fixed succcess operation matching

api/payments/orchestrator/internal/service/orchestrator/external_runtime.go

@@ -104,9 +104,12 @@ func (s *Service) onPaymentGatewayExecution(ctx context.Context, msg *pmodel.Pay
 
 	event, ok := buildGatewayExecutionEvent(payment, msg)
 	if !ok {
-		s.logger.Debug("Skipping payment gateway execution event with unsupported status",
+		s.logger.Debug("Dropping payment gateway execution event",
 			zap.String("payment_ref", paymentRef),
 			zap.String("status", strings.TrimSpace(string(msg.Status))),
+			zap.String("operation_ref", strings.TrimSpace(msg.OperationRef)),
+			zap.String("transfer_ref", strings.TrimSpace(msg.TransferRef)),
+			zap.String("drop_reason", gatewayExecutionDropReason(payment, msg)),
 		)
 		return nil
 	}
@@ -138,9 +141,15 @@ func buildGatewayExecutionEvent(payment *agg.Payment, msg *pmodel.PaymentGateway
 		return nil, false
 	}
 
-	stepRef, gatewayInstanceID := matchExecutionStep(payment, msg)
 	operationRef := strings.TrimSpace(msg.OperationRef)
 	transferRef := strings.TrimSpace(msg.TransferRef)
+	stepRef, gatewayInstanceID, matched := matchExecutionStep(payment, msg)
+	// Drop unmatched events that include correlation refs. This prevents
+	// unrelated gateway events (for the same payment_ref) from being applied to
+	// a running observe step via fallback inference.
+	if !matched && (operationRef != "" || transferRef != "") {
+		return nil, false
+	}
 	if stepRef == "" && operationRef == "" && transferRef == "" {
 		return nil, false
 	}
@@ -185,33 +194,58 @@ func mapGatewayExecutionStatus(status rail.OperationResult) (erecon.GatewayStatu
 	}
 }
 
-func matchExecutionStep(payment *agg.Payment, msg *pmodel.PaymentGatewayExecution) (stepRef string, gatewayInstanceID string) {
+func matchExecutionStep(payment *agg.Payment, msg *pmodel.PaymentGatewayExecution) (stepRef string, gatewayInstanceID string, matched bool) {
 	if payment == nil || msg == nil {
-		return "", ""
+		return "", "", false
 	}
 
 	transferRef := strings.TrimSpace(msg.TransferRef)
 	if transferRef != "" {
 		if stepRef, gatewayInstanceID, ok := findStepByExternalRef(payment, erecon.ExternalRefKindTransfer, transferRef); ok {
-			return stepRef, gatewayInstanceID
+			return stepRef, gatewayInstanceID, true
 		}
 		if stepRef, gatewayInstanceID, ok := findStepByExternalRef(payment, erecon.ExternalRefKindCardPayout, transferRef); ok {
-			return stepRef, gatewayInstanceID
+			return stepRef, gatewayInstanceID, true
 		}
 	}
 
 	operationRef := strings.TrimSpace(msg.OperationRef)
 	if operationRef != "" {
 		if stepRef, gatewayInstanceID, ok := findStepByExternalRef(payment, erecon.ExternalRefKindOperation, operationRef); ok {
-			return stepRef, gatewayInstanceID
+			return stepRef, gatewayInstanceID, true
 		}
 	}
 
+	// Fallback inference is allowed only when the event has no refs at all.
+	// If refs are present but unmatched, treat it as unrelated and skip.
+	if transferRef != "" || operationRef != "" {
+		return "", "", false
+	}
+
 	candidates := runningObserveCandidates(payment)
 	if len(candidates) == 1 {
-		return candidates[0].stepRef, candidates[0].gatewayInstanceID
+		return candidates[0].stepRef, candidates[0].gatewayInstanceID, true
 	}
-	return "", ""
+	return "", "", false
+}
+
+func gatewayExecutionDropReason(payment *agg.Payment, msg *pmodel.PaymentGatewayExecution) string {
+	if msg == nil {
+		return "nil_event"
+	}
+	if _, ok := mapGatewayExecutionStatus(msg.Status); !ok {
+		return "unsupported_status"
+	}
+	operationRef := strings.TrimSpace(msg.OperationRef)
+	transferRef := strings.TrimSpace(msg.TransferRef)
+	_, _, matched := matchExecutionStep(payment, msg)
+	if (operationRef != "" || transferRef != "") && !matched {
+		return "unmatched_refs"
+	}
+	if operationRef == "" && transferRef == "" && !matched {
+		return "missing_refs_and_no_observe_candidate"
+	}
+	return "not_accepted"
 }
 
 func findStepByExternalRef(payment *agg.Payment, kind, ref string) (stepRef string, gatewayInstanceID string, ok bool) {

api/payments/orchestrator/internal/service/orchestrator/external_runtime_test.go

@@ -134,6 +134,73 @@ func TestBuildGatewayExecutionEvent_MatchesCardObserveByCardPayoutRef(t *testing
 	}
 }
 
+func TestBuildGatewayExecutionEvent_SkipsUnmatchedRefsEvenWithSingleRunningObserve(t *testing.T) {
+	orgID := bson.NewObjectID()
+	payment := &agg.Payment{
+		OrganizationBoundBase: pm.OrganizationBoundBase{OrganizationRef: orgID},
+		PaymentRef:            "payment-settlement-1",
+		StepExecutions: []agg.StepExecution{
+			{
+				StepRef:  "hop_2_settlement_observe",
+				StepCode: "hop.2.settlement.observe",
+				State:    agg.StepStateRunning,
+				ExternalRefs: []agg.ExternalRef{
+					{
+						GatewayInstanceID: "payment_gateway_settlement",
+						Kind:              erecon.ExternalRefKindTransfer,
+						Ref:               "settlement-transfer-ref",
+					},
+				},
+			},
+		},
+	}
+
+	// This models a foreign success event (e.g. crypto fee transfer) that should
+	// never close settlement observe by "single running observe" fallback.
+	_, ok := buildGatewayExecutionEvent(payment, &pm.PaymentGatewayExecution{
+		PaymentRef:   payment.PaymentRef,
+		Status:       rail.OperationResultSuccess,
+		OperationRef: "payment-1:hop_1_crypto_send:fee",
+		TransferRef:  "fee-transfer-ref",
+	})
+	if ok {
+		t.Fatal("expected unmatched gateway execution event to be skipped")
+	}
+}
+
+func TestBuildGatewayExecutionEvent_AllowsSingleRunningObserveFallbackWhenRefsMissing(t *testing.T) {
+	orgID := bson.NewObjectID()
+	payment := &agg.Payment{
+		OrganizationBoundBase: pm.OrganizationBoundBase{OrganizationRef: orgID},
+		PaymentRef:            "payment-settlement-2",
+		StepExecutions: []agg.StepExecution{
+			{
+				StepRef:  "hop_2_settlement_observe",
+				StepCode: "hop.2.settlement.observe",
+				State:    agg.StepStateRunning,
+				ExternalRefs: []agg.ExternalRef{
+					{
+						GatewayInstanceID: "payment_gateway_settlement",
+						Kind:              erecon.ExternalRefKindTransfer,
+						Ref:               "settlement-transfer-ref",
+					},
+				},
+			},
+		},
+	}
+
+	event, ok := buildGatewayExecutionEvent(payment, &pm.PaymentGatewayExecution{
+		PaymentRef: payment.PaymentRef,
+		Status:     rail.OperationResultSuccess,
+	})
+	if !ok {
+		t.Fatal("expected gateway execution event to be accepted")
+	}
+	if got, want := event.StepRef, "hop_2_settlement_observe"; got != want {
+		t.Fatalf("step_ref mismatch: got=%q want=%q", got, want)
+	}
+}
+
 func TestOnPaymentGatewayExecution_ReconcilesUsingGlobalPaymentLookup(t *testing.T) {
 	orgID := bson.NewObjectID()
 	payment := &agg.Payment{