diff --git a/api/server/interface/api/srequest/payment_intent.go b/api/server/interface/api/srequest/payment_intent.go
index 455b16d..7beec01 100644
--- a/api/server/interface/api/srequest/payment_intent.go
+++ b/api/server/interface/api/srequest/payment_intent.go
@@ -33,7 +33,8 @@ func (p *PaymentIntent) Validate() error {
 	if p.Amount == nil {
 		return merrors.InvalidArgument("amount is required", "intent.amount")
 	}
-	if err := ValidateMoney(p.Amount); err != nil {
+	//TODO: collect supported currencies and validate against them
+	if err := ValidateMoney(p.Amount, nil); err != nil {
 		return err
 	}
 
diff --git a/api/server/interface/api/srequest/payment_value_objects.go b/api/server/interface/api/srequest/payment_value_objects.go
index 41732ee..f360f12 100644
--- a/api/server/interface/api/srequest/payment_value_objects.go
+++ b/api/server/interface/api/srequest/payment_value_objects.go
@@ -1,30 +1,76 @@
 package srequest
 
 import (
+	"regexp"
+	"strings"
+
 	"github.com/shopspring/decimal"
 	"github.com/tech/sendico/pkg/merrors"
 	"github.com/tech/sendico/pkg/model"
 )
 
-func ValidateMoney(m *model.Money) error {
-	if m.Amount == "" {
+// AssetResolver defines environment-specific supported assets.
+// Implementations should check:
+// - fiat assets (ISO-4217)
+// - crypto assets supported by gateways / FX providers
+type AssetResolver interface {
+	IsSupported(ticker string) bool
+}
+
+// Precompile regex for efficiency.
+var currencySyntax = regexp.MustCompile(`^[A-Z0-9]{2,10}$`)
+
+func ValidateMoney(m *model.Money, assetResolver AssetResolver) error {
+	if m == nil {
+		return merrors.InvalidArgument("money is required", "intent.amount")
+	}
+
+	//
+	// 1) Basic presence
+	//
+	if strings.TrimSpace(m.Amount) == "" {
 		return merrors.InvalidArgument("amount is required", "intent.amount")
 	}
-	if m.Currency == "" {
+	if strings.TrimSpace(m.Currency) == "" {
 		return merrors.InvalidArgument("currency is required", "intent.currency")
 	}
 
-	if _, err := decimal.NewFromString(m.Amount); err != nil {
-		return merrors.InvalidArgument("invalid amount decimal", "intent.amount")
+	//
+	// 2) Validate decimal amount
+	//
+	amount, err := decimal.NewFromString(m.Amount)
+	if err != nil {
+		return merrors.InvalidArgument("invalid decimal amount", "intent.amount")
 	}
 
-	if len(m.Currency) != 3 {
-		return merrors.InvalidArgument("currency must be 3 letters", "intent.currency")
+	if amount.IsNegative() {
+		return merrors.InvalidArgument("amount must be >= 0", "intent.amount")
 	}
-	for _, c := range m.Currency {
-		if c < 'A' || c > 'Z' {
-			return merrors.InvalidArgument("currency must be uppercase A-Z", "intent.currency")
-		}
+
+	//
+	// 3) Normalize currency
+	//
+	cur := strings.ToUpper(strings.TrimSpace(m.Currency))
+
+	//
+	// 4) Syntax validation first — reject malformed tickers early
+	//
+	if !currencySyntax.MatchString(cur) {
+		return merrors.InvalidArgument(
+			"invalid currency format (must be A–Z0–9, length 2–10)",
+			"intent.currency",
+		)
+	}
+
+	//
+	// 5) Dictionary / environment validation
+	//
+	if assetResolver == nil {
+		return merrors.InvalidArgument("asset resolver is not configured", "intent.currency")
+	}
+
+	if !assetResolver.IsSupported(cur) {
+		return merrors.InvalidArgument("unsupported currency/asset", "intent.currency")
 	}
 
 	return nil
diff --git a/frontend/pshared/lib/models/resources.dart b/frontend/pshared/lib/models/resources.dart
index 41cdedf..aaa1df7 100644
--- a/frontend/pshared/lib/models/resources.dart
+++ b/frontend/pshared/lib/models/resources.dart
@@ -82,6 +82,9 @@ enum ResourceType {
   @JsonValue('payment_methods')
   paymentMethods,
 
+  @JsonValue('payment_orchestrator')
+  paymentOrchestrator,
+
   /// Represents permissions service
   @JsonValue('permissions')
   permissions,