runtime:
  shutdown_timeout_seconds: 15

grpc:
  network: tcp
  address: ":50062"
  advertise_host: "dev-payments-orchestrator"
  enable_reflection: true
  enable_health: true

metrics:
  address: ":9403"

database:
  driver: mongodb
  settings:
    host_env: PAYMENTS_MONGO_HOST
    port_env: PAYMENTS_MONGO_PORT
    database_env: PAYMENTS_MONGO_DATABASE
    user_env: PAYMENTS_MONGO_USER
    password_env: PAYMENTS_MONGO_PASSWORD
    auth_source_env: PAYMENTS_MONGO_AUTH_SOURCE
    replica_set_env: PAYMENTS_MONGO_REPLICA_SET

messaging:
  driver: NATS
  settings:
    url_env: NATS_URL
    host_env: NATS_HOST
    port_env: NATS_PORT
    username_env: NATS_USER
    password_env: NATS_PASSWORD
    broker_name: Payments Orchestrator Service
    max_reconnects: 10
    reconnect_wait: 5
    buffer_size: 1024

# Retain quote records after expiry to allow long-running payments to complete.
quote_retention_hours: 72

max_fx_quote_ttl_ms: 600000

# Service endpoints are sourced from discovery; no static overrides.
card_gateways:
  mcards:
    funding_address: "TUaWaCkiXwYPKm5qjcB27Lhwv976vPvedE"
    fee_wallet_ref: "697a062a248dc785125ccb9e"

fee_ledger_accounts:
  mcards: "697a15cc72e95c92d4c5db01"

# Gateway instances and capabilities are sourced from service discovery.