "kycCountryClearSearch": "Clear search",
+  "kycProfileRequired": "Enter your full name, a valid date of birth and select your country of residence to continue.",
   "kycContinue": "Continue to my account",
   "kycOperationMinimum": "Per operation minimum",
   "kycOperationMaximum": "Per operation maximum",

frontend/app/lib/l10n/ru.arb

@@ -128,6 +128,7 @@
   "kycErrorFormat": "Выберите изображение JPEG или PNG. Другие форматы не поддерживаются.",
   "kycErrorLarge": "Изображение слишком большое. Выберите файл до 10 МБ и 40 мегапикселей.",
   "kycErrorUnreadable": "Изображение повреждено или не читается. Выберите другое фото.",
+  "kycErrorPreview": "Не удалось показать фото. Попробуйте выбрать его ещё раз.",
   "kycErrorSmall": "Фото слишком маленькое. Ширина и высота должны быть не менее 600 пикселей.",
   "kycErrorIncomplete": "Выберите оба фото и подтвердите, что на них вы и ваш документ.",
   "kycErrorSession": "Сессия истекла. Войдите снова и проверьте статус верификации.",
@@ -160,7 +161,10 @@
   "wRecent": "Последние операции",
   "wSeeAll": "Смотреть все",
   "wEmptyActivity": "Ваш следующий шаг начинается здесь. Здесь появятся ваши операции.",
-  "wEmptyAccounts": "У вас ещё нет валютных счетов. Обратитесь в поддержку за помощью с их открытием.",
+  "wEmptyAccounts": "Не удалось завершить настройку валютных счетов. Повторите попытку, чтобы продолжить.",
+  "wAccountsLoading": "Подготавливаем ваши счета в RUB, USDT и USDC…",
+  "wAccountsFailed": "Не удалось загрузить валютные счета. Повторите попытку, чтобы продолжить.",
+  "wAccountsRetry": "Повторить попытку",
   "wRefresh": "Обновить",
   "wSource": "Со счёта",
   "wDestination": "На счёт",
@@ -269,10 +273,17 @@
   "kycProfileHelp": "Укажите данные точно как в документе, удостоверяющем личность.",
   "kycFullName": "Полное имя по документу",
   "kycBirth": "Дата рождения",
-  "kycBirthHelp": "ГГГГ-ММ-ДД, например 1990-04-23",
+  "kycBirthDay": "День",
+  "kycBirthMonth": "Месяц",
+  "kycBirthYear": "Год",
+  "kycBirthInvalid": "Укажите корректную дату рождения.",
+  "kycBirthFuture": "Дата рождения не может быть в будущем.",
   "kycCountry": "Страна проживания",
-  "kycCountryHelp": "Код страны из двух букв, например PL или DE",
-  "kycProfileRequired": "Укажите полное имя, корректную дату рождения и код страны из двух букв.",
+  "kycCountrySelect": "Выберите страну",
+  "kycCountrySearch": "Поиск страны",
+  "kycCountryEmpty": "Страны не найдены. Попробуйте другое название или код страны.",
+  "kycCountryClearSearch": "Очистить поиск",
+  "kycProfileRequired": "Укажите полное имя, корректную дату рождения и выберите страну проживания.",
   "kycContinue": "Перейти в личный кабинет",
   "kycOperationMinimum": "Минимум на операцию",
   "kycOperationMaximum": "Максимум на операцию",

frontend/app/lib/main.dart

@@ -2,6 +2,8 @@ import 'package:flutter/material.dart';
 
 import 'package:flutter_web_plugins/url_strategy.dart';
 
+import 'package:country_picker/country_picker.dart';
+
 import 'package:provider/provider.dart';
 
 import 'package:sxchnge_analytics/sxchnge_analytics.dart';
@@ -195,7 +197,10 @@ class _SxchngeAppState extends State<SxchngeApp> {
         debugShowCheckedModeBanner: false,
         theme: SxchngeTheme.light(),
         locale: locale.locale,
-        localizationsDelegates: AppLocalizations.localizationsDelegates,
+        localizationsDelegates: const [
+          ...AppLocalizations.localizationsDelegates,
+          CountryLocalizations.delegate,
+        ],
         supportedLocales: AppLocalizations.supportedLocales,
         routerConfig: _router,
       ),

frontend/app/lib/routing/router.dart

@@ -4,6 +4,8 @@ import 'package:flutter/widgets.dart';
 
 import 'package:go_router/go_router.dart';
 
+import 'package:sxchnge_auth/sxchnge_auth.dart';
+
 import 'package:sxchnge_wallet/sxchnge_wallet.dart';
 
 import '../auth/page.dart';
@@ -144,6 +146,9 @@ GoRouter createAppRouter({bool Function()? authenticated}) {
         name: AppRoutes.verificationSent,
         builder: (context, state) => VerificationPage(
           email: state.extra is String ? state.extra as String : null,
+          delivery: state.extra is VerificationDelivery
+              ? state.extra as VerificationDelivery
+              : null,
         ),
       ),
       GoRoute(

frontend/app/lib/verification/page.dart

@@ -15,9 +15,10 @@ import '../routing/routes.dart';
 import '../generated/i18n/app_localizations.dart';
 
 class VerificationPage extends StatefulWidget {
-  const VerificationPage({super.key, this.email, this.token});
+  const VerificationPage({super.key, this.email, this.token, this.delivery});
   final String? email;
   final String? token;
+  final VerificationDelivery? delivery;
 
   @override
   State<VerificationPage> createState() => _VerificationPageState();
@@ -25,9 +26,12 @@ class VerificationPage extends StatefulWidget {
 
 class _VerificationPageState extends State<VerificationPage> {
   final _form = GlobalKey<FormState>();
-  late final _email = TextEditingController(text: widget.email);
+  late final _email = TextEditingController(
+    text: widget.delivery?.email ?? widget.email,
+  );
   late final _provider = VerificationProvider(
     context.read<VerificationService>(),
+    delivery: widget.delivery,
   );
   final _emailFocus = FocusNode();
   String? _recipient;
@@ -44,7 +48,7 @@ class _VerificationPageState extends State<VerificationPage> {
         if (!mounted) return;
         if (widget.token != null) {
           _provider.confirm(widget.token!);
-        } else if (_email.text.isNotEmpty) {
+        } else if (widget.delivery == null && _email.text.isNotEmpty) {
           _send();
         }
       });
@@ -58,14 +62,26 @@ class _VerificationPageState extends State<VerificationPage> {
   @override
   void didUpdateWidget(covariant VerificationPage oldWidget) {
     super.didUpdateWidget(oldWidget);
-    if (oldWidget.token == widget.token) return;
-    context.read<JourneyRecorder>().abandon(JourneyExit.navigation);
-    _provider.reset();
+    if (oldWidget.token == widget.token &&
+        oldWidget.email == widget.email &&
+        identical(oldWidget.delivery, widget.delivery)) {
+      return;
+    }
+    if (oldWidget.token != widget.token) {
+      context.read<JourneyRecorder>().abandon(JourneyExit.navigation);
+    }
+    _provider.reset(delivery: widget.delivery);
     _lastWasSend = false;
     _validated = false;
-    _email.clear();
+    _recipient = null;
+    _email.text = widget.delivery?.email ?? widget.email ?? '';
     WidgetsBinding.instance.addPostFrameCallback((_) {
-      if (mounted && widget.token != null) _provider.confirm(widget.token!);
+      if (!mounted) return;
+      if (widget.token != null) {
+        _provider.confirm(widget.token!);
+      } else if (widget.delivery == null && _email.text.isNotEmpty) {
+        _send();
+      }
     });
   }
 

frontend/app/lib/workspace/accounts.dart

@@ -65,15 +65,34 @@ class AccountsPage extends StatelessWidget {
               ),
               const SizedBox(height: 28),
               if (p.loading) const LinearProgressIndicator(),
-              if (p.failed)
+              if ((p.loading || (!p.failed && p.data == null)) &&
+                  accounts.isEmpty)
+                Semantics(liveRegion: true, child: Text(l.wAccountsLoading)),
+              if (p.failed && accounts.isNotEmpty)
                 Padding(
                   padding: const EdgeInsets.symmetric(vertical: 16),
                   child: Text(l.wUnavailable, style: TextStyle(color: c.error)),
                 ),
-              if (!p.loading && accounts.isEmpty) Text(l.wEmptyAccounts),
+              if (!p.loading &&
+                  accounts.isEmpty &&
+                  (p.failed || p.data != null)) ...[
+                Semantics(
+                  liveRegion: true,
+                  child: Text(p.failed ? l.wAccountsFailed : l.wEmptyAccounts),
+                ),
+                Align(
+                  alignment: Alignment.centerLeft,
+                  child: TextButton(
+                    onPressed: p.refresh,
+                    child: Text(l.wAccountsRetry),
+                  ),
+                ),
+              ],
               if (accountId != null &&
                   p.account(accountId) == null &&
-                  !p.loading)
+                  !p.loading &&
+                  !p.failed &&
+                  p.data != null)
                 Text(l.wNotFound),
               if (selected != null) ...[
                 const SizedBox(height: 24),

frontend/app/lib/workspace/transfer.dart

@@ -256,11 +256,23 @@ class TransferPageState extends State<TransferPage> {
                         ),
                       ] else ...[
                         if (accounts.isEmpty) ...[
-                          Text(wallet.loading ? l.wWorking : l.wEmptyAccounts),
-                          TextButton(
-                            onPressed: wallet.loading ? null : wallet.refresh,
-                            child: Text(l.wRefresh),
+                          Semantics(
+                            liveRegion: true,
+                            child: Text(
+                              wallet.loading ||
+                                      (!wallet.failed && wallet.data == null)
+                                  ? l.wAccountsLoading
+                                  : wallet.failed
+                                  ? l.wAccountsFailed
+                                  : l.wEmptyAccounts,
+                            ),
                           ),
+                          if (!wallet.loading &&
+                              (wallet.failed || wallet.data != null))
+                            TextButton(
+                              onPressed: wallet.refresh,
+                              child: Text(l.wAccountsRetry),
+                            ),
                         ] else ...[
                           DropdownButtonFormField<String>(
                             key: ValueKey('source-${p.source}'),

frontend/app/pubspec.lock

@@ -49,6 +49,14 @@ packages:
       url: "https://pub.dev"
     source: hosted
     version: "1.19.1"
+  country_picker:
+    dependency: "direct main"
+    description:
+      name: country_picker
+      sha256: "8ef721183bd7e0a6017c413693cdc68051daceef5790f5420c3b4378b5c69115"
+      url: "https://pub.dev"
+    source: hosted
+    version: "2.0.28"
   cross_file:
     dependency: transitive
     description:
@@ -198,7 +206,7 @@ packages:
     source: hosted
     version: "18.0.1"
   http:
-    dependency: transitive
+    dependency: "direct dev"
     description:
       name: http
       sha256: "87721a4a50b19c7f1d49001e51409bddc46303966ce89a65af4f4e6004896412"
@@ -214,7 +222,7 @@ packages:
     source: hosted
     version: "4.1.2"
   image:
-    dependency: transitive
+    dependency: "direct dev"
     description:
       name: image
       sha256: "1976370a4df3091bb0f72409c187ad1f9132a818bc6b95ca59c0bae1c75c688e"
@@ -525,6 +533,14 @@ packages:
       url: "https://pub.dev"
     source: hosted
     version: "1.4.0"
+  universal_io:
+    dependency: transitive
+    description:
+      name: universal_io
+      sha256: f63cbc48103236abf48e345e07a03ce5757ea86285ed313a6a032596ed9301e2
+      url: "https://pub.dev"
+    source: hosted
+    version: "2.3.1"
   vector_math:
     dependency: transitive
     description:

frontend/app/pubspec.yaml

@@ -27,10 +27,13 @@ dependencies:
   shared_preferences: ^2.5.3
   cupertino_icons: ^1.0.8
   go_router: ^18.0.1
+  country_picker: ^2.0.28
 dev_dependencies:
+  image: ^4.9.0
   flutter_test:
     sdk: flutter
   flutter_lints: ^6.0.0
+  http: ^1.6.0
 flutter:
   generate: true
   uses-material-design: true

frontend/app/test/accounts_setup_test.dart

@@ -0,0 +1,104 @@
+import 'dart:async';
+
+import 'package:flutter/material.dart';
+
+import 'package:flutter_test/flutter_test.dart';
+
+import 'package:sxchnge_kyc/sxchnge_kyc.dart';
+
+import 'package:sxchnge_wallet/sxchnge_wallet.dart';
+
+import 'package:sxchnge_app/main.dart';
+import 'package:sxchnge_app/providers/locale.dart';
+
+class SetupWallet extends DummyWalletService {
+  SetupWallet(String locale)
+    : super(
+        DummyIdentityService(delay: Duration.zero),
+        delay: Duration.zero,
+        initialLocale: locale,
+      );
+
+  Completer<WalletSnapshot> pending = Completer<WalletSnapshot>();
+  int calls = 0;
+
+  @override
+  Future<WalletSnapshot> fetch() {
+    calls++;
+    return pending.future;
+  }
+}
+
+WalletSnapshot readyAccounts() => WalletSnapshot(
+  accounts: [
+    for (final currency in ['RUB', 'USDT', 'USDC'])
+      CurrencyAccount(
+        id: currency.toLowerCase(),
+        currency: currency,
+        precision: currency == 'RUB' ? 2 : 6,
+        available: 0,
+      ),
+  ],
+  operations: [],
+);
+
+void main() {
+  for (final locale in ['en', 'ru']) {
+    for (final path in ['/accounts', '/top-up', '/exchange', '/payout']) {
+      testWidgets(
+        '$path recovers account setup in $locale at narrow width and large text',
+        (t) async {
+          t.view.physicalSize = const Size(320, 1100);
+          t.view.devicePixelRatio = 1;
+          t.platformDispatcher.textScaleFactorTestValue = 1.6;
+          t.platformDispatcher.defaultRouteNameTestValue = path;
+          addTearDown(t.view.resetPhysicalSize);
+          addTearDown(t.view.resetDevicePixelRatio);
+          addTearDown(t.platformDispatcher.clearTextScaleFactorTestValue);
+          addTearDown(t.platformDispatcher.clearDefaultRouteNameTestValue);
+          final wallet = SetupWallet(locale);
+          await t.pumpWidget(
+            SxchngeApp(
+              walletService: wallet,
+              localeProvider: LocaleProvider(initialLocale: Locale(locale)),
+            ),
+          );
+          await t.pump();
+          await t.pump();
+          final loading = locale == 'en'
+              ? 'Getting your RUB, USDT and USDC accounts ready…'
+              : 'Подготавливаем ваши счета в RUB, USDT и USDC…';
+          final failed = locale == 'en'
+              ? 'We couldn’t load your currency accounts. Try again to continue.'
+              : 'Не удалось загрузить валютные счета. Повторите попытку, чтобы продолжить.';
+          final retry = locale == 'en' ? 'Try again' : 'Повторить попытку';
+          expect(find.text(loading), findsOneWidget);
+          expect(find.textContaining('Contact support'), findsNothing);
+          expect(t.takeException(), isNull);
+          wallet.pending.completeError(
+            const WalletException(WalletError.unavailable),
+          );
+          await t.pumpAndSettle();
+          expect(find.text(failed), findsOneWidget);
+          expect(find.text(loading), findsNothing);
+          expect(find.text(retry), findsOneWidget);
+          expect(t.takeException(), isNull);
+          wallet.pending = Completer<WalletSnapshot>();
+          await t.ensureVisible(find.text(retry));
+          await t.tap(find.text(retry));
+          await t.pump();
+          expect(wallet.calls, 2);
+          expect(find.text(loading), findsOneWidget);
+          expect(find.text(failed), findsNothing);
+          wallet.pending.complete(readyAccounts());
+          await t.pumpAndSettle();
+          expect(find.text(loading), findsNothing);
+          expect(find.text(failed), findsNothing);
+          expect(find.text('RUB'), findsWidgets);
+          expect(t.takeException(), isNull);
+          await t.pumpWidget(const SizedBox.shrink());
+        },
+      );
+    }
+  }
+}

frontend/app/test/birth_test.dart

@@ -0,0 +1,236 @@
+import 'package:flutter/material.dart';
+import 'package:flutter/services.dart';
+
+import 'package:flutter_test/flutter_test.dart';
+
+import 'package:sxchnge_theme/sxchnge_theme.dart';
+
+import 'package:sxchnge_app/kyc/birth.dart';
+
+import 'package:sxchnge_app/generated/i18n/app_localizations.dart';
+
+void main() {
+  final day = find.byKey(const ValueKey('birth-day'));
+  final year = find.byKey(const ValueKey('birth-year'));
+  final month = find.byType(DropdownButtonFormField<int>);
+
+  Future<void> mount(
+    WidgetTester t,
+    ValueNotifier<String> value, {
+    Locale locale = const Locale('en'),
+    bool enabled = true,
+  }) async {
+    await t.pumpWidget(
+      MaterialApp(
+        theme: SxchngeTheme.light(),
+        locale: locale,
+        localizationsDelegates: AppLocalizations.localizationsDelegates,
+        supportedLocales: AppLocalizations.supportedLocales,
+        home: Scaffold(
+          body: SingleChildScrollView(
+            padding: const EdgeInsets.all(24),
+            child: ValueListenableBuilder<String>(
+              valueListenable: value,
+              builder: (_, date, _) => BirthField(
+                value: date,
+                enabled: enabled,
+                onChanged: (date) => value.value = date,
+              ),
+            ),
+          ),
+        ),
+      ),
+    );
+    await t.pumpAndSettle();
+  }
+
+  Future<void> select(WidgetTester t, String name) async {
+    await t.ensureVisible(month);
+    await t.tap(month);
+    await t.pumpAndSettle();
+    await t.tap(find.text(name).last);
+    await t.pumpAndSettle();
+  }
+
+  testWidgets('enters and corrects a birthday without ISO syntax', (t) async {
+    final value = ValueNotifier('');
+    addTearDown(value.dispose);
+    await mount(t, value);
+    expect(find.text('Date of birth'), findsOneWidget);
+    await t.enterText(day, '23');
+    await select(t, 'April');
+    expect(value.value, '');
+    await t.enterText(year, '1990');
+    await t.pumpAndSettle();
+    expect(value.value, '1990-04-23');
+    await t.enterText(day, '9');
+    await t.pumpAndSettle();
+    expect(value.value, '1990-04-09');
+    await t.enterText(year, '19');
+    await t.pumpAndSettle();
+    expect(value.value, '');
+    // A provider rebuild must retain the other components of an incomplete date.
+    expect(t.widget<TextFormField>(day).controller!.text, '9');
+    expect(find.text('April'), findsOneWidget);
+    await t.enterText(year, '1985');
+    await t.pumpAndSettle();
+    expect(value.value, '1985-04-09');
+  });
+
+  testWidgets('leap dates, impossible days and future dates recover inline', (
+    t,
+  ) async {
+    final value = ValueNotifier('2000-02-29');
+    addTearDown(value.dispose);
+    await mount(t, value);
+    expect(find.text('February'), findsOneWidget);
+    await t.enterText(year, '2001');
+    await t.pumpAndSettle();
+    expect(value.value, '');
+    expect(find.text('Enter a valid date of birth.'), findsOneWidget);
+    expect(t.widget<TextFormField>(day).controller!.text, '29');
+    await t.enterText(year, '2004');
+    await t.pumpAndSettle();
+    expect(value.value, '2004-02-29');
+    expect(find.text('Enter a valid date of birth.'), findsNothing);
+    await t.enterText(day, '31');
+    await select(t, 'April');
+    expect(value.value, '');
+    expect(find.text('Enter a valid date of birth.'), findsOneWidget);
+    await t.enterText(day, '30');
+    await t.enterText(year, '${DateTime.now().year + 1}');
+    await t.pumpAndSettle();
+    expect(value.value, '');
+    expect(find.text('Date of birth cannot be in the future.'), findsOneWidget);
+    await t.enterText(year, '1990');
+    await t.pumpAndSettle();
+    expect(value.value, '1990-04-30');
+    await t.enterText(day, '0');
+    await t.pumpAndSettle();
+    expect(value.value, '');
+    expect(find.text('Enter a valid date of birth.'), findsOneWidget);
+    await t.enterText(day, '1');
+    await t.enterText(year, '0000');
+    await t.pumpAndSettle();
+    expect(value.value, '');
+    expect(find.text('Enter a valid date of birth.'), findsOneWidget);
+  });
+
+  testWidgets(
+    'prefill, external replacement, locale change and clear synchronize',
+    (t) async {
+      final value = ValueNotifier('1990-04-23');
+      addTearDown(value.dispose);
+      await mount(t, value);
+      expect(t.widget<TextFormField>(year).controller!.text, '1990');
+      value.value = '1985-12-09';
+      await t.pumpAndSettle();
+      expect(t.widget<TextFormField>(day).controller!.text, '09');
+      expect(t.widget<TextFormField>(year).controller!.text, '1985');
+      expect(find.text('December'), findsOneWidget);
+      await mount(t, value, locale: const Locale('ru'));
+      expect(find.text('Дата рождения'), findsOneWidget);
+      expect(find.text('декабрь'), findsOneWidget);
+      expect(value.value, '1985-12-09');
+      await select(t, 'апрель');
+      expect(value.value, '1985-04-09');
+      value.value = '';
+      await t.pumpAndSettle();
+      expect(t.widget<TextFormField>(day).controller!.text, '');
+      expect(t.widget<TextFormField>(year).controller!.text, '');
+      expect(find.text('апрель'), findsNothing);
+    },
+  );
+
+  testWidgets('digits and length limits keep each component usable', (t) async {
+    final value = ValueNotifier('1990-04-23');
+    addTearDown(value.dispose);
+    await mount(t, value);
+    await t.enterText(day, '');
+    await t.enterText(day, 'a123');
+    await t.enterText(year, '');
+    await t.enterText(year, 'b19856');
+    await t.pumpAndSettle();
+    expect(t.widget<TextFormField>(day).controller!.text, '12');
+    expect(t.widget<TextFormField>(year).controller!.text, '1985');
+    expect(value.value, '1985-04-12');
+  });
+
+  testWidgets('busy state disables every birthday control', (t) async {
+    final value = ValueNotifier('1990-04-23');
+    addTearDown(value.dispose);
+    await mount(t, value, enabled: false);
+    expect(t.widget<TextFormField>(day).enabled, isFalse);
+    expect(t.widget<TextFormField>(year).enabled, isFalse);
+    expect(t.widget<DropdownButtonFormField<int>>(month).onChanged, isNull);
+    expect(value.value, '1990-04-23');
+  });
+
+  testWidgets('keyboard can traverse, choose month, cancel and edit year', (
+    t,
+  ) async {
+    final value = ValueNotifier('1990-04-23');
+    addTearDown(value.dispose);
+    await mount(t, value);
+    await t.sendKeyEvent(LogicalKeyboardKey.tab);
+    await t.pump();
+    expect(
+      t
+          .widget<EditableText>(
+            find.descendant(of: day, matching: find.byType(EditableText)),
+          )
+          .focusNode
+          .hasFocus,
+      isTrue,
+    );
+    await t.sendKeyEvent(LogicalKeyboardKey.tab);
+    await t.sendKeyEvent(LogicalKeyboardKey.enter);
+    await t.pumpAndSettle();
+    await t.sendKeyEvent(LogicalKeyboardKey.arrowDown);
+    await t.sendKeyEvent(LogicalKeyboardKey.enter);
+    await t.pumpAndSettle();
+    expect(value.value, '1990-05-23');
+    await t.sendKeyEvent(LogicalKeyboardKey.enter);
+    await t.pumpAndSettle();
+    await t.sendKeyEvent(LogicalKeyboardKey.escape);
+    await t.pumpAndSettle();
+    expect(value.value, '1990-05-23');
+    await t.sendKeyEvent(LogicalKeyboardKey.tab);
+    await t.pump();
+    expect(
+      t
+          .widget<EditableText>(
+            find.descendant(of: year, matching: find.byType(EditableText)),
+          )
+          .focusNode
+          .hasFocus,
+      isTrue,
+    );
+  });
+
+  testWidgets(
+    'Russian controls and errors fit 320px with large text and labeled targets',
+    (t) async {
+      t.view.physicalSize = const Size(320, 900);
+      t.view.devicePixelRatio = 1;
+      t.platformDispatcher.textScaleFactorTestValue = 1.6;
+      addTearDown(t.view.resetPhysicalSize);
+      addTearDown(t.view.resetDevicePixelRatio);
+      addTearDown(t.platformDispatcher.clearTextScaleFactorTestValue);
+      final semantics = t.ensureSemantics();
+      final value = ValueNotifier('1990-09-23');
+      addTearDown(value.dispose);
+      await mount(t, value, locale: const Locale('ru'));
+      expect(find.text('сентябрь'), findsOneWidget);
+      expect(t, meetsGuideline(labeledTapTargetGuideline));
+      expect(t, meetsGuideline(androidTapTargetGuideline));
+      await t.enterText(day, '31');
+      await t.pumpAndSettle();
+      expect(find.text('Укажите корректную дату рождения.'), findsOneWidget);
+      await select(t, 'март');
+      expect(value.value, '1990-03-31');
+      expect(t.takeException(), isNull);
+      semantics.dispose();
+    },
+  );
+}

frontend/app/test/country_test.dart

@@ -0,0 +1,176 @@
+import 'package:flutter/material.dart';
+import 'package:flutter/services.dart';
+
+import 'package:country_picker/country_picker.dart';
+
+import 'package:flutter_test/flutter_test.dart';
+
+import 'package:sxchnge_theme/sxchnge_theme.dart';
+
+import 'package:sxchnge_app/kyc/country.dart';
+
+import 'package:sxchnge_app/generated/i18n/app_localizations.dart';
+
+void main() {
+  final search = find.byKey(const ValueKey('country-search'));
+  final button = find.byType(OutlinedButton);
+
+  Future<void> mount(
+    WidgetTester tester,
+    ValueNotifier<String> value, {
+    Locale locale = const Locale('en'),
+    bool enabled = true,
+  }) async {
+    await tester.pumpWidget(
+      MaterialApp(
+        theme: SxchngeTheme.light(),
+        locale: locale,
+        localizationsDelegates: const [
+          ...AppLocalizations.localizationsDelegates,
+          CountryLocalizations.delegate,
+        ],
+        supportedLocales: AppLocalizations.supportedLocales,
+        home: Scaffold(
+          body: Padding(
+            padding: const EdgeInsets.all(24),
+            child: ValueListenableBuilder<String>(
+              valueListenable: value,
+              builder: (_, code, _) => CountryField(
+                value: code,
+                enabled: enabled,
+                onChanged: (code) => value.value = code,
+              ),
+            ),
+          ),
+        ),
+      ),
+    );
+    await tester.pumpAndSettle();
+  }
+
+  Future<void> open(WidgetTester tester) async {
+    await tester.tap(button);
+    await tester.pumpAndSettle();
+  }
+
+  testWidgets(
+    'name search stores code, reselection and cancel preserve value',
+    (tester) async {
+      final value = ValueNotifier('');
+      addTearDown(value.dispose);
+      await mount(tester, value);
+      expect(find.text('Select a country'), findsOneWidget);
+      await open(tester);
+      await tester.enterText(search, 'polAND');
+      await tester.pumpAndSettle();
+      await tester.tap(find.text('Poland'));
+      await tester.pumpAndSettle();
+      expect(value.value, 'PL');
+      expect(find.text('Poland'), findsOneWidget);
+      expect(find.text('0/2'), findsNothing);
+
+      await open(tester);
+      await tester.enterText(search, '  de  ');
+      await tester.pumpAndSettle();
+      await tester.tap(find.text('Germany'));
+      await tester.pumpAndSettle();
+      expect(value.value, 'DE');
+      expect(find.text('Germany'), findsOneWidget);
+
+      await open(tester);
+      await tester.enterText(search, 'poland');
+      await tester.pumpAndSettle();
+      await tester.tap(find.byType(BackButton));
+      await tester.pumpAndSettle();
+      expect(value.value, 'DE');
+      expect(find.text('Germany'), findsOneWidget);
+    },
+  );
+
+  testWidgets('no-results state recovers through clear and Escape cancels', (
+    tester,
+  ) async {
+    final value = ValueNotifier('PL');
+    addTearDown(value.dispose);
+    await mount(tester, value);
+    await open(tester);
+    await tester.enterText(search, 'no-such-country');
+    await tester.pumpAndSettle();
+    expect(find.textContaining('No countries found'), findsOneWidget);
+    expect(find.byType(ListTile), findsNothing);
+    expect(value.value, 'PL');
+    await tester.tap(find.byTooltip('Clear search'));
+    await tester.pumpAndSettle();
+    expect(find.textContaining('No countries found'), findsNothing);
+    expect(find.byType(ListTile), findsWidgets);
+    await tester.sendKeyEvent(LogicalKeyboardKey.escape);
+    await tester.pumpAndSettle();
+    expect(search, findsNothing);
+    expect(value.value, 'PL');
+  });
+
+  testWidgets('saved code follows locale and Russian names are searchable', (
+    tester,
+  ) async {
+    final value = ValueNotifier('PL');
+    addTearDown(value.dispose);
+    await mount(tester, value);
+    expect(find.text('Poland'), findsOneWidget);
+    await mount(tester, value, locale: const Locale('ru'));
+    expect(find.text('Польша'), findsOneWidget);
+    expect(value.value, 'PL');
+    await open(tester);
+    await tester.enterText(search, 'Германия');
+    await tester.pumpAndSettle();
+    await tester.tap(find.byType(ListTile));
+    await tester.pumpAndSettle();
+    expect(value.value, 'DE');
+    expect(find.text('Германия'), findsOneWidget);
+  });
+
+  testWidgets('busy field cannot open or change selection', (tester) async {
+    final value = ValueNotifier('PL');
+    addTearDown(value.dispose);
+    await mount(tester, value, enabled: false);
+    expect(tester.widget<OutlinedButton>(button).onPressed, isNull);
+    await tester.tap(button);
+    await tester.pumpAndSettle();
+    expect(search, findsNothing);
+    expect(value.value, 'PL');
+  });
+
+  testWidgets(
+    'keyboard and labeled touch targets work at 320px with large text',
+    (tester) async {
+      tester.view.physicalSize = const Size(320, 900);
+      tester.view.devicePixelRatio = 1;
+      tester.platformDispatcher.textScaleFactorTestValue = 1.6;
+      addTearDown(tester.view.resetPhysicalSize);
+      addTearDown(tester.view.resetDevicePixelRatio);
+      addTearDown(tester.platformDispatcher.clearTextScaleFactorTestValue);
+      final semantics = tester.ensureSemantics();
+      final value = ValueNotifier('GS');
+      addTearDown(value.dispose);
+      await mount(tester, value);
+      expect(tester, meetsGuideline(labeledTapTargetGuideline));
+      expect(tester, meetsGuideline(androidTapTargetGuideline));
+      await tester.sendKeyEvent(LogicalKeyboardKey.tab);
+      await tester.sendKeyEvent(LogicalKeyboardKey.enter);
+      await tester.pumpAndSettle();
+      expect(search, findsOneWidget);
+      await tester.enterText(search, 'GS');
+      await tester.pumpAndSettle();
+      expect(tester.widget<ListTile>(find.byType(ListTile)).selected, isTrue);
+      expect(tester, meetsGuideline(labeledTapTargetGuideline));
+      expect(tester, meetsGuideline(androidTapTargetGuideline));
+      await tester.sendKeyEvent(LogicalKeyboardKey.tab);
+      await tester.sendKeyEvent(LogicalKeyboardKey.tab);
+      await tester.sendKeyEvent(LogicalKeyboardKey.enter);
+      await tester.pumpAndSettle();
+      expect(search, findsNothing);
+      expect(value.value, 'GS');
+      expect(tester.takeException(), isNull);
+      semantics.dispose();
+    },
+  );
+}

frontend/app/test/kyc_test.dart

@@ -11,6 +11,8 @@ import 'package:sxchnge_analytics/sxchnge_analytics.dart';
 
 import 'package:sxchnge_kyc/sxchnge_kyc.dart';
 
+import 'package:sxchnge_app/kyc/birth.dart';
+import 'package:sxchnge_app/kyc/country.dart';
 import 'package:sxchnge_app/main.dart';
 import 'package:sxchnge_app/providers/locale.dart';
 
@@ -65,12 +67,35 @@ void main() {
     return service;
   }
 
-  Future<void> submit(WidgetTester t) async {
+  Future<void> profile(WidgetTester t) async {
     await tap(t, find.byKey(const ValueKey('kyc-start')));
     await t.enterText(find.byKey(const ValueKey('kyc-name')), 'Example Person');
-    await t.enterText(find.byKey(const ValueKey('kyc-birth')), '1990-04-23');
-    await t.enterText(find.byKey(const ValueKey('kyc-country')), 'PL');
+    await t.enterText(find.byKey(const ValueKey('birth-day')), '23');
+    await tap(t, find.byType(DropdownButtonFormField<int>));
+    // The month label follows the selected app locale.
+    await tap(t, find.textContaining(RegExp(r'^(April|апрель)$')).last);
+    await t.enterText(find.byKey(const ValueKey('birth-year')), '1990');
     await t.pumpAndSettle();
+    expect(t.widget<BirthField>(find.byType(BirthField)).value, '1990-04-23');
+    await tap(
+      t,
+      find.descendant(
+        of: find.byKey(const ValueKey('kyc-country')),
+        matching: find.byType(OutlinedButton),
+      ),
+    );
+    await t.enterText(find.byKey(const ValueKey('country-search')), 'PL');
+    await t.pumpAndSettle();
+    await tap(t, find.byType(ListTile));
+    expect(
+      t.widget<CountryField>(find.byKey(const ValueKey('kyc-country'))).value,
+      'PL',
+    );
+    await t.pumpAndSettle();
+  }
+
+  Future<void> submit(WidgetTester t) async {
+    await profile(t);
     await tap(t, find.byKey(const ValueKey('pick-passport')));
     await tap(t, find.byKey(const ValueKey('kyc-next')));
     await tap(t, find.byKey(const ValueKey('pick-selfie')));
@@ -79,6 +104,41 @@ void main() {
     await tap(t, find.byKey(const ValueKey('kyc-submit')));
   }
 
+  testWidgets(
+    'invalid birthday blocks advancing and valid birthday survives Back',
+    (t) async {
+      await open(t);
+      await profile(t);
+      await tap(t, find.byKey(const ValueKey('pick-passport')));
+      final next = find.byKey(const ValueKey('kyc-next'));
+      await t.enterText(find.byKey(const ValueKey('birth-day')), '31');
+      await t.pumpAndSettle();
+      expect(t.widget<FilledButton>(next).onPressed, isNull);
+      expect(find.text('Enter a valid date of birth.'), findsOneWidget);
+      await t.enterText(find.byKey(const ValueKey('birth-day')), '23');
+      await t.pumpAndSettle();
+      expect(t.widget<FilledButton>(next).onPressed, isNotNull);
+      await tap(t, next);
+      await tap(t, find.text('Back'));
+      expect(t.widget<BirthField>(find.byType(BirthField)).value, '1990-04-23');
+      expect(
+        t
+            .widget<TextFormField>(find.byKey(const ValueKey('birth-day')))
+            .controller!
+            .text,
+        '23',
+      );
+      expect(find.text('April'), findsOneWidget);
+      expect(
+        t
+            .widget<TextFormField>(find.byKey(const ValueKey('birth-year')))
+            .controller!
+            .text,
+        '1990',
+      );
+    },
+  );
+
   testWidgets('two photos, review, pending and approval with service limits', (
     t,
   ) async {

frontend/app/test/preview_test.dart

@@ -0,0 +1,229 @@
+import 'dart:async';
+import 'dart:typed_data';
+
+import 'package:flutter/material.dart';
+
+import 'package:flutter_test/flutter_test.dart';
+
+import 'package:image/image.dart' as images;
+
+import 'package:sxchnge_kyc/sxchnge_kyc.dart';
+
+import 'package:sxchnge_app/kyc/photo.dart';
+import 'package:sxchnge_app/kyc/preview.dart';
+
+import 'package:sxchnge_app/generated/i18n/app_localizations.dart';
+
+Widget host(Widget child, {Locale locale = const Locale('en')}) => MaterialApp(
+  locale: locale,
+  localizationsDelegates: AppLocalizations.localizationsDelegates,
+  supportedLocales: AppLocalizations.supportedLocales,
+  home: Scaffold(body: SingleChildScrollView(child: child)),
+);
+
+// Start decoding outside FakeAsync as well as waiting outside it, including
+// browser codec callbacks that otherwise remain pending in the test zone.
+Future<void> show(WidgetTester tester, Widget widget) async {
+  await tester.runAsync(() => tester.pumpWidget(widget));
+}
+
+// pumpAndSettle alone does not wait for image codecs. Listen to the actual
+// preview streams so a hidden errorBuilder cannot make this regression pass.
+Future<void> decoded(WidgetTester tester, {bool succeeds = true}) async {
+  final providers = tester
+      .widgetList<Image>(find.byType(Image))
+      .map((image) => image.image)
+      .toList();
+  expect(providers, isNotEmpty);
+  for (final provider in providers) {
+    Object? renderError;
+    StackTrace? renderStack;
+    await tester.runAsync(() async {
+      final stream = provider.resolve(ImageConfiguration.empty);
+      final ready = Completer<void>();
+      final listener = ImageStreamListener(
+        (info, _) {
+          info.dispose();
+          if (!ready.isCompleted) ready.complete();
+        },
+        onError: (Object error, StackTrace? stack) {
+          renderError = error;
+          renderStack = stack;
+          if (!ready.isCompleted) ready.complete();
+        },
+      );
+      stream.addListener(listener);
+      try {
+        await ready.future.timeout(const Duration(seconds: 15));
+      } finally {
+        stream.removeListener(listener);
+      }
+    });
+    expect(
+      renderError,
+      succeeds ? isNull : isNotNull,
+      reason: succeeds ? '$renderError\n$renderStack' : null,
+    );
+  }
+  await tester.pumpAndSettle();
+  expect(tester.takeException(), isNull);
+}
+
+void main() {
+  late Uint8List png;
+  late Uint8List jpeg;
+  setUpAll(() {
+    // Synthetic, non-sensitive portrait and landscape photos in both formats.
+    png = images.encodePng(images.Image(width: 1200, height: 1600));
+    jpeg = images.encodeJpg(images.Image(width: 1600, height: 1200));
+  });
+
+  for (final format in ['PNG', 'JPEG']) {
+    testWidgets('accepted $format renders from an immutable photo model', (
+      tester,
+    ) async {
+      final source = Uint8List.fromList(format == 'PNG' ? png : jpeg);
+      final photo = (await tester.runAsync(
+        () => FilePhotoService.validate(source),
+      ))!;
+      final originalFirstByte = photo.bytes.first;
+      source[0] = 0;
+      expect(photo.bytes.first, originalFirstByte);
+      expect(() => photo.bytes[0] = 0, throwsUnsupportedError);
+      await show(
+        tester,
+        host(PhotoPreview(photo: photo, label: 'ID document photo')),
+      );
+      await decoded(tester);
+      final raw = tester.widget<RawImage>(find.byType(RawImage));
+      expect(raw.image, isNotNull);
+      expect(raw.image!.width, lessThanOrEqualTo(1000));
+      expect(
+        tester.widget<Image>(find.byType(Image)).semanticLabel,
+        'ID document photo',
+      );
+      expect(find.textContaining('damaged'), findsNothing);
+      expect(find.textContaining('could not be displayed'), findsNothing);
+    });
+  }
+
+  testWidgets('replacement and removal evict sensitive preview cache entries', (
+    tester,
+  ) async {
+    final first = Photo(png);
+    await show(tester, host(PhotoPreview(photo: first, label: 'ID')));
+    await decoded(tester);
+    final initialProvider = tester.widget<Image>(find.byType(Image)).image;
+    final initialKey = await initialProvider.obtainKey(
+      ImageConfiguration.empty,
+    );
+    final cache = PaintingBinding.instance.imageCache;
+    expect(cache.statusForKey(initialKey).keepAlive, isTrue);
+    await show(tester, host(PhotoPreview(photo: first, label: 'Document')));
+    await decoded(tester);
+    expect(
+      identical(
+        tester.widget<Image>(find.byType(Image)).image,
+        initialProvider,
+      ),
+      isTrue,
+    );
+    await show(tester, host(PhotoPreview(photo: Photo(jpeg), label: 'ID')));
+    await decoded(tester);
+    expect(cache.statusForKey(initialKey).untracked, isTrue);
+    final replacement = tester.widget<Image>(find.byType(Image)).image;
+    final replacementKey = await replacement.obtainKey(
+      ImageConfiguration.empty,
+    );
+    expect(cache.statusForKey(replacementKey).keepAlive, isTrue);
+    expect(tester.widget<RawImage>(find.byType(RawImage)).image!.width, 1000);
+    await show(tester, host(const SizedBox()));
+    await tester.pumpAndSettle();
+    expect(cache.statusForKey(replacementKey).untracked, isTrue);
+  });
+
+  testWidgets('ID and selfie both render on review and after returning', (
+    tester,
+  ) async {
+    final passport = Photo(png);
+    final selfie = Photo(jpeg);
+    for (var visit = 0; visit < 2; visit++) {
+      await show(
+        tester,
+        host(
+          Column(
+            children: [
+              PhotoPanel(
+                kind: PhotoKind.passport,
+                photo: passport,
+                review: true,
+              ),
+              PhotoPanel(kind: PhotoKind.selfie, photo: selfie, review: true),
+            ],
+          ),
+        ),
+      );
+      await decoded(tester);
+      final previews = tester.widgetList<RawImage>(find.byType(RawImage));
+      expect(previews.length, 2);
+      expect(previews.every((image) => image.image != null), isTrue);
+      expect(find.text('Choose a different photo'), findsNothing);
+      await show(tester, host(const SizedBox()));
+      await tester.pumpAndSettle();
+    }
+  });
+
+  for (final locale in ['en', 'ru']) {
+    testWidgets(
+      '$locale preview failure explains recovery and can be replaced',
+      (tester) async {
+        tester.view.physicalSize = const Size(320, 900);
+        tester.view.devicePixelRatio = 1;
+        tester.platformDispatcher.textScaleFactorTestValue = 1.6;
+        addTearDown(tester.view.resetPhysicalSize);
+        addTearDown(tester.view.resetDevicePixelRatio);
+        addTearDown(tester.platformDispatcher.clearTextScaleFactorTestValue);
+        var replacements = 0;
+        var removals = 0;
+        await show(
+          tester,
+          host(
+            PhotoPanel(
+              kind: PhotoKind.passport,
+              photo: Photo(Uint8List.fromList([1, 2, 3])),
+              onPick: () => replacements++,
+              onRemove: () => removals++,
+            ),
+            locale: Locale(locale),
+          ),
+        );
+        await decoded(tester, succeeds: false);
+        final l = AppLocalizations.of(tester.element(find.byType(PhotoPanel)))!;
+        expect(find.text(l.kycErrorPreview), findsOneWidget);
+        expect(find.text(l.kycErrorUnreadable), findsNothing);
+        expect(
+          tester.getSemantics(find.text(l.kycErrorPreview)),
+          matchesSemantics(isLiveRegion: true, label: l.kycErrorPreview),
+        );
+        final replace = find.byKey(const ValueKey('pick-passport'));
+        await tester.ensureVisible(replace);
+        await tester.tap(replace);
+        final remove = find.text(l.kycRemove);
+        await tester.ensureVisible(remove);
+        await tester.tap(remove);
+        expect(replacements, 1);
+        expect(removals, 1);
+        await show(
+          tester,
+          host(
+            PhotoPanel(kind: PhotoKind.passport, photo: Photo(jpeg)),
+            locale: Locale(locale),
+          ),
+        );
+        await decoded(tester);
+        expect(find.text(l.kycErrorPreview), findsNothing);
+        expect(tester.widget<RawImage>(find.byType(RawImage)).image, isNotNull);
+      },
+    );
+  }
+}

frontend/app/test/routing_test.dart

@@ -42,6 +42,44 @@ Future<GoRouter> openRoute(
 }
 
 void main() {
+  testWidgets('queued signup receipt is transient and updates its recipient', (
+    tester,
+  ) async {
+    final router = await openRoute(tester, '/');
+    await tester.pumpAndSettle();
+    router.goNamed(
+      AppRoutes.verificationSent,
+      extra: const VerificationDelivery(
+        email: 'first@example.com',
+        isSimulated: false,
+      ),
+    );
+    await tester.pumpAndSettle();
+    expect(find.byKey(const ValueKey('verification-sent')), findsOneWidget);
+    expect(find.text('first@example.com'), findsOneWidget);
+    router.goNamed(
+      AppRoutes.verificationSent,
+      extra: const VerificationDelivery(
+        email: 'second@example.com',
+        isSimulated: false,
+      ),
+    );
+    await tester.pumpAndSettle();
+    expect(find.text('first@example.com'), findsNothing);
+    expect(find.text('second@example.com'), findsOneWidget);
+    final restored = router.routeInformationParser.restoreRouteInformation(
+      router.routerDelegate.currentConfiguration,
+    )!;
+    expect(restored.state.toString(), isNot(contains('second@example.com')));
+    expect(restored.uri.toString(), '/verification-sent');
+    router.goNamed(AppRoutes.login);
+    await tester.pumpAndSettle();
+    router.goNamed(AppRoutes.verificationSent);
+    await tester.pumpAndSettle();
+    expect(find.byKey(const ValueKey('verification-idle')), findsOneWidget);
+    expect(find.text('second@example.com'), findsNothing);
+  });
+
   for (final language in ['en', 'ru']) {
     testWidgets(
       'verified link keeps success visible and prefills login ($language)',

frontend/app/test/signup_delivery_test.dart

@@ -0,0 +1,153 @@
+import 'dart:convert';
+
+import 'package:flutter/material.dart';
+
+import 'package:flutter_test/flutter_test.dart';
+
+import 'package:go_router/go_router.dart';
+
+import 'package:http/http.dart' as http;
+import 'package:http/testing.dart';
+
+import 'package:sxchnge_analytics/sxchnge_analytics.dart';
+
+import 'package:sxchnge_auth/sxchnge_auth.dart';
+
+import 'package:sxchnge_app/main.dart';
+import 'package:sxchnge_app/providers/locale.dart';
+
+class DeliveryBackend extends BackendAuthServices {
+  DeliveryBackend(List<String> requests)
+    : super(
+        baseUri: Uri.parse('https://api.example/api/v1'),
+        clientId: 'web',
+        client: MockClient((request) async {
+          requests.add(request.url.path);
+          return http.Response(
+            jsonEncode({
+              'data': request.url.path.endsWith('/signup')
+                  ? {'userId': 'customer'}
+                  : {'accepted': true},
+            }),
+            202,
+          );
+        }),
+      );
+
+  int sends = 0;
+  bool failResend = true;
+
+  @override
+  Future<VerificationResult> send({
+    required String email,
+    required String locale,
+  }) async {
+    sends++;
+    if (failResend) {
+      throw const VerificationException(VerificationError.internal);
+    }
+    return super.send(email: email, locale: locale);
+  }
+}
+
+void main() {
+  for (final language in ['en', 'ru']) {
+    testWidgets(
+      'accepted signup survives an unavailable resend service ($language)',
+      (tester) async {
+        tester.view.physicalSize = const Size(390, 844);
+        tester.view.devicePixelRatio = 1;
+        tester.platformDispatcher.textScaleFactorTestValue = 1.5;
+        addTearDown(tester.view.resetPhysicalSize);
+        addTearDown(tester.view.resetDevicePixelRatio);
+        addTearDown(tester.platformDispatcher.clearTextScaleFactorTestValue);
+        final requests = <String>[];
+        final backend = DeliveryBackend(requests);
+        final analytics = DummyAnalyticsService();
+        await tester.pumpWidget(
+          SxchngeApp(
+            backend: backend,
+            analyticsService: analytics,
+            localeProvider: LocaleProvider(initialLocale: Locale(language)),
+          ),
+        );
+        await tester.pumpAndSettle();
+        final signup = find.text(language == 'ru' ? 'Регистрация' : 'Sign up');
+        await tester.ensureVisible(signup);
+        await tester.tap(signup);
+        await tester.pumpAndSettle();
+        for (final entry in {
+          'name': 'Ada Lovelace',
+          'email': 'ada@example.com',
+          'password': 'password preserved',
+          'confirmation': 'password preserved',
+        }.entries) {
+          await tester.enterText(find.byKey(ValueKey(entry.key)), entry.value);
+        }
+        final submit = find.byKey(const ValueKey('submit'));
+        await tester.ensureVisible(submit);
+        await tester.tap(submit);
+        await tester.pumpAndSettle();
+
+        expect(find.byKey(const ValueKey('verification-sent')), findsOneWidget);
+        expect(find.text('ada@example.com'), findsOneWidget);
+        expect(backend.sends, 0);
+        expect(requests, ['/api/v1/accounts/signup']);
+        final router = GoRouter.of(tester.element(find.byType(Scaffold)));
+        final restored = router.routeInformationParser.restoreRouteInformation(
+          router.routerDelegate.currentConfiguration,
+        )!;
+        expect(restored.uri.toString(), '/verification-sent');
+        expect(restored.state.toString(), isNot(contains('ada@example.com')));
+        expect(
+          analytics.events.where(
+            (event) => event.name == 'auth_signup_succeeded',
+          ),
+          hasLength(1),
+        );
+        expect(
+          analytics.events.where(
+            (event) => event.name == 'auth_email_delivery_succeeded',
+          ),
+          hasLength(1),
+        );
+
+        final resend = find.byKey(const ValueKey('verification-resend'));
+        await tester.ensureVisible(resend);
+        await tester.tap(resend);
+        await tester.pumpAndSettle();
+        expect(
+          find.byKey(const ValueKey('verification-error')),
+          findsOneWidget,
+        );
+        expect(backend.sends, 1);
+        expect(
+          tester
+              .widget<TextFormField>(
+                find.byKey(const ValueKey('verification-email')),
+              )
+              .controller!
+              .text,
+          'ada@example.com',
+        );
+        backend.failResend = false;
+        await tester.ensureVisible(resend);
+        await tester.tap(resend);
+        await tester.pumpAndSettle();
+        expect(find.byKey(const ValueKey('verification-sent')), findsOneWidget);
+        expect(backend.sends, 2);
+        expect(requests.last, '/api/v1/accounts/verification/send');
+        expect(requests, hasLength(2));
+        expect(
+          analytics.events.map((event) => event.journeyId).toSet(),
+          hasLength(1),
+        );
+        expect(
+          analytics.events.map((event) => event.properties).toString(),
+          isNot(contains('ada@example.com')),
+        );
+        expect(tester.takeException(), isNull);
+      },
+    );
+  }
+}

frontend/packages/sxchnge_auth/lib/src/mappers/backend.dart

@@ -12,9 +12,13 @@ abstract final class BackendMapper {
     return VerificationResult(isSimulated: false, verifiedEmail: dto.email);
   }
 
-  static AuthResult signup(BackendDTO dto) {
+  static AuthResult signup(BackendDTO dto, {required String email}) {
     if (dto.userId.isEmpty) throw const FormatException('Missing user');
-    return AuthResult(userId: dto.userId, isSimulated: false);
+    return AuthResult(
+      userId: dto.userId,
+      isSimulated: false,
+      delivery: VerificationDelivery(email: email, isSimulated: false),
+    );
   }
 
   static FactorChallenge challenge(BackendDTO dto, String id) {

frontend/packages/sxchnge_auth/lib/src/mappers/results.dart

@@ -5,6 +5,12 @@ import '../models/verification.dart';
 abstract final class AuthMapper {
   static AuthResult fromDTO(AuthDTO dto) =>
       AuthResult(userId: dto.userId, isSimulated: dto.simulated);
+
+  static AuthResult signup(AuthDTO dto, {required String email}) => AuthResult(
+    userId: dto.userId,
+    isSimulated: dto.simulated,
+    delivery: VerificationDelivery(email: email, isSimulated: dto.simulated),
+  );
 }
 
 abstract final class VerificationMapper {

frontend/packages/sxchnge_auth/lib/src/models/auth.dart

@@ -1,4 +1,5 @@
 import 'two_factor.dart';
+import 'verification.dart';
 
 /// Ephemeral input: never persist, log, or include passwords in provider state.
 class LoginRequest {
@@ -31,9 +32,11 @@ class AuthResult {
     required this.userId,
     required this.isSimulated,
     this.challenge,
+    this.delivery,
   });
   final String userId;
   final FactorChallenge? challenge;
+  final VerificationDelivery? delivery;
   final bool isSimulated;
 }
 

frontend/packages/sxchnge_auth/lib/src/models/verification.dart

@@ -11,6 +11,13 @@ enum VerificationStatus {
 
 enum VerificationError { expired, invalid, internal, needsAssistance }
 
+/// An accepted email-queue operation, not proof of inbox delivery or activation.
+class VerificationDelivery {
+  const VerificationDelivery({required this.email, required this.isSimulated});
+  final String email;
+  final bool isSimulated;
+}
+
 class VerificationException implements Exception {
   const VerificationException(this.code);
   final VerificationError code;

frontend/packages/sxchnge_auth/lib/src/providers/verification.dart

@@ -4,13 +4,22 @@ import '../models/verification.dart';
 import '../services/verification.dart';
 
 class VerificationProvider extends ChangeNotifier {
-  VerificationProvider(this.service);
+  VerificationProvider(this.service, {VerificationDelivery? delivery})
+    : _state = _initialState(delivery);
   final VerificationService service;
-  VerificationState _state = const VerificationState(VerificationStatus.idle);
+  VerificationState _state;
   VerificationState get state => _state;
   bool _disposed = false;
   int _generation = 0;
 
+  static VerificationState _initialState(VerificationDelivery? delivery) =>
+      delivery == null
+      ? const VerificationState(VerificationStatus.idle)
+      : VerificationState(
+          VerificationStatus.sent,
+          isSimulated: delivery.isSimulated,
+        );
+
   Future<void> send({required String email, required String locale}) => _run(
     () => service.send(email: email.trim(), locale: locale),
     VerificationStatus.sending,
@@ -61,10 +70,10 @@ class VerificationProvider extends ChangeNotifier {
     notifyListeners();
   }
 
-  void reset() {
+  void reset({VerificationDelivery? delivery}) {
     if (_disposed) return;
     ++_generation;
-    _state = const VerificationState(VerificationStatus.idle);
+    _state = _initialState(delivery);
     notifyListeners();
   }
 

frontend/packages/sxchnge_auth/lib/src/services/backend.dart

@@ -51,7 +51,6 @@ class BackendAuthServices
   final _pending = <String, ({String token, String challengeId})>{};
   final _grants = <String, AuthSession>{};
   final _retryKeys = <String, String>{};
-  String? _queuedSignup;
   AuthSession? _session;
   AuthSession? get session => _session;
   @override
@@ -113,9 +112,8 @@ class BackendAuthServices
       'locale': r.locale,
       'idempotencyKey': key,
     });
-    final result = BackendMapper.signup(dto);
+    final result = BackendMapper.signup(dto, email: email);
     _retryKeys.remove('signup:$email');
-    _queuedSignup = email;
     return result;
   }
 
@@ -141,14 +139,6 @@ class BackendAuthServices
     required String locale,
   }) async {
     final normalized = email.trim().toLowerCase();
-    // Signup already queued this email. The existing confirmation page requests
-    // its initial delivery on mount; consume that receipt once.
-    if (_queuedSignup == normalized) {
-      _queuedSignup = null;
-      return VerificationMapper.fromDTO(
-        const VerificationDTO(simulated: false),
-      );
-    }
     final key = _retryKeys.putIfAbsent('activation:$normalized', _key);
     try {
       await _post('verification/send', {

frontend/packages/sxchnge_auth/lib/src/services/dummy.dart

@@ -40,8 +40,9 @@ class DummySignupService implements SignupService, SimulationInfo {
   Future<AuthResult> signup(SignupRequest request) async {
     await Future<void>.delayed(delay);
     if (failure case final error?) throw AuthException(error);
-    return AuthMapper.fromDTO(
+    return AuthMapper.signup(
       const AuthDTO(userId: 'demo-user', simulated: true),
+      email: request.email.trim(),
     );
   }
 }

frontend/packages/sxchnge_auth/lib/src/services/instrumented.dart

@@ -111,13 +111,27 @@ class InstrumentedAuthServices
     simulation: _simulation(loginService),
   );
   @override
-  Future<AuthResult> signup(SignupRequest request) => _run(
-    JourneyKind.signup,
-    JourneyStep.signup,
-    () => signupService.signup(request),
-    (r) => r.isSimulated,
-    simulation: _simulation(signupService),
-  );
+  Future<AuthResult> signup(SignupRequest request) async {
+    final result = await _run(
+      JourneyKind.signup,
+      JourneyStep.signup,
+      () => signupService.signup(request),
+      (r) => r.isSimulated,
+      simulation: _simulation(signupService),
+    );
+    final delivery = result.delivery;
+    if (delivery != null) {
+      final operation = recorder.begin(
+        JourneyKind.verification,
+        JourneyStep.emailDelivery,
+        onboarding: true,
+        simulated: delivery.isSimulated,
+      );
+      recorder.finish(operation, simulated: delivery.isSimulated);
+    }
+    return result;
+  }
+
   @override
   Future<VerificationResult> send({
     required String email,

frontend/packages/sxchnge_auth/test/auth_test.dart

@@ -142,11 +142,11 @@ void main() {
           .isSimulated,
       isTrue,
     );
-    expect(
-      (await const DummySignupService(delay: Duration.zero).signup(signup))
-          .isSimulated,
-      isTrue,
-    );
+    final accepted = await const DummySignupService(delay: Duration.zero)
+        .signup(signup);
+    expect(accepted.isSimulated, isTrue);
+    expect(accepted.delivery?.email, 'a@example.com');
+    expect(accepted.delivery?.isSimulated, isTrue);
     await expectLater(
       const DummyLoginService(
         delay: Duration.zero,

frontend/packages/sxchnge_auth/test/backend_test.dart

@@ -89,35 +89,48 @@ void main() {
       expect(keys[0], keys[1]);
     },
   );
-  test('signup receipt avoids duplicate delivery and subsequent resend reaches API', () async {
-    final paths = <String>[];
-    final service = BackendAuthServices(
-      baseUri: Uri.parse('https://api.example/api/v1'),
-      clientId: 'web',
-      client: MockClient((request) async {
-        paths.add(request.url.path);
-        if (request.url.path.endsWith('/signup')) {
-          expect(jsonDecode(request.body)['password'], ' password preserved ');
-          return response({'userId': 'user'});
-        }
-        return response({'accepted': true});
-      }),
-    );
-    addTearDown(service.close);
-    final result = await service.signup(
-      const SignupRequest(
-        name: 'User',
-        email: 'USER@example.com',
-        password: ' password preserved ',
-        locale: 'en',
-      ),
-    );
-    expect(result.isSimulated, isFalse);
-    await service.send(email: 'user@example.com', locale: 'en');
-    expect(paths, ['/api/v1/accounts/signup']);
-    await service.send(email: 'user@example.com', locale: 'en');
-    expect(paths.last, '/api/v1/accounts/verification/send');
-  });
+  test(
+    'signup returns its receipt and every explicit resend reaches API',
+    () async {
+      final paths = <String>[];
+      final service = BackendAuthServices(
+        baseUri: Uri.parse('https://api.example/api/v1'),
+        clientId: 'web',
+        client: MockClient((request) async {
+          paths.add(request.url.path);
+          if (request.url.path.endsWith('/signup')) {
+            expect(
+              jsonDecode(request.body)['password'],
+              ' password preserved ',
+            );
+            return response({'userId': 'user'});
+          }
+          return response({'accepted': true});
+        }),
+      );
+      addTearDown(service.close);
+      final result = await service.signup(
+        const SignupRequest(
+          name: 'User',
+          email: 'USER@example.com',
+          password: ' password preserved ',
+          locale: 'en',
+        ),
+      );
+      expect(result.isSimulated, isFalse);
+      expect(result.delivery?.email, 'user@example.com');
+      expect(result.delivery?.isSimulated, isFalse);
+      expect(paths, ['/api/v1/accounts/signup']);
+      await service.send(email: 'user@example.com', locale: 'en');
+      expect(paths, [
+        '/api/v1/accounts/signup',
+        '/api/v1/accounts/verification/send',
+      ]);
+      await service.send(email: 'user@example.com', locale: 'en');
+      expect(paths.last, '/api/v1/accounts/verification/send');
+      expect(paths, hasLength(3));
+    },
+  );
   test('login confirms backend session only after factor and consumes local grant once', () async {
     final now = DateTime.now();
     var verified = false;

frontend/packages/sxchnge_auth/test/verification_test.dart

@@ -28,6 +28,36 @@ class PendingService implements VerificationService {
 }
 
 void main() {
+  test(
+    'accepted delivery initializes sent state without calling the service',
+    () async {
+      final service = PendingService();
+      final provider = VerificationProvider(
+        service,
+        delivery: const VerificationDelivery(
+          email: 'ada@example.com',
+          isSimulated: false,
+        ),
+      );
+      addTearDown(provider.dispose);
+      expect(provider.state.status, VerificationStatus.sent);
+      expect(provider.state.isSimulated, isFalse);
+      expect(provider.state.result, isNull);
+      expect(service.calls, 0);
+      final resend = provider.send(email: 'ada@example.com', locale: 'en');
+      expect(provider.state.status, VerificationStatus.sending);
+      expect(service.calls, 1);
+      service.pending.completeError(
+        const VerificationException(VerificationError.internal),
+      );
+      await resend;
+      expect(provider.state.status, VerificationStatus.error);
+      expect(provider.state.result, isNull);
+      provider.reset();
+      expect(provider.state.status, VerificationStatus.idle);
+    },
+  );
+
   for (final scenario in {
     'demo-valid': VerificationStatus.verified,
     'demo-expired': VerificationStatus.expired,

infra/local/scripts/dispatch.sh

@@ -5,6 +5,7 @@ set -o pipefail
 . infra/local/scripts/secrets.sh
 case "${1:-}" in
  images) . infra/local/scripts/images.sh; images;;
+ prod-images) TOOL_STATE="$PWD/.local"; . infra/local/scripts/images.sh; prod_images;;
  up) . infra/local/scripts/bootstrap.sh; up;;
  email) . infra/local/scripts/bootstrap.sh; email;;
  sendico) . infra/local/scripts/bootstrap.sh; . infra/local/scripts/sendico.sh; configure_sendico;;

infra/local/scripts/images.sh

@@ -22,3 +22,10 @@ images() (
  cat "$WORK/images.env" | write "$STATE/images.env"
  cat "$STATE/images.env"
 )
+# Production pins: one resolution for every node of a cluster, so all of them
+# run the same build. Written outside .local/dev; copied to the servers.
+prod_images() (
+ ref=$(image hashicorp/vault latest) || exit 1
+ printf 'VAULT_IMAGE=%s\n' "$ref" | write "$PWD/.local/prod/images.env"
+ cat "$PWD/.local/prod/images.env"
+)

infra/local/scripts/test.sh

@@ -3,7 +3,7 @@ set -eu
 set -o pipefail
 # Shell syntax and static analysis cover the actual container shell scripts.
 shellcheck -s ash -x -S warning infra/local/scripts/dispatch.sh infra/local/scripts/test.sh
-shellcheck -x -S warning infra/local/tools.sh infra/local/scripts/start-service.sh infra/local/mongo/start.sh infra/local/nats/start.sh infra/local/vault/start.sh
+shellcheck -x -S warning infra/local/tools.sh infra/local/scripts/start-service.sh infra/local/mongo/start.sh infra/local/nats/start.sh infra/local/vault/start.sh infra/prod/vault/start.sh
 shellcheck -s ash -x -S warning infra/local/sendico/session.sh infra/local/sendico/check.sh infra/local/sendico/network.sh
 . infra/local/scripts/common.sh
 . infra/local/scripts/images.sh

infra/prod/README.md

@@ -0,0 +1,97 @@
+# Production
+
+Production runs on two servers of the shared private network: `exch`
+(192.168.10.191), the production server, and `infra-gamma` (192.168.10.98), which
+keeps the third copy of the data. Each component runs two nodes on `exch` and
+one on `infra-gamma`: losing `infra-gamma` keeps the majority, losing one node on
+`exch` keeps two of three. Every server runs plain Docker Compose; files are
+deployed to `/srv/exch/<component>` on the server.
+
+Ports are published on the private addresses only. Traffic between the servers
+is not wrapped in TLS: the network is private and limited by security groups,
+and every component authenticates its peers.
+
+## Vault
+
+[#74](https://git.sendico.io/tech/sxchnge/issues/74). Three raft nodes:
+
+| Node | Server | API | Cluster | Compose |
+| --- | --- | --- | --- | --- |
+| `exch-vault-1` | exch | 192.168.10.191:8200 | :8201 | `vault/exch.yml` |
+| `exch-vault-2` | exch | 192.168.10.191:8210 | :8211 | `vault/exch.yml` |
+| `exch-vault-3` | infra-gamma | 192.168.10.98:8200 | :8201 | `vault/gamma.yml` |
+
+Containers on `exch` join the Docker network `exch` and use
+`http://vault:8200`; the alias belongs to both local nodes. A standby node
+forwards requests to the active one, so the leader may be on any server.
+
+Vault is not published to the internet. Its UI is opened through an SSH tunnel
+from an administrator's machine, for example
+`ssh -N -L 8200:192.168.10.191:8200 exch` and then `http://localhost:8200/ui`.
+
+Nodes unseal themselves with the `transit` seal on the platform Vault
+(`https://vault.sendico.io`, key `transit/keys/exch-vault-unseal`). Each server
+has its own periodic token in `secrets/transit-token` (root, mode 600, not in Git)
+that may only encrypt and decrypt with that key. If the platform Vault is
+unreachable while a node starts, the node stays sealed until it is reachable
+again; running nodes are not affected. `vault operator init` returns recovery
+keys, not unseal keys: they authorize operations such as generating a new root
+token but cannot unseal a node. Only the transit key can. Its backup
+(`transit/backup/exch-vault-unseal`), the recovery keys and the root token are
+kept outside the servers by their holders; see "Platform Vault lost".
+
+`make prod-images` resolves the latest stable Vault release and pins its digest in
+ignored `.local/prod/images.env`. All three nodes get the same file: a cluster
+runs one build, and an upgrade is a separate rollout of a new file, one node at a
+time.
+
+### First rollout
+
+1. On the platform Vault, with an administrator token:
+
+   ```sh
+   vault secrets list | grep -q '^transit/' || vault secrets enable transit
+   vault write transit/keys/exch-vault-unseal exportable=true allow_plaintext_backup=true
+   vault read -field=backup transit/backup/exch-vault-unseal   # store with the holders, then clear the terminal
+   vault policy write exch-vault-unseal - <<'EOF'
+   path "transit/encrypt/exch-vault-unseal" { capabilities = ["update"] }
+   path "transit/decrypt/exch-vault-unseal" { capabilities = ["update"] }
+   EOF
+   ```
+
+   Create one token per server and write it straight into that server's
+   `/srv/exch/vault/secrets/transit-token`, never to a terminal or a log:
+
+   ```sh
+   vault token create -orphan -period=768h -policy=exch-vault-unseal \
+     -display-name=exch-vault-<server> -field=token
+   ```
+
+2. Copy `vault/` and `.local/prod/images.env` to `/srv/exch/vault` on both
+   servers.
+3. Start the nodes: on `exch`
+   `docker compose --env-file images.env -f exch.yml up -d`, on `infra-gamma`
+   the same with `gamma.yml`.
+4. Initialize once, on `exch`:
+   `docker exec -it exch-vault-vault-1-1 vault operator init -recovery-shares=5 -recovery-threshold=3`.
+   The output is shown once; store the recovery keys and the root token with
+   their holders. Revoke the root token after the bootstrap; a new one is
+   generated with the recovery keys when needed.
+5. Check: `vault operator raft list-peers` lists three voters; `docker restart`
+   of each node in turn unseals it without a person and the raft committed index
+   matches on all three.
+
+### Replacing a node
+
+Stop the node, remove it with `vault operator raft remove-peer <node id>`,
+delete its volume and start it again: it joins through `retry_join` and copies the
+data from the leader. A node keeps its node id and addresses; moving it to
+another server is a change of its config file and of every `retry_join` list.
+
+### Platform Vault lost
+
+Running nodes keep working. To start a node without the platform Vault, start
+any temporary Vault, enable `transit`, load the stored key backup with
+`vault write transit/restore/exch-vault-unseal backup=<backup>`, issue a token
+with the policy above, and point `address` in the node configs at that Vault.
+Without the key backup the data cannot be unsealed again.

infra/prod/vault/config/vault-1.hcl

@@ -0,0 +1,30 @@
+# Production Vault, node 1. Only api_addr, cluster_addr and node_id
+# differ between the three node files.
+ui            = true
+disable_mlock = true
+api_addr      = "http://192.168.10.191:8200"
+cluster_addr  = "https://192.168.10.191:8201"
+
+listener "tcp" {
+  address         = "0.0.0.0:8200"
+  cluster_address = "0.0.0.0:8201"
+  # Plain HTTP on the private network; raft and request forwarding on the
+  # cluster port are encrypted by Vault itself.
+  tls_disable     = 1
+}
+
+storage "raft" {
+  path    = "/vault/file"
+  node_id = "exch-vault-1"
+  retry_join { leader_api_addr = "http://192.168.10.191:8200" }
+  retry_join { leader_api_addr = "http://192.168.10.191:8210" }
+  retry_join { leader_api_addr = "http://192.168.10.98:8200" }
+}
+
+# Auto-unseal with the platform Vault. The token comes from VAULT_TOKEN, set by
+# start.sh from the secret file; recovery keys stay with people.
+seal "transit" {
+  address    = "https://vault.sendico.io"
+  mount_path = "transit/"
+  key_name   = "exch-vault-unseal"
+}

infra/prod/vault/config/vault-2.hcl

@@ -0,0 +1,30 @@
+# Production Vault, node 2. Only api_addr, cluster_addr and node_id
+# differ between the three node files.
+ui            = true
+disable_mlock = true
+api_addr      = "http://192.168.10.191:8210"
+cluster_addr  = "https://192.168.10.191:8211"
+
+listener "tcp" {
+  address         = "0.0.0.0:8200"
+  cluster_address = "0.0.0.0:8201"
+  # Plain HTTP on the private network; raft and request forwarding on the
+  # cluster port are encrypted by Vault itself.
+  tls_disable     = 1
+}
+
+storage "raft" {
+  path    = "/vault/file"
+  node_id = "exch-vault-2"
+  retry_join { leader_api_addr = "http://192.168.10.191:8200" }
+  retry_join { leader_api_addr = "http://192.168.10.191:8210" }
+  retry_join { leader_api_addr = "http://192.168.10.98:8200" }
+}
+
+# Auto-unseal with the platform Vault. The token comes from VAULT_TOKEN, set by
+# start.sh from the secret file; recovery keys stay with people.
+seal "transit" {
+  address    = "https://vault.sendico.io"
+  mount_path = "transit/"
+  key_name   = "exch-vault-unseal"
+}

infra/prod/vault/config/vault-3.hcl

@@ -0,0 +1,30 @@
+# Production Vault, node 3. Only api_addr, cluster_addr and node_id
+# differ between the three node files.
+ui            = true
+disable_mlock = true
+api_addr      = "http://192.168.10.98:8200"
+cluster_addr  = "https://192.168.10.98:8201"
+
+listener "tcp" {
+  address         = "0.0.0.0:8200"
+  cluster_address = "0.0.0.0:8201"
+  # Plain HTTP on the private network; raft and request forwarding on the
+  # cluster port are encrypted by Vault itself.
+  tls_disable     = 1
+}
+
+storage "raft" {
+  path    = "/vault/file"
+  node_id = "exch-vault-3"
+  retry_join { leader_api_addr = "http://192.168.10.191:8200" }
+  retry_join { leader_api_addr = "http://192.168.10.191:8210" }
+  retry_join { leader_api_addr = "http://192.168.10.98:8200" }
+}
+
+# Auto-unseal with the platform Vault. The token comes from VAULT_TOKEN, set by
+# start.sh from the secret file; recovery keys stay with people.
+seal "transit" {
+  address    = "https://vault.sendico.io"
+  mount_path = "transit/"
+  key_name   = "exch-vault-unseal"
+}

infra/prod/vault/exch.yml

@@ -0,0 +1,59 @@
+# Production Vault on exch: nodes 1 and 2 of three (#74). Node 3 runs
+# on infra-gamma (gamma.yml). Ports are published on the private address only.
+name: exch-vault
+
+x-vault: &vault
+  image: ${VAULT_IMAGE:?Run make prod-images and copy images.env}
+  restart: unless-stopped
+  cap_add: [IPC_LOCK]
+  ulimits: {memlock: {soft: -1, hard: -1}}
+  environment:
+    VAULT_ADDR: http://127.0.0.1:8200
+    SKIP_SETCAP: 'true'
+  entrypoint: [/bin/sh, /etc/vault/start.sh]
+  secrets: [transit-token]
+  healthcheck:
+    test: [CMD-SHELL, 'vault status >/dev/null']
+    interval: 10s
+    timeout: 5s
+    retries: 6
+
+services:
+  vault-1:
+    <<: *vault
+    ports:
+      - 192.168.10.191:8200:8200
+      - 192.168.10.191:8201:8201
+    volumes:
+      - vault-1-data:/vault/file
+      - ./config/vault-1.hcl:/vault/config/vault.hcl:ro
+      - ./start.sh:/etc/vault/start.sh:ro
+    networks:
+      exch:
+        aliases: [vault]
+
+  vault-2:
+    <<: *vault
+    ports:
+      - 192.168.10.191:8210:8200
+      - 192.168.10.191:8211:8201
+    volumes:
+      - vault-2-data:/vault/file
+      - ./config/vault-2.hcl:/vault/config/vault.hcl:ro
+      - ./start.sh:/etc/vault/start.sh:ro
+    networks:
+      exch:
+        aliases: [vault]
+
+secrets:
+  transit-token:
+    file: ./secrets/transit-token
+
+volumes:
+  vault-1-data:
+  vault-2-data:
+
+# Applications on exch join this network and use http://vault:8200.
+networks:
+  exch:
+    name: exch

infra/prod/vault/gamma.yml

@@ -0,0 +1,34 @@
+# Production Vault on infra-gamma: node 3 of three (#74). It keeps a
+# copy of the data off exch; nodes 1 and 2 run on exch (exch.yml).
+name: exch-vault
+
+services:
+  vault-3:
+    image: ${VAULT_IMAGE:?Run make prod-images and copy images.env}
+    restart: unless-stopped
+    cap_add: [IPC_LOCK]
+    ulimits: {memlock: {soft: -1, hard: -1}}
+    environment:
+      VAULT_ADDR: http://127.0.0.1:8200
+      SKIP_SETCAP: 'true'
+    entrypoint: [/bin/sh, /etc/vault/start.sh]
+    secrets: [transit-token]
+    healthcheck:
+      test: [CMD-SHELL, 'vault status >/dev/null']
+      interval: 10s
+      timeout: 5s
+      retries: 6
+    ports:
+      - 192.168.10.98:8200:8200
+      - 192.168.10.98:8201:8201
+    volumes:
+      - vault-3-data:/vault/file
+      - ./config/vault-3.hcl:/vault/config/vault.hcl:ro
+      - ./start.sh:/etc/vault/start.sh:ro
+
+secrets:
+  transit-token:
+    file: ./secrets/transit-token
+
+volumes:
+  vault-3-data:

infra/prod/vault/start.sh

@@ -0,0 +1,8 @@
+#!/bin/sh
+# Hands the transit seal token to the Vault server process only: it is read
+# from the secret file here, so it is not part of the container environment.
+set -eu
+VAULT_TOKEN=$(cat /run/secrets/transit-token)
+[ -n "$VAULT_TOKEN" ] || { echo 'Empty transit seal token' >&2; exit 1; }
+export VAULT_TOKEN
+exec docker-entrypoint.sh vault server -config=/vault/config/vault.hcl