diff --git a/api/gateway/chain/internal/service/gateway/commands/wallet/create.go b/api/gateway/chain/internal/service/gateway/commands/wallet/create.go
index 9ca10caa..a33e58ee 100644
--- a/api/gateway/chain/internal/service/gateway/commands/wallet/create.go
+++ b/api/gateway/chain/internal/service/gateway/commands/wallet/create.go
@@ -132,7 +132,7 @@ func (c *createManagedWalletCommand) Execute(ctx context.Context, req *chainv1.C
 	wallet := &model.ManagedWallet{
 		Describable: pkgmodel.Describable{
 			Name:        name,
-			Description: desc.Description,
+			Description: description,
 		},
 		IdempotencyKey:  idempotencyKey,
 		WalletRef:       walletRef,
diff --git a/api/gateway/chain/internal/service/gateway/service.go b/api/gateway/chain/internal/service/gateway/service.go
index 03a0e2fc..cf43ad86 100644
--- a/api/gateway/chain/internal/service/gateway/service.go
+++ b/api/gateway/chain/internal/service/gateway/service.go
@@ -208,7 +208,7 @@ func (s *Service) startDiscoveryAnnouncers() {
 			Service:    "CRYPTO_RAIL_GATEWAY",
 			Rail:       "CRYPTO",
 			Network:    network.Name,
-			Operations: []string{"balance.read", "payin.crypto", "payout.crypto", "fee.send"},
+			Operations: []string{"balance.read", "payin.crypto", "payout.crypto", "fee.send", "observe.confirm"},
 			Currencies: currencies,
 			InvokeURI:  s.invokeURI,
 			Version:    version,
diff --git a/api/payments/orchestrator/internal/service/orchestrator/execution_plan.go b/api/payments/orchestrator/internal/service/orchestrator/execution_plan.go
index 24194506..fa0d66a0 100644
--- a/api/payments/orchestrator/internal/service/orchestrator/execution_plan.go
+++ b/api/payments/orchestrator/internal/service/orchestrator/execution_plan.go
@@ -109,17 +109,26 @@ func updateExecutionStepFromTransfer(plan *model.ExecutionPlan, event *chainv1.T
 	if transferRef == "" {
 		return nil
 	}
-	step := findExecutionStepByTransferRef(plan, transferRef)
-	if step == nil {
-		return nil
-	}
-	if step.TransferRef == "" {
-		step.TransferRef = transferRef
-	}
 	if status := executionStepStatusFromTransferStatus(transfer.GetStatus()); status != "" {
-		setExecutionStepStatus(step, status)
+		var updated *model.ExecutionStep
+		for _, step := range plan.Steps {
+			if step == nil {
+				continue
+			}
+			if !strings.EqualFold(strings.TrimSpace(step.TransferRef), transferRef) {
+				continue
+			}
+			if step.TransferRef == "" {
+				step.TransferRef = transferRef
+			}
+			setExecutionStepStatus(step, status)
+			if updated == nil {
+				updated = step
+			}
+		}
+		return updated
 	}
-	return step
+	return nil
 }
 
 func executionStepStatusFromTransferStatus(status chainv1.TransferStatus) string {
diff --git a/api/payments/orchestrator/internal/service/orchestrator/payment_plan_helpers.go b/api/payments/orchestrator/internal/service/orchestrator/payment_plan_helpers.go
index 9a115b6f..35d0fb2b 100644
--- a/api/payments/orchestrator/internal/service/orchestrator/payment_plan_helpers.go
+++ b/api/payments/orchestrator/internal/service/orchestrator/payment_plan_helpers.go
@@ -100,6 +100,53 @@ func blockStepConfirmed(plan *model.PaymentPlan, execPlan *model.ExecutionPlan)
 	return false
 }
 
+func linkRailObservation(payment *model.Payment, rail model.Rail, referenceID, dependsOn string) {
+	if payment == nil || payment.PaymentPlan == nil {
+		return
+	}
+	ref := strings.TrimSpace(referenceID)
+	if ref == "" {
+		return
+	}
+	plan := payment.PaymentPlan
+	execPlan := ensureExecutionPlanForPlan(payment, plan)
+	if execPlan == nil {
+		return
+	}
+	dep := strings.TrimSpace(dependsOn)
+	for idx, planStep := range plan.Steps {
+		if planStep == nil {
+			continue
+		}
+		if planStep.Rail != rail || planStep.Action != model.RailOperationObserveConfirm {
+			continue
+		}
+		if dep != "" {
+			matched := false
+			for _, entry := range planStep.DependsOn {
+				if strings.EqualFold(strings.TrimSpace(entry), dep) {
+					matched = true
+					break
+				}
+			}
+			if !matched {
+				continue
+			}
+		}
+		if idx >= len(execPlan.Steps) {
+			continue
+		}
+		execStep := execPlan.Steps[idx]
+		if execStep == nil {
+			execStep = &model.ExecutionStep{Code: planStepID(planStep, idx), Description: describePlanStep(planStep)}
+			execPlan.Steps[idx] = execStep
+		}
+		if execStep.TransferRef == "" {
+			execStep.TransferRef = ref
+		}
+	}
+}
+
 func planStepID(step *model.PaymentStep, idx int) string {
 	if step != nil {
 		if val := strings.TrimSpace(step.StepID); val != "" {
diff --git a/api/payments/orchestrator/internal/service/orchestrator/payment_plan_steps.go b/api/payments/orchestrator/internal/service/orchestrator/payment_plan_steps.go
index b1edb7ed..6c739d14 100644
--- a/api/payments/orchestrator/internal/service/orchestrator/payment_plan_steps.go
+++ b/api/payments/orchestrator/internal/service/orchestrator/payment_plan_steps.go
@@ -110,11 +110,15 @@ func (p *paymentExecutor) executeSendStep(ctx context.Context, payment *model.Pa
 		if err != nil {
 			return false, err
 		}
+		stepID := planStepID(step, idx)
 		execStep.TransferRef = strings.TrimSpace(result.ReferenceID)
 		exec := ensureExecutionRefs(payment)
 		if exec.ChainTransferRef == "" && execStep.TransferRef != "" {
 			exec.ChainTransferRef = execStep.TransferRef
 		}
+		if execStep.TransferRef != "" {
+			linkRailObservation(payment, step.Rail, execStep.TransferRef, stepID)
+		}
 		setExecutionStepStatus(execStep, executionStepStatusSubmitted)
 		return true, nil
 	case model.RailCardPayout:
diff --git a/api/payments/orchestrator/internal/service/orchestrator/provider_settlement.go b/api/payments/orchestrator/internal/service/orchestrator/provider_settlement.go
index 66034c8f..0ad4a6b7 100644
--- a/api/payments/orchestrator/internal/service/orchestrator/provider_settlement.go
+++ b/api/payments/orchestrator/internal/service/orchestrator/provider_settlement.go
@@ -117,30 +117,5 @@ func paymentGatewayTargetChatID(payment *model.Payment) string {
 }
 
 func linkProviderSettlementObservation(payment *model.Payment, requestID string) {
-	if payment == nil || payment.PaymentPlan == nil || payment.ExecutionPlan == nil {
-		return
-	}
-	requestID = strings.TrimSpace(requestID)
-	if requestID == "" {
-		return
-	}
-	for idx, planStep := range payment.PaymentPlan.Steps {
-		if planStep == nil {
-			continue
-		}
-		if planStep.Rail != model.RailProviderSettlement || planStep.Action != model.RailOperationObserveConfirm {
-			continue
-		}
-		if idx >= len(payment.ExecutionPlan.Steps) {
-			continue
-		}
-		execStep := payment.ExecutionPlan.Steps[idx]
-		if execStep == nil {
-			execStep = &model.ExecutionStep{Code: planStepID(planStep, idx), Description: describePlanStep(planStep)}
-			payment.ExecutionPlan.Steps[idx] = execStep
-		}
-		if execStep.TransferRef == "" {
-			execStep.TransferRef = requestID
-		}
-	}
+	linkRailObservation(payment, model.RailProviderSettlement, requestID, "")
 }