Updated Settings Page

Reviewed-on: #115

.gitignore

@@ -10,3 +10,4 @@ generate_protos.sh
 update_dep.sh
 .vscode/
 .gocache/
+.cache/

api/billing/fees/go.mod

@@ -31,7 +31,7 @@ require (
 	github.com/mitchellh/mapstructure v1.5.0 // indirect
 	github.com/montanaflynn/stats v0.7.1 // indirect
 	github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 // indirect
-	github.com/nats-io/nats.go v1.47.0 // indirect
+	github.com/nats-io/nats.go v1.48.0 // indirect
 	github.com/nats-io/nkeys v0.4.12 // indirect
 	github.com/nats-io/nuid v1.0.1 // indirect
 	github.com/prometheus/client_golang v1.23.2
@@ -49,6 +49,6 @@ require (
 	golang.org/x/sync v0.19.0 // indirect
 	golang.org/x/sys v0.39.0 // indirect
 	golang.org/x/text v0.32.0 // indirect
-	google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 // indirect
+	google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 // indirect
 	google.golang.org/protobuf v1.36.11
 )

api/billing/fees/go.sum

@@ -95,8 +95,8 @@ github.com/morikuni/aec v1.0.0 h1:nP9CBfwrvYnBRgY6qfDQkygYDmYwOilePFkwzv4dU8A=
 github.com/morikuni/aec v1.0.0/go.mod h1:BbKIizmSmc5MMPqRYbxO4ZU0S0+P200+tUnFx7PXmsc=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 h1:C3w9PqII01/Oq1c1nUAm88MOHcQC9l5mIlSMApZMrHA=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822/go.mod h1:+n7T8mK8HuQTcFwEeznm/DIxMOiR9yIdICNftLE1DvQ=
-github.com/nats-io/nats.go v1.47.0 h1:YQdADw6J/UfGUd2Oy6tn4Hq6YHxCaJrVKayxxFqYrgM=
+github.com/nats-io/nats.go v1.48.0 h1:pSFyXApG+yWU/TgbKCjmm5K4wrHu86231/w84qRVR+U=
-github.com/nats-io/nats.go v1.47.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
+github.com/nats-io/nats.go v1.48.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
 github.com/nats-io/nkeys v0.4.12 h1:nssm7JKOG9/x4J8II47VWCL1Ds29avyiQDRn0ckMvDc=
 github.com/nats-io/nkeys v0.4.12/go.mod h1:MT59A1HYcjIcyQDJStTfaOY6vhy9XTUjOFo+SVsvpBg=
 github.com/nats-io/nuid v1.0.1 h1:5iA8DT8V7q8WK2EScv2padNa/rTESc1KdnPw4TC2paw=
@@ -212,8 +212,8 @@ golang.org/x/tools v0.1.12/go.mod h1:hNGJHUnrk76NpqgfD5Aqm5Crs+Hm0VOH/i9J2+nxYbc
 golang.org/x/xerrors v0.0.0-20190717185122-a985d3407aa7/go.mod h1:I/5z698sn9Ka8TeJc9MKroUUfqBBauWjQqLJ2OPfmY0=
 gonum.org/v1/gonum v0.16.0 h1:5+ul4Swaf3ESvrOnidPp4GZbzf0mxVQpDCYUQE7OJfk=
 gonum.org/v1/gonum v0.16.0/go.mod h1:fef3am4MQ93R2HHpKnLk4/Tbh/s0+wqD5nfa6Pnwy4E=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 h1:gRkg/vSppuSQoDjxyiGfN4Upv/h/DQmIR10ZU8dh4Ww=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 h1:2I6GHUeJ/4shcDpoUlLs/2WPnhg7yJwvXtqcMJt9liA=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
 google.golang.org/grpc v1.77.0 h1:wVVY6/8cGA6vvffn+wWK5ToddbgdU3d8MNENr4evgXM=
 google.golang.org/grpc v1.77.0/go.mod h1:z0BY1iVj0q8E1uSQCjL9cppRj+gnZjzDnzV0dHhrNig=
 google.golang.org/protobuf v1.36.11 h1:fV6ZwhNocDyBLK0dj+fg8ektcVegBBuEolpbTQyBNVE=

api/fx/ingestor/go.mod

@@ -32,7 +32,7 @@ require (
 	github.com/mitchellh/mapstructure v1.5.0 // indirect
 	github.com/montanaflynn/stats v0.7.1 // indirect
 	github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 // indirect
-	github.com/nats-io/nats.go v1.47.0 // indirect
+	github.com/nats-io/nats.go v1.48.0 // indirect
 	github.com/nats-io/nkeys v0.4.12 // indirect
 	github.com/nats-io/nuid v1.0.1 // indirect
 	github.com/prometheus/client_model v0.6.2 // indirect
@@ -49,7 +49,7 @@ require (
 	golang.org/x/sync v0.19.0 // indirect
 	golang.org/x/sys v0.39.0 // indirect
 	golang.org/x/text v0.32.0 // indirect
-	google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 // indirect
+	google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 // indirect
 	google.golang.org/grpc v1.77.0 // indirect
 	google.golang.org/protobuf v1.36.11 // indirect
 )

api/fx/ingestor/go.sum

@@ -95,8 +95,8 @@ github.com/morikuni/aec v1.0.0 h1:nP9CBfwrvYnBRgY6qfDQkygYDmYwOilePFkwzv4dU8A=
 github.com/morikuni/aec v1.0.0/go.mod h1:BbKIizmSmc5MMPqRYbxO4ZU0S0+P200+tUnFx7PXmsc=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 h1:C3w9PqII01/Oq1c1nUAm88MOHcQC9l5mIlSMApZMrHA=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822/go.mod h1:+n7T8mK8HuQTcFwEeznm/DIxMOiR9yIdICNftLE1DvQ=
-github.com/nats-io/nats.go v1.47.0 h1:YQdADw6J/UfGUd2Oy6tn4Hq6YHxCaJrVKayxxFqYrgM=
+github.com/nats-io/nats.go v1.48.0 h1:pSFyXApG+yWU/TgbKCjmm5K4wrHu86231/w84qRVR+U=
-github.com/nats-io/nats.go v1.47.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
+github.com/nats-io/nats.go v1.48.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
 github.com/nats-io/nkeys v0.4.12 h1:nssm7JKOG9/x4J8II47VWCL1Ds29avyiQDRn0ckMvDc=
 github.com/nats-io/nkeys v0.4.12/go.mod h1:MT59A1HYcjIcyQDJStTfaOY6vhy9XTUjOFo+SVsvpBg=
 github.com/nats-io/nuid v1.0.1 h1:5iA8DT8V7q8WK2EScv2padNa/rTESc1KdnPw4TC2paw=
@@ -212,8 +212,8 @@ golang.org/x/tools v0.1.12/go.mod h1:hNGJHUnrk76NpqgfD5Aqm5Crs+Hm0VOH/i9J2+nxYbc
 golang.org/x/xerrors v0.0.0-20190717185122-a985d3407aa7/go.mod h1:I/5z698sn9Ka8TeJc9MKroUUfqBBauWjQqLJ2OPfmY0=
 gonum.org/v1/gonum v0.16.0 h1:5+ul4Swaf3ESvrOnidPp4GZbzf0mxVQpDCYUQE7OJfk=
 gonum.org/v1/gonum v0.16.0/go.mod h1:fef3am4MQ93R2HHpKnLk4/Tbh/s0+wqD5nfa6Pnwy4E=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 h1:gRkg/vSppuSQoDjxyiGfN4Upv/h/DQmIR10ZU8dh4Ww=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 h1:2I6GHUeJ/4shcDpoUlLs/2WPnhg7yJwvXtqcMJt9liA=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
 google.golang.org/grpc v1.77.0 h1:wVVY6/8cGA6vvffn+wWK5ToddbgdU3d8MNENr4evgXM=
 google.golang.org/grpc v1.77.0/go.mod h1:z0BY1iVj0q8E1uSQCjL9cppRj+gnZjzDnzV0dHhrNig=
 google.golang.org/protobuf v1.36.11 h1:fV6ZwhNocDyBLK0dj+fg8ektcVegBBuEolpbTQyBNVE=

api/fx/oracle/go.mod

@@ -33,7 +33,7 @@ require (
 	github.com/mitchellh/mapstructure v1.5.0 // indirect
 	github.com/montanaflynn/stats v0.7.1 // indirect
 	github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 // indirect
-	github.com/nats-io/nats.go v1.47.0 // indirect
+	github.com/nats-io/nats.go v1.48.0 // indirect
 	github.com/nats-io/nkeys v0.4.12 // indirect
 	github.com/nats-io/nuid v1.0.1 // indirect
 	github.com/prometheus/client_model v0.6.2 // indirect
@@ -50,5 +50,5 @@ require (
 	golang.org/x/sync v0.19.0 // indirect
 	golang.org/x/sys v0.39.0 // indirect
 	golang.org/x/text v0.32.0 // indirect
-	google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 // indirect
+	google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 // indirect
 )

api/fx/oracle/go.sum

@@ -95,8 +95,8 @@ github.com/morikuni/aec v1.0.0 h1:nP9CBfwrvYnBRgY6qfDQkygYDmYwOilePFkwzv4dU8A=
 github.com/morikuni/aec v1.0.0/go.mod h1:BbKIizmSmc5MMPqRYbxO4ZU0S0+P200+tUnFx7PXmsc=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 h1:C3w9PqII01/Oq1c1nUAm88MOHcQC9l5mIlSMApZMrHA=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822/go.mod h1:+n7T8mK8HuQTcFwEeznm/DIxMOiR9yIdICNftLE1DvQ=
-github.com/nats-io/nats.go v1.47.0 h1:YQdADw6J/UfGUd2Oy6tn4Hq6YHxCaJrVKayxxFqYrgM=
+github.com/nats-io/nats.go v1.48.0 h1:pSFyXApG+yWU/TgbKCjmm5K4wrHu86231/w84qRVR+U=
-github.com/nats-io/nats.go v1.47.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
+github.com/nats-io/nats.go v1.48.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
 github.com/nats-io/nkeys v0.4.12 h1:nssm7JKOG9/x4J8II47VWCL1Ds29avyiQDRn0ckMvDc=
 github.com/nats-io/nkeys v0.4.12/go.mod h1:MT59A1HYcjIcyQDJStTfaOY6vhy9XTUjOFo+SVsvpBg=
 github.com/nats-io/nuid v1.0.1 h1:5iA8DT8V7q8WK2EScv2padNa/rTESc1KdnPw4TC2paw=
@@ -212,8 +212,8 @@ golang.org/x/tools v0.1.12/go.mod h1:hNGJHUnrk76NpqgfD5Aqm5Crs+Hm0VOH/i9J2+nxYbc
 golang.org/x/xerrors v0.0.0-20190717185122-a985d3407aa7/go.mod h1:I/5z698sn9Ka8TeJc9MKroUUfqBBauWjQqLJ2OPfmY0=
 gonum.org/v1/gonum v0.16.0 h1:5+ul4Swaf3ESvrOnidPp4GZbzf0mxVQpDCYUQE7OJfk=
 gonum.org/v1/gonum v0.16.0/go.mod h1:fef3am4MQ93R2HHpKnLk4/Tbh/s0+wqD5nfa6Pnwy4E=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 h1:gRkg/vSppuSQoDjxyiGfN4Upv/h/DQmIR10ZU8dh4Ww=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 h1:2I6GHUeJ/4shcDpoUlLs/2WPnhg7yJwvXtqcMJt9liA=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
 google.golang.org/grpc v1.77.0 h1:wVVY6/8cGA6vvffn+wWK5ToddbgdU3d8MNENr4evgXM=
 google.golang.org/grpc v1.77.0/go.mod h1:z0BY1iVj0q8E1uSQCjL9cppRj+gnZjzDnzV0dHhrNig=
 google.golang.org/protobuf v1.36.11 h1:fV6ZwhNocDyBLK0dj+fg8ektcVegBBuEolpbTQyBNVE=

api/gateway/chain/go.mod

@@ -22,7 +22,7 @@ require (
 
 require (
 	github.com/Microsoft/go-winio v0.6.2 // indirect
-	github.com/ProjectZKM/Ziren/crates/go-runtime/zkvm_runtime v0.0.0-20251211224604-2e727cd2e6fe // indirect
+	github.com/ProjectZKM/Ziren/crates/go-runtime/zkvm_runtime v0.0.0-20251213223233-751f36331c62 // indirect
 	github.com/beorn7/perks v1.0.1 // indirect
 	github.com/bits-and-blooms/bitset v1.24.4 // indirect
 	github.com/bmatcuk/doublestar/v4 v4.9.1 // indirect
@@ -60,7 +60,7 @@ require (
 	github.com/mitchellh/go-homedir v1.1.0 // indirect
 	github.com/montanaflynn/stats v0.7.1 // indirect
 	github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 // indirect
-	github.com/nats-io/nats.go v1.47.0 // indirect
+	github.com/nats-io/nats.go v1.48.0 // indirect
 	github.com/nats-io/nkeys v0.4.12 // indirect
 	github.com/nats-io/nuid v1.0.1 // indirect
 	github.com/pmezard/go-difflib v1.0.0 // indirect
@@ -86,5 +86,5 @@ require (
 	golang.org/x/sys v0.39.0 // indirect
 	golang.org/x/text v0.32.0 // indirect
 	golang.org/x/time v0.14.0 // indirect
-	google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 // indirect
+	google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 // indirect
 )

api/gateway/chain/go.sum

@@ -6,8 +6,8 @@ github.com/DataDog/zstd v1.4.5 h1:EndNeuB0l9syBZhut0wns3gV1hL8zX8LIu6ZiVHWLIQ=
 github.com/DataDog/zstd v1.4.5/go.mod h1:1jcaCB/ufaK+sKp1NBhlGmpz41jOoPQ35bpF36t7BBo=
 github.com/Microsoft/go-winio v0.6.2 h1:F2VQgta7ecxGYO8k3ZZz3RS8fVIXVxONVUPlNERoyfY=
 github.com/Microsoft/go-winio v0.6.2/go.mod h1:yd8OoFMLzJbo9gZq8j5qaps8bJ9aShtEA8Ipt1oGCvU=
-github.com/ProjectZKM/Ziren/crates/go-runtime/zkvm_runtime v0.0.0-20251211224604-2e727cd2e6fe h1:Z93WiwkZABbBBb0hGVFSF9nofjiYRvdF7PUxB75oeyE=
+github.com/ProjectZKM/Ziren/crates/go-runtime/zkvm_runtime v0.0.0-20251213223233-751f36331c62 h1:Rge3uIIO891+nLqKTfMulCw+tWHtTl16Oudi0yUcAoE=
-github.com/ProjectZKM/Ziren/crates/go-runtime/zkvm_runtime v0.0.0-20251211224604-2e727cd2e6fe/go.mod h1:ioLG6R+5bUSO1oeGSDxOV3FADARuMoytZCSX6MEMQkI=
+github.com/ProjectZKM/Ziren/crates/go-runtime/zkvm_runtime v0.0.0-20251213223233-751f36331c62/go.mod h1:ioLG6R+5bUSO1oeGSDxOV3FADARuMoytZCSX6MEMQkI=
 github.com/VictoriaMetrics/fastcache v1.13.0 h1:AW4mheMR5Vd9FkAPUv+NH6Nhw+fmbTMGMsNAoA/+4G0=
 github.com/VictoriaMetrics/fastcache v1.13.0/go.mod h1:hHXhl4DA2fTL2HTZDJFXWgW0LNjo6B+4aj2Wmng3TjU=
 github.com/beorn7/perks v1.0.1 h1:VlbKKnNfV8bJzeqoa4cOKqO6bYr3WgKZxO8Z16+hsOM=
@@ -207,8 +207,8 @@ github.com/morikuni/aec v1.0.0 h1:nP9CBfwrvYnBRgY6qfDQkygYDmYwOilePFkwzv4dU8A=
 github.com/morikuni/aec v1.0.0/go.mod h1:BbKIizmSmc5MMPqRYbxO4ZU0S0+P200+tUnFx7PXmsc=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 h1:C3w9PqII01/Oq1c1nUAm88MOHcQC9l5mIlSMApZMrHA=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822/go.mod h1:+n7T8mK8HuQTcFwEeznm/DIxMOiR9yIdICNftLE1DvQ=
-github.com/nats-io/nats.go v1.47.0 h1:YQdADw6J/UfGUd2Oy6tn4Hq6YHxCaJrVKayxxFqYrgM=
+github.com/nats-io/nats.go v1.48.0 h1:pSFyXApG+yWU/TgbKCjmm5K4wrHu86231/w84qRVR+U=
-github.com/nats-io/nats.go v1.47.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
+github.com/nats-io/nats.go v1.48.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
 github.com/nats-io/nkeys v0.4.12 h1:nssm7JKOG9/x4J8II47VWCL1Ds29avyiQDRn0ckMvDc=
 github.com/nats-io/nkeys v0.4.12/go.mod h1:MT59A1HYcjIcyQDJStTfaOY6vhy9XTUjOFo+SVsvpBg=
 github.com/nats-io/nuid v1.0.1 h1:5iA8DT8V7q8WK2EScv2padNa/rTESc1KdnPw4TC2paw=
@@ -362,8 +362,8 @@ golang.org/x/tools v0.1.12/go.mod h1:hNGJHUnrk76NpqgfD5Aqm5Crs+Hm0VOH/i9J2+nxYbc
 golang.org/x/xerrors v0.0.0-20190717185122-a985d3407aa7/go.mod h1:I/5z698sn9Ka8TeJc9MKroUUfqBBauWjQqLJ2OPfmY0=
 gonum.org/v1/gonum v0.16.0 h1:5+ul4Swaf3ESvrOnidPp4GZbzf0mxVQpDCYUQE7OJfk=
 gonum.org/v1/gonum v0.16.0/go.mod h1:fef3am4MQ93R2HHpKnLk4/Tbh/s0+wqD5nfa6Pnwy4E=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 h1:gRkg/vSppuSQoDjxyiGfN4Upv/h/DQmIR10ZU8dh4Ww=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 h1:2I6GHUeJ/4shcDpoUlLs/2WPnhg7yJwvXtqcMJt9liA=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
 google.golang.org/grpc v1.77.0 h1:wVVY6/8cGA6vvffn+wWK5ToddbgdU3d8MNENr4evgXM=
 google.golang.org/grpc v1.77.0/go.mod h1:z0BY1iVj0q8E1uSQCjL9cppRj+gnZjzDnzV0dHhrNig=
 google.golang.org/protobuf v1.36.11 h1:fV6ZwhNocDyBLK0dj+fg8ektcVegBBuEolpbTQyBNVE=

api/gateway/mntx/go.mod

@@ -30,7 +30,7 @@ require (
 	github.com/mitchellh/mapstructure v1.5.0 // indirect
 	github.com/montanaflynn/stats v0.7.1 // indirect
 	github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 // indirect
-	github.com/nats-io/nats.go v1.47.0 // indirect
+	github.com/nats-io/nats.go v1.48.0 // indirect
 	github.com/nats-io/nkeys v0.4.12 // indirect
 	github.com/nats-io/nuid v1.0.1 // indirect
 	github.com/prometheus/client_model v0.6.2 // indirect
@@ -50,5 +50,5 @@ require (
 	golang.org/x/sync v0.19.0 // indirect
 	golang.org/x/sys v0.39.0 // indirect
 	golang.org/x/text v0.32.0 // indirect
-	google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 // indirect
+	google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 // indirect
 )

api/gateway/mntx/go.sum

@@ -95,8 +95,8 @@ github.com/morikuni/aec v1.0.0 h1:nP9CBfwrvYnBRgY6qfDQkygYDmYwOilePFkwzv4dU8A=
 github.com/morikuni/aec v1.0.0/go.mod h1:BbKIizmSmc5MMPqRYbxO4ZU0S0+P200+tUnFx7PXmsc=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 h1:C3w9PqII01/Oq1c1nUAm88MOHcQC9l5mIlSMApZMrHA=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822/go.mod h1:+n7T8mK8HuQTcFwEeznm/DIxMOiR9yIdICNftLE1DvQ=
-github.com/nats-io/nats.go v1.47.0 h1:YQdADw6J/UfGUd2Oy6tn4Hq6YHxCaJrVKayxxFqYrgM=
+github.com/nats-io/nats.go v1.48.0 h1:pSFyXApG+yWU/TgbKCjmm5K4wrHu86231/w84qRVR+U=
-github.com/nats-io/nats.go v1.47.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
+github.com/nats-io/nats.go v1.48.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
 github.com/nats-io/nkeys v0.4.12 h1:nssm7JKOG9/x4J8II47VWCL1Ds29avyiQDRn0ckMvDc=
 github.com/nats-io/nkeys v0.4.12/go.mod h1:MT59A1HYcjIcyQDJStTfaOY6vhy9XTUjOFo+SVsvpBg=
 github.com/nats-io/nuid v1.0.1 h1:5iA8DT8V7q8WK2EScv2padNa/rTESc1KdnPw4TC2paw=
@@ -214,8 +214,8 @@ golang.org/x/tools v0.1.12/go.mod h1:hNGJHUnrk76NpqgfD5Aqm5Crs+Hm0VOH/i9J2+nxYbc
 golang.org/x/xerrors v0.0.0-20190717185122-a985d3407aa7/go.mod h1:I/5z698sn9Ka8TeJc9MKroUUfqBBauWjQqLJ2OPfmY0=
 gonum.org/v1/gonum v0.16.0 h1:5+ul4Swaf3ESvrOnidPp4GZbzf0mxVQpDCYUQE7OJfk=
 gonum.org/v1/gonum v0.16.0/go.mod h1:fef3am4MQ93R2HHpKnLk4/Tbh/s0+wqD5nfa6Pnwy4E=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 h1:gRkg/vSppuSQoDjxyiGfN4Upv/h/DQmIR10ZU8dh4Ww=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 h1:2I6GHUeJ/4shcDpoUlLs/2WPnhg7yJwvXtqcMJt9liA=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
 google.golang.org/grpc v1.77.0 h1:wVVY6/8cGA6vvffn+wWK5ToddbgdU3d8MNENr4evgXM=
 google.golang.org/grpc v1.77.0/go.mod h1:z0BY1iVj0q8E1uSQCjL9cppRj+gnZjzDnzV0dHhrNig=
 google.golang.org/protobuf v1.36.11 h1:fV6ZwhNocDyBLK0dj+fg8ektcVegBBuEolpbTQyBNVE=

api/ledger/go.mod

@@ -33,7 +33,7 @@ require (
 	github.com/mitchellh/mapstructure v1.5.0 // indirect
 	github.com/montanaflynn/stats v0.7.1 // indirect
 	github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 // indirect
-	github.com/nats-io/nats.go v1.47.0 // indirect
+	github.com/nats-io/nats.go v1.48.0 // indirect
 	github.com/nats-io/nkeys v0.4.12 // indirect
 	github.com/nats-io/nuid v1.0.1 // indirect
 	github.com/pmezard/go-difflib v1.0.0 // indirect
@@ -51,5 +51,5 @@ require (
 	golang.org/x/sync v0.19.0 // indirect
 	golang.org/x/sys v0.39.0 // indirect
 	golang.org/x/text v0.32.0 // indirect
-	google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 // indirect
+	google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 // indirect
 )

api/ledger/go.sum

@@ -95,8 +95,8 @@ github.com/morikuni/aec v1.0.0 h1:nP9CBfwrvYnBRgY6qfDQkygYDmYwOilePFkwzv4dU8A=
 github.com/morikuni/aec v1.0.0/go.mod h1:BbKIizmSmc5MMPqRYbxO4ZU0S0+P200+tUnFx7PXmsc=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 h1:C3w9PqII01/Oq1c1nUAm88MOHcQC9l5mIlSMApZMrHA=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822/go.mod h1:+n7T8mK8HuQTcFwEeznm/DIxMOiR9yIdICNftLE1DvQ=
-github.com/nats-io/nats.go v1.47.0 h1:YQdADw6J/UfGUd2Oy6tn4Hq6YHxCaJrVKayxxFqYrgM=
+github.com/nats-io/nats.go v1.48.0 h1:pSFyXApG+yWU/TgbKCjmm5K4wrHu86231/w84qRVR+U=
-github.com/nats-io/nats.go v1.47.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
+github.com/nats-io/nats.go v1.48.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
 github.com/nats-io/nkeys v0.4.12 h1:nssm7JKOG9/x4J8II47VWCL1Ds29avyiQDRn0ckMvDc=
 github.com/nats-io/nkeys v0.4.12/go.mod h1:MT59A1HYcjIcyQDJStTfaOY6vhy9XTUjOFo+SVsvpBg=
 github.com/nats-io/nuid v1.0.1 h1:5iA8DT8V7q8WK2EScv2padNa/rTESc1KdnPw4TC2paw=
@@ -214,8 +214,8 @@ golang.org/x/tools v0.1.12/go.mod h1:hNGJHUnrk76NpqgfD5Aqm5Crs+Hm0VOH/i9J2+nxYbc
 golang.org/x/xerrors v0.0.0-20190717185122-a985d3407aa7/go.mod h1:I/5z698sn9Ka8TeJc9MKroUUfqBBauWjQqLJ2OPfmY0=
 gonum.org/v1/gonum v0.16.0 h1:5+ul4Swaf3ESvrOnidPp4GZbzf0mxVQpDCYUQE7OJfk=
 gonum.org/v1/gonum v0.16.0/go.mod h1:fef3am4MQ93R2HHpKnLk4/Tbh/s0+wqD5nfa6Pnwy4E=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 h1:gRkg/vSppuSQoDjxyiGfN4Upv/h/DQmIR10ZU8dh4Ww=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 h1:2I6GHUeJ/4shcDpoUlLs/2WPnhg7yJwvXtqcMJt9liA=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
 google.golang.org/grpc v1.77.0 h1:wVVY6/8cGA6vvffn+wWK5ToddbgdU3d8MNENr4evgXM=
 google.golang.org/grpc v1.77.0/go.mod h1:z0BY1iVj0q8E1uSQCjL9cppRj+gnZjzDnzV0dHhrNig=
 google.golang.org/protobuf v1.36.11 h1:fV6ZwhNocDyBLK0dj+fg8ektcVegBBuEolpbTQyBNVE=

api/notification/go.mod

@@ -33,7 +33,7 @@ require (
 	github.com/mattn/go-isatty v0.0.20 // indirect
 	github.com/montanaflynn/stats v0.7.1 // indirect
 	github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 // indirect
-	github.com/nats-io/nats.go v1.47.0 // indirect
+	github.com/nats-io/nats.go v1.48.0 // indirect
 	github.com/nats-io/nkeys v0.4.12 // indirect
 	github.com/nats-io/nuid v1.0.1 // indirect
 	github.com/prometheus/client_golang v1.23.2 // indirect
@@ -52,7 +52,7 @@ require (
 	golang.org/x/net v0.48.0 // indirect
 	golang.org/x/sync v0.19.0 // indirect
 	golang.org/x/sys v0.39.0 // indirect
-	google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 // indirect
+	google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 // indirect
 	google.golang.org/grpc v1.77.0 // indirect
 	google.golang.org/protobuf v1.36.11 // indirect
 )

api/notification/go.sum

@@ -99,8 +99,8 @@ github.com/morikuni/aec v1.0.0 h1:nP9CBfwrvYnBRgY6qfDQkygYDmYwOilePFkwzv4dU8A=
 github.com/morikuni/aec v1.0.0/go.mod h1:BbKIizmSmc5MMPqRYbxO4ZU0S0+P200+tUnFx7PXmsc=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 h1:C3w9PqII01/Oq1c1nUAm88MOHcQC9l5mIlSMApZMrHA=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822/go.mod h1:+n7T8mK8HuQTcFwEeznm/DIxMOiR9yIdICNftLE1DvQ=
-github.com/nats-io/nats.go v1.47.0 h1:YQdADw6J/UfGUd2Oy6tn4Hq6YHxCaJrVKayxxFqYrgM=
+github.com/nats-io/nats.go v1.48.0 h1:pSFyXApG+yWU/TgbKCjmm5K4wrHu86231/w84qRVR+U=
-github.com/nats-io/nats.go v1.47.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
+github.com/nats-io/nats.go v1.48.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
 github.com/nats-io/nkeys v0.4.12 h1:nssm7JKOG9/x4J8II47VWCL1Ds29avyiQDRn0ckMvDc=
 github.com/nats-io/nkeys v0.4.12/go.mod h1:MT59A1HYcjIcyQDJStTfaOY6vhy9XTUjOFo+SVsvpBg=
 github.com/nats-io/nuid v1.0.1 h1:5iA8DT8V7q8WK2EScv2padNa/rTESc1KdnPw4TC2paw=
@@ -227,8 +227,8 @@ golang.org/x/tools v0.1.12/go.mod h1:hNGJHUnrk76NpqgfD5Aqm5Crs+Hm0VOH/i9J2+nxYbc
 golang.org/x/xerrors v0.0.0-20190717185122-a985d3407aa7/go.mod h1:I/5z698sn9Ka8TeJc9MKroUUfqBBauWjQqLJ2OPfmY0=
 gonum.org/v1/gonum v0.16.0 h1:5+ul4Swaf3ESvrOnidPp4GZbzf0mxVQpDCYUQE7OJfk=
 gonum.org/v1/gonum v0.16.0/go.mod h1:fef3am4MQ93R2HHpKnLk4/Tbh/s0+wqD5nfa6Pnwy4E=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 h1:gRkg/vSppuSQoDjxyiGfN4Upv/h/DQmIR10ZU8dh4Ww=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 h1:2I6GHUeJ/4shcDpoUlLs/2WPnhg7yJwvXtqcMJt9liA=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
 google.golang.org/grpc v1.77.0 h1:wVVY6/8cGA6vvffn+wWK5ToddbgdU3d8MNENr4evgXM=
 google.golang.org/grpc v1.77.0/go.mod h1:z0BY1iVj0q8E1uSQCjL9cppRj+gnZjzDnzV0dHhrNig=
 google.golang.org/protobuf v1.36.11 h1:fV6ZwhNocDyBLK0dj+fg8ektcVegBBuEolpbTQyBNVE=

api/payments/orchestrator/client/client.go

@@ -17,6 +17,8 @@ import (
 // Client exposes typed helpers around the payment orchestrator gRPC API.
 type Client interface {
 	QuotePayment(ctx context.Context, req *orchestratorv1.QuotePaymentRequest) (*orchestratorv1.QuotePaymentResponse, error)
+	QuotePayments(ctx context.Context, req *orchestratorv1.QuotePaymentsRequest) (*orchestratorv1.QuotePaymentsResponse, error)
+	InitiatePayments(ctx context.Context, req *orchestratorv1.InitiatePaymentsRequest) (*orchestratorv1.InitiatePaymentsResponse, error)
 	InitiatePayment(ctx context.Context, req *orchestratorv1.InitiatePaymentRequest) (*orchestratorv1.InitiatePaymentResponse, error)
 	CancelPayment(ctx context.Context, req *orchestratorv1.CancelPaymentRequest) (*orchestratorv1.CancelPaymentResponse, error)
 	GetPayment(ctx context.Context, req *orchestratorv1.GetPaymentRequest) (*orchestratorv1.GetPaymentResponse, error)
@@ -29,6 +31,8 @@ type Client interface {
 
 type grpcOrchestratorClient interface {
 	QuotePayment(ctx context.Context, in *orchestratorv1.QuotePaymentRequest, opts ...grpc.CallOption) (*orchestratorv1.QuotePaymentResponse, error)
+	QuotePayments(ctx context.Context, in *orchestratorv1.QuotePaymentsRequest, opts ...grpc.CallOption) (*orchestratorv1.QuotePaymentsResponse, error)
+	InitiatePayments(ctx context.Context, in *orchestratorv1.InitiatePaymentsRequest, opts ...grpc.CallOption) (*orchestratorv1.InitiatePaymentsResponse, error)
 	InitiatePayment(ctx context.Context, in *orchestratorv1.InitiatePaymentRequest, opts ...grpc.CallOption) (*orchestratorv1.InitiatePaymentResponse, error)
 	CancelPayment(ctx context.Context, in *orchestratorv1.CancelPaymentRequest, opts ...grpc.CallOption) (*orchestratorv1.CancelPaymentResponse, error)
 	GetPayment(ctx context.Context, in *orchestratorv1.GetPaymentRequest, opts ...grpc.CallOption) (*orchestratorv1.GetPaymentResponse, error)
@@ -97,6 +101,18 @@ func (c *orchestratorClient) QuotePayment(ctx context.Context, req *orchestrator
 	return c.client.QuotePayment(ctx, req)
 }
 
+func (c *orchestratorClient) QuotePayments(ctx context.Context, req *orchestratorv1.QuotePaymentsRequest) (*orchestratorv1.QuotePaymentsResponse, error) {
+	ctx, cancel := c.callContext(ctx)
+	defer cancel()
+	return c.client.QuotePayments(ctx, req)
+}
+
+func (c *orchestratorClient) InitiatePayments(ctx context.Context, req *orchestratorv1.InitiatePaymentsRequest) (*orchestratorv1.InitiatePaymentsResponse, error) {
+	ctx, cancel := c.callContext(ctx)
+	defer cancel()
+	return c.client.InitiatePayments(ctx, req)
+}
+
 func (c *orchestratorClient) InitiatePayment(ctx context.Context, req *orchestratorv1.InitiatePaymentRequest) (*orchestratorv1.InitiatePaymentResponse, error) {
 	ctx, cancel := c.callContext(ctx)
 	defer cancel()

api/payments/orchestrator/client/fake.go

@@ -9,6 +9,8 @@ import (
 // Fake implements Client for tests.
 type Fake struct {
 	QuotePaymentFn           func(ctx context.Context, req *orchestratorv1.QuotePaymentRequest) (*orchestratorv1.QuotePaymentResponse, error)
+	QuotePaymentsFn          func(ctx context.Context, req *orchestratorv1.QuotePaymentsRequest) (*orchestratorv1.QuotePaymentsResponse, error)
+	InitiatePaymentsFn       func(ctx context.Context, req *orchestratorv1.InitiatePaymentsRequest) (*orchestratorv1.InitiatePaymentsResponse, error)
 	InitiatePaymentFn        func(ctx context.Context, req *orchestratorv1.InitiatePaymentRequest) (*orchestratorv1.InitiatePaymentResponse, error)
 	CancelPaymentFn          func(ctx context.Context, req *orchestratorv1.CancelPaymentRequest) (*orchestratorv1.CancelPaymentResponse, error)
 	GetPaymentFn             func(ctx context.Context, req *orchestratorv1.GetPaymentRequest) (*orchestratorv1.GetPaymentResponse, error)
@@ -26,6 +28,20 @@ func (f *Fake) QuotePayment(ctx context.Context, req *orchestratorv1.QuotePaymen
 	return &orchestratorv1.QuotePaymentResponse{}, nil
 }
 
+func (f *Fake) QuotePayments(ctx context.Context, req *orchestratorv1.QuotePaymentsRequest) (*orchestratorv1.QuotePaymentsResponse, error) {
+	if f.QuotePaymentsFn != nil {
+		return f.QuotePaymentsFn(ctx, req)
+	}
+	return &orchestratorv1.QuotePaymentsResponse{}, nil
+}
+
+func (f *Fake) InitiatePayments(ctx context.Context, req *orchestratorv1.InitiatePaymentsRequest) (*orchestratorv1.InitiatePaymentsResponse, error) {
+	if f.InitiatePaymentsFn != nil {
+		return f.InitiatePaymentsFn(ctx, req)
+	}
+	return &orchestratorv1.InitiatePaymentsResponse{}, nil
+}
+
 func (f *Fake) InitiatePayment(ctx context.Context, req *orchestratorv1.InitiatePaymentRequest) (*orchestratorv1.InitiatePaymentResponse, error) {
 	if f.InitiatePaymentFn != nil {
 		return f.InitiatePaymentFn(ctx, req)

api/payments/orchestrator/go.mod

@@ -45,7 +45,7 @@ require (
 	github.com/mitchellh/mapstructure v1.5.0 // indirect
 	github.com/montanaflynn/stats v0.7.1 // indirect
 	github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 // indirect
-	github.com/nats-io/nats.go v1.47.0 // indirect
+	github.com/nats-io/nats.go v1.48.0 // indirect
 	github.com/nats-io/nkeys v0.4.12 // indirect
 	github.com/nats-io/nuid v1.0.1 // indirect
 	github.com/prometheus/client_model v0.6.2 // indirect
@@ -62,5 +62,5 @@ require (
 	golang.org/x/sync v0.19.0 // indirect
 	golang.org/x/sys v0.39.0 // indirect
 	golang.org/x/text v0.32.0 // indirect
-	google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 // indirect
+	google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 // indirect
 )

api/payments/orchestrator/go.sum

@@ -95,8 +95,8 @@ github.com/morikuni/aec v1.0.0 h1:nP9CBfwrvYnBRgY6qfDQkygYDmYwOilePFkwzv4dU8A=
 github.com/morikuni/aec v1.0.0/go.mod h1:BbKIizmSmc5MMPqRYbxO4ZU0S0+P200+tUnFx7PXmsc=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 h1:C3w9PqII01/Oq1c1nUAm88MOHcQC9l5mIlSMApZMrHA=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822/go.mod h1:+n7T8mK8HuQTcFwEeznm/DIxMOiR9yIdICNftLE1DvQ=
-github.com/nats-io/nats.go v1.47.0 h1:YQdADw6J/UfGUd2Oy6tn4Hq6YHxCaJrVKayxxFqYrgM=
+github.com/nats-io/nats.go v1.48.0 h1:pSFyXApG+yWU/TgbKCjmm5K4wrHu86231/w84qRVR+U=
-github.com/nats-io/nats.go v1.47.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
+github.com/nats-io/nats.go v1.48.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
 github.com/nats-io/nkeys v0.4.12 h1:nssm7JKOG9/x4J8II47VWCL1Ds29avyiQDRn0ckMvDc=
 github.com/nats-io/nkeys v0.4.12/go.mod h1:MT59A1HYcjIcyQDJStTfaOY6vhy9XTUjOFo+SVsvpBg=
 github.com/nats-io/nuid v1.0.1 h1:5iA8DT8V7q8WK2EScv2padNa/rTESc1KdnPw4TC2paw=
@@ -215,8 +215,8 @@ golang.org/x/tools v0.1.12/go.mod h1:hNGJHUnrk76NpqgfD5Aqm5Crs+Hm0VOH/i9J2+nxYbc
 golang.org/x/xerrors v0.0.0-20190717185122-a985d3407aa7/go.mod h1:I/5z698sn9Ka8TeJc9MKroUUfqBBauWjQqLJ2OPfmY0=
 gonum.org/v1/gonum v0.16.0 h1:5+ul4Swaf3ESvrOnidPp4GZbzf0mxVQpDCYUQE7OJfk=
 gonum.org/v1/gonum v0.16.0/go.mod h1:fef3am4MQ93R2HHpKnLk4/Tbh/s0+wqD5nfa6Pnwy4E=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 h1:gRkg/vSppuSQoDjxyiGfN4Upv/h/DQmIR10ZU8dh4Ww=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 h1:2I6GHUeJ/4shcDpoUlLs/2WPnhg7yJwvXtqcMJt9liA=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
 google.golang.org/grpc v1.77.0 h1:wVVY6/8cGA6vvffn+wWK5ToddbgdU3d8MNENr4evgXM=
 google.golang.org/grpc v1.77.0/go.mod h1:z0BY1iVj0q8E1uSQCjL9cppRj+gnZjzDnzV0dHhrNig=
 google.golang.org/protobuf v1.36.11 h1:fV6ZwhNocDyBLK0dj+fg8ektcVegBBuEolpbTQyBNVE=

api/payments/orchestrator/internal/service/orchestrator/command_factory.go

@@ -61,6 +61,13 @@ func (f *paymentCommandFactory) QuotePayment() *quotePaymentCommand {
 	}
 }
 
+func (f *paymentCommandFactory) QuotePayments() *quotePaymentsCommand {
+	return &quotePaymentsCommand{
+		engine: f.engine,
+		logger: f.logger.Named("quote_payments"),
+	}
+}
+
 func (f *paymentCommandFactory) InitiatePayment() *initiatePaymentCommand {
 	return &initiatePaymentCommand{
 		engine: f.engine,
@@ -68,6 +75,13 @@ func (f *paymentCommandFactory) InitiatePayment() *initiatePaymentCommand {
 	}
 }
 
+func (f *paymentCommandFactory) InitiatePayments() *initiatePaymentsCommand {
+	return &initiatePaymentsCommand{
+		engine: f.engine,
+		logger: f.logger.Named("initiate_payments"),
+	}
+}
+
 func (f *paymentCommandFactory) CancelPayment() *cancelPaymentCommand {
 	return &cancelPaymentCommand{
 		engine: f.engine,

api/payments/orchestrator/internal/service/orchestrator/convert.go

@@ -26,6 +26,7 @@ func intentFromProto(src *orchestratorv1.PaymentIntent) model.PaymentIntent {
 		Amount:         cloneMoney(src.GetAmount()),
 		RequiresFX:     src.GetRequiresFx(),
 		FeePolicy:      src.GetFeePolicy(),
+		SettlementMode: src.GetSettlementMode(),
 		Attributes:     cloneMetadata(src.GetAttributes()),
 	}
 	if src.GetFx() != nil {
@@ -159,6 +160,7 @@ func protoIntentFromModel(src model.PaymentIntent) *orchestratorv1.PaymentIntent
 		Amount:         cloneMoney(src.Amount),
 		RequiresFx:     src.RequiresFX,
 		FeePolicy:      src.FeePolicy,
+		SettlementMode: src.SettlementMode,
 		Attributes:     cloneMetadata(src.Attributes),
 	}
 	if src.FX != nil {

api/payments/orchestrator/internal/service/orchestrator/handlers_commands.go

@@ -4,6 +4,7 @@ import (
 	"context"
 	"errors"
 	"strings"
+	"time"
 
 	"github.com/tech/sendico/payments/orchestrator/storage"
 	"github.com/tech/sendico/payments/orchestrator/storage/model"
@@ -66,6 +67,177 @@ func (h *quotePaymentCommand) Execute(ctx context.Context, req *orchestratorv1.Q
 	return gsresponse.Success(&orchestratorv1.QuotePaymentResponse{Quote: quote})
 }
 
+type quotePaymentsCommand struct {
+	engine paymentEngine
+	logger mlogger.Logger
+}
+
+func (h *quotePaymentsCommand) Execute(ctx context.Context, req *orchestratorv1.QuotePaymentsRequest) gsresponse.Responder[orchestratorv1.QuotePaymentsResponse] {
+	if err := h.engine.EnsureRepository(ctx); err != nil {
+		return gsresponse.Unavailable[orchestratorv1.QuotePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+	}
+	if req == nil {
+		return gsresponse.InvalidArgument[orchestratorv1.QuotePaymentsResponse](h.logger, mservice.PaymentOrchestrator, merrors.InvalidArgument("nil request"))
+	}
+	orgRef, orgID, err := validateMetaAndOrgRef(req.GetMeta())
+	if err != nil {
+		return gsresponse.InvalidArgument[orchestratorv1.QuotePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+	}
+	intents := req.GetIntents()
+	if len(intents) == 0 {
+		return gsresponse.InvalidArgument[orchestratorv1.QuotePaymentsResponse](h.logger, mservice.PaymentOrchestrator, merrors.InvalidArgument("intents are required"))
+	}
+
+	baseKey := strings.TrimSpace(req.GetIdempotencyKey())
+	quotes := make([]*orchestratorv1.PaymentQuote, 0, len(intents))
+	expires := make([]time.Time, 0, len(intents))
+	for i, intent := range intents {
+		if err := requireNonNilIntent(intent); err != nil {
+			return gsresponse.InvalidArgument[orchestratorv1.QuotePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+		}
+		quoteReq := &orchestratorv1.QuotePaymentRequest{
+			Meta:           req.GetMeta(),
+			IdempotencyKey: perIntentIdempotencyKey(baseKey, i, len(intents)),
+			Intent:         intent,
+			PreviewOnly:    req.GetPreviewOnly(),
+		}
+		quote, expiresAt, err := h.engine.BuildPaymentQuote(ctx, orgRef, quoteReq)
+		if err != nil {
+			return gsresponse.Auto[orchestratorv1.QuotePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+		}
+		quotes = append(quotes, quote)
+		expires = append(expires, expiresAt)
+	}
+
+	aggregate, err := aggregatePaymentQuotes(quotes)
+	if err != nil {
+		return gsresponse.Auto[orchestratorv1.QuotePaymentsResponse](h.logger, mservice.PaymentOrchestrator, merrors.InternalWrap(err, "quote aggregation failed"))
+	}
+	expiresAt, ok := minQuoteExpiry(expires)
+	if !ok {
+		return gsresponse.Auto[orchestratorv1.QuotePaymentsResponse](h.logger, mservice.PaymentOrchestrator, merrors.Internal("quote expiry missing"))
+	}
+
+	quoteRef := ""
+	if !req.GetPreviewOnly() {
+		quotesStore, err := ensureQuotesStore(h.engine.Repository())
+		if err != nil {
+			return gsresponse.Unavailable[orchestratorv1.QuotePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+		}
+		quoteRef = primitive.NewObjectID().Hex()
+		record := &model.PaymentQuoteRecord{
+			QuoteRef:  quoteRef,
+			Intents:   intentsFromProto(intents),
+			Quotes:    quoteSnapshotsFromProto(quotes),
+			ExpiresAt: expiresAt,
+		}
+		record.SetID(primitive.NewObjectID())
+		record.SetOrganizationRef(orgID)
+		if err := quotesStore.Create(ctx, record); err != nil {
+			return gsresponse.Auto[orchestratorv1.QuotePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+		}
+		h.logger.Info("stored payment quotes", zap.String("quote_ref", quoteRef), zap.String("org_ref", orgID.Hex()))
+	}
+
+	return gsresponse.Success(&orchestratorv1.QuotePaymentsResponse{
+		QuoteRef:  quoteRef,
+		Aggregate: aggregate,
+		Quotes:    quotes,
+	})
+}
+
+type initiatePaymentsCommand struct {
+	engine paymentEngine
+	logger mlogger.Logger
+}
+
+func (h *initiatePaymentsCommand) Execute(ctx context.Context, req *orchestratorv1.InitiatePaymentsRequest) gsresponse.Responder[orchestratorv1.InitiatePaymentsResponse] {
+	if err := h.engine.EnsureRepository(ctx); err != nil {
+		return gsresponse.Unavailable[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+	}
+	if req == nil {
+		return gsresponse.InvalidArgument[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, merrors.InvalidArgument("nil request"))
+	}
+	_, orgID, err := validateMetaAndOrgRef(req.GetMeta())
+	if err != nil {
+		return gsresponse.InvalidArgument[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+	}
+	idempotencyKey, err := requireIdempotencyKey(req.GetIdempotencyKey())
+	if err != nil {
+		return gsresponse.InvalidArgument[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+	}
+	quoteRef := strings.TrimSpace(req.GetQuoteRef())
+	if quoteRef == "" {
+		return gsresponse.InvalidArgument[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, merrors.InvalidArgument("quote_ref is required"))
+	}
+
+	quotesStore, err := ensureQuotesStore(h.engine.Repository())
+	if err != nil {
+		return gsresponse.Unavailable[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+	}
+	record, err := quotesStore.GetByRef(ctx, orgID, quoteRef)
+	if err != nil {
+		if errors.Is(err, storage.ErrQuoteNotFound) {
+			return gsresponse.FailedPrecondition[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, "quote_not_found", merrors.InvalidArgument("quote_ref not found or expired"))
+		}
+		return gsresponse.Auto[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+	}
+
+	intents := record.Intents
+	quotes := record.Quotes
+	if len(intents) == 0 && record.Intent.Kind != "" && record.Intent.Kind != model.PaymentKindUnspecified {
+		intents = []model.PaymentIntent{record.Intent}
+	}
+	if len(quotes) == 0 && record.Quote != nil {
+		quotes = []*model.PaymentQuoteSnapshot{record.Quote}
+	}
+	if len(intents) == 0 || len(quotes) == 0 || len(intents) != len(quotes) {
+		return gsresponse.InvalidArgument[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, merrors.InvalidArgument("stored quote payload is incomplete"))
+	}
+
+	store, err := ensurePaymentsStore(h.engine.Repository())
+	if err != nil {
+		return gsresponse.Unavailable[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+	}
+
+	payments := make([]*orchestratorv1.Payment, 0, len(intents))
+	for i := range intents {
+		intentProto := protoIntentFromModel(intents[i])
+		if err := requireNonNilIntent(intentProto); err != nil {
+			return gsresponse.InvalidArgument[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+		}
+		quoteProto := modelQuoteToProto(quotes[i])
+		if quoteProto == nil {
+			return gsresponse.InvalidArgument[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, merrors.InvalidArgument("stored quote is empty"))
+		}
+		quoteProto.QuoteRef = quoteRef
+
+		perKey := perIntentIdempotencyKey(idempotencyKey, i, len(intents))
+		if existing, err := getPaymentByIdempotencyKey(ctx, store, orgID, perKey); err == nil && existing != nil {
+			payments = append(payments, toProtoPayment(existing))
+			continue
+		} else if err != nil && !errors.Is(err, storage.ErrPaymentNotFound) {
+			return gsresponse.Auto[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+		}
+
+		entity := newPayment(orgID, intentProto, perKey, req.GetMetadata(), quoteProto)
+		if err = store.Create(ctx, entity); err != nil {
+			if errors.Is(err, storage.ErrDuplicatePayment) {
+				return gsresponse.Auto[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, merrors.DataConflict("payment already exists"))
+			}
+			return gsresponse.Auto[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+		}
+
+		if err := h.engine.ExecutePayment(ctx, store, entity, quoteProto); err != nil {
+			return gsresponse.Auto[orchestratorv1.InitiatePaymentsResponse](h.logger, mservice.PaymentOrchestrator, err)
+		}
+
+		payments = append(payments, toProtoPayment(entity))
+	}
+
+	return gsresponse.Success(&orchestratorv1.InitiatePaymentsResponse{Payments: payments})
+}
+
 type initiatePaymentCommand struct {
 	engine paymentEngine
 	logger mlogger.Logger

api/payments/orchestrator/internal/service/orchestrator/helpers.go

@@ -145,7 +145,7 @@ func resolveTradeAmounts(intentAmount *moneyv1.Money, fxQuote *oraclev1.Quote, s
 	}
 }
 
-func computeAggregates(pay, settlement, fee *moneyv1.Money, network *chainv1.EstimateTransferFeeResponse, fxQuote *oraclev1.Quote) (*moneyv1.Money, *moneyv1.Money) {
+func computeAggregates(pay, settlement, fee *moneyv1.Money, network *chainv1.EstimateTransferFeeResponse, fxQuote *oraclev1.Quote, mode orchestratorv1.SettlementMode) (*moneyv1.Money, *moneyv1.Money) {
 	if pay == nil {
 		return nil, nil
 	}
@@ -166,7 +166,7 @@ func computeAggregates(pay, settlement, fee *moneyv1.Money, network *chainv1.Est
 		}
 	}
 
-	adjustDebit := func(m *moneyv1.Money) {
+	applyChargeToDebit := func(m *moneyv1.Money) {
 		converted, err := ensureCurrency(m, pay.GetCurrency(), fxQuote)
 		if err != nil || converted == nil {
 			return
@@ -176,7 +176,7 @@ func computeAggregates(pay, settlement, fee *moneyv1.Money, network *chainv1.Est
 		}
 	}
 
-	adjustSettlement := func(m *moneyv1.Money) {
+	applyChargeToSettlement := func(m *moneyv1.Money) {
 		converted, err := ensureCurrency(m, settlementCurrency, fxQuote)
 		if err != nil || converted == nil {
 			return
@@ -186,12 +186,22 @@ func computeAggregates(pay, settlement, fee *moneyv1.Money, network *chainv1.Est
 		}
 	}
 
-	adjustDebit(fee)
+	switch mode {
-	adjustSettlement(fee)
+	case orchestratorv1.SettlementMode_SETTLEMENT_MODE_FIX_RECEIVED:
+		// Sender pays the fee: keep settlement fixed, increase debit.
+		applyChargeToDebit(fee)
+	default:
+		// Recipient pays the fee (default): reduce settlement, keep debit fixed.
+		applyChargeToSettlement(fee)
+	}
 
 	if network != nil && network.GetNetworkFee() != nil {
-		adjustDebit(network.GetNetworkFee())
+		switch mode {
-		adjustSettlement(network.GetNetworkFee())
+		case orchestratorv1.SettlementMode_SETTLEMENT_MODE_FIX_RECEIVED:
+			applyChargeToDebit(network.GetNetworkFee())
+		default:
+			applyChargeToSettlement(network.GetNetworkFee())
+		}
 	}
 
 	return makeMoney(pay.GetCurrency(), debitDecimal), makeMoney(settlementCurrency, settlementDecimal)

api/payments/orchestrator/internal/service/orchestrator/helpers_test.go

@@ -7,6 +7,7 @@ import (
 	moneyv1 "github.com/tech/sendico/pkg/proto/common/money/v1"
 	chainv1 "github.com/tech/sendico/pkg/proto/gateway/chain/v1"
 	oraclev1 "github.com/tech/sendico/pkg/proto/oracle/v1"
+	orchestratorv1 "github.com/tech/sendico/pkg/proto/payments/orchestrator/v1"
 )
 
 func TestResolveTradeAmountsBuyBase(t *testing.T) {
@@ -47,11 +48,32 @@ func TestComputeAggregatesConvertsCurrencies(t *testing.T) {
 		},
 	}
 
-	debit, settlement := computeAggregates(pay, settle, fee, network, fxQuote)
+	debit, settlement := computeAggregates(pay, settle, fee, network, fxQuote, orchestratorv1.SettlementMode_SETTLEMENT_MODE_FIX_RECEIVED)
 	if debit.GetCurrency() != "USD" || debit.GetAmount() != "115" {
 		t.Fatalf("expected debit 115 USD, got %s %s", debit.GetCurrency(), debit.GetAmount())
 	}
-	if settlement.GetCurrency() != "EUR" || settlement.GetAmount() != "42.5" {
+	if settlement.GetCurrency() != "EUR" || settlement.GetAmount() != "50" {
-		t.Fatalf("expected settlement 42.5 EUR, got %s %s", settlement.GetCurrency(), settlement.GetAmount())
+		t.Fatalf("expected settlement 50 EUR, got %s %s", settlement.GetCurrency(), settlement.GetAmount())
+	}
+}
+
+func TestComputeAggregatesRecipientPaysFee(t *testing.T) {
+	pay := &moneyv1.Money{Currency: "USDT", Amount: "100"}
+	settle := &moneyv1.Money{Currency: "RUB", Amount: "7932"} // 100 * 79.32
+	fee := &moneyv1.Money{Currency: "USDT", Amount: "7"}      // 7% of 100
+	fxQuote := &oraclev1.Quote{
+		Pair: &fxv1.CurrencyPair{Base: "USDT", Quote: "RUB"},
+		Side: fxv1.Side_SELL_BASE_BUY_QUOTE,
+		Price: &moneyv1.Decimal{
+			Value: "79.32",
+		},
+	}
+
+	debit, settlement := computeAggregates(pay, settle, fee, nil, fxQuote, orchestratorv1.SettlementMode_SETTLEMENT_MODE_FIX_SOURCE)
+	if debit.GetCurrency() != "USDT" || debit.GetAmount() != "100" {
+		t.Fatalf("expected debit 100 USDT, got %s %s", debit.GetCurrency(), debit.GetAmount())
+	}
+	if settlement.GetCurrency() != "RUB" || settlement.GetAmount() != "7376.76" {
+		t.Fatalf("expected settlement 7376.76 RUB, got %s %s", settlement.GetCurrency(), settlement.GetAmount())
 	}
 }

api/payments/orchestrator/internal/service/orchestrator/quote_batch.go

@@ -0,0 +1,145 @@
+package orchestrator
+
+import (
+	"fmt"
+	"sort"
+	"strings"
+	"time"
+
+	"github.com/shopspring/decimal"
+	"github.com/tech/sendico/payments/orchestrator/storage/model"
+	moneyv1 "github.com/tech/sendico/pkg/proto/common/money/v1"
+	orchestratorv1 "github.com/tech/sendico/pkg/proto/payments/orchestrator/v1"
+)
+
+func perIntentIdempotencyKey(base string, index int, total int) string {
+	base = strings.TrimSpace(base)
+	if base == "" {
+		return ""
+	}
+	if total <= 1 {
+		return base
+	}
+	return fmt.Sprintf("%s:%d", base, index+1)
+}
+
+func minQuoteExpiry(expires []time.Time) (time.Time, bool) {
+	var min time.Time
+	for _, exp := range expires {
+		if exp.IsZero() {
+			continue
+		}
+		if min.IsZero() || exp.Before(min) {
+			min = exp
+		}
+	}
+	if min.IsZero() {
+		return time.Time{}, false
+	}
+	return min, true
+}
+
+func aggregatePaymentQuotes(quotes []*orchestratorv1.PaymentQuote) (*orchestratorv1.PaymentQuoteAggregate, error) {
+	if len(quotes) == 0 {
+		return nil, nil
+	}
+	debitTotals := map[string]decimal.Decimal{}
+	settlementTotals := map[string]decimal.Decimal{}
+	feeTotals := map[string]decimal.Decimal{}
+	networkTotals := map[string]decimal.Decimal{}
+
+	for _, quote := range quotes {
+		if quote == nil {
+			continue
+		}
+		if err := accumulateMoney(debitTotals, quote.GetDebitAmount()); err != nil {
+			return nil, err
+		}
+		if err := accumulateMoney(settlementTotals, quote.GetExpectedSettlementAmount()); err != nil {
+			return nil, err
+		}
+		if err := accumulateMoney(feeTotals, quote.GetExpectedFeeTotal()); err != nil {
+			return nil, err
+		}
+		if nf := quote.GetNetworkFee(); nf != nil {
+			if err := accumulateMoney(networkTotals, nf.GetNetworkFee()); err != nil {
+				return nil, err
+			}
+		}
+	}
+
+	return &orchestratorv1.PaymentQuoteAggregate{
+		DebitAmounts:              totalsToMoney(debitTotals),
+		ExpectedSettlementAmounts: totalsToMoney(settlementTotals),
+		ExpectedFeeTotals:         totalsToMoney(feeTotals),
+		NetworkFeeTotals:          totalsToMoney(networkTotals),
+	}, nil
+}
+
+func accumulateMoney(totals map[string]decimal.Decimal, money *moneyv1.Money) error {
+	if money == nil {
+		return nil
+	}
+	currency := strings.TrimSpace(money.GetCurrency())
+	if currency == "" {
+		return nil
+	}
+	amount, err := decimal.NewFromString(money.GetAmount())
+	if err != nil {
+		return err
+	}
+	if current, ok := totals[currency]; ok {
+		totals[currency] = current.Add(amount)
+		return nil
+	}
+	totals[currency] = amount
+	return nil
+}
+
+func totalsToMoney(totals map[string]decimal.Decimal) []*moneyv1.Money {
+	if len(totals) == 0 {
+		return nil
+	}
+	currencies := make([]string, 0, len(totals))
+	for currency := range totals {
+		currencies = append(currencies, currency)
+	}
+	sort.Strings(currencies)
+
+	result := make([]*moneyv1.Money, 0, len(currencies))
+	for _, currency := range currencies {
+		amount := totals[currency]
+		result = append(result, &moneyv1.Money{
+			Amount:   amount.String(),
+			Currency: currency,
+		})
+	}
+	return result
+}
+
+func intentsFromProto(intents []*orchestratorv1.PaymentIntent) []model.PaymentIntent {
+	if len(intents) == 0 {
+		return nil
+	}
+	result := make([]model.PaymentIntent, 0, len(intents))
+	for _, intent := range intents {
+		result = append(result, intentFromProto(intent))
+	}
+	return result
+}
+
+func quoteSnapshotsFromProto(quotes []*orchestratorv1.PaymentQuote) []*model.PaymentQuoteSnapshot {
+	if len(quotes) == 0 {
+		return nil
+	}
+	result := make([]*model.PaymentQuoteSnapshot, 0, len(quotes))
+	for _, quote := range quotes {
+		if quote == nil {
+			continue
+		}
+		if snapshot := quoteSnapshotToModel(quote); snapshot != nil {
+			result = append(result, snapshot)
+		}
+	}
+	return result
+}

api/payments/orchestrator/internal/service/orchestrator/quote_batch_test.go

@@ -0,0 +1,102 @@
+package orchestrator
+
+import (
+	"testing"
+	"time"
+
+	"github.com/shopspring/decimal"
+	moneyv1 "github.com/tech/sendico/pkg/proto/common/money/v1"
+	chainv1 "github.com/tech/sendico/pkg/proto/gateway/chain/v1"
+	orchestratorv1 "github.com/tech/sendico/pkg/proto/payments/orchestrator/v1"
+)
+
+func TestAggregatePaymentQuotes(t *testing.T) {
+	quotes := []*orchestratorv1.PaymentQuote{
+		{
+			DebitAmount:              &moneyv1.Money{Amount: "10", Currency: "USD"},
+			ExpectedSettlementAmount: &moneyv1.Money{Amount: "8", Currency: "EUR"},
+			ExpectedFeeTotal:         &moneyv1.Money{Amount: "1", Currency: "USD"},
+			NetworkFee: &chainv1.EstimateTransferFeeResponse{
+				NetworkFee: &moneyv1.Money{Amount: "0.5", Currency: "USD"},
+			},
+		},
+		{
+			DebitAmount:              &moneyv1.Money{Amount: "5", Currency: "USD"},
+			ExpectedSettlementAmount: &moneyv1.Money{Amount: "1000", Currency: "NGN"},
+			ExpectedFeeTotal:         &moneyv1.Money{Amount: "2", Currency: "USD"},
+			NetworkFee: &chainv1.EstimateTransferFeeResponse{
+				NetworkFee: &moneyv1.Money{Amount: "100", Currency: "NGN"},
+			},
+		},
+	}
+
+	agg, err := aggregatePaymentQuotes(quotes)
+	if err != nil {
+		t.Fatalf("aggregatePaymentQuotes returned error: %v", err)
+	}
+
+	assertMoneyTotals(t, agg.GetDebitAmounts(), map[string]string{"USD": "15"})
+	assertMoneyTotals(t, agg.GetExpectedSettlementAmounts(), map[string]string{"EUR": "8", "NGN": "1000"})
+	assertMoneyTotals(t, agg.GetExpectedFeeTotals(), map[string]string{"USD": "3"})
+	assertMoneyTotals(t, agg.GetNetworkFeeTotals(), map[string]string{"USD": "0.5", "NGN": "100"})
+}
+
+func TestAggregatePaymentQuotesInvalidAmount(t *testing.T) {
+	quotes := []*orchestratorv1.PaymentQuote{
+		{
+			DebitAmount: &moneyv1.Money{Amount: "bad", Currency: "USD"},
+		},
+	}
+	if _, err := aggregatePaymentQuotes(quotes); err == nil {
+		t.Fatal("expected error for invalid amount")
+	}
+}
+
+func TestMinQuoteExpiry(t *testing.T) {
+	now := time.Now().UTC()
+	later := now.Add(10 * time.Minute)
+	earliest := now.Add(5 * time.Minute)
+
+	min, ok := minQuoteExpiry([]time.Time{later, time.Time{}, earliest})
+	if !ok {
+		t.Fatal("expected min expiry to be set")
+	}
+	if !min.Equal(earliest) {
+		t.Fatalf("expected min expiry %v, got %v", earliest, min)
+	}
+
+	if _, ok := minQuoteExpiry([]time.Time{time.Time{}}); ok {
+		t.Fatal("expected min expiry to be unset")
+	}
+}
+
+func assertMoneyTotals(t *testing.T, list []*moneyv1.Money, expected map[string]string) {
+	t.Helper()
+	got := make(map[string]decimal.Decimal, len(list))
+	for _, item := range list {
+		if item == nil {
+			continue
+		}
+		val, err := decimal.NewFromString(item.GetAmount())
+		if err != nil {
+			t.Fatalf("invalid money amount %q: %v", item.GetAmount(), err)
+		}
+		got[item.GetCurrency()] = val
+	}
+	if len(got) != len(expected) {
+		t.Fatalf("expected %d totals, got %d", len(expected), len(got))
+	}
+	for currency, amount := range expected {
+		val, err := decimal.NewFromString(amount)
+		if err != nil {
+			t.Fatalf("invalid expected amount %q: %v", amount, err)
+		}
+		gotVal, ok := got[currency]
+		if !ok {
+			t.Fatalf("missing currency %s", currency)
+		}
+		if !gotVal.Equal(val) {
+			t.Fatalf("expected %s %s, got %s", amount, currency, gotVal.String())
+		}
+	}
+}

api/payments/orchestrator/internal/service/orchestrator/quote_engine.go

@@ -65,7 +65,7 @@ func (s *Service) buildPaymentQuote(ctx context.Context, orgRef string, req *orc
 		s.logger.Debug("network fee estimated", zap.String("org_ref", orgRef))
 	}
 
-	debitAmount, settlementAmount := computeAggregates(payAmount, settlementAmountBeforeFees, feeTotal, networkFee, fxQuote)
+	debitAmount, settlementAmount := computeAggregates(payAmount, settlementAmountBeforeFees, feeTotal, networkFee, fxQuote, intent.GetSettlementMode())
 
 	quote := &orchestratorv1.PaymentQuote{
 		DebitAmount:              debitAmount,

api/payments/orchestrator/internal/service/orchestrator/service.go

@@ -117,12 +117,24 @@ func (s *Service) QuotePayment(ctx context.Context, req *orchestratorv1.QuotePay
 	return executeUnary(ctx, s, "QuotePayment", s.h.commands.QuotePayment().Execute, req)
 }
 
+// QuotePayments aggregates downstream quotes for multiple intents.
+func (s *Service) QuotePayments(ctx context.Context, req *orchestratorv1.QuotePaymentsRequest) (*orchestratorv1.QuotePaymentsResponse, error) {
+	s.ensureHandlers()
+	return executeUnary(ctx, s, "QuotePayments", s.h.commands.QuotePayments().Execute, req)
+}
+
 // InitiatePayment captures a payment intent and reserves funds orchestration.
 func (s *Service) InitiatePayment(ctx context.Context, req *orchestratorv1.InitiatePaymentRequest) (*orchestratorv1.InitiatePaymentResponse, error) {
 	s.ensureHandlers()
 	return executeUnary(ctx, s, "InitiatePayment", s.h.commands.InitiatePayment().Execute, req)
 }
 
+// InitiatePayments executes multiple payments using a stored quote reference.
+func (s *Service) InitiatePayments(ctx context.Context, req *orchestratorv1.InitiatePaymentsRequest) (*orchestratorv1.InitiatePaymentsResponse, error) {
+	s.ensureHandlers()
+	return executeUnary(ctx, s, "InitiatePayments", s.h.commands.InitiatePayments().Execute, req)
+}
+
 // CancelPayment attempts to cancel an in-flight payment.
 func (s *Service) CancelPayment(ctx context.Context, req *orchestratorv1.CancelPaymentRequest) (*orchestratorv1.CancelPaymentResponse, error) {
 	s.ensureHandlers()

api/payments/orchestrator/internal/service/orchestrator/service_helpers_test.go

@@ -49,6 +49,7 @@ func TestNewPayment(t *testing.T) {
 	org := primitive.NewObjectID()
 	intent := &orchestratorv1.PaymentIntent{
 		Amount:         &moneyv1.Money{Currency: "USD", Amount: "10"},
+		SettlementMode: orchestratorv1.SettlementMode_SETTLEMENT_MODE_FIX_RECEIVED,
 	}
 	quote := &orchestratorv1.PaymentQuote{QuoteRef: "q1"}
 	p := newPayment(org, intent, "idem", map[string]string{"k": "v"}, quote)
@@ -58,6 +59,9 @@ func TestNewPayment(t *testing.T) {
 	if p.Intent.Amount == nil || p.Intent.Amount.GetAmount() != "10" {
 		t.Fatalf("intent not copied")
 	}
+	if p.Intent.SettlementMode != orchestratorv1.SettlementMode_SETTLEMENT_MODE_FIX_RECEIVED {
+		t.Fatalf("settlement mode not preserved")
+	}
 	if p.LastQuote == nil || p.LastQuote.QuoteRef != "q1" {
 		t.Fatalf("quote not copied")
 	}

api/payments/orchestrator/storage/model/payment.go

@@ -11,6 +11,7 @@ import (
 	moneyv1 "github.com/tech/sendico/pkg/proto/common/money/v1"
 	chainv1 "github.com/tech/sendico/pkg/proto/gateway/chain/v1"
 	oraclev1 "github.com/tech/sendico/pkg/proto/oracle/v1"
+	orchestratorv1 "github.com/tech/sendico/pkg/proto/payments/orchestrator/v1"
 )
 
 // PaymentKind captures the orchestrator intent type.
@@ -131,6 +132,7 @@ type PaymentIntent struct {
 	RequiresFX     bool                          `bson:"requiresFx,omitempty" json:"requiresFx,omitempty"`
 	FX             *FXIntent                     `bson:"fx,omitempty" json:"fx,omitempty"`
 	FeePolicy      *feesv1.PolicyOverrides       `bson:"feePolicy,omitempty" json:"feePolicy,omitempty"`
+	SettlementMode orchestratorv1.SettlementMode `bson:"settlementMode,omitempty" json:"settlementMode,omitempty"`
 	Attributes     map[string]string             `bson:"attributes,omitempty" json:"attributes,omitempty"`
 }
 

api/payments/orchestrator/storage/model/quote.go

@@ -13,8 +13,10 @@ type PaymentQuoteRecord struct {
 	model.OrganizationBoundBase `bson:",inline" json:",inline"`
 
 	QuoteRef  string                  `bson:"quoteRef" json:"quoteRef"`
-	Intent    PaymentIntent         `bson:"intent" json:"intent"`
+	Intent    PaymentIntent           `bson:"intent,omitempty" json:"intent,omitempty"`
-	Quote     *PaymentQuoteSnapshot `bson:"quote" json:"quote"`
+	Intents   []PaymentIntent         `bson:"intents,omitempty" json:"intents,omitempty"`
+	Quote     *PaymentQuoteSnapshot   `bson:"quote,omitempty" json:"quote,omitempty"`
+	Quotes    []*PaymentQuoteSnapshot `bson:"quotes,omitempty" json:"quotes,omitempty"`
 	ExpiresAt time.Time               `bson:"expiresAt" json:"expiresAt"`
 }
 

api/payments/orchestrator/storage/mongo/store/quotes.go

@@ -73,6 +73,16 @@ func (q *Quotes) Create(ctx context.Context, quote *model.PaymentQuoteRecord) er
 			quote.Intent.Attributes[k] = strings.TrimSpace(v)
 		}
 	}
+	if len(quote.Intents) > 0 {
+		for i := range quote.Intents {
+			if quote.Intents[i].Attributes == nil {
+				continue
+			}
+			for k, v := range quote.Intents[i].Attributes {
+				quote.Intents[i].Attributes[k] = strings.TrimSpace(v)
+			}
+		}
+	}
 	quote.Update()
 
 	filter := repository.OrgFilter(quote.OrganizationRef).And(

api/pkg/go.mod

@@ -9,7 +9,7 @@ require (
 	github.com/google/uuid v1.6.0
 	github.com/mattn/go-colorable v0.1.14
 	github.com/mitchellh/mapstructure v1.5.0
-	github.com/nats-io/nats.go v1.47.0
+	github.com/nats-io/nats.go v1.48.0
 	github.com/prometheus/client_golang v1.23.2
 	github.com/stretchr/testify v1.11.1
 	github.com/testcontainers/testcontainers-go v0.33.0
@@ -93,6 +93,6 @@ require (
 	golang.org/x/sys v0.39.0 // indirect
 	golang.org/x/text v0.32.0 // indirect
 	golang.org/x/time v0.5.0 // indirect
-	google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 // indirect
+	google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 // indirect
 	gopkg.in/yaml.v3 v3.0.1 // indirect
 )

api/pkg/go.sum

@@ -106,8 +106,8 @@ github.com/morikuni/aec v1.0.0 h1:nP9CBfwrvYnBRgY6qfDQkygYDmYwOilePFkwzv4dU8A=
 github.com/morikuni/aec v1.0.0/go.mod h1:BbKIizmSmc5MMPqRYbxO4ZU0S0+P200+tUnFx7PXmsc=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 h1:C3w9PqII01/Oq1c1nUAm88MOHcQC9l5mIlSMApZMrHA=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822/go.mod h1:+n7T8mK8HuQTcFwEeznm/DIxMOiR9yIdICNftLE1DvQ=
-github.com/nats-io/nats.go v1.47.0 h1:YQdADw6J/UfGUd2Oy6tn4Hq6YHxCaJrVKayxxFqYrgM=
+github.com/nats-io/nats.go v1.48.0 h1:pSFyXApG+yWU/TgbKCjmm5K4wrHu86231/w84qRVR+U=
-github.com/nats-io/nats.go v1.47.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
+github.com/nats-io/nats.go v1.48.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
 github.com/nats-io/nkeys v0.4.12 h1:nssm7JKOG9/x4J8II47VWCL1Ds29avyiQDRn0ckMvDc=
 github.com/nats-io/nkeys v0.4.12/go.mod h1:MT59A1HYcjIcyQDJStTfaOY6vhy9XTUjOFo+SVsvpBg=
 github.com/nats-io/nuid v1.0.1 h1:5iA8DT8V7q8WK2EScv2padNa/rTESc1KdnPw4TC2paw=
@@ -269,8 +269,8 @@ gonum.org/v1/gonum v0.16.0 h1:5+ul4Swaf3ESvrOnidPp4GZbzf0mxVQpDCYUQE7OJfk=
 gonum.org/v1/gonum v0.16.0/go.mod h1:fef3am4MQ93R2HHpKnLk4/Tbh/s0+wqD5nfa6Pnwy4E=
 google.golang.org/genproto/googleapis/api v0.0.0-20251022142026-3a174f9686a8 h1:mepRgnBZa07I4TRuomDE4sTIYieg/osKmzIf4USdWS4=
 google.golang.org/genproto/googleapis/api v0.0.0-20251022142026-3a174f9686a8/go.mod h1:fDMmzKV90WSg1NbozdqrE64fkuTv6mlq2zxo9ad+3yo=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 h1:gRkg/vSppuSQoDjxyiGfN4Upv/h/DQmIR10ZU8dh4Ww=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 h1:2I6GHUeJ/4shcDpoUlLs/2WPnhg7yJwvXtqcMJt9liA=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
 google.golang.org/grpc v1.77.0 h1:wVVY6/8cGA6vvffn+wWK5ToddbgdU3d8MNENr4evgXM=
 google.golang.org/grpc v1.77.0/go.mod h1:z0BY1iVj0q8E1uSQCjL9cppRj+gnZjzDnzV0dHhrNig=
 google.golang.org/protobuf v1.36.11 h1:fV6ZwhNocDyBLK0dj+fg8ektcVegBBuEolpbTQyBNVE=

api/proto/payments/orchestrator/v1/orchestrator.proto

@@ -125,6 +125,13 @@ message PaymentQuote {
   string quote_ref = 8;
 }
 
+message PaymentQuoteAggregate {
+  repeated common.money.v1.Money debit_amounts = 1;
+  repeated common.money.v1.Money expected_settlement_amounts = 2;
+  repeated common.money.v1.Money expected_fee_totals = 3;
+  repeated common.money.v1.Money network_fee_totals = 4;
+}
+
 message ExecutionRefs {
   string debit_entry_ref = 1;
   string credit_entry_ref = 2;
@@ -172,6 +179,30 @@ message QuotePaymentResponse {
   PaymentQuote quote = 1;
 }
 
+message QuotePaymentsRequest {
+  RequestMeta meta = 1;
+  string idempotency_key = 2;
+  repeated PaymentIntent intents = 3;
+  bool preview_only = 4;
+}
+
+message QuotePaymentsResponse {
+  string quote_ref = 1;
+  PaymentQuoteAggregate aggregate = 2;
+  repeated PaymentQuote quotes = 3;
+}
+
+message InitiatePaymentsRequest {
+  RequestMeta meta = 1;
+  string idempotency_key = 2;
+  string quote_ref = 3;
+  map<string, string> metadata = 4;
+}
+
+message InitiatePaymentsResponse {
+  repeated Payment payments = 1;
+}
+
 message InitiatePaymentRequest {
   RequestMeta meta = 1;
   string idempotency_key = 2;
@@ -259,6 +290,8 @@ message InitiateConversionResponse {
 
 service PaymentOrchestrator {
   rpc QuotePayment(QuotePaymentRequest) returns (QuotePaymentResponse);
+  rpc QuotePayments(QuotePaymentsRequest) returns (QuotePaymentsResponse);
+  rpc InitiatePayments(InitiatePaymentsRequest) returns (InitiatePaymentsResponse);
   rpc InitiatePayment(InitiatePaymentRequest) returns (InitiatePaymentResponse);
   rpc CancelPayment(CancelPaymentRequest) returns (CancelPaymentResponse);
   rpc GetPayment(GetPaymentRequest) returns (GetPaymentResponse);

api/server/go.mod

@@ -12,9 +12,9 @@ replace github.com/tech/sendico/gateway/chain => ../gateway/chain
 
 require (
 	github.com/aws/aws-sdk-go-v2 v1.41.0
-	github.com/aws/aws-sdk-go-v2/config v1.32.5
+	github.com/aws/aws-sdk-go-v2/config v1.32.6
-	github.com/aws/aws-sdk-go-v2/credentials v1.19.5
+	github.com/aws/aws-sdk-go-v2/credentials v1.19.6
-	github.com/aws/aws-sdk-go-v2/service/s3 v1.93.2
+	github.com/aws/aws-sdk-go-v2/service/s3 v1.94.0
 	github.com/go-chi/chi/v5 v5.2.3
 	github.com/go-chi/cors v1.2.2
 	github.com/go-chi/jwtauth/v5 v5.3.3
@@ -58,7 +58,7 @@ require (
 	github.com/aws/aws-sdk-go-v2/service/internal/presigned-url v1.13.16 // indirect
 	github.com/aws/aws-sdk-go-v2/service/internal/s3shared v1.19.16 // indirect
 	github.com/aws/aws-sdk-go-v2/service/signin v1.0.4 // indirect
-	github.com/aws/aws-sdk-go-v2/service/sso v1.30.7 // indirect
+	github.com/aws/aws-sdk-go-v2/service/sso v1.30.8 // indirect
 	github.com/aws/aws-sdk-go-v2/service/ssooidc v1.35.12 // indirect
 	github.com/aws/aws-sdk-go-v2/service/sts v1.41.5 // indirect
 	github.com/aws/smithy-go v1.24.0 // indirect
@@ -103,7 +103,7 @@ require (
 	github.com/montanaflynn/stats v0.7.1 // indirect
 	github.com/morikuni/aec v1.0.0 // indirect
 	github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 // indirect
-	github.com/nats-io/nats.go v1.47.0 // indirect
+	github.com/nats-io/nats.go v1.48.0 // indirect
 	github.com/nats-io/nkeys v0.4.12 // indirect
 	github.com/nats-io/nuid v1.0.1 // indirect
 	github.com/opencontainers/go-digest v1.0.0 // indirect
@@ -139,6 +139,6 @@ require (
 	golang.org/x/sync v0.19.0 // indirect
 	golang.org/x/sys v0.39.0 // indirect
 	golang.org/x/text v0.32.0 // indirect
-	google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 // indirect
+	google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 // indirect
 	google.golang.org/grpc v1.77.0 // indirect
 )

api/server/go.sum

@@ -10,10 +10,10 @@ github.com/aws/aws-sdk-go-v2 v1.41.0 h1:tNvqh1s+v0vFYdA1xq0aOJH+Y5cRyZ5upu6roPgP
 github.com/aws/aws-sdk-go-v2 v1.41.0/go.mod h1:MayyLB8y+buD9hZqkCW3kX1AKq07Y5pXxtgB+rRFhz0=
 github.com/aws/aws-sdk-go-v2/aws/protocol/eventstream v1.7.4 h1:489krEF9xIGkOaaX3CE/Be2uWjiXrkCH6gUX+bZA/BU=
 github.com/aws/aws-sdk-go-v2/aws/protocol/eventstream v1.7.4/go.mod h1:IOAPF6oT9KCsceNTvvYMNHy0+kMF8akOjeDvPENWxp4=
-github.com/aws/aws-sdk-go-v2/config v1.32.5 h1:pz3duhAfUgnxbtVhIK39PGF/AHYyrzGEyRD9Og0QrE8=
+github.com/aws/aws-sdk-go-v2/config v1.32.6 h1:hFLBGUKjmLAekvi1evLi5hVvFQtSo3GYwi+Bx4lpJf8=
-github.com/aws/aws-sdk-go-v2/config v1.32.5/go.mod h1:xmDjzSUs/d0BB7ClzYPAZMmgQdrodNjPPhd6bGASwoE=
+github.com/aws/aws-sdk-go-v2/config v1.32.6/go.mod h1:lcUL/gcd8WyjCrMnxez5OXkO3/rwcNmvfno62tnXNcI=
-github.com/aws/aws-sdk-go-v2/credentials v1.19.5 h1:xMo63RlqP3ZZydpJDMBsH9uJ10hgHYfQFIk1cHDXrR4=
+github.com/aws/aws-sdk-go-v2/credentials v1.19.6 h1:F9vWao2TwjV2MyiyVS+duza0NIRtAslgLUM0vTA1ZaE=
-github.com/aws/aws-sdk-go-v2/credentials v1.19.5/go.mod h1:hhbH6oRcou+LpXfA/0vPElh/e0M3aFeOblE1sssAAEk=
+github.com/aws/aws-sdk-go-v2/credentials v1.19.6/go.mod h1:SgHzKjEVsdQr6Opor0ihgWtkWdfRAIwxYzSJ8O85VHY=
 github.com/aws/aws-sdk-go-v2/feature/ec2/imds v1.18.16 h1:80+uETIWS1BqjnN9uJ0dBUaETh+P1XwFy5vwHwK5r9k=
 github.com/aws/aws-sdk-go-v2/feature/ec2/imds v1.18.16/go.mod h1:wOOsYuxYuB/7FlnVtzeBYRcjSRtQpAW0hCP7tIULMwo=
 github.com/aws/aws-sdk-go-v2/internal/configsources v1.4.16 h1:rgGwPzb82iBYSvHMHXc8h9mRoOUBZIGFgKb9qniaZZc=
@@ -32,12 +32,12 @@ github.com/aws/aws-sdk-go-v2/service/internal/presigned-url v1.13.16 h1:oHjJHeUy
 github.com/aws/aws-sdk-go-v2/service/internal/presigned-url v1.13.16/go.mod h1:iRSNGgOYmiYwSCXxXaKb9HfOEj40+oTKn8pTxMlYkRM=
 github.com/aws/aws-sdk-go-v2/service/internal/s3shared v1.19.16 h1:NSbvS17MlI2lurYgXnCOLvCFX38sBW4eiVER7+kkgsU=
 github.com/aws/aws-sdk-go-v2/service/internal/s3shared v1.19.16/go.mod h1:SwT8Tmqd4sA6G1qaGdzWCJN99bUmPGHfRwwq3G5Qb+A=
-github.com/aws/aws-sdk-go-v2/service/s3 v1.93.2 h1:U3ygWUhCpiSPYSHOrRhb3gOl9T5Y3kB8k5Vjs//57bE=
+github.com/aws/aws-sdk-go-v2/service/s3 v1.94.0 h1:SWTxh/EcUCDVqi/0s26V6pVUq0BBG7kx0tDTmF/hCgA=
-github.com/aws/aws-sdk-go-v2/service/s3 v1.93.2/go.mod h1:79S2BdqCJpScXZA2y+cpZuocWsjGjJINyXnOsf5DTz8=
+github.com/aws/aws-sdk-go-v2/service/s3 v1.94.0/go.mod h1:79S2BdqCJpScXZA2y+cpZuocWsjGjJINyXnOsf5DTz8=
 github.com/aws/aws-sdk-go-v2/service/signin v1.0.4 h1:HpI7aMmJ+mm1wkSHIA2t5EaFFv5EFYXePW30p1EIrbQ=
 github.com/aws/aws-sdk-go-v2/service/signin v1.0.4/go.mod h1:C5RdGMYGlfM0gYq/tifqgn4EbyX99V15P2V3R+VHbQU=
-github.com/aws/aws-sdk-go-v2/service/sso v1.30.7 h1:eYnlt6QxnFINKzwxP5/Ucs1vkG7VT3Iezmvfgc2waUw=
+github.com/aws/aws-sdk-go-v2/service/sso v1.30.8 h1:aM/Q24rIlS3bRAhTyFurowU8A0SMyGDtEOY/l/s/1Uw=
-github.com/aws/aws-sdk-go-v2/service/sso v1.30.7/go.mod h1:+fWt2UHSb4kS7Pu8y+BMBvJF0EWx+4H0hzNwtDNRTrg=
+github.com/aws/aws-sdk-go-v2/service/sso v1.30.8/go.mod h1:+fWt2UHSb4kS7Pu8y+BMBvJF0EWx+4H0hzNwtDNRTrg=
 github.com/aws/aws-sdk-go-v2/service/ssooidc v1.35.12 h1:AHDr0DaHIAo8c9t1emrzAlVDFp+iMMKnPdYy6XO4MCE=
 github.com/aws/aws-sdk-go-v2/service/ssooidc v1.35.12/go.mod h1:GQ73XawFFiWxyWXMHWfhiomvP3tXtdNar/fi8z18sx0=
 github.com/aws/aws-sdk-go-v2/service/sts v1.41.5 h1:SciGFVNZ4mHdm7gpD1dgZYnCuVdX1s+lFTg4+4DOy70=
@@ -175,8 +175,8 @@ github.com/morikuni/aec v1.0.0 h1:nP9CBfwrvYnBRgY6qfDQkygYDmYwOilePFkwzv4dU8A=
 github.com/morikuni/aec v1.0.0/go.mod h1:BbKIizmSmc5MMPqRYbxO4ZU0S0+P200+tUnFx7PXmsc=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822 h1:C3w9PqII01/Oq1c1nUAm88MOHcQC9l5mIlSMApZMrHA=
 github.com/munnerz/goautoneg v0.0.0-20191010083416-a7dc8b61c822/go.mod h1:+n7T8mK8HuQTcFwEeznm/DIxMOiR9yIdICNftLE1DvQ=
-github.com/nats-io/nats.go v1.47.0 h1:YQdADw6J/UfGUd2Oy6tn4Hq6YHxCaJrVKayxxFqYrgM=
+github.com/nats-io/nats.go v1.48.0 h1:pSFyXApG+yWU/TgbKCjmm5K4wrHu86231/w84qRVR+U=
-github.com/nats-io/nats.go v1.47.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
+github.com/nats-io/nats.go v1.48.0/go.mod h1:iRWIPokVIFbVijxuMQq4y9ttaBTMe0SFdlZfMDd+33g=
 github.com/nats-io/nkeys v0.4.12 h1:nssm7JKOG9/x4J8II47VWCL1Ds29avyiQDRn0ckMvDc=
 github.com/nats-io/nkeys v0.4.12/go.mod h1:MT59A1HYcjIcyQDJStTfaOY6vhy9XTUjOFo+SVsvpBg=
 github.com/nats-io/nuid v1.0.1 h1:5iA8DT8V7q8WK2EScv2padNa/rTESc1KdnPw4TC2paw=
@@ -361,8 +361,8 @@ gonum.org/v1/gonum v0.16.0 h1:5+ul4Swaf3ESvrOnidPp4GZbzf0mxVQpDCYUQE7OJfk=
 gonum.org/v1/gonum v0.16.0/go.mod h1:fef3am4MQ93R2HHpKnLk4/Tbh/s0+wqD5nfa6Pnwy4E=
 google.golang.org/genproto/googleapis/api v0.0.0-20251022142026-3a174f9686a8 h1:mepRgnBZa07I4TRuomDE4sTIYieg/osKmzIf4USdWS4=
 google.golang.org/genproto/googleapis/api v0.0.0-20251022142026-3a174f9686a8/go.mod h1:fDMmzKV90WSg1NbozdqrE64fkuTv6mlq2zxo9ad+3yo=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217 h1:gRkg/vSppuSQoDjxyiGfN4Upv/h/DQmIR10ZU8dh4Ww=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2 h1:2I6GHUeJ/4shcDpoUlLs/2WPnhg7yJwvXtqcMJt9liA=
-google.golang.org/genproto/googleapis/rpc v0.0.0-20251202230838-ff82c1b0f217/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
+google.golang.org/genproto/googleapis/rpc v0.0.0-20251213004720-97cd9d5aeac2/go.mod h1:7i2o+ce6H/6BluujYR+kqX3GKH+dChPTQU19wjRPiGk=
 google.golang.org/grpc v1.77.0 h1:wVVY6/8cGA6vvffn+wWK5ToddbgdU3d8MNENr4evgXM=
 google.golang.org/grpc v1.77.0/go.mod h1:z0BY1iVj0q8E1uSQCjL9cppRj+gnZjzDnzV0dHhrNig=
 google.golang.org/protobuf v1.36.11 h1:fV6ZwhNocDyBLK0dj+fg8ektcVegBBuEolpbTQyBNVE=

api/server/interface/api/srequest/payment.go

@@ -36,6 +36,27 @@ func (r *QuotePayment) Validate() error {
 	return nil
 }
 
+type QuotePayments struct {
+	PaymentBase `json:",inline"`
+	Intents     []PaymentIntent `json:"intents"`
+	PreviewOnly bool            `json:"previewOnly"`
+}
+
+func (r *QuotePayments) Validate() error {
+	if err := r.PaymentBase.Validate(); err != nil {
+		return err
+	}
+	if len(r.Intents) == 0 {
+		return merrors.InvalidArgument("intents are required", "intents")
+	}
+	for i := range r.Intents {
+		if err := r.Intents[i].Validate(); err != nil {
+			return err
+		}
+	}
+	return nil
+}
+
 type InitiatePayment struct {
 	PaymentBase `json:",inline"`
 	Intent      *PaymentIntent `json:"intent,omitempty"`
@@ -68,3 +89,18 @@ func (r InitiatePayment) Validate() error {
 
 	return nil
 }
+
+type InitiatePayments struct {
+	PaymentBase `json:",inline"`
+	QuoteRef    string `json:"quoteRef,omitempty"`
+}
+
+func (r InitiatePayments) Validate() error {
+	if err := r.PaymentBase.Validate(); err != nil {
+		return err
+	}
+	if r.QuoteRef == "" {
+		return merrors.InvalidArgument("quoteRef is required", "quoteRef")
+	}
+	return nil
+}

api/server/interface/api/sresponse/money.go

@@ -14,3 +14,19 @@ func toMoney(m *moneyv1.Money) *model.Money {
 		Currency: m.GetCurrency(),
 	}
 }
+
+func toMoneyList(list []*moneyv1.Money) []*model.Money {
+	if len(list) == 0 {
+		return nil
+	}
+	result := make([]*model.Money, 0, len(list))
+	for _, item := range list {
+		if m := toMoney(item); m != nil {
+			result = append(result, m)
+		}
+	}
+	if len(result) == 0 {
+		return nil
+	}
+	return result
+}

api/server/interface/api/sresponse/payment.go

@@ -49,6 +49,19 @@ type PaymentQuote struct {
 	FxQuote                  *FxQuote     `json:"fxQuote,omitempty"`
 }
 
+type PaymentQuoteAggregate struct {
+	DebitAmounts              []*model.Money `json:"debitAmounts,omitempty"`
+	ExpectedSettlementAmounts []*model.Money `json:"expectedSettlementAmounts,omitempty"`
+	ExpectedFeeTotals         []*model.Money `json:"expectedFeeTotals,omitempty"`
+	NetworkFeeTotals          []*model.Money `json:"networkFeeTotals,omitempty"`
+}
+
+type PaymentQuotes struct {
+	QuoteRef  string                 `json:"quoteRef,omitempty"`
+	Aggregate *PaymentQuoteAggregate `json:"aggregate,omitempty"`
+	Quotes    []PaymentQuote         `json:"quotes,omitempty"`
+}
+
 type Payment struct {
 	PaymentRef     string        `json:"paymentRef,omitempty"`
 	IdempotencyKey string        `json:"idempotencyKey,omitempty"`
@@ -63,6 +76,16 @@ type paymentQuoteResponse struct {
 	Quote        *PaymentQuote `json:"quote"`
 }
 
+type paymentQuotesResponse struct {
+	authResponse `json:",inline"`
+	Quote        *PaymentQuotes `json:"quote"`
+}
+
+type paymentsResponse struct {
+	authResponse `json:",inline"`
+	Payments     []Payment `json:"payments"`
+}
+
 type paymentResponse struct {
 	authResponse `json:",inline"`
 	Payment      *Payment `json:"payment"`
@@ -76,6 +99,22 @@ func PaymentQuoteResponse(logger mlogger.Logger, quote *orchestratorv1.PaymentQu
 	})
 }
 
+// PaymentQuotes wraps batch quotes with refreshed access token.
+func PaymentQuotesResponse(logger mlogger.Logger, resp *orchestratorv1.QuotePaymentsResponse, token *TokenData) http.HandlerFunc {
+	return response.Ok(logger, paymentQuotesResponse{
+		Quote:        toPaymentQuotes(resp),
+		authResponse: authResponse{AccessToken: *token},
+	})
+}
+
+// Payments wraps a list of payments with refreshed access token.
+func PaymentsResponse(logger mlogger.Logger, payments []*orchestratorv1.Payment, token *TokenData) http.HandlerFunc {
+	return response.Ok(logger, paymentsResponse{
+		Payments:     toPayments(payments),
+		authResponse: authResponse{AccessToken: *token},
+	})
+}
+
 // Payment wraps a payment with refreshed access token.
 func PaymentResponse(logger mlogger.Logger, payment *orchestratorv1.Payment, token *TokenData) http.HandlerFunc {
 	return response.Ok(logger, paymentResponse{
@@ -158,6 +197,54 @@ func toPaymentQuote(q *orchestratorv1.PaymentQuote) *PaymentQuote {
 	}
 }
 
+func toPaymentQuoteAggregate(q *orchestratorv1.PaymentQuoteAggregate) *PaymentQuoteAggregate {
+	if q == nil {
+		return nil
+	}
+	return &PaymentQuoteAggregate{
+		DebitAmounts:              toMoneyList(q.GetDebitAmounts()),
+		ExpectedSettlementAmounts: toMoneyList(q.GetExpectedSettlementAmounts()),
+		ExpectedFeeTotals:         toMoneyList(q.GetExpectedFeeTotals()),
+		NetworkFeeTotals:          toMoneyList(q.GetNetworkFeeTotals()),
+	}
+}
+
+func toPaymentQuotes(resp *orchestratorv1.QuotePaymentsResponse) *PaymentQuotes {
+	if resp == nil {
+		return nil
+	}
+	quotes := make([]PaymentQuote, 0, len(resp.GetQuotes()))
+	for _, quote := range resp.GetQuotes() {
+		if dto := toPaymentQuote(quote); dto != nil {
+			quotes = append(quotes, *dto)
+		}
+	}
+	if len(quotes) == 0 {
+		quotes = nil
+	}
+	return &PaymentQuotes{
+		QuoteRef:  resp.GetQuoteRef(),
+		Aggregate: toPaymentQuoteAggregate(resp.GetAggregate()),
+		Quotes:    quotes,
+	}
+}
+
+func toPayments(items []*orchestratorv1.Payment) []Payment {
+	if len(items) == 0 {
+		return nil
+	}
+	result := make([]Payment, 0, len(items))
+	for _, item := range items {
+		if p := toPayment(item); p != nil {
+			result = append(result, *p)
+		}
+	}
+	if len(result) == 0 {
+		return nil
+	}
+	return result
+}
+
 func toPayment(p *orchestratorv1.Payment) *Payment {
 	if p == nil {
 		return nil

api/server/internal/server/paymentapiimp/paybatch.go

@@ -0,0 +1,74 @@
+package paymentapiimp
+
+import (
+	"encoding/json"
+	"net/http"
+	"strings"
+
+	"github.com/tech/sendico/pkg/api/http/response"
+	"github.com/tech/sendico/pkg/merrors"
+	"github.com/tech/sendico/pkg/model"
+	orchestratorv1 "github.com/tech/sendico/pkg/proto/payments/orchestrator/v1"
+	"github.com/tech/sendico/server/interface/api/srequest"
+	"github.com/tech/sendico/server/interface/api/sresponse"
+	mutil "github.com/tech/sendico/server/internal/mutil/param"
+	"go.mongodb.org/mongo-driver/bson/primitive"
+	"go.uber.org/zap"
+)
+
+func (a *PaymentAPI) initiatePaymentsByQuote(r *http.Request, account *model.Account, token *sresponse.TokenData) http.HandlerFunc {
+	orgRef, err := a.oph.GetRef(r)
+	if err != nil {
+		a.logger.Warn("Failed to parse organization reference for batch payment initiation", zap.Error(err), zap.String(a.oph.Name(), a.oph.GetID(r)))
+		return response.BadReference(a.logger, a.Name(), a.oph.Name(), a.oph.GetID(r), err)
+	}
+
+	ctx := r.Context()
+	allowed, err := a.enf.Enforce(ctx, a.permissionRef, account.ID, orgRef, primitive.NilObjectID, model.ActionCreate)
+	if err != nil {
+		a.logger.Warn("Failed to check payments access permissions", zap.Error(err), mutil.PLog(a.oph, r))
+		return response.Auto(a.logger, a.Name(), err)
+	}
+	if !allowed {
+		a.logger.Debug("Access denied when initiating batch payments", mutil.PLog(a.oph, r))
+		return response.AccessDenied(a.logger, a.Name(), "payments write permission denied")
+	}
+
+	payload, err := decodeInitiatePaymentsPayload(r)
+	if err != nil {
+		return response.BadPayload(a.logger, a.Name(), err)
+	}
+
+	req := &orchestratorv1.InitiatePaymentsRequest{
+		Meta: &orchestratorv1.RequestMeta{
+			OrganizationRef: orgRef.Hex(),
+		},
+		IdempotencyKey: strings.TrimSpace(payload.IdempotencyKey),
+		QuoteRef:       strings.TrimSpace(payload.QuoteRef),
+		Metadata:       payload.Metadata,
+	}
+
+	resp, err := a.client.InitiatePayments(ctx, req)
+	if err != nil {
+		a.logger.Warn("Failed to initiate batch payments", zap.Error(err), zap.String("organization_ref", orgRef.Hex()))
+		return response.Auto(a.logger, a.Name(), err)
+	}
+
+	return sresponse.PaymentsResponse(a.logger, resp.GetPayments(), token)
+}
+
+func decodeInitiatePaymentsPayload(r *http.Request) (*srequest.InitiatePayments, error) {
+	defer r.Body.Close()
+
+	payload := &srequest.InitiatePayments{}
+	if err := json.NewDecoder(r.Body).Decode(payload); err != nil {
+		return nil, merrors.InvalidArgument("invalid payload: " + err.Error())
+	}
+	payload.IdempotencyKey = strings.TrimSpace(payload.IdempotencyKey)
+	payload.QuoteRef = strings.TrimSpace(payload.QuoteRef)
+
+	if err := payload.Validate(); err != nil {
+		return nil, err
+	}
+	return payload, nil
+}

api/server/internal/server/paymentapiimp/quote.go

@@ -67,6 +67,62 @@ func (a *PaymentAPI) quotePayment(r *http.Request, account *model.Account, token
 	return sresponse.PaymentQuoteResponse(a.logger, resp.GetQuote(), token)
 }
 
+func (a *PaymentAPI) quotePayments(r *http.Request, account *model.Account, token *sresponse.TokenData) http.HandlerFunc {
+	orgRef, err := a.oph.GetRef(r)
+	if err != nil {
+		a.logger.Warn("Failed to parse organization reference for quotes", zap.Error(err), zap.String(a.oph.Name(), a.oph.GetID(r)))
+		return response.BadReference(a.logger, a.Name(), a.oph.Name(), a.oph.GetID(r), err)
+	}
+
+	ctx := r.Context()
+	allowed, err := a.enf.Enforce(ctx, a.permissionRef, account.ID, orgRef, primitive.NilObjectID, model.ActionCreate)
+	if err != nil {
+		a.logger.Warn("Failed to check payments access permissions", zap.Error(err), mutil.PLog(a.oph, r))
+		return response.Auto(a.logger, a.Name(), err)
+	}
+	if !allowed {
+		a.logger.Debug("Access denied when quoting payments", mutil.PLog(a.oph, r))
+		return response.AccessDenied(a.logger, a.Name(), "payments write permission denied")
+	}
+
+	payload, err := decodeQuotePaymentsPayload(r)
+	if err != nil {
+		a.logger.Debug("Failed to decode payload", zap.Error(err), mutil.PLog(a.oph, r))
+		return response.BadPayload(a.logger, a.Name(), err)
+	}
+	if err := payload.Validate(); err != nil {
+		a.logger.Debug("Failed to validate payload", zap.Error(err), mutil.PLog(a.oph, r))
+		return response.Auto(a.logger, a.Name(), err)
+	}
+
+	intents := make([]*orchestratorv1.PaymentIntent, 0, len(payload.Intents))
+	for i := range payload.Intents {
+		intent, err := mapPaymentIntent(&payload.Intents[i])
+		if err != nil {
+			a.logger.Debug("Failed to map payment intent", zap.Error(err), mutil.PLog(a.oph, r))
+			return response.BadPayload(a.logger, a.Name(), err)
+		}
+		intents = append(intents, intent)
+	}
+
+	req := &orchestratorv1.QuotePaymentsRequest{
+		Meta: &orchestratorv1.RequestMeta{
+			OrganizationRef: orgRef.Hex(),
+		},
+		IdempotencyKey: payload.IdempotencyKey,
+		Intents:        intents,
+		PreviewOnly:    payload.PreviewOnly,
+	}
+
+	resp, err := a.client.QuotePayments(ctx, req)
+	if err != nil {
+		a.logger.Warn("Failed to quote payments", zap.Error(err), zap.String("organization_ref", orgRef.Hex()))
+		return response.Auto(a.logger, a.Name(), err)
+	}
+
+	return sresponse.PaymentQuotesResponse(a.logger, resp, token)
+}
+
 func decodeQuotePayload(r *http.Request) (*srequest.QuotePayment, error) {
 	defer r.Body.Close()
 
@@ -80,3 +136,17 @@ func decodeQuotePayload(r *http.Request) (*srequest.QuotePayment, error) {
 	}
 	return payload, nil
 }
+
+func decodeQuotePaymentsPayload(r *http.Request) (*srequest.QuotePayments, error) {
+	defer r.Body.Close()
+
+	payload := &srequest.QuotePayments{}
+	if err := json.NewDecoder(r.Body).Decode(payload); err != nil {
+		return nil, merrors.InvalidArgument("invalid payload: "+err.Error(), "payload")
+	}
+	payload.IdempotencyKey = strings.TrimSpace(payload.IdempotencyKey)
+	if err := payload.Validate(); err != nil {
+		return nil, err
+	}
+	return payload, nil
+}

api/server/internal/server/paymentapiimp/service.go

@@ -22,6 +22,8 @@ import (
 
 type paymentClient interface {
 	QuotePayment(ctx context.Context, req *orchestratorv1.QuotePaymentRequest) (*orchestratorv1.QuotePaymentResponse, error)
+	QuotePayments(ctx context.Context, req *orchestratorv1.QuotePaymentsRequest) (*orchestratorv1.QuotePaymentsResponse, error)
+	InitiatePayments(ctx context.Context, req *orchestratorv1.InitiatePaymentsRequest) (*orchestratorv1.InitiatePaymentsResponse, error)
 	InitiatePayment(ctx context.Context, req *orchestratorv1.InitiatePaymentRequest) (*orchestratorv1.InitiatePaymentResponse, error)
 	Close() error
 }
@@ -66,8 +68,10 @@ func CreateAPI(apiCtx eapi.API) (*PaymentAPI, error) {
 	}
 
 	apiCtx.Register().AccountHandler(p.Name(), p.oph.AddRef("/quote"), api.Post, p.quotePayment)
+	apiCtx.Register().AccountHandler(p.Name(), p.oph.AddRef("/multiquote"), api.Post, p.quotePayments)
 	apiCtx.Register().AccountHandler(p.Name(), p.oph.AddRef("/immediate"), api.Post, p.initiateImmediate)
 	apiCtx.Register().AccountHandler(p.Name(), p.oph.AddRef("/by-quote"), api.Post, p.initiateByQuote)
+	apiCtx.Register().AccountHandler(p.Name(), p.oph.AddRef("/by-multiquote"), api.Post, p.initiatePaymentsByQuote)
 
 	return p, nil
 }

frontend/pshared/lib/api/requests/username.dart

@@ -0,0 +1,20 @@
+import 'package:json_annotation/json_annotation.dart';
+
+part 'username.g.dart';
+
+
+@JsonSerializable()
+class ResetUserNameRequest {
+  final String userName;
+
+  const ResetUserNameRequest({
+    required this.userName,
+  });
+
+  factory ResetUserNameRequest.fromJson(Map<String, dynamic> json) => _$ResetUserNameRequestFromJson(json);
+  Map<String, dynamic> toJson() => _$ResetUserNameRequestToJson(this);
+
+  static ResetUserNameRequest build({
+    required String userName,
+  }) => ResetUserNameRequest(userName: userName);
+} 

frontend/pshared/lib/config/common.dart

@@ -11,6 +11,8 @@ class CommonConstants {
   static String apiEndpoint = '/api/v1';
   static String amplitudeSecret = 'c3d75b3e2520d708440acbb16b923e79';
   static String amplitudeServerZone = 'EU';
+  static String posthogApiKey = 'phc_lVhbruaZpxiQxppHBJpL36ARnPlkqbCewv6cauoceTN';
+  static String posthogHost = 'https://eu.i.posthog.com';
   static Locale defaultLocale = const Locale('en');
   static String defaultCurrency = 'EUR';
   static int defaultDimensionLength = 500;
@@ -36,6 +38,8 @@ class CommonConstants {
     apiEndpoint = configJson['apiEndpoint'] ?? apiEndpoint;
     amplitudeSecret = configJson['amplitudeSecret'] ?? amplitudeSecret;
     amplitudeServerZone = configJson['amplitudeServerZone'] ?? amplitudeServerZone;
+    posthogApiKey = configJson['posthogApiKey'] ?? posthogApiKey;
+    posthogHost = configJson['posthogHost'] ?? posthogHost;
     defaultLocale = Locale(configJson['defaultLocale'] ?? defaultLocale.languageCode);
     defaultCurrency = configJson['defaultCurrency'] ?? defaultCurrency;
     wsProto = configJson['wsProto'] ?? wsProto;

frontend/pshared/lib/config/mobile.dart

@@ -15,6 +15,8 @@ class Constants extends CommonConstants {
   static String get currentOrgKey => CommonConstants.currentOrgKey;
   static String get apiUrl => CommonConstants.apiUrl;
   static String get serviceUrl => CommonConstants.serviceUrl;
+  static String get posthogApiKey => CommonConstants.posthogApiKey;
+  static String get posthogHost => CommonConstants.posthogHost;
   static int get defaultDimensionLength => CommonConstants.defaultDimensionLength;
   static String get deviceIdStorageKey => CommonConstants.deviceIdStorageKey;
   static String get nilObjectRef => CommonConstants.nilObjectRef;

frontend/pshared/lib/config/web.dart

@@ -21,6 +21,8 @@ extension AppConfigExtension on AppConfig {
   external String? get apiEndpoint;
   external String? get amplitudeSecret;
   external String? get amplitudeServerZone;
+  external String? get posthogApiKey;
+  external String? get posthogHost;
   external String? get defaultLocale;
   external String? get wsProto;
   external String? get wsEndpoint;
@@ -40,6 +42,8 @@ class Constants extends CommonConstants {
   static String get currentOrgKey => CommonConstants.currentOrgKey;
   static String get apiUrl => CommonConstants.apiUrl;
   static String get serviceUrl => CommonConstants.serviceUrl;
+  static String get posthogApiKey => CommonConstants.posthogApiKey;
+  static String get posthogHost => CommonConstants.posthogHost;
   static int get defaultDimensionLength => CommonConstants.defaultDimensionLength;
   static String get deviceIdStorageKey => CommonConstants.deviceIdStorageKey;
   static String get nilObjectRef => CommonConstants.nilObjectRef;
@@ -57,6 +61,8 @@ class Constants extends CommonConstants {
         'apiEndpoint': config.apiEndpoint,
         'amplitudeSecret': config.amplitudeSecret,
         'amplitudeServerZone': config.amplitudeServerZone,
+        'posthogApiKey': config.posthogApiKey,
+        'posthogHost': config.posthogHost,
         'defaultLocale': config.defaultLocale,
         'wsProto': config.wsProto,
         'wsEndpoint': config.wsEndpoint,

frontend/pshared/lib/data/mapper/wallet/wallet.dart

@@ -2,6 +2,7 @@ import 'package:pshared/data/dto/wallet/balance.dart';
 import 'package:pshared/data/dto/wallet/wallet.dart';
 import 'package:pshared/data/mapper/wallet/balance.dart';
 import 'package:pshared/data/mapper/wallet/money.dart';
+import 'package:pshared/models/describable.dart';
 import 'package:pshared/models/wallet/wallet.dart';
 
 
@@ -22,5 +23,9 @@ extension WalletDTOMapper on WalletDTO {
     updatedAt: (updatedAt == null || updatedAt!.isEmpty) ? null : DateTime.tryParse(updatedAt!),
     balance: balance?.toDomain(),
     availableMoney: balance?.available?.toDomain(),
+    describable: newDescribable(
+      name: metadata?['name'] ?? 'Crypto Wallet',
+      description: metadata?['description'],
+    ),
   );
 }

frontend/pshared/lib/models/asset.dart

@@ -0,0 +1,18 @@
+import 'package:pshared/models/currency.dart';
+import 'package:pshared/utils/currency.dart';
+
+
+class Asset {
+  final Currency currency;
+  final double amount;
+
+  const Asset({
+    required this.currency,
+    required this.amount,
+  });
+}
+
+Asset createAsset(String currencyCode, String amount) => Asset(
+  currency: currencyStringToCode(currencyCode),
+  amount: double.parse(amount),
+);

frontend/pshared/lib/models/auth/state.dart

@@ -0,0 +1,7 @@
+enum AuthState {
+  idle,
+  checking,
+  ready,
+  empty,
+  error,
+}

frontend/pshared/lib/models/resources.dart

@@ -79,12 +79,13 @@ enum ResourceType {
   @JsonValue('payments')
   payments,
 
-  @JsonValue('payment_methods')
+  /// Represents payment orchestration service
-  paymentMethods,
-
   @JsonValue('payment_orchestrator')
   paymentOrchestrator,
 
+  @JsonValue('payment_methods')
+  paymentMethods,
+
   /// Represents permissions service
   @JsonValue('permissions')
   permissions,

frontend/pshared/lib/models/wallet/wallet.dart

@@ -1,5 +1,6 @@
 import 'package:pshared/models/wallet/balance.dart';
 import 'package:pshared/models/wallet/money.dart';
+import 'package:pshared/models/describable.dart';
 
 
 class WalletAsset {
@@ -14,7 +15,7 @@ class WalletAsset {
   });
 }
 
-class WalletModel {
+class WalletModel implements Describable {
   final String walletRef;
   final String organizationRef;
   final String ownerRef;
@@ -26,6 +27,13 @@ class WalletModel {
   final DateTime? updatedAt;
   final WalletBalance? balance;
   final WalletMoney? availableMoney;
+  final Describable describable;
+
+  @override
+  String get name => describable.name;
+
+  @override
+  String? get description => describable.description;
 
   const WalletModel({
     required this.walletRef,
@@ -39,11 +47,13 @@ class WalletModel {
     this.updatedAt,
     this.balance,
     this.availableMoney,
+    required this.describable,
   });
 
   WalletModel copyWith({
     WalletBalance? balance,
     WalletMoney? availableMoney,
+    Describable? describable,
   }) {
     return WalletModel(
       walletRef: walletRef,
@@ -57,6 +67,7 @@ class WalletModel {
       updatedAt: updatedAt,
       balance: balance ?? this.balance,
       availableMoney: availableMoney ?? this.availableMoney,
+      describable: describable ?? this.describable,
     );
   }
 }

frontend/pshared/lib/provider/account.dart

@@ -1,4 +1,7 @@
+import 'dart:async';
+
 import 'package:flutter/material.dart';
+import 'package:pshared/models/auth/state.dart';
 
 import 'package:share_plus/share_plus.dart';
 
@@ -20,8 +23,14 @@ import 'package:pshared/utils/exception.dart';
 
 
 class AccountProvider extends ChangeNotifier {
+  AccountProvider();
+
   static String get currentUserRef => Constants.nilObjectRef;
 
+  /// Auth lifecycle state to avoid multiple ad-hoc flags.
+  AuthState _authState = AuthState.idle;
+  AuthState get authState => _authState;
+
   // The resource now wraps our Account? state along with its loading/error state.
   Resource<Account?> _resource = Resource(data: null);
   Resource<Account?> get resource => _resource;
@@ -52,9 +61,18 @@ class AccountProvider extends ChangeNotifier {
     );
   }
 
-  // Private helper to update the resource and notify listeners.
+  @protected
+  Future<void> onAccountChanged(Account? previous, Account? current) => Future<void>.value();
+
   void _setResource(Resource<Account?> newResource) {
+    final previousAccount = _resource.data;
     _resource = newResource;
+    final currentAccount = newResource.data;
+
+    if (previousAccount != currentAccount) {
+      unawaited(onAccountChanged(previousAccount, currentAccount));
+    }
+
     notifyListeners();
   }
 
@@ -75,6 +93,7 @@ class AccountProvider extends ChangeNotifier {
         locale: locale,
       ));
       if (outcome.account != null) {
+        _authState = AuthState.ready;
         _setResource(Resource(data: outcome.account, isLoading: false));
         _pickupLocale(outcome.account!.locale);
       } else {
@@ -84,10 +103,12 @@ class AccountProvider extends ChangeNotifier {
         }
         await VerificationService.requestLoginCode(pending);
         _pendingLogin = pending;
+        _authState = AuthState.idle;
         _setResource(_resource.copyWith(isLoading: false));
       }
       return outcome;
     } catch (e) {
+      _authState = AuthState.error;
       _setResource(_resource.copyWith(isLoading: false, error: toException(e)));
       rethrow;
     }
@@ -95,6 +116,7 @@ class AccountProvider extends ChangeNotifier {
 
   void completePendingLogin(Account account) {
     _pendingLogin = null;
+    _authState = AuthState.ready;
     _setResource(Resource(data: account, isLoading: false, error: null));
     _pickupLocale(account.locale);
   }
@@ -102,13 +124,17 @@ class AccountProvider extends ChangeNotifier {
   Future<bool> isAuthorizationStored() async => AuthorizationService.isAuthorizationStored();
 
   Future<Account?> restore() async {
+    _authState = AuthState.checking;
+    notifyListeners();
     _setResource(_resource.copyWith(isLoading: true, error: null));
     try {
       final acc = await AccountService.restore();
+      _authState = AuthState.ready;
       _setResource(Resource(data: acc, isLoading: false));
       _pickupLocale(acc.locale);
       return acc;
     } catch (e) {
+      _authState = AuthState.error;
       _setResource(_resource.copyWith(isLoading: false, error: toException(e)));
       rethrow;
     }
@@ -140,11 +166,14 @@ class AccountProvider extends ChangeNotifier {
   }
 
   Future<void> logout() async {
+    _authState = AuthState.empty;
     _setResource(_resource.copyWith(isLoading: true, error: null));
+    _pendingLogin = null;
     try {
       await AccountService.logout();
       _setResource(Resource(data: null, isLoading: false));
     } catch (e) {
+      _authState = AuthState.error;
       _setResource(_resource.copyWith(isLoading: false, error: toException(e)));
       rethrow;
     }
@@ -199,6 +228,19 @@ class AccountProvider extends ChangeNotifier {
     }
   }
 
+  Future<Account> resetUsername(String userName) async {
+    if (account == null) throw ErrorUnauthorized();
+    _setResource(_resource.copyWith(isLoading: true, error: null));
+    try {
+      final updated = await AccountService.resetUsername(account!, userName);
+      _setResource(Resource(data: updated, isLoading: false));
+      return updated;
+    } catch (e) {
+      _setResource(_resource.copyWith(isLoading: false, error: toException(e)));
+      rethrow;
+    }
+  }
+
   Future<void> forgotPassword(String email) async {
     _setResource(_resource.copyWith(isLoading: true, error: null));
     try {
@@ -220,4 +262,15 @@ class AccountProvider extends ChangeNotifier {
       rethrow;
     }
   }
+
+  Future<void> restoreIfPossible() async {
+    if (_authState == AuthState.checking || _authState == AuthState.ready) return;
+    final hasAuth = await AuthorizationService.isAuthorizationStored();
+    if (!hasAuth) {
+      _authState = AuthState.empty;
+      notifyListeners();
+      return;
+    }
+    await restore();
+  }
 }

frontend/pshared/lib/provider/organizations.dart

@@ -80,4 +80,12 @@ class OrganizationsProvider extends ChangeNotifier {
     notifyListeners();
     return true;
   }
+
+  Future<void> reset() async {
+    _resource = Resource(data: []);
+    _currentOrg = null;
+    notifyListeners();
+    // Best-effort cleanup of stored selection to avoid using stale org on next login.
+    await SecureStorageService.delete(Constants.currentOrgKey);
+  }
 }

frontend/pshared/lib/provider/payment/amount.dart

@@ -0,0 +1,20 @@
+import 'package:flutter/material.dart';
+
+
+class PaymentAmountProvider with ChangeNotifier {
+  double _amount = 10.0;
+  bool _payerCoversFee = true;
+
+  double get amount => _amount;
+  bool get payerCoversFee => _payerCoversFee;
+
+  void setAmount(double value) {
+    _amount = value;
+    notifyListeners();
+  }
+
+  void setPayerCoversFee(bool value) {
+    _payerCoversFee = value;
+    notifyListeners();
+  }
+}

frontend/pshared/lib/provider/payment/quotation.dart

@@ -1,5 +1,17 @@
 import 'package:flutter/material.dart';
+import 'package:pshared/models/asset.dart';
 
+import 'package:uuid/uuid.dart';
+
+import 'package:pshared/models/payment/currency_pair.dart';
+import 'package:pshared/models/payment/fx/intent.dart';
+import 'package:pshared/models/payment/fx/side.dart';
+import 'package:pshared/models/payment/kind.dart';
+import 'package:pshared/models/payment/methods/card.dart';
+import 'package:pshared/models/payment/methods/managed_wallet.dart';
+import 'package:pshared/models/payment/money.dart';
+import 'package:pshared/models/payment/settlement_mode.dart';
+import 'package:pshared/provider/payment/amount.dart';
 import 'package:pshared/api/requests/payment/quote.dart';
 import 'package:pshared/data/mapper/payment/intent/payment.dart';
 import 'package:pshared/models/payment/intent.dart';
@@ -7,7 +19,6 @@ import 'package:pshared/models/payment/quote.dart';
 import 'package:pshared/provider/organizations.dart';
 import 'package:pshared/provider/resource.dart';
 import 'package:pshared/service/payment/quotation.dart';
-import 'package:uuid/uuid.dart';
 
 
 class QuotationProvider extends ChangeNotifier {
@@ -15,14 +26,46 @@ class QuotationProvider extends ChangeNotifier {
   late OrganizationsProvider _organizations;
   bool _isLoaded = false;
 
-  void update(OrganizationsProvider venue) {
+  void update(OrganizationsProvider venue, PaymentAmountProvider payment) {
     _organizations = venue;
+    getQuotation(PaymentIntent(
+      kind: PaymentKind.payout,
+      amount: Money(
+        amount: payment.amount.toString(), 
+        currency: 'USDT',
+      ),
+      destination: CardPaymentMethod(
+        pan: '4000000000000077',
+        firstName: 'John',
+        lastName: 'Doe',
+      ),
+      source: ManagedWalletPaymentMethod(
+        managedWalletRef: '',
+      ),
+      fx: FxIntent(
+        pair: CurrencyPair(
+          base: 'USDT', 
+          quote: 'RUB',
+        ),
+        side: FxSide.sellBaseBuyQuote,
+      ),
+      settlementMode: payment.payerCoversFee ? SettlementMode.fixReceived : SettlementMode.fixSource,
+    ));
   }
 
   PaymentQuote? get quotation => _quotation.data;
 
   bool get isReady => _isLoaded && !_quotation.isLoading && _quotation.error == null;
 
+  Asset? get fee => quotation == null ? null : createAsset(quotation!.expectedFeeTotal!.currency, quotation!.expectedFeeTotal!.amount);
+  Asset? get total => quotation == null ? null : createAsset(quotation!.debitAmount!.currency, quotation!.debitAmount!.amount);
+  Asset? get recipientGets => quotation == null ? null : createAsset(quotation!.expectedSettlementAmount!.currency, quotation!.expectedSettlementAmount!.amount);
+
+  void _setResource(Resource<PaymentQuote> quotation) {
+    _quotation = quotation;
+    notifyListeners();
+  }
+
   Future<PaymentQuote?> getQuotation(PaymentIntent intent) async {
     if (!_organizations.isOrganizationSet) throw StateError('Organization is not set');
     try {
@@ -35,19 +78,20 @@ class QuotationProvider extends ChangeNotifier {
         ),
       );
       _isLoaded = true;
-      _quotation = _quotation.copyWith(data: response, isLoading: false);
+      _setResource(_quotation.copyWith(data: response, isLoading: false, error: null));
     } catch (e) {
-      _quotation = _quotation.copyWith(
+      _setResource(_quotation.copyWith(
+        data: null,
         error: e is Exception ? e : Exception(e.toString()),
         isLoading: false,
-      );
+      ));
     }
     notifyListeners();
     return _quotation.data;
   }
 
   void reset() {
-    _quotation = Resource(data: null, isLoading: false, error: null);
+    _setResource(Resource(data: null, isLoading: false, error: null));
     _isLoaded = false;
     notifyListeners();
   }

frontend/pshared/lib/provider/permissions.dart

@@ -1,3 +1,5 @@
+import 'dart:async';
+
 import 'package:flutter/material.dart';
 
 import 'package:collection/collection.dart';
@@ -21,9 +23,17 @@ class PermissionsProvider extends ChangeNotifier {
   Resource<UserAccess> _userAccess = Resource(data: null, isLoading: false, error: null);
   late OrganizationsProvider _organizations;
   bool _isLoaded = false;
+  String? _loadedOrgRef;
+  //For permissions to auto-load when an organization is set, so the dashboard no longer hangs waiting for permissions to become ready.
 
   void update(OrganizationsProvider venue) {
     _organizations = venue;
+    // Trigger a reload when organization changes or when permissions were never loaded.
+    if (_organizations.isOrganizationSet &&
+        _loadedOrgRef != _organizations.current.id &&
+        !_userAccess.isLoading) {
+      unawaited(load());
+    }
   }
 
   // Generic wrapper to perform service calls and reload state
@@ -43,6 +53,10 @@ class PermissionsProvider extends ChangeNotifier {
 
   /// Load the [UserAccess] for the current venue.
  Future<UserAccess?> load() async {
+    if (!_organizations.isOrganizationSet) {
+      // Organization is not ready yet; skip loading until it becomes available.
+      return _userAccess.data;
+    }
     _userAccess = _userAccess.copyWith(isLoading: true, error: null);
     notifyListeners();
 
@@ -56,6 +70,7 @@ class PermissionsProvider extends ChangeNotifier {
         _userAccess = _userAccess.copyWith(data: allAccess, isLoading: false);
       }
       _isLoaded = true;
+      _loadedOrgRef = orgRef;
     } catch (e) {
       _userAccess = _userAccess.copyWith(
         error: e is Exception ? e : Exception(e.toString()),
@@ -164,9 +179,14 @@ class PermissionsProvider extends ChangeNotifier {
   void reset() {
     _userAccess = Resource(data: null, isLoading: false, error: null);
     _isLoaded = false;
+    _loadedOrgRef = null;
     notifyListeners();
   }
 
+  Future<void> resetAsync() async {
+    reset();
+  }
+
   bool canRead(ResourceType r, {Object? objectRef}) => canAccessResource(r, action: perm.Action.read, objectRef: objectRef);
   bool canUpdate(ResourceType r, {Object? objectRef}) => canAccessResource(r, action: perm.Action.update, objectRef: objectRef);
   bool canDelete(ResourceType r, {Object? objectRef}) => canAccessResource(r, action: perm.Action.delete, objectRef: objectRef);

frontend/pshared/lib/service/account.dart

@@ -1,5 +1,4 @@
 import 'package:logging/logging.dart';
-
 import 'package:share_plus/share_plus.dart';
 
 import 'package:pshared/api/requests/signup.dart';
@@ -10,6 +9,7 @@ import 'package:pshared/api/requests/password/forgot.dart';
 import 'package:pshared/api/requests/password/reset.dart';
 import 'package:pshared/data/mapper/account/account.dart';
 import 'package:pshared/models/account/account.dart';
+import 'package:pshared/models/describable.dart';
 import 'package:pshared/models/auth/login_outcome.dart';
 import 'package:pshared/service/authorization/service.dart';
 import 'package:pshared/service/files.dart';
@@ -61,6 +61,14 @@ class AccountService {
     await getPOSTResponse(_objectType, 'password/reset/$accountRef/$token', ResetPasswordRequest.build(password: newPassword).toJson());
   }
 
+  static Future<Account> resetUsername(Account account, String userName) async {
+    _logger.fine('Updating username for account: ${account.id}');
+    final updatedAccount = account.copyWith(
+      describable: account.describable.copyWith(name: userName),
+    );
+    return update(updatedAccount);
+  }
+
   static Future<Account> changePassword(String oldPassword, String newPassword) async {
     _logger.fine('Changing password');
     return _getAccount(AuthorizationService.getPATCHResponse(

frontend/pshared/lib/service/payment/quotation.dart

@@ -4,8 +4,8 @@ import 'package:pshared/api/requests/payment/quote.dart';
 import 'package:pshared/api/responses/payment/quotation.dart';
 import 'package:pshared/data/mapper/payment/payment_quote.dart';
 import 'package:pshared/models/payment/quote.dart';
+import 'package:pshared/service/authorization/service.dart';
 import 'package:pshared/service/services.dart';
-import 'package:pshared/utils/http/requests.dart';
 
 
 class QuotationService {
@@ -14,7 +14,11 @@ class QuotationService {
 
   static Future<PaymentQuote> getQuotation(String organizationRef, QuotePaymentRequest request) async {
     _logger.fine('Quoting payment for organization $organizationRef');
-    final response = await getPOSTResponse(_objectType, '/quote/$organizationRef', request.toJson());
+    final response = await AuthorizationService.getPOSTResponse(
+      _objectType, 
+      '/quote/$organizationRef', 
+      request.toJson(),
+    );
     return PaymentQuoteResponse.fromJson(response).quote.toDomain();
   }
 }

frontend/pshared/lib/utils/currency.dart

@@ -1,22 +1,64 @@
-String currencyCodeToSymbol(String currencyCode) {
+import 'package:flutter/material.dart';
+
+import 'package:pshared/models/asset.dart';
+import 'package:pshared/models/currency.dart';
+
+
+String currencyCodeToSymbol(Currency currencyCode) {
   switch (currencyCode) {
-    case 'USD':
+    case Currency.usd:
       return '\$';
-    case 'PLN':
+    case Currency.usdt:
-      return 'zł';
+      return '₮';
-    case 'EUR':
+    case Currency.usdc:
-      return '€';
+      return '\$';
-    case 'GBP':
+    case Currency.rub:
-      return '£';
-    case 'HUF':
-      return 'Ft';
-    case 'RUB':
       return '₽';
-    default:
+    case Currency.eur:
-      return currencyCode;
+      return '€';
   }
 }
 
-String currencyToString(String currencyCode, double amount) {
+String amountToString(double amount) {
-  return '${currencyCodeToSymbol(currencyCode)}\u00A0${amount.toStringAsFixed(2)}';
+  return amount.toStringAsFixed(2);
+}
+
+String currencyToString(Currency currencyCode, double amount) {
+  return '${currencyCodeToSymbol(currencyCode)}\u00A0${amountToString(amount)}';
+}
+
+String assetToString(Asset asset) {
+  return currencyToString(asset.currency, asset.amount);
+}
+
+Currency currencyStringToCode(String currencyCode) {
+  switch (currencyCode) {
+    case 'USD':
+      return Currency.usd;
+    case 'USDT':
+      return Currency.usdt;
+    case 'USDC':
+      return Currency.usdc;
+    case 'RUB':
+      return Currency.rub;
+    case 'EUR':
+      return Currency.eur;
+    default:
+      throw ArgumentError('Unknown currency code: $currencyCode');
+  }
+}
+
+IconData iconForCurrencyType(Currency currencyCode) {
+  switch (currencyCode) {
+    case Currency.usd:
+      return Icons.currency_exchange;
+    case Currency.eur:
+      return Icons.currency_exchange;
+    case Currency.rub:
+      return Icons.currency_ruble;
+    case Currency.usdt:
+      return Icons.currency_exchange;
+    case Currency.usdc:
+      return Icons.money;
+  }
 }

frontend/pweb/lib/app/router/payout_shell.dart

@@ -92,7 +92,7 @@ RouteBase payoutShellRoute() => ShellRoute(
       pageBuilder: (context, _) {
         final recipient = context.read<RecipientsProvider>().currentObject;
         return NoTransitionPage(
-          child: AdressBookRecipientForm(
+          child: AddressBookRecipientForm(
             recipient: recipient,
             onSaved: (_) => context.goToPayout(PayoutDestination.recipients),
           ),

frontend/pweb/lib/data/mappers/wallet_ui.dart

@@ -1,6 +1,8 @@
 import 'package:pshared/models/wallet/wallet.dart' as domain;
 
-import 'package:pweb/models/currency.dart';
+import 'package:pshared/models/currency.dart';
+import 'package:pshared/models/describable.dart';
+
 import 'package:pweb/models/wallet.dart';
 
 
@@ -16,7 +18,6 @@ extension WalletUiMapper on domain.WalletModel {
     return Wallet(
       id: walletRef,
       walletUserID: walletRef,
-      name: metadata?['name'] ?? walletRef,
       balance: parsedAmount,
       currency: currency,
       isHidden: true,
@@ -25,6 +26,10 @@ extension WalletUiMapper on domain.WalletModel {
       network: asset.chain,
       tokenSymbol: asset.tokenSymbol,
       contractAddress: asset.contractAddress,
+      describable: newDescribable(
+        name: metadata?['name'] ?? 'Crypto Wallet',
+        description: metadata?['description'],
+      ),
     );
   }
 }

frontend/pweb/lib/l10n/en.arb

@@ -9,7 +9,13 @@
   "usernameErrorInvalid": "Provide a valid email address",
   "usernameUnknownTLD": "Domain .{domain} is not known, please, check it",
   "password": "Password",
+  "oldPassword": "Current password",
+  "newPassword": "New password",
   "confirmPassword": "Confirm password",
+  "changePassword": "Change password",
+  "savePassword": "Save changed password",
+  "changePasswordSuccess": "Password updated",
+  "changePasswordError": "Could not update password",
   "passwordValidationRuleDigit": "has digit",
   "passwordValidationRuleUpperCase": "has uppercase letter",
   "passwordValidationRuleLowerCase": "has lowercase letter",
@@ -311,6 +317,7 @@
   "paymentTypeBankAccount": "Russian Bank Account",
   "paymentTypeIban": "IBAN",
   "paymentTypeWallet": "Wallet",
+  "paymentTypeCryptoWallet": "Crypto Wallet",
   "paymentTypeCryptoAddress": "Crypto address",
   "paymentTypeLedger": "Ledger account",
   "paymentTypeManagedWallet": "Managed wallet",
@@ -378,7 +385,7 @@
   "send": "Send Payout",
   "recipientPaysFee": "Recipient pays the fee",
 
-  "sentAmount": "Sent amount: ${amount}",
+  "sentAmount": "Sent amount: {amount}",
   "@sentAmount": {
     "description": "Label showing the amount sent",
     "placeholders": {
@@ -388,7 +395,7 @@
     }
   },
 
-  "fee": "Fee: ${fee}",
+  "fee": "Fee: {fee}",
   "@fee": {
     "description": "Label showing the transaction fee",
     "placeholders": {
@@ -398,7 +405,7 @@
     }
   },
 
-  "recipientWillReceive": "Recipient will receive: ${amount}",
+  "recipientWillReceive": "Recipient will receive: {amount}",
   "@recipientWillReceive": {
     "description": "Label showing how much the recipient will receive",
     "placeholders": {
@@ -408,7 +415,7 @@
     }
   },
 
-  "total": "Total: ${total}",
+  "total": "Total: {total}",
   "@total": {
     "description": "Label showing the total amount of the transaction",
     "placeholders": {
@@ -428,6 +435,10 @@
 
   "choosePaymentMethod": "Payment Methods (choose at least 1)",
   "recipientFormRule": "Recipient must have at least one payment method",
+  "recipientFormValidationError": "Fill in the required fields to save the recipient",
+  "@recipientFormValidationError": {
+    "description": "Error message shown when recipient form fields are invalid or missing"
+  },
 
   "allStatus": "All",
   "readyStatus": "Ready",
@@ -443,6 +454,10 @@
   "@errorSaveRecipient": {
     "description": "Error message displayed when saving a recipient fails"
   },
+  "recipientSavedSuccessfully": "Recipient saved successfully",
+  "@recipientSavedSuccessfully": {
+    "description": "Success message displayed when a recipient is saved"
+  },
   "recipientDeletedSuccessfully": "Recipient deleted successfully",
   "@recipientDeletedSuccessfully": {
     "description": "Success message displayed when a recipient is deleted"

frontend/pweb/lib/l10n/ru.arb

@@ -9,7 +9,13 @@
   "usernameErrorInvalid": "Укажите действительный адрес электронной почты",
   "usernameUnknownTLD": "Домен .{domain} неизвестен, пожалуйста, проверьте его",
   "password": "Пароль",
+  "oldPassword": "Текущий пароль",
+  "newPassword": "Новый пароль",
   "confirmPassword": "Подтвердите пароль",
+  "changePassword": "Изменить пароль",
+  "savePassword": "Сохранить пароль",
+  "changePasswordSuccess": "Пароль обновлен",
+  "changePasswordError": "Не удалось обновить пароль",
   "passwordValidationRuleDigit": "содержит цифру",
   "passwordValidationRuleUpperCase": "содержит заглавную букву",
   "passwordValidationRuleLowerCase": "содержит строчную букву",
@@ -311,6 +317,7 @@
   "paymentTypeBankAccount": "Российский банковский счет",
   "paymentTypeIban": "IBAN",
   "paymentTypeWallet": "Кошелек",
+  "paymentTypeCryptoWallet": "Криптокошелек",
   "paymentTypeCryptoAddress": "Крипто-адрес",
   "paymentTypeLedger": "Леджер счет",
   "paymentTypeManagedWallet": "Управляемый кошелек",
@@ -378,7 +385,7 @@
   "send": "Отправить выплату",
   "recipientPaysFee": "Получатель оплачивает комиссию",
 
-  "sentAmount": "Отправленная сумма: ${amount}",
+  "sentAmount": "Отправленная сумма: {amount}",
   "@sentAmount": {
     "description": "Метка, показывающая отправленную сумму",
     "placeholders": {
@@ -388,7 +395,7 @@
     }
   },
 
-  "fee": "Комиссия: ${fee}",
+  "fee": "Комиссия: {fee}",
   "@fee": {
     "description": "Метка, показывающая комиссию за транзакцию",
     "placeholders": {
@@ -398,7 +405,7 @@
     }
   },
 
-  "recipientWillReceive": "Получатель получит: ${amount}",
+  "recipientWillReceive": "Получатель получит: {amount}",
   "@recipientWillReceive": {
     "description": "Метка, показывающая, сколько получит получатель",
     "placeholders": {
@@ -408,7 +415,7 @@
     }
   },
 
-  "total": "Итого: ${total}",
+  "total": "Итого: {total}",
   "@total": {
     "description": "Метка, показывающая общую сумму транзакции",
     "placeholders": {
@@ -428,6 +435,10 @@
 
   "choosePaymentMethod": "Способы оплаты (выберите хотя бы 1)",
   "recipientFormRule": "Получатель должен иметь хотя бы один способ оплаты",
+  "recipientFormValidationError": "Заполните обязательные поля, чтобы сохранить получателя",
+  "@recipientFormValidationError": {
+    "description": "Сообщение об ошибке, если обязательные поля формы получателя не заполнены"
+  },
 
   "allStatus": "Все",
   "readyStatus": "Готов",
@@ -443,6 +454,10 @@
   "@errorSaveRecipient": {
     "description": "Сообщение об ошибке при неудачном сохранении получателя"
   },
+  "recipientSavedSuccessfully": "Получатель успешно сохранен",
+  "@recipientSavedSuccessfully": {
+    "description": "Сообщение об успешном сохранении получателя"
+  },
   "recipientDeletedSuccessfully": "Получатель успешно удален",
   "@recipientDeletedSuccessfully": {
     "description": "Сообщение об успешном удалении получателя"

frontend/pweb/lib/main.dart

@@ -12,6 +12,7 @@ import 'package:pshared/provider/locale.dart';
 import 'package:pshared/provider/permissions.dart';
 import 'package:pshared/provider/account.dart';
 import 'package:pshared/provider/organizations.dart';
+import 'package:pshared/provider/payment/amount.dart';
 import 'package:pshared/provider/payment/quotation.dart';
 import 'package:pshared/provider/recipient/provider.dart';
 import 'package:pshared/provider/recipient/pmethods.dart';
@@ -27,8 +28,10 @@ import 'package:pweb/providers/wallets.dart';
 import 'package:pweb/providers/wallet_transactions.dart';
 import 'package:pweb/services/operations.dart';
 import 'package:pweb/services/payments/history.dart';
+import 'package:pweb/services/posthog.dart';
 import 'package:pweb/services/wallet_transactions.dart';
 import 'package:pweb/services/wallets.dart';
+import 'package:pweb/providers/account.dart';
 
 
 void _setupLogging() {
@@ -40,11 +43,9 @@ void _setupLogging() {
 }
 
 void main() async {
-  await Constants.initialize();
-
   WidgetsFlutterBinding.ensureInitialized();
-
+  await Constants.initialize();
-  // await AmplitudeService.initialize();
+  await PosthogService.initialize();
 
 
   _setupLogging();
@@ -57,7 +58,7 @@ void main() async {
       providers: [
         ChangeNotifierProvider(create: (_) => LocaleProvider(null)),
         ChangeNotifierProxyProvider<LocaleProvider, AccountProvider>(
-          create: (_) => AccountProvider(),
+          create: (_) => PwebAccountProvider(),
           update: (context, localeProvider, provider) => provider!..updateProvider(localeProvider),
         ),
         ChangeNotifierProxyProvider<AccountProvider, TwoFactorProvider>(
@@ -70,6 +71,7 @@ void main() async {
           update: (context, orgnization, provider) => provider!..update(orgnization),
         ),
         ChangeNotifierProvider(create: (_) => CarouselIndexProvider()),
+
         ChangeNotifierProvider(
           create: (_) => UploadHistoryProvider(service: MockUploadHistoryService())..load(),
         ),
@@ -91,12 +93,16 @@ void main() async {
         ChangeNotifierProvider(
           create: (_) => MockPaymentProvider(),
         ),
+        
         ChangeNotifierProvider(
           create: (_) => OperationProvider(OperationService())..loadOperations(),
         ),
-        ChangeNotifierProxyProvider<OrganizationsProvider, QuotationProvider>(
+        ChangeNotifierProvider(
+          create: (_) => PaymentAmountProvider(),
+        ),
+        ChangeNotifierProxyProvider2<OrganizationsProvider, PaymentAmountProvider, QuotationProvider>(
           create: (_) => QuotationProvider(),
-          update: (context, orgnization, provider) => provider!..update(orgnization),
+          update: (context, orgnization, payment, provider) => provider!..update(orgnization, payment),
         ),
       ],
       child: const PayApp(),

frontend/pweb/lib/models/edit_state.dart

@@ -0,0 +1 @@
+enum EditState { view, edit, saving }

frontend/pweb/lib/models/wallet.dart

@@ -1,10 +1,10 @@
-import 'package:pweb/models/currency.dart';
+import 'package:pshared/models/currency.dart';
+import 'package:pshared/models/describable.dart';
 
 
-class Wallet {
+class Wallet implements Describable {
   final String id;
   final String walletUserID; // ID or number that we show the user
-  final String name;
   final double balance;
   final Currency currency;
   final bool isHidden;
@@ -13,14 +13,21 @@ class Wallet {
   final String? network;
   final String? tokenSymbol;
   final String? contractAddress;
+  final Describable describable;
+
+  @override
+  String get name => describable.name;
+
+  @override
+  String? get description => describable.description;
 
   Wallet({
     required this.id,
     required this.walletUserID,
-    required this.name,
     required this.balance,
     required this.currency,
     required this.calculatedAt,
+    required this.describable,
     this.isHidden = true,
     this.depositAddress,
     this.network,
@@ -30,7 +37,6 @@ class Wallet {
 
   Wallet copyWith({
     String? id,
-    String? name,
     double? balance,
     Currency? currency,
     String? walletUserID,
@@ -39,9 +45,11 @@ class Wallet {
     String? network,
     String? tokenSymbol,
     String? contractAddress,
+    Describable? describable,
+    String? name,
+    String? Function()? description,
   }) => Wallet(
     id: id ?? this.id,
-    name: name ?? this.name,
     balance: balance ?? this.balance,
     currency: currency ?? this.currency,
     walletUserID: walletUserID ?? this.walletUserID,
@@ -51,5 +59,9 @@ class Wallet {
     network: network ?? this.network,
     tokenSymbol: tokenSymbol ?? this.tokenSymbol,
     contractAddress: contractAddress ?? this.contractAddress,
+    describable: describable 
+      ?? (name != null || description != null 
+        ? this.describable.copyWith(name: name, description: description) 
+        : this.describable),
   );
 }

frontend/pweb/lib/models/wallet_transaction.dart

@@ -2,7 +2,7 @@ import 'package:flutter/widgets.dart';
 
 import 'package:pshared/models/payment/status.dart';
 
-import 'package:pweb/models/currency.dart';
+import 'package:pshared/models/currency.dart';
 
 import 'package:pweb/generated/i18n/app_localizations.dart';
 

frontend/pweb/lib/pages/address_book/form/method_tile.dart

@@ -7,7 +7,7 @@ import 'package:pweb/pages/payment_methods/form.dart';
 import 'package:pweb/pages/payment_methods/icon.dart';
 
 
-class AdressBookPaymentMethodTile extends StatefulWidget {
+class AddressBookPaymentMethodTile extends StatefulWidget {
   final PaymentType type;
   final String title;
   final MethodMap methods;
@@ -18,7 +18,7 @@ class AdressBookPaymentMethodTile extends StatefulWidget {
   final double sizeM;
   final TextStyle? titleTextStyle;
 
-  const AdressBookPaymentMethodTile({
+  const AddressBookPaymentMethodTile({
     super.key,
     required this.type,
     required this.title,
@@ -31,10 +31,10 @@ class AdressBookPaymentMethodTile extends StatefulWidget {
   });
 
   @override
-  State<AdressBookPaymentMethodTile> createState() => _AdressBookPaymentMethodTileState();
+  State<AddressBookPaymentMethodTile> createState() => _AddressBookPaymentMethodTileState();
 }
 
-class _AdressBookPaymentMethodTileState extends State<AdressBookPaymentMethodTile> {
+class _AddressBookPaymentMethodTileState extends State<AddressBookPaymentMethodTile> {
   @override
   Widget build(BuildContext context) {
     final theme = Theme.of(context);

frontend/pweb/lib/pages/address_book/form/page.dart

@@ -1,3 +1,5 @@
+import 'dart:async';
+
 import 'package:flutter/material.dart';
 
 import 'package:collection/collection.dart';
@@ -14,6 +16,7 @@ import 'package:pshared/provider/recipient/pmethods.dart';
 import 'package:pshared/provider/recipient/provider.dart';
 
 import 'package:pweb/pages/address_book/form/view.dart';
+import 'package:pweb/services/posthog.dart';
 import 'package:pweb/utils/error/snackbar.dart';
 import 'package:pweb/utils/payment/label.dart';
 import 'package:pweb/utils/snackbar.dart';
@@ -21,17 +24,17 @@ import 'package:pweb/utils/snackbar.dart';
 import 'package:pweb/generated/i18n/app_localizations.dart';
 
 
-class AdressBookRecipientForm extends StatefulWidget {
+class AddressBookRecipientForm extends StatefulWidget {
   final Recipient? recipient;
   final ValueChanged<Recipient?>? onSaved;
 
-  const AdressBookRecipientForm({super.key, this.recipient, this.onSaved});
+  const AddressBookRecipientForm({super.key, this.recipient, this.onSaved});
 
   @override
-  State<AdressBookRecipientForm> createState() => _AdressBookRecipientFormState();
+  State<AddressBookRecipientForm> createState() => _AddressBookRecipientFormState();
 }
 
-class _AdressBookRecipientFormState extends State<AdressBookRecipientForm> {
+class _AddressBookRecipientFormState extends State<AddressBookRecipientForm> {
   final _formKey = GlobalKey<FormState>();
   late TextEditingController _nameCtrl;
   late TextEditingController _emailCtrl;
@@ -101,21 +104,28 @@ class _AdressBookRecipientFormState extends State<AdressBookRecipientForm> {
 
   //TODO: Change when registration is ready
   Future<void> _save() async {
-    if (!_formKey.currentState!.validate() || _methods.isEmpty) {
+    final l10n = AppLocalizations.of(context)!;
-      notifyUser(context, AppLocalizations.of(context)!.errorSaveRecipient);
+
+    if (!_formKey.currentState!.validate()) {
+      notifyUser(context, l10n.recipientFormValidationError);
       return;
     }
 
-    // AmplitudeService.recipientAddCompleted(
+    if (_methods.isEmpty) {
-    //   _type,
+      notifyUser(context, l10n.recipientFormRule);
-    //   _status,
+      return;
-    //   _methods.keys.toSet(),
+    }
-    // );
+
+    unawaited(PosthogService.recipientAddCompleted(
+      _type,
+      _status,
+      _methods.keys.toSet(),
+    ));
     final recipient = await executeActionWithNotification(
       context: context, 
       action: _doSave, 
-      errorMessage: AppLocalizations.of(context)!.errorSaveRecipient,
+      errorMessage: l10n.errorSaveRecipient,
-      successMessage: AppLocalizations.of(context)!.recipientFormRule,
+      successMessage: l10n.recipientSavedSuccessfully,
     );
 
 

frontend/pweb/lib/pages/address_book/form/view.dart

@@ -103,7 +103,7 @@ class FormView extends StatelessWidget {
                     ),
                     SizedBox(height: spacingFields),
                     ...PaymentType.values.map(
-                      (p) => AdressBookPaymentMethodTile(
+                      (p) => AddressBookPaymentMethodTile(
                         type: p,
                         title: getPaymentTypeLabel(context, p),
                         methods: methods,

frontend/pweb/lib/pages/address_book/page/empty.dart

@@ -0,0 +1,37 @@
+
+import 'package:flutter/material.dart';
+
+
+class RecipientAddressBookEmptyState extends StatelessWidget {
+  final String message;
+  final String actionLabel;
+  final VoidCallback onAction;
+
+  const RecipientAddressBookEmptyState({
+    required this.message,
+    required this.actionLabel,
+    required this.onAction,
+  });
+
+  @override
+  Widget build(BuildContext context) {
+    final textTheme = Theme.of(context).textTheme;
+
+    return Center(
+      child: Column(
+        mainAxisSize: MainAxisSize.min,
+        children: [
+          const Icon(Icons.contact_mail_outlined, size: 42),
+          const SizedBox(height: 12),
+          Text(message, style: textTheme.titleMedium),
+          const SizedBox(height: 12),
+          OutlinedButton.icon(
+            onPressed: onAction,
+            icon: const Icon(Icons.add),
+            label: Text(actionLabel),
+          ),
+        ],
+      ),
+    );
+  }
+}

frontend/pweb/lib/pages/address_book/page/page.dart

@@ -5,6 +5,7 @@ import 'package:provider/provider.dart';
 import 'package:pshared/models/recipient/recipient.dart';
 import 'package:pshared/models/recipient/filter.dart';
 import 'package:pshared/provider/recipient/provider.dart';
+import 'package:pweb/pages/address_book/page/empty.dart';
 
 import 'package:pweb/pages/address_book/page/filter_button.dart';
 import 'package:pweb/pages/address_book/page/header.dart';
@@ -72,6 +73,7 @@ class _RecipientAddressBookPageState extends State<RecipientAddressBookPage> {
     final loc = AppLocalizations.of(context)!;
     final provider = context.watch<RecipientsProvider>(); 
     _syncSearchField(provider);
+    final filteredRecipients = provider.filteredRecipients;
 
     if (provider.isLoading) {
       return const Center(child: CircularProgressIndicator());
@@ -124,8 +126,16 @@ class _RecipientAddressBookPageState extends State<RecipientAddressBookPage> {
           height: RecipientAddressBookPage._expandedHeight,
           child: Padding(
             padding: const EdgeInsets.all(RecipientAddressBookPage._paddingAll),
-            child: RecipientAddressBookList(
+            child: provider.recipients.isEmpty
-              filteredRecipients: provider.filteredRecipients,
+              ? RecipientAddressBookEmptyState(
+                  message: loc.noRecipientsYet,
+                  actionLabel: loc.addRecipient,
+                  onAction: widget.onAddRecipient,
+                )
+              : filteredRecipients.isEmpty
+                ? Center(child: Text(loc.noRecipientsFound))
+                : RecipientAddressBookList(
+                    filteredRecipients: filteredRecipients,
                     onEdit: (recipient) => widget.onEditRecipient?.call(recipient),
                     onDelete: (recipient) => widget.onDeleteRecipient?.call(recipient),
                     onSelected: widget.onRecipientSelected,

frontend/pweb/lib/pages/address_book/page/recipient/item.dart

@@ -6,7 +6,7 @@ import 'package:pweb/pages/address_book/page/recipient/actions.dart';
 import 'package:pweb/pages/address_book/page/recipient/info_column.dart';
 import 'package:pweb/pages/address_book/page/recipient/payment_row.dart';
 import 'package:pweb/pages/address_book/page/recipient/status.dart';
-import 'package:pweb/pages/dashboard/payouts/single/adress_book/avatar.dart';
+import 'package:pweb/pages/dashboard/payouts/single/address_book/avatar.dart';
 
 
 class RecipientAddressBookItem extends StatefulWidget {

frontend/pweb/lib/pages/dashboard/buttons/balance/amount.dart

@@ -1,6 +1,8 @@
 import 'package:flutter/material.dart';
+
+import 'package:pshared/utils/currency.dart';
+
 import 'package:pweb/models/wallet.dart';
-import 'package:pweb/utils/currency.dart';
 
 
 class BalanceAmount extends StatelessWidget {
@@ -25,7 +27,7 @@ class BalanceAmount extends StatelessWidget {
     return Row(
       children: [
         Text(
-          wallet.isHidden ? '•••• $currencyBalance' : '${wallet.balance.toStringAsFixed(2)} $currencyBalance',
+          wallet.isHidden ? '•••• $currencyBalance' : '${amountToString(wallet.balance)} $currencyBalance',
           style: textTheme.headlineSmall?.copyWith(
             fontWeight: FontWeight.bold,
             color: colorScheme.onSurface,

frontend/pweb/lib/pages/dashboard/buttons/balance/card.dart

@@ -34,8 +34,8 @@ class WalletCard extends StatelessWidget {
           crossAxisAlignment: CrossAxisAlignment.start,
           children: [
             BalanceHeader(
-              walletName: wallet.name,
+              walletNetwork: wallet.network,
-              walletId: wallet.walletUserID,
+              tokenSymbol: wallet.tokenSymbol,
             ),
             BalanceAmount(
               wallet: wallet,

frontend/pweb/lib/pages/dashboard/buttons/balance/header.dart

@@ -2,37 +2,46 @@ import 'package:flutter/material.dart';
 
 
 class BalanceHeader extends StatelessWidget {
-  final String walletName;
+  final String? walletNetwork;
-  final String walletId;
+  final String? tokenSymbol;
 
   const BalanceHeader({
     super.key,
-    required this.walletName,
+    this.walletNetwork,
-    required this.walletId,
+    this.tokenSymbol,
   });
 
-  static const double _spacing = 8.0;
-
   @override
   Widget build(BuildContext context) {
     final textTheme = Theme.of(context).textTheme;
     final colorScheme = Theme.of(context).colorScheme;
+    final symbol = tokenSymbol?.trim();
 
     return Row(
       children: [
         Text(
-          walletName,
+          'Crypto Wallet',
           style: textTheme.titleMedium?.copyWith(
             color: colorScheme.onSurface,
           ),
         ),
-        const SizedBox(width: _spacing),
+        if (symbol != null && symbol.isNotEmpty) ...[
-        Text(
+          const SizedBox(width: 8),
-          walletId,
+          Container(
-          style: textTheme.bodySmall?.copyWith(
+            padding: const EdgeInsets.symmetric(horizontal: 10, vertical: 6),
-            color: colorScheme.onSurface,
+            decoration: BoxDecoration(
+              color: colorScheme.primaryContainer,
+              borderRadius: BorderRadius.circular(999),
+            ),
+            child: Text(
+              symbol,
+              style: textTheme.bodyMedium?.copyWith(
+                color: colorScheme.onPrimaryContainer,
+                fontWeight: FontWeight.w600,
               ),
             ),
+          ),
+        ],
       ],
     );
   }

frontend/pweb/lib/pages/dashboard/payouts/amount.dart

@@ -0,0 +1,74 @@
+import 'package:flutter/material.dart';
+
+import 'package:provider/provider.dart';
+
+import 'package:pshared/provider/payment/amount.dart';
+import 'package:pshared/utils/currency.dart';
+
+import 'package:pweb/generated/i18n/app_localizations.dart';
+
+
+class PaymentAmountWidget extends StatefulWidget {
+  const PaymentAmountWidget({super.key});
+
+  @override
+  State<PaymentAmountWidget> createState() => _PaymentAmountWidgetState();
+}
+
+class _PaymentAmountWidgetState extends State<PaymentAmountWidget> {
+  late final TextEditingController _controller;
+  bool _isSyncingText = false;
+
+  @override
+  void initState() {
+    super.initState();
+    final initialAmount = context.read<PaymentAmountProvider>().amount;
+    _controller = TextEditingController(text: amountToString(initialAmount));
+  }
+
+  @override
+  void dispose() {
+    _controller.dispose();
+    super.dispose();
+  }
+
+  double? _parseAmount(String value) => double.tryParse(value.replaceAll(',', '.'));
+
+  void _syncTextWithAmount(double amount) {
+    final parsedText = _parseAmount(_controller.text);
+    if (parsedText != null && parsedText == amount) return;
+
+    final nextText = amountToString(amount);
+    _isSyncingText = true;
+    _controller.value = TextEditingValue(
+      text: nextText,
+      selection: TextSelection.collapsed(offset: nextText.length),
+    );
+    _isSyncingText = false;
+  }
+
+  void _onChanged(String value) {
+    if (_isSyncingText) return;
+
+    final parsed = _parseAmount(value);
+    if (parsed != null) {
+      context.read<PaymentAmountProvider>().setAmount(parsed);
+    }
+  }
+
+  @override
+  Widget build(BuildContext context) {
+    final amount = context.select<PaymentAmountProvider, double>((provider) => provider.amount);
+    _syncTextWithAmount(amount);
+
+    return TextField(
+      controller: _controller,
+      keyboardType: const TextInputType.numberWithOptions(decimal: true),
+      decoration: InputDecoration(
+        labelText: AppLocalizations.of(context)!.amount,
+        border: const OutlineInputBorder(),
+      ),
+      onChanged: _onChanged,
+    );
+  }
+}

frontend/pweb/lib/pages/dashboard/payouts/fee_payer.dart

@@ -0,0 +1,29 @@
+import 'package:flutter/material.dart';
+
+import 'package:provider/provider.dart';
+
+import 'package:pshared/provider/payment/amount.dart';
+
+import 'package:pweb/generated/i18n/app_localizations.dart';
+
+
+class FeePayerSwitch extends StatelessWidget {
+  final double spacing;
+  final TextStyle? style;
+
+  const FeePayerSwitch({super.key, required this.spacing, TextStyle? this.style});
+
+  @override
+  Widget build(BuildContext context) => Consumer<PaymentAmountProvider>(
+    builder: (context, provider, _) => Row(
+      spacing: spacing,
+      children: [
+        Text(AppLocalizations.of(context)!.recipientPaysFee, style: style), 
+        Switch(
+          value: !provider.payerCoversFee,
+          onChanged: (val) => provider.setPayerCoversFee(!val),
+        ),
+      ],
+    ),
+  );
+}

frontend/pweb/lib/pages/dashboard/payouts/form.dart

@@ -0,0 +1,43 @@
+import 'package:flutter/material.dart';
+
+import 'package:pweb/pages/dashboard/payouts/amount.dart';
+import 'package:pweb/pages/dashboard/payouts/fee_payer.dart';
+import 'package:pweb/pages/dashboard/payouts/summary/widget.dart';
+
+import 'package:pweb/generated/i18n/app_localizations.dart';
+
+
+class PaymentFormWidget extends StatelessWidget {
+  const PaymentFormWidget({super.key});
+
+  static const double _smallSpacing = 5;
+  static const double _mediumSpacing = 10;
+  static const double _largeSpacing = 16;
+  static const double _extraSpacing = 15;
+
+
+  @override
+  Widget build(BuildContext context) {
+    final theme = Theme.of(context);
+    final loc = AppLocalizations.of(context)!;
+
+    return Column(
+      crossAxisAlignment: CrossAxisAlignment.start,
+      children: [
+        Text(loc.details, style: theme.textTheme.titleMedium),
+        const SizedBox(height: _smallSpacing),
+
+        const PaymentAmountWidget(),
+
+        const SizedBox(height: _mediumSpacing),
+
+        FeePayerSwitch(spacing: _mediumSpacing, style: theme.textTheme.titleMedium),
+
+        const SizedBox(height: _largeSpacing),
+
+        const PaymentSummary(spacing: _extraSpacing),
+      ],
+    );
+  }
+}
+

frontend/pweb/lib/pages/dashboard/payouts/payment_form.dart

@@ -1,92 +0,0 @@
-import 'package:flutter/material.dart';
-
-import 'package:provider/provider.dart';
-
-import 'package:pweb/providers/mock_payment.dart';
-
-import 'package:pweb/generated/i18n/app_localizations.dart';
-
-
-class PaymentFormWidget extends StatelessWidget {
-  const PaymentFormWidget({super.key});
-
-  static const double _smallSpacing = 5;
-  static const double _mediumSpacing = 10;
-  static const double _largeSpacing = 16;
-  static const double _extraSpacing = 15;
-
-  String _formatAmount(double amount) => amount.toStringAsFixed(2);
-
-  @override
-  Widget build(BuildContext context) {
-    final provider = Provider.of<MockPaymentProvider>(context);
-    final theme = Theme.of(context);
-    final loc = AppLocalizations.of(context)!;
-
-    return Column(
-      crossAxisAlignment: CrossAxisAlignment.start,
-      children: [
-        Text(loc.details, style: theme.textTheme.titleMedium),
-        const SizedBox(height: _smallSpacing),
-
-        TextField(
-          keyboardType: const TextInputType.numberWithOptions(decimal: true),
-          decoration: InputDecoration(
-            labelText: loc.amount,
-            border: const OutlineInputBorder(),
-          ),
-          onChanged: (val) {
-            final parsed = double.tryParse(val.replaceAll(',', '.')) ?? 0.0;
-            provider.setAmount(parsed);
-          },
-        ),
-
-        const SizedBox(height: _mediumSpacing),
-
-        Row(
-          spacing: _mediumSpacing,
-          children: [
-            Text(loc.recipientPaysFee, style: theme.textTheme.titleMedium),
-            Switch(
-              value: !provider.payerCoversFee,
-              onChanged: (val) => provider.setPayerCoversFee(!val),
-            ),
-          ],
-        ),
-
-        const SizedBox(height: _largeSpacing),
-
-        Align(
-          alignment: Alignment.center,
-          child: Column(
-            crossAxisAlignment: CrossAxisAlignment.stretch,
-            children: [
-              _SummaryRow(label: loc.sentAmount(_formatAmount(provider.amount)), style: theme.textTheme.titleMedium),
-              _SummaryRow(label: loc.fee(_formatAmount(provider.fee)), style: theme.textTheme.titleMedium),
-              _SummaryRow(label: loc.recipientWillReceive(_formatAmount(provider.recipientGets)), style: theme.textTheme.titleMedium),
-
-              const SizedBox(height: _extraSpacing),
-
-              _SummaryRow(
-                label: loc.total(_formatAmount(provider.total)),
-                style: theme.textTheme.titleMedium!.copyWith(fontWeight: FontWeight.w600),
-              ),
-            ],
-          ),
-        ),
-      ],
-    );
-  }
-}
-
-class _SummaryRow extends StatelessWidget {
-  final String label;
-  final TextStyle? style;
-
-  const _SummaryRow({required this.label, this.style});
-
-  @override
-  Widget build(BuildContext context) {
-    return Text(label, style: style);
-  }
-}

frontend/pweb/lib/pages/dashboard/payouts/single/address_book/long_list/item.dart

@@ -6,8 +6,8 @@ import 'package:pshared/models/recipient/recipient.dart';
 import 'package:pshared/provider/organizations.dart';
 import 'package:pshared/provider/recipient/pmethods.dart';
 
-import 'package:pweb/pages/dashboard/payouts/single/adress_book/avatar.dart';
+import 'package:pweb/pages/dashboard/payouts/single/address_book/avatar.dart';
-import 'package:pweb/pages/dashboard/payouts/single/adress_book/long_list/info_row.dart';
+import 'package:pweb/pages/dashboard/payouts/single/address_book/long_list/info_row.dart';
 import 'package:pweb/utils/payment/label.dart';
 
 

frontend/pweb/lib/pages/dashboard/payouts/single/address_book/long_list/widget.dart

@@ -2,14 +2,14 @@ import 'package:flutter/material.dart';
 
 import 'package:pshared/models/recipient/recipient.dart';
 
-import 'package:pweb/pages/dashboard/payouts/single/adress_book/long_list/item.dart';
+import 'package:pweb/pages/dashboard/payouts/single/address_book/long_list/item.dart';
 
 
-class LongListAdressBookPayout extends StatelessWidget {
+class LongListAddressBookPayout extends StatelessWidget {
   final List<Recipient> filteredRecipients;
   final ValueChanged<Recipient>? onSelected;
 
-  const LongListAdressBookPayout({
+  const LongListAddressBookPayout({
     super.key,
     required this.filteredRecipients,
      this.onSelected,

frontend/pweb/lib/pages/dashboard/payouts/single/address_book/placeholder.dart

@@ -0,0 +1,18 @@
+
+import 'package:flutter/material.dart';
+
+
+class AddressBookPlaceholder extends StatelessWidget {
+  final String text;
+
+  const AddressBookPlaceholder({required this.text});
+
+  @override
+  Widget build(BuildContext context) => Center(
+    child: Text(
+      text,
+      style: Theme.of(context).textTheme.titleMedium,
+      textAlign: TextAlign.center,
+    ),
+  );
+}

frontend/pweb/lib/pages/dashboard/payouts/single/address_book/short_list.dart

@@ -1,14 +1,14 @@
 import 'package:flutter/material.dart';
 
 import 'package:pshared/models/recipient/recipient.dart';
-import 'package:pweb/pages/dashboard/payouts/single/adress_book/avatar.dart';
+import 'package:pweb/pages/dashboard/payouts/single/address_book/avatar.dart';
 
 
-class ShortListAdressBookPayout extends StatelessWidget {
+class ShortListAddressBookPayout extends StatelessWidget {
   final List<Recipient> recipients;
   final ValueChanged<Recipient> onSelected;
 
-  const ShortListAdressBookPayout({
+  const ShortListAddressBookPayout({
     super.key,
     required this.recipients,
     required this.onSelected,

frontend/pweb/lib/pages/dashboard/payouts/single/address_book/widget.dart

@@ -6,25 +6,26 @@ import 'package:pshared/models/recipient/recipient.dart';
 import 'package:pshared/provider/recipient/provider.dart';
 
 import 'package:pweb/pages/address_book/page/search.dart';
-import 'package:pweb/pages/dashboard/payouts/single/adress_book/long_list/widget.dart';
+import 'package:pweb/pages/dashboard/payouts/single/address_book/long_list/widget.dart';
-import 'package:pweb/pages/dashboard/payouts/single/adress_book/short_list.dart';
+import 'package:pweb/pages/dashboard/payouts/single/address_book/placeholder.dart';
+import 'package:pweb/pages/dashboard/payouts/single/address_book/short_list.dart';
 
 import 'package:pweb/generated/i18n/app_localizations.dart';
 
 
-class AdressBookPayout extends StatefulWidget {
+class AddressBookPayout extends StatefulWidget {
   final ValueChanged<Recipient> onSelected;
 
-  const AdressBookPayout({
+  const AddressBookPayout({
     super.key,
     required this.onSelected,
   });
 
   @override
-  State<AdressBookPayout> createState() => _AdressBookPayoutState();
+  State<AddressBookPayout> createState() => _AddressBookPayoutState();
 }
 
-class _AdressBookPayoutState extends State<AdressBookPayout> {
+class _AddressBookPayoutState extends State<AddressBookPayout> {
   static const double _expandedHeight = 400;
   static const double _collapsedHeight = 200;
   static const double _cardMargin = 1;
@@ -58,6 +59,8 @@ class _AdressBookPayoutState extends State<AdressBookPayout> {
   Widget build(BuildContext context) {
     final loc = AppLocalizations.of(context)!;
     final provider = context.watch<RecipientsProvider>();
+    final recipients = provider.recipients;
+    final filteredRecipients = provider.filteredRecipients;
 
     if (provider.isLoading) {
       return const Center(child: CircularProgressIndicator());
@@ -87,13 +90,17 @@ class _AdressBookPayoutState extends State<AdressBookPayout> {
               ),
               const SizedBox(height: _spacingBetween),
               Expanded(
-                child: _isExpanded
+                child: recipients.isEmpty
-                  ? LongListAdressBookPayout(
+                  ? AddressBookPlaceholder(text: loc.noRecipientsYet)
-                      filteredRecipients: provider.filteredRecipients,
+                  : _isExpanded && filteredRecipients.isEmpty
+                    ? AddressBookPlaceholder(text: loc.noRecipientsFound)
+                    : _isExpanded
+                      ? LongListAddressBookPayout(
+                          filteredRecipients: filteredRecipients,
                           onSelected: widget.onSelected,
                         )
-                  : ShortListAdressBookPayout(
+                      : ShortListAddressBookPayout(
-                      recipients: provider.recipients,
+                          recipients: recipients,
                           onSelected: widget.onSelected,
                         ),
               ),

frontend/pweb/lib/pages/dashboard/payouts/single/form/header.dart

@@ -2,7 +2,7 @@ import 'package:flutter/material.dart';
 
 import 'package:pshared/models/recipient/recipient.dart';
 
-import 'package:pweb/pages/dashboard/payouts/single/adress_book/avatar.dart';
+import 'package:pweb/pages/dashboard/payouts/single/address_book/avatar.dart';
 
 
 class RecipientHeader extends StatelessWidget{

frontend/pweb/lib/pages/dashboard/payouts/single/widget.dart

@@ -3,7 +3,7 @@ import 'package:flutter/material.dart';
 import 'package:pshared/models/payment/type.dart';
 import 'package:pshared/models/recipient/recipient.dart';
 
-import 'package:pweb/pages/dashboard/payouts/single/adress_book/widget.dart';
+import 'package:pweb/pages/dashboard/payouts/single/address_book/widget.dart';
 import 'package:pweb/pages/dashboard/payouts/single/new_recipient/payout.dart';
 
 
@@ -25,7 +25,7 @@ class SinglePayoutForm extends StatelessWidget {
     return Column(
       crossAxisAlignment: CrossAxisAlignment.stretch,
       children: [
-        AdressBookPayout(onSelected: onRecipientSelected),
+        AddressBookPayout(onSelected: onRecipientSelected),
         const SizedBox(height: _spacingBetweenAddressAndForm),
         SinglePayout(onGoToPayment: onGoToPayment),
         const SizedBox(height: _bottomSpacing),

frontend/pweb/lib/pages/dashboard/payouts/summary/fee.dart

@@ -0,0 +1,23 @@
+import 'package:flutter/material.dart';
+
+import 'package:provider/provider.dart';
+
+import 'package:pshared/provider/payment/quotation.dart';
+
+import 'package:pweb/pages/dashboard/payouts/summary/row.dart';
+
+import 'package:pweb/generated/i18n/app_localizations.dart';
+
+
+class PaymentFeeRow extends StatelessWidget {
+  const PaymentFeeRow({super.key});
+
+  @override
+  Widget build(BuildContext context) => Consumer<QuotationProvider>(
+    builder: (context, provider, _) => PaymentSummaryRow(
+      labelFactory: AppLocalizations.of(context)!.fee,
+      asset: provider.fee,
+      style: Theme.of(context).textTheme.titleMedium,
+    ),
+  );
+}

frontend/pweb/lib/pages/dashboard/payouts/summary/recipient_receives.dart

@@ -0,0 +1,23 @@
+import 'package:flutter/material.dart';
+
+import 'package:provider/provider.dart';
+
+import 'package:pshared/provider/payment/quotation.dart';
+
+import 'package:pweb/pages/dashboard/payouts/summary/row.dart';
+
+import 'package:pweb/generated/i18n/app_localizations.dart';
+
+
+class PaymentRecipientReceivesRow extends StatelessWidget {
+  const PaymentRecipientReceivesRow({super.key});
+
+  @override
+  Widget build(BuildContext context) => Consumer<QuotationProvider>(
+    builder: (context, provider, _) => PaymentSummaryRow(
+      labelFactory: AppLocalizations.of(context)!.recipientWillReceive,
+      asset: provider.recipientGets,
+      style: Theme.of(context).textTheme.titleMedium,
+    ),
+  );
+}

frontend/pweb/lib/pages/dashboard/payouts/summary/row.dart

@@ -0,0 +1,24 @@
+import 'package:flutter/material.dart';
+
+import 'package:pshared/models/asset.dart';
+import 'package:pshared/utils/currency.dart';
+
+
+class PaymentSummaryRow extends StatelessWidget {
+  final String Function(String) labelFactory;
+  final Asset? asset;
+  final TextStyle? style;
+
+  const PaymentSummaryRow({
+    super.key, 
+    required this.labelFactory, 
+    required this.asset,
+    this.style,
+  });
+
+  @override
+  Widget build(BuildContext context) => Text(
+    labelFactory(asset == null ? 'N/A' : assetToString(asset!)), 
+    style: style,
+  );
+}

frontend/pweb/lib/pages/dashboard/payouts/summary/sent_amount.dart

@@ -0,0 +1,26 @@
+import 'package:flutter/material.dart';
+
+import 'package:provider/provider.dart';
+
+import 'package:pshared/models/asset.dart';
+import 'package:pshared/models/currency.dart';
+import 'package:pshared/provider/payment/amount.dart';
+
+import 'package:pweb/pages/dashboard/payouts/summary/row.dart';
+
+import 'package:pweb/generated/i18n/app_localizations.dart';
+
+
+class PaymentSentAmountRow extends StatelessWidget {
+  final Currency currency;
+  const PaymentSentAmountRow({super.key, required this.currency});
+
+  @override
+  Widget build(BuildContext context) => Consumer<PaymentAmountProvider>(
+    builder: (context, provider, _) => PaymentSummaryRow(
+      labelFactory: AppLocalizations.of(context)!.sentAmount,
+      asset: Asset(currency: currency, amount: provider.amount),
+      style: Theme.of(context).textTheme.titleMedium,
+    ),
+  );
+}

frontend/pweb/lib/pages/dashboard/payouts/summary/total.dart

@@ -0,0 +1,23 @@
+import 'package:flutter/material.dart';
+
+import 'package:provider/provider.dart';
+
+import 'package:pshared/provider/payment/quotation.dart';
+
+import 'package:pweb/pages/dashboard/payouts/summary/row.dart';
+
+import 'package:pweb/generated/i18n/app_localizations.dart';
+
+
+class PaymentTotalRow extends StatelessWidget {
+  const PaymentTotalRow({super.key});
+
+  @override
+  Widget build(BuildContext context) => Consumer<QuotationProvider>(
+    builder: (context, provider, _) => PaymentSummaryRow(
+      labelFactory: AppLocalizations.of(context)!.total,
+      asset: provider.total,
+      style: Theme.of(context).textTheme.titleMedium!.copyWith(fontWeight: FontWeight.w600),
+    ),
+  );
+}

frontend/pweb/lib/pages/dashboard/payouts/summary/widget.dart

@@ -0,0 +1,33 @@
+import 'package:flutter/material.dart';
+
+import 'package:provider/provider.dart';
+
+import 'package:pshared/utils/currency.dart';
+
+import 'package:pweb/pages/dashboard/payouts/summary/fee.dart';
+import 'package:pweb/pages/dashboard/payouts/summary/recipient_receives.dart';
+import 'package:pweb/pages/dashboard/payouts/summary/sent_amount.dart';
+import 'package:pweb/pages/dashboard/payouts/summary/total.dart';
+import 'package:pweb/providers/wallets.dart';
+
+
+class PaymentSummary extends StatelessWidget {
+  final double spacing;
+
+  const PaymentSummary({super.key, required this.spacing});
+
+  @override
+  Widget build(BuildContext context) => Align(
+    alignment: Alignment.center,
+    child: Column(
+      crossAxisAlignment: CrossAxisAlignment.stretch,
+      children: [
+        PaymentSentAmountRow(currency: currencyStringToCode(context.read<WalletsProvider>().selectedWallet?.tokenSymbol ?? 'USDT')),
+        const PaymentFeeRow(),
+        const PaymentRecipientReceivesRow(),
+        SizedBox(height: spacing),
+        const PaymentTotalRow(),
+      ],
+    ),
+  );
+}

frontend/pweb/lib/pages/dashboard/payouts/widget.dart

@@ -0,0 +1,28 @@
+import 'package:flutter/material.dart';
+
+import 'package:provider/provider.dart';
+
+import 'package:pshared/provider/organizations.dart';
+import 'package:pshared/provider/payment/amount.dart';
+import 'package:pshared/provider/payment/quotation.dart';
+
+import 'package:pweb/pages/dashboard/payouts/form.dart';
+
+
+class PaymentFromWrappingWidget extends StatelessWidget {
+  const PaymentFromWrappingWidget({super.key});
+
+  @override
+  Widget build(BuildContext context) => MultiProvider(
+    providers: [
+      ChangeNotifierProvider(
+        create: (_) => PaymentAmountProvider(),
+      ),
+      ChangeNotifierProxyProvider2<OrganizationsProvider, PaymentAmountProvider, QuotationProvider>(
+        create: (_) => QuotationProvider(),
+        update: (context, orgnization, payment, provider) => provider!..update(orgnization, payment),
+      ),
+    ],
+    child: const PaymentFormWidget(),
+  );
+}

frontend/pweb/lib/pages/loaders/account.dart

@@ -2,6 +2,7 @@ import 'package:flutter/material.dart';
 
 import 'package:provider/provider.dart';
 
+import 'package:pshared/models/auth/state.dart';
 import 'package:pshared/provider/account.dart';
 
 import 'package:pweb/app/router/pages.dart';
@@ -10,26 +11,64 @@ import 'package:pweb/widgets/error/snackbar.dart';
 import 'package:pweb/generated/i18n/app_localizations.dart';
 
 
-class AccountLoader extends StatelessWidget {
+class AccountLoader extends StatefulWidget {
   final Widget child;
-
   const AccountLoader({super.key, required this.child});
 
   @override
-  Widget build(BuildContext context) => Consumer<AccountProvider>(builder: (context, provider, _) {
+  State<AccountLoader> createState() => _AccountLoaderState();
-    if (provider.isLoading) return const Center(child: CircularProgressIndicator());
+}
-    if (provider.error != null) {
+
+class _AccountLoaderState extends State<AccountLoader> {
+  AuthState? _handledState;
+
+  @override
+  void initState() {
+    super.initState();
+    WidgetsBinding.instance.addPostFrameCallback((_) {
+      if (!mounted) return;
+      Provider.of<AccountProvider>(context, listen: false).restoreIfPossible();
+    });
+  }
+
+  void _handleSideEffects(AccountProvider provider) {
+    if (_handledState == provider.authState) return;
+    _handledState = provider.authState;
+
+    void goToLogin() {
+      if (!mounted) return;
+      navigateAndReplace(context, Pages.login);
+    }
+
+    switch (provider.authState) {
+      case AuthState.error:
+        final error = provider.error ?? Exception('Authorization failed');
+        WidgetsBinding.instance.addPostFrameCallback((_) {
+          if (!mounted) return;
           postNotifyUserOfErrorX(
             context: context,
             errorSituation: AppLocalizations.of(context)!.errorLogin,
-        exception: provider.error!,
+            exception: error,
           );
-      navigateAndReplace(context, Pages.login);
+          goToLogin();
+        });
+        break;
+      case AuthState.empty:
+        WidgetsBinding.instance.addPostFrameCallback((_) => goToLogin());
+        break;
+      default:
+        break;
+    }
+  }
+
+  @override
+  Widget build(BuildContext context) {
+    return Consumer<AccountProvider>(builder: (context, provider, _) {
+      _handleSideEffects(provider);
+      if (provider.authState == AuthState.ready && provider.account != null) {
+        return widget.child;
       }
-    if (provider.account == null) {
-      WidgetsBinding.instance.addPostFrameCallback((_) => navigateAndReplace(context, Pages.login));
       return const Center(child: CircularProgressIndicator());
-    }
-    return child;
     });
   }
+}

frontend/pweb/lib/pages/loaders/organization.dart

@@ -4,9 +4,6 @@ import 'package:provider/provider.dart';
 
 import 'package:pshared/provider/organizations.dart';
 
-import 'package:pweb/app/router/pages.dart';
-import 'package:pweb/widgets/error/snackbar.dart';
-
 import 'package:pweb/generated/i18n/app_localizations.dart';
 
 
@@ -19,12 +16,20 @@ class OrganizationLoader extends StatelessWidget {
   Widget build(BuildContext context) => Consumer<OrganizationsProvider>(builder: (context, provider, _) {
     if (provider.isLoading) return const Center(child: CircularProgressIndicator());
     if (provider.error != null) {
-      postNotifyUserOfErrorX(
+      final loc = AppLocalizations.of(context)!;
-        context: context, 
+      return Center(
-        errorSituation: AppLocalizations.of(context)!.errorLogin, 
+        child: Column(
-        exception: provider.error!,
+          mainAxisSize: MainAxisSize.min,
+          children: [
+            Text(loc.errorLogin),
+            const SizedBox(height: 12),
+            ElevatedButton(
+              onPressed: provider.load,
+              child: Text(loc.retry),
+            ),
+          ],
+        ),
       );
-      navigateAndReplace(context, Pages.login);
     }
     if ((provider.error == null) && (!provider.isOrganizationSet)) {
       WidgetsBinding.instance.addPostFrameCallback((_) {