Bootstrap copied BFF and local accounts with public Sendico contracts (#34)

backend/contracts/sendico/api/payments/by_quote.yaml

@@ -0,0 +1,41 @@
+post:
+  tags: [Payments]
+  summary: Initiate payment using quote reference
+  description: |
+    Executes one payment from an existing quote reference. If the quoted destination is raw
+    `card`, the original quote must already include `exp_month` and `exp_year`. Card-recipient
+    AML screening occurs during execution, not quotation. An unchanged payment reuses its
+    persisted compliance decision on idempotent execution replay, avoiding a duplicate AML call.
+    A definitive denial terminates the payment with public `failureCode: failure_restriction`
+    and `failureReason: aml_denied`.
+  operationId: paymentsInitiateByQuote
+  security:
+    - bearerAuth: []
+  parameters:
+    - $ref: ../parameters/organizations_ref.yaml#/components/parameters/OrganizationsRef
+  requestBody:
+    required: true
+    content:
+      application/json:
+        schema:
+          $ref: ./request/payment.yaml#/components/schemas/InitiatePaymentByQuoteRequest
+  responses:
+    '200':
+      description: Payment initiated by quote
+      content:
+        application/json:
+          schema:
+            allOf:
+              - $ref: ../response/response.yaml#/components/schemas/BaseResponse
+              - type: object
+                properties:
+                  data:
+                    $ref: ./response/payment.yaml#/components/schemas/PaymentData
+    '400':
+      $ref: ../response/operation.yaml#/components/responses/BadRequest
+    '401':
+      $ref: ../response/operation.yaml#/components/responses/Unauthorized
+    '403':
+      $ref: ../response/operation.yaml#/components/responses/Forbidden
+    '500':
+      $ref: ../response/operation.yaml#/components/responses/InternalServerError