diff --git a/frontend/pshared/lib/data/dto/payment/operation.dart b/frontend/pshared/lib/data/dto/payment/operation.dart
index 98cfbc44..232560d4 100644
--- a/frontend/pshared/lib/data/dto/payment/operation.dart
+++ b/frontend/pshared/lib/data/dto/payment/operation.dart
@@ -1,8 +1,10 @@
 import 'package:json_annotation/json_annotation.dart';
+
 import 'package:pshared/data/dto/money.dart';
 
 part 'operation.g.dart';
 
+
 @JsonSerializable()
 class PaymentOperationDTO {
   final String? stepRef;
@@ -11,7 +13,8 @@ class PaymentOperationDTO {
   final String? code;
   final String? state;
   final String? label;
-  final PaymentOperationMoneyDTO? money;
+  final MoneyDTO? amount;
+  final MoneyDTO? convertedAmount;
   final String? failureCode;
   final String? failureReason;
   final String? startedAt;
@@ -24,7 +27,8 @@ class PaymentOperationDTO {
     this.code,
     this.state,
     this.label,
-    this.money,
+    this.amount,
+    this.convertedAmount,
     this.failureCode,
     this.failureReason,
     this.startedAt,
@@ -35,29 +39,3 @@ class PaymentOperationDTO {
       _$PaymentOperationDTOFromJson(json);
   Map<String, dynamic> toJson() => _$PaymentOperationDTOToJson(this);
 }
-
-@JsonSerializable()
-class PaymentOperationMoneyDTO {
-  final PaymentOperationMoneySnapshotDTO? planned;
-  final PaymentOperationMoneySnapshotDTO? executed;
-
-  const PaymentOperationMoneyDTO({this.planned, this.executed});
-
-  factory PaymentOperationMoneyDTO.fromJson(Map<String, dynamic> json) =>
-      _$PaymentOperationMoneyDTOFromJson(json);
-  Map<String, dynamic> toJson() => _$PaymentOperationMoneyDTOToJson(this);
-}
-
-@JsonSerializable()
-class PaymentOperationMoneySnapshotDTO {
-  final MoneyDTO? amount;
-  final MoneyDTO? convertedAmount;
-
-  const PaymentOperationMoneySnapshotDTO({this.amount, this.convertedAmount});
-
-  factory PaymentOperationMoneySnapshotDTO.fromJson(
-    Map<String, dynamic> json,
-  ) => _$PaymentOperationMoneySnapshotDTOFromJson(json);
-  Map<String, dynamic> toJson() =>
-      _$PaymentOperationMoneySnapshotDTOToJson(this);
-}
diff --git a/frontend/pshared/lib/data/dto/payment/payment.dart b/frontend/pshared/lib/data/dto/payment/payment.dart
index f0d2d9b4..6532485f 100644
--- a/frontend/pshared/lib/data/dto/payment/payment.dart
+++ b/frontend/pshared/lib/data/dto/payment/payment.dart
@@ -11,6 +11,7 @@ part 'payment.g.dart';
 class PaymentDTO {
   final String? paymentRef;
   final String? state;
+  final String? comment;
   final PaymentResponseEndpointDTO? source;
   final PaymentResponseEndpointDTO? destination;
   final String? failureCode;
@@ -23,6 +24,7 @@ class PaymentDTO {
   const PaymentDTO({
     this.paymentRef,
     this.state,
+    this.comment,
     this.source,
     this.destination,
     this.failureCode,
diff --git a/frontend/pshared/lib/data/mapper/payment/operation.dart b/frontend/pshared/lib/data/mapper/payment/operation.dart
index 0e486bba..3dec1220 100644
--- a/frontend/pshared/lib/data/mapper/payment/operation.dart
+++ b/frontend/pshared/lib/data/mapper/payment/operation.dart
@@ -2,6 +2,7 @@ import 'package:pshared/data/dto/payment/operation.dart';
 import 'package:pshared/data/mapper/money.dart';
 import 'package:pshared/models/payment/execution_operation.dart';
 
+
 extension PaymentOperationDTOMapper on PaymentOperationDTO {
   PaymentExecutionOperation toDomain() => PaymentExecutionOperation(
     stepRef: stepRef,
@@ -10,7 +11,8 @@ extension PaymentOperationDTOMapper on PaymentOperationDTO {
     code: code,
     state: state,
     label: label,
-    money: money?.toDomain(),
+    amount: amount?.toDomain(),
+    convertedAmount: convertedAmount?.toDomain(),
     failureCode: failureCode,
     failureReason: failureReason,
     startedAt: _parseDateTime(startedAt),
@@ -26,7 +28,8 @@ extension PaymentExecutionOperationMapper on PaymentExecutionOperation {
     code: code,
     state: state,
     label: label,
-    money: money?.toDTO(),
+    amount: amount?.toDTO(),
+    convertedAmount: convertedAmount?.toDTO(),
     failureCode: failureCode,
     failureReason: failureReason,
     startedAt: startedAt?.toUtc().toIso8601String(),
@@ -34,38 +37,6 @@ extension PaymentExecutionOperationMapper on PaymentExecutionOperation {
   );
 }
 
-extension PaymentOperationMoneyDTOMapper on PaymentOperationMoneyDTO {
-  PaymentExecutionOperationMoney toDomain() => PaymentExecutionOperationMoney(
-    planned: planned?.toDomain(),
-    executed: executed?.toDomain(),
-  );
-}
-
-extension PaymentExecutionOperationMoneyMapper
-    on PaymentExecutionOperationMoney {
-  PaymentOperationMoneyDTO toDTO() => PaymentOperationMoneyDTO(
-    planned: planned?.toDTO(),
-    executed: executed?.toDTO(),
-  );
-}
-
-extension PaymentOperationMoneySnapshotDTOMapper
-    on PaymentOperationMoneySnapshotDTO {
-  PaymentExecutionOperationMoneySnapshot toDomain() =>
-      PaymentExecutionOperationMoneySnapshot(
-        amount: amount?.toDomain(),
-        convertedAmount: convertedAmount?.toDomain(),
-      );
-}
-
-extension PaymentExecutionOperationMoneySnapshotMapper
-    on PaymentExecutionOperationMoneySnapshot {
-  PaymentOperationMoneySnapshotDTO toDTO() => PaymentOperationMoneySnapshotDTO(
-    amount: amount?.toDTO(),
-    convertedAmount: convertedAmount?.toDTO(),
-  );
-}
-
 DateTime? _parseDateTime(String? value) {
   final normalized = value?.trim();
   if (normalized == null || normalized.isEmpty) return null;
diff --git a/frontend/pshared/lib/data/mapper/payment/payment_response.dart b/frontend/pshared/lib/data/mapper/payment/payment_response.dart
index 7043dbdb..198016a2 100644
--- a/frontend/pshared/lib/data/mapper/payment/payment_response.dart
+++ b/frontend/pshared/lib/data/mapper/payment/payment_response.dart
@@ -10,6 +10,7 @@ extension PaymentDTOMapper on PaymentDTO {
   Payment toDomain() => Payment(
     paymentRef: paymentRef,
     state: state,
+    comment: comment,
     source: source?.toDomain(),
     destination: destination?.toDomain(),
     orchestrationState: paymentOrchestrationStateFromValue(state),
@@ -26,6 +27,7 @@ extension PaymentMapper on Payment {
   PaymentDTO toDTO() => PaymentDTO(
     paymentRef: paymentRef,
     state: state ?? paymentOrchestrationStateToValue(orchestrationState),
+    comment: comment,
     source: source?.toDTO(),
     destination: destination?.toDTO(),
     failureCode: failureCode,
diff --git a/frontend/pshared/lib/models/payment/execution_operation.dart b/frontend/pshared/lib/models/payment/execution_operation.dart
index 9f7f3785..8ab82ea3 100644
--- a/frontend/pshared/lib/models/payment/execution_operation.dart
+++ b/frontend/pshared/lib/models/payment/execution_operation.dart
@@ -1,5 +1,6 @@
 import 'package:pshared/models/money.dart';
 
+
 class PaymentExecutionOperation {
   final String? stepRef;
   final String? operationRef;
@@ -7,7 +8,8 @@ class PaymentExecutionOperation {
   final String? code;
   final String? state;
   final String? label;
-  final PaymentExecutionOperationMoney? money;
+  final Money? amount;
+  final Money? convertedAmount;
   final String? failureCode;
   final String? failureReason;
   final DateTime? startedAt;
@@ -20,30 +22,11 @@ class PaymentExecutionOperation {
     required this.code,
     required this.state,
     required this.label,
-    required this.money,
+    required this.amount,
+    required this.convertedAmount,
     required this.failureCode,
     required this.failureReason,
     required this.startedAt,
     required this.completedAt,
   });
 }
-
-class PaymentExecutionOperationMoney {
-  final PaymentExecutionOperationMoneySnapshot? planned;
-  final PaymentExecutionOperationMoneySnapshot? executed;
-
-  const PaymentExecutionOperationMoney({
-    required this.planned,
-    required this.executed,
-  });
-}
-
-class PaymentExecutionOperationMoneySnapshot {
-  final Money? amount;
-  final Money? convertedAmount;
-
-  const PaymentExecutionOperationMoneySnapshot({
-    required this.amount,
-    required this.convertedAmount,
-  });
-}
diff --git a/frontend/pshared/lib/models/payment/operation.dart b/frontend/pshared/lib/models/payment/operation.dart
index a8ba37b9..66d00a2e 100644
--- a/frontend/pshared/lib/models/payment/operation.dart
+++ b/frontend/pshared/lib/models/payment/operation.dart
@@ -1,6 +1,7 @@
 import 'package:pshared/models/payment/methods/type.dart';
 import 'package:pshared/models/payment/status.dart';
 
+
 class OperationItem {
   final OperationStatus status;
   final String? fileName;
diff --git a/frontend/pshared/lib/models/payment/payment.dart b/frontend/pshared/lib/models/payment/payment.dart
index 3d89ca71..ecc00fb4 100644
--- a/frontend/pshared/lib/models/payment/payment.dart
+++ b/frontend/pshared/lib/models/payment/payment.dart
@@ -7,6 +7,7 @@ import 'package:pshared/models/payment/state.dart';
 class Payment {
   final String? paymentRef;
   final String? state;
+  final String? comment;
   final PaymentEndpoint? source;
   final PaymentEndpoint? destination;
   final PaymentOrchestrationState orchestrationState;
@@ -20,6 +21,7 @@ class Payment {
   const Payment({
     required this.paymentRef,
     required this.state,
+    required this.comment,
     required this.source,
     required this.destination,
     required this.orchestrationState,
diff --git a/frontend/pshared/lib/provider/payment/amount.dart b/frontend/pshared/lib/provider/payment/amount.dart
index 19c7d5fc..e7098f2f 100644
--- a/frontend/pshared/lib/provider/payment/amount.dart
+++ b/frontend/pshared/lib/provider/payment/amount.dart
@@ -2,16 +2,20 @@ import 'package:flutter/material.dart';
 
 import 'package:pshared/models/payment/settlement_mode.dart';
 
+
 class PaymentAmountProvider with ChangeNotifier {
-  double _amount = 10.0;
+  double? _amount;
   bool _payerCoversFee = true;
   SettlementMode _settlementMode = SettlementMode.fixSource;
+  String _comment = '';
 
-  double get amount => _amount;
+  double? get amount => _amount;
   bool get payerCoversFee => _payerCoversFee;
   SettlementMode get settlementMode => _settlementMode;
+  String get comment => _comment;
 
-  void setAmount(double value) {
+  void setAmount(double? value) {
+    if (_amount == value) return;
     _amount = value;
     notifyListeners();
   }
@@ -26,4 +30,10 @@ class PaymentAmountProvider with ChangeNotifier {
     _settlementMode = value;
     notifyListeners();
   }
+
+  void setComment(String value) {
+    if (_comment == value) return;
+    _comment = value;
+    notifyListeners();
+  }
 }
diff --git a/frontend/pshared/lib/provider/payment/payments.dart b/frontend/pshared/lib/provider/payment/payments.dart
index 341be14d..e26484d4 100644
--- a/frontend/pshared/lib/provider/payment/payments.dart
+++ b/frontend/pshared/lib/provider/payment/payments.dart
@@ -8,6 +8,7 @@ import 'package:pshared/provider/resource.dart';
 import 'package:pshared/service/payment/service.dart';
 import 'package:pshared/utils/exception.dart';
 
+
 class PaymentsProvider with ChangeNotifier {
   OrganizationsProvider? _organizations;
   String? _loadedOrganizationRef;
@@ -253,9 +254,7 @@ class PaymentsProvider with ChangeNotifier {
     return trimmed;
   }
 
-  String? _paymentKey(Payment payment) {
-    return _normalize(payment.paymentRef);
-  }
+  String? _paymentKey(Payment payment) => _normalize(payment.paymentRef);
 
   List<String>? _normalizeStates(List<String>? states) {
     if (states == null || states.isEmpty) return null;
diff --git a/frontend/pshared/lib/provider/payment/quotation/intent_builder.dart b/frontend/pshared/lib/provider/payment/quotation/intent_builder.dart
index fb278b4b..477a39ab 100644
--- a/frontend/pshared/lib/provider/payment/quotation/intent_builder.dart
+++ b/frontend/pshared/lib/provider/payment/quotation/intent_builder.dart
@@ -10,10 +10,8 @@ import 'package:pshared/models/payment/kind.dart';
 import 'package:pshared/models/payment/methods/card.dart';
 import 'package:pshared/models/payment/methods/crypto_address.dart';
 import 'package:pshared/models/payment/methods/data.dart';
-import 'package:pshared/models/payment/methods/iban.dart';
 import 'package:pshared/models/payment/methods/ledger.dart';
 import 'package:pshared/models/payment/methods/managed_wallet.dart';
-import 'package:pshared/models/payment/methods/russian_bank.dart';
 import 'package:pshared/models/payment/methods/type.dart';
 import 'package:pshared/models/money.dart';
 import 'package:pshared/models/payment/settlement_mode.dart';
@@ -27,6 +25,7 @@ import 'package:pshared/utils/payment/fx_helpers.dart';
 
 class QuotationIntentBuilder {
   static const String _settlementCurrency = 'RUB';
+  static const String _addressBookCustomerFallbackId = 'address_book_customer';
 
   PaymentIntent? build({
     required PaymentAmountProvider payment,
@@ -38,9 +37,11 @@ class QuotationIntentBuilder {
     final sourceCurrency = source.selectedCurrencyCode;
     final paymentData = flow.selectedPaymentData;
     final selectedMethod = flow.selectedMethod;
+    final amountValue = payment.amount;
     if (sourceMethod == null || sourceCurrency == null || paymentData == null) {
       return null;
     }
+    if (amountValue == null) return null;
 
     final customer = _buildCustomer(
       recipient: recipients.currentObject,
@@ -51,7 +52,7 @@ class QuotationIntentBuilder {
         ? _settlementCurrency
         : sourceCurrency;
     final amount = Money(
-      amount: payment.amount.toString(),
+      amount: amountValue.toString(),
       currency: amountCurrency,
     );
     final isLedgerSource = source.selectedLedgerAccount != null;
@@ -65,6 +66,7 @@ class QuotationIntentBuilder {
       isLedgerSource: isLedgerSource,
       enabled: !isCryptoToCrypto,
     );
+    final comment = _resolveComment(payment.comment);
     return PaymentIntent(
       kind: PaymentKind.payout,
       amount: amount,
@@ -75,6 +77,7 @@ class QuotationIntentBuilder {
           ? FeeTreatment.addToSource
           : FeeTreatment.deductFromDestination,
       settlementMode: payment.settlementMode,
+      comment: comment,
       customer: customer,
     );
   }
@@ -134,17 +137,14 @@ class QuotationIntentBuilder {
     required PaymentMethod? method,
     required PaymentMethodData? data,
   }) {
-    final id = recipient?.id ?? method?.recipientRef;
-    if (id == null || id.isEmpty) return null;
+    final name = recipient?.name.trim();
+    if (name == null || name.isEmpty) return null;
+    final id = recipient?.id.trim();
+    final customerId = id == null || id.isEmpty
+        ? _addressBookCustomerFallbackId
+        : id;
 
-    final name = _resolveCustomerName(
-      method: method,
-      data: data,
-      recipient: recipient,
-    );
-    final parts = name == null || name.trim().isEmpty
-        ? const <String>[]
-        : name.trim().split(RegExp(r'\s+'));
+    final parts = name.split(RegExp(r'\s+'));
     final firstName = parts.isNotEmpty ? parts.first : null;
     final lastName = parts.length >= 2 ? parts.last : null;
     final middleName = parts.length > 2
@@ -152,7 +152,7 @@ class QuotationIntentBuilder {
         : null;
 
     return Customer(
-      id: id,
+      id: customerId,
       firstName: firstName,
       middleName: middleName,
       lastName: lastName,
@@ -160,33 +160,6 @@ class QuotationIntentBuilder {
     );
   }
 
-  String? _resolveCustomerName({
-    required PaymentMethod? method,
-    required PaymentMethodData? data,
-    required Recipient? recipient,
-  }) {
-    final card = method?.cardData ?? (data is CardPaymentMethod ? data : null);
-    if (card != null) {
-      final fullName = '${card.firstName} ${card.lastName}'.trim();
-      if (fullName.isNotEmpty) return fullName;
-    }
-
-    final iban = method?.ibanData ?? (data is IbanPaymentMethod ? data : null);
-    if (iban != null && iban.accountHolder.trim().isNotEmpty) {
-      return iban.accountHolder.trim();
-    }
-
-    final bank =
-        method?.bankAccountData ??
-        (data is RussianBankAccountPaymentMethod ? data : null);
-    if (bank != null && bank.recipientName.trim().isNotEmpty) {
-      return bank.recipientName.trim();
-    }
-
-    final recipientName = recipient?.name.trim();
-    return recipientName?.isNotEmpty == true ? recipientName : null;
-  }
-
   String? _resolveCustomerCountry({
     required PaymentMethod? method,
     required PaymentMethodData? data,
@@ -194,4 +167,9 @@ class QuotationIntentBuilder {
     final card = method?.cardData ?? (data is CardPaymentMethod ? data : null);
     return card?.country;
   }
+
+  String? _resolveComment(String comment) {
+    final normalized = comment.trim();
+    return normalized.isEmpty ? null : normalized;
+  }
 }
diff --git a/frontend/pshared/test/payment/payment_state_model_test.dart b/frontend/pshared/test/payment/payment_state_model_test.dart
deleted file mode 100644
index b16cff74..00000000
--- a/frontend/pshared/test/payment/payment_state_model_test.dart
+++ /dev/null
@@ -1,130 +0,0 @@
-import 'package:pshared/models/payment/payment.dart';
-import 'package:pshared/models/payment/state.dart';
-import 'package:test/test.dart';
-
-void main() {
-  group('PaymentOrchestrationState parser', () {
-    test('maps v2 orchestration states', () {
-      expect(
-        paymentOrchestrationStateFromValue('orchestration_state_created'),
-        PaymentOrchestrationState.created,
-      );
-      expect(
-        paymentOrchestrationStateFromValue('ORCHESTRATION_STATE_EXECUTING'),
-        PaymentOrchestrationState.executing,
-      );
-      expect(
-        paymentOrchestrationStateFromValue(
-          'orchestration_state_needs_attention',
-        ),
-        PaymentOrchestrationState.needsAttention,
-      );
-      expect(
-        paymentOrchestrationStateFromValue('orchestration_state_settled'),
-        PaymentOrchestrationState.settled,
-      );
-      expect(
-        paymentOrchestrationStateFromValue('orchestration_state_failed'),
-        PaymentOrchestrationState.failed,
-      );
-    });
-
-    test('maps legacy payment states for compatibility', () {
-      expect(
-        paymentOrchestrationStateFromValue('payment_state_accepted'),
-        PaymentOrchestrationState.created,
-      );
-      expect(
-        paymentOrchestrationStateFromValue('payment_state_submitted'),
-        PaymentOrchestrationState.executing,
-      );
-      expect(
-        paymentOrchestrationStateFromValue('payment_state_settled'),
-        PaymentOrchestrationState.settled,
-      );
-      expect(
-        paymentOrchestrationStateFromValue('payment_state_cancelled'),
-        PaymentOrchestrationState.failed,
-      );
-    });
-
-    test('unknown state maps to unspecified', () {
-      expect(
-        paymentOrchestrationStateFromValue('something_else'),
-        PaymentOrchestrationState.unspecified,
-      );
-      expect(
-        paymentOrchestrationStateFromValue(null),
-        PaymentOrchestrationState.unspecified,
-      );
-    });
-  });
-
-  group('Payment model state helpers', () {
-    test('isPending and isTerminal are derived from typed state', () {
-      const created = Payment(
-        paymentRef: 'p-1',
-        state: 'orchestration_state_created',
-        source: null,
-        destination: null,
-        orchestrationState: PaymentOrchestrationState.created,
-        failureCode: null,
-        failureReason: null,
-        operations: [],
-        lastQuote: null,
-        metadata: null,
-        createdAt: null,
-      );
-      const settled = Payment(
-        paymentRef: 'p-2',
-        state: 'orchestration_state_settled',
-        source: null,
-        destination: null,
-        orchestrationState: PaymentOrchestrationState.settled,
-        failureCode: null,
-        failureReason: null,
-        operations: [],
-        lastQuote: null,
-        metadata: null,
-        createdAt: null,
-      );
-
-      expect(created.isPending, isTrue);
-      expect(created.isTerminal, isFalse);
-      expect(settled.isPending, isFalse);
-      expect(settled.isTerminal, isTrue);
-    });
-
-    test('isFailure handles both explicit code and failed state', () {
-      const withFailureCode = Payment(
-        paymentRef: 'p-3',
-        state: 'orchestration_state_executing',
-        source: null,
-        destination: null,
-        orchestrationState: PaymentOrchestrationState.executing,
-        failureCode: 'failure_ledger',
-        failureReason: 'ledger failed',
-        operations: [],
-        lastQuote: null,
-        metadata: null,
-        createdAt: null,
-      );
-      const failedState = Payment(
-        paymentRef: 'p-4',
-        state: 'orchestration_state_failed',
-        source: null,
-        destination: null,
-        orchestrationState: PaymentOrchestrationState.failed,
-        failureCode: null,
-        failureReason: null,
-        operations: [],
-        lastQuote: null,
-        metadata: null,
-        createdAt: null,
-      );
-
-      expect(withFailureCode.isFailure, isTrue);
-      expect(failedState.isFailure, isTrue);
-    });
-  });
-}
diff --git a/frontend/pweb/lib/app/router/payout_shell.dart b/frontend/pweb/lib/app/router/payout_shell.dart
index eda9c9b7..eb856533 100644
--- a/frontend/pweb/lib/app/router/payout_shell.dart
+++ b/frontend/pweb/lib/app/router/payout_shell.dart
@@ -145,16 +145,27 @@ RouteBase payoutShellRoute() => ShellRoute(
         update: (context, verification, controller) =>
             controller!..update(verification),
       ),
-      ChangeNotifierProxyProvider4<
+      ChangeNotifierProxyProvider5<
         PaymentProvider,
         QuotationProvider,
         PaymentFlowProvider,
+        PaymentAmountProvider,
         RecipientsProvider,
         PaymentPageController
       >(
         create: (_) => PaymentPageController(),
-        update: (context, payment, quotation, flow, recipients, controller) =>
-            controller!..update(payment, quotation, flow, recipients),
+        update:
+            (
+              context,
+              payment,
+              quotation,
+              flow,
+              amount,
+              recipients,
+              controller,
+            ) =>
+                controller!
+                  ..update(payment, quotation, flow, amount, recipients),
       ),
       ChangeNotifierProxyProvider<
         OrganizationsProvider,
@@ -301,6 +312,12 @@ RouteBase payoutShellRoute() => ShellRoute(
       name: PayoutRoutes.payment,
       path: PayoutRoutes.paymentPath,
       pageBuilder: (context, state) {
+        final amountProvider = context.read<PaymentAmountProvider>();
+        if (amountProvider.comment.isNotEmpty) {
+          WidgetsBinding.instance.addPostFrameCallback((_) {
+            amountProvider.setComment('');
+          });
+        }
         final fallbackDestination = PayoutDestination.dashboard;
 
         return NoTransitionPage(
diff --git a/frontend/pweb/lib/controllers/payments/amount_field.dart b/frontend/pweb/lib/controllers/payments/amount_field.dart
index ccc946b3..8f94958b 100644
--- a/frontend/pweb/lib/controllers/payments/amount_field.dart
+++ b/frontend/pweb/lib/controllers/payments/amount_field.dart
@@ -8,6 +8,7 @@ import 'package:pshared/utils/money.dart';
 
 import 'package:pweb/models/payment/amount/mode.dart';
 
+
 class PaymentAmountFieldController extends ChangeNotifier {
   static const String _settlementCurrencyCode = 'RUB';
 
@@ -19,9 +20,9 @@ class PaymentAmountFieldController extends ChangeNotifier {
   bool _isSyncingText = false;
   PaymentAmountMode _mode = PaymentAmountMode.debit;
 
-  PaymentAmountFieldController({required double initialAmount})
+  PaymentAmountFieldController({required double? initialAmount})
     : textController = TextEditingController(
-        text: amountToString(initialAmount),
+        text: initialAmount == null ? '' : amountToString(initialAmount),
       );
 
   PaymentAmountMode get mode => _mode;
@@ -57,9 +58,7 @@ class PaymentAmountFieldController extends ChangeNotifier {
   void handleChanged(String value) {
     if (_isSyncingText) return;
     final parsed = _parseAmount(value);
-    if (parsed != null) {
-      _provider?.setAmount(parsed);
-    }
+    _provider?.setAmount(parsed);
   }
 
   void handleModeChanged(PaymentAmountMode value) {
@@ -130,11 +129,11 @@ class PaymentAmountFieldController extends ChangeNotifier {
     return parsed.isNaN ? null : parsed;
   }
 
-  void _syncTextWithAmount(double amount) {
+  void _syncTextWithAmount(double? amount) {
     final parsedText = _parseAmount(textController.text);
-    if (parsedText != null && parsedText == amount) return;
+    if (parsedText == amount) return;
 
-    final nextText = amountToString(amount);
+    final nextText = amount == null ? '' : amountToString(amount);
     _isSyncingText = true;
     textController.value = TextEditingValue(
       text: nextText,
diff --git a/frontend/pweb/lib/controllers/payments/comment_field.dart b/frontend/pweb/lib/controllers/payments/comment_field.dart
new file mode 100644
index 00000000..87efae69
--- /dev/null
+++ b/frontend/pweb/lib/controllers/payments/comment_field.dart
@@ -0,0 +1,53 @@
+import 'package:flutter/material.dart';
+
+import 'package:pshared/provider/payment/amount.dart';
+
+
+class PaymentCommentFieldController extends ChangeNotifier {
+  final TextEditingController textController;
+
+  PaymentAmountProvider? _provider;
+  bool _isSyncingText = false;
+
+  PaymentCommentFieldController({required String initialComment})
+    : textController = TextEditingController(text: initialComment);
+
+  void update(PaymentAmountProvider provider) {
+    if (identical(_provider, provider)) {
+      _syncTextWithComment(provider.comment);
+      return;
+    }
+    _provider?.removeListener(_handleProviderChanged);
+    _provider = provider;
+    _provider?.addListener(_handleProviderChanged);
+    _syncTextWithComment(provider.comment);
+  }
+
+  void handleChanged(String value) {
+    if (_isSyncingText) return;
+    _provider?.setComment(value);
+  }
+
+  void _handleProviderChanged() {
+    final provider = _provider;
+    if (provider == null) return;
+    _syncTextWithComment(provider.comment);
+  }
+
+  void _syncTextWithComment(String comment) {
+    if (textController.text == comment) return;
+    _isSyncingText = true;
+    textController.value = TextEditingValue(
+      text: comment,
+      selection: TextSelection.collapsed(offset: comment.length),
+    );
+    _isSyncingText = false;
+  }
+
+  @override
+  void dispose() {
+    _provider?.removeListener(_handleProviderChanged);
+    textController.dispose();
+    super.dispose();
+  }
+}
diff --git a/frontend/pweb/lib/controllers/payments/page.dart b/frontend/pweb/lib/controllers/payments/page.dart
index 1d39d249..8358233a 100644
--- a/frontend/pweb/lib/controllers/payments/page.dart
+++ b/frontend/pweb/lib/controllers/payments/page.dart
@@ -3,6 +3,7 @@ import 'dart:async';
 import 'package:flutter/foundation.dart';
 
 import 'package:pshared/provider/payment/flow.dart';
+import 'package:pshared/provider/payment/amount.dart';
 import 'package:pshared/provider/payment/provider.dart';
 import 'package:pshared/provider/payment/quotation/quotation.dart';
 import 'package:pshared/provider/recipient/provider.dart';
@@ -14,6 +15,7 @@ class PaymentPageController extends ChangeNotifier {
   PaymentProvider? _payment;
   QuotationProvider? _quotation;
   PaymentFlowProvider? _flow;
+  PaymentAmountProvider? _amount;
   RecipientsProvider? _recipients;
 
   bool _isSending = false;
@@ -26,11 +28,13 @@ class PaymentPageController extends ChangeNotifier {
     PaymentProvider payment,
     QuotationProvider quotation,
     PaymentFlowProvider flow,
+    PaymentAmountProvider amount,
     RecipientsProvider recipients,
   ) {
     _payment = payment;
     _quotation = quotation;
     _flow = flow;
+    _amount = amount;
     _recipients = recipients;
   }
 
@@ -59,6 +63,7 @@ class PaymentPageController extends ChangeNotifier {
     _quotation?.reset();
     _payment?.reset();
     _flow?.setManualPaymentData(null);
+    _amount?.setComment('');
     _recipients?.setCurrentObject(null);
   }
 
diff --git a/frontend/pweb/lib/models/payment/multiple_payouts/csv_row.dart b/frontend/pweb/lib/models/payment/multiple_payouts/csv_row.dart
index 7fa773d5..da6cf019 100644
--- a/frontend/pweb/lib/models/payment/multiple_payouts/csv_row.dart
+++ b/frontend/pweb/lib/models/payment/multiple_payouts/csv_row.dart
@@ -5,6 +5,7 @@ class CsvPayoutRow {
   final int expMonth;
   final int expYear;
   final String amount;
+  final String? comment;
 
   const CsvPayoutRow({
     required this.pan,
@@ -13,5 +14,6 @@ class CsvPayoutRow {
     required this.expMonth,
     required this.expYear,
     required this.amount,
+    this.comment,
   });
 }
diff --git a/frontend/pweb/lib/pages/dashboard/payouts/comment/field.dart b/frontend/pweb/lib/pages/dashboard/payouts/comment/field.dart
new file mode 100644
index 00000000..2b8b4f44
--- /dev/null
+++ b/frontend/pweb/lib/pages/dashboard/payouts/comment/field.dart
@@ -0,0 +1,27 @@
+import 'package:flutter/material.dart';
+
+import 'package:provider/provider.dart';
+
+import 'package:pweb/controllers/payments/comment_field.dart';
+
+import 'package:pweb/generated/i18n/app_localizations.dart';
+
+
+class PaymentCommentField extends StatelessWidget {
+  const PaymentCommentField({super.key});
+
+  @override
+  Widget build(BuildContext context) {
+    final loc = AppLocalizations.of(context)!;
+    final controller = context.watch<PaymentCommentFieldController>();
+
+    return TextField(
+      controller: controller.textController,
+      decoration: InputDecoration(
+        labelText: '${loc.comment} (${loc.optional})',
+        border: const OutlineInputBorder(),
+      ),
+      onChanged: controller.handleChanged,
+    );
+  }
+}
diff --git a/frontend/pweb/lib/pages/dashboard/payouts/comment/widget.dart b/frontend/pweb/lib/pages/dashboard/payouts/comment/widget.dart
new file mode 100644
index 00000000..95cf956d
--- /dev/null
+++ b/frontend/pweb/lib/pages/dashboard/payouts/comment/widget.dart
@@ -0,0 +1,31 @@
+import 'package:flutter/material.dart';
+
+import 'package:provider/provider.dart';
+
+import 'package:pshared/provider/payment/amount.dart';
+
+import 'package:pweb/controllers/payments/comment_field.dart';
+import 'package:pweb/pages/dashboard/payouts/comment/field.dart';
+
+
+class PaymentCommentWidget extends StatelessWidget {
+  const PaymentCommentWidget({super.key});
+
+  @override
+  Widget build(BuildContext context) {
+    return ChangeNotifierProxyProvider<
+      PaymentAmountProvider,
+      PaymentCommentFieldController
+    >(
+      create: (ctx) {
+        final initialComment = ctx.read<PaymentAmountProvider>().comment;
+        return PaymentCommentFieldController(initialComment: initialComment);
+      },
+      update: (ctx, amountProvider, controller) {
+        controller!.update(amountProvider);
+        return controller;
+      },
+      child: const PaymentCommentField(),
+    );
+  }
+}
diff --git a/frontend/pweb/lib/pages/dashboard/payouts/form.dart b/frontend/pweb/lib/pages/dashboard/payouts/form.dart
index f0ff3e93..cc41a0c9 100644
--- a/frontend/pweb/lib/pages/dashboard/payouts/form.dart
+++ b/frontend/pweb/lib/pages/dashboard/payouts/form.dart
@@ -5,6 +5,7 @@ import 'package:provider/provider.dart';
 import 'package:pweb/controllers/payouts/quotation.dart';
 import 'package:pweb/models/dashboard/quote_status_data.dart';
 import 'package:pweb/pages/dashboard/payouts/amount/widget.dart';
+import 'package:pweb/pages/dashboard/payouts/comment/widget.dart';
 import 'package:pweb/pages/dashboard/payouts/fee_payer.dart';
 import 'package:pweb/pages/dashboard/payouts/quote_status/widgets/card.dart';
 import 'package:pweb/pages/dashboard/payouts/quote_status/widgets/refresh_section.dart';
@@ -23,7 +24,6 @@ class PaymentFormWidget extends StatelessWidget {
   static const double _columnSpacing = 24;
   static const double _narrowWidth = 560;
 
-
   @override
   Widget build(BuildContext context) {
     final theme = Theme.of(context);
@@ -66,6 +66,8 @@ class PaymentFormWidget extends StatelessWidget {
           crossAxisAlignment: CrossAxisAlignment.start,
           children: [
             const PaymentAmountWidget(),
+            const SizedBox(height: _mediumSpacing),
+            const PaymentCommentWidget(),
             const SizedBox(height: _smallSpacing),
             FeePayerSwitch(
               spacing: _smallSpacing,
@@ -104,12 +106,9 @@ class PaymentFormWidget extends StatelessWidget {
             Row(
               crossAxisAlignment: CrossAxisAlignment.end,
               children: [
-                Expanded(
-                  flex: 3,
-                  child: const PaymentAmountWidget(),
-                ),
+                Expanded(flex: 3, child: const PaymentAmountWidget()),
                 const SizedBox(width: _columnSpacing),
-                Expanded(flex: 2, child: quoteCard),
+                Expanded(flex: 2, child: PaymentCommentWidget()),
               ],
             ),
             const SizedBox(height: _smallSpacing),
@@ -136,8 +135,9 @@ class PaymentFormWidget extends StatelessWidget {
                   child: Column(
                     crossAxisAlignment: CrossAxisAlignment.start,
                     children: [
-                      autoRefreshSection,
-                    ],
+                      quoteCard,
+                      const SizedBox(height: _mediumSpacing),
+                      autoRefreshSection],
                   ),
                 ),
               ],
diff --git a/frontend/pweb/lib/pages/dashboard/payouts/multiple/sections/sample/data.dart b/frontend/pweb/lib/pages/dashboard/payouts/multiple/sections/sample/data.dart
index 0a871e58..7fc2731e 100644
--- a/frontend/pweb/lib/pages/dashboard/payouts/multiple/sections/sample/data.dart
+++ b/frontend/pweb/lib/pages/dashboard/payouts/multiple/sections/sample/data.dart
@@ -1,6 +1,5 @@
 import 'package:pweb/models/payment/multiple_payouts/csv_row.dart';
 
-
 const String sampleFileName = 'sample.csv';
 
 final List<CsvPayoutRow> sampleRows = [
@@ -11,6 +10,7 @@ final List<CsvPayoutRow> sampleRows = [
     expMonth: 12,
     expYear: 27,
     amount: "500",
+    comment: "Salary payout",
   ),
   CsvPayoutRow(
     pan: "9022****12",
@@ -27,16 +27,26 @@ final List<CsvPayoutRow> sampleRows = [
     expMonth: 3,
     expYear: 28,
     amount: "120",
+    comment: "Refund",
   ),
 ];
 
 String buildSampleCsvContent() {
   final rows = <String>[
-    'pan,first_name,last_name,exp_month,exp_year,amount',
+    'pan,first_name,last_name,exp_month,exp_year,amount,comment',
     ...sampleRows.map(
       (row) =>
-          '${row.pan},${row.firstName},${row.lastName},${row.expMonth},${row.expYear},${row.amount}',
+          '${row.pan},${row.firstName},${row.lastName},${row.expMonth},${row.expYear},${row.amount},${_escapeCsvCell(row.comment)}',
     ),
   ];
   return rows.join('\n');
 }
+
+String _escapeCsvCell(String? value) {
+  if (value == null || value.isEmpty) return '';
+  if (!value.contains(',') && !value.contains('"') && !value.contains('\n')) {
+    return value;
+  }
+  final escaped = value.replaceAll('"', '""');
+  return '"$escaped"';
+}
diff --git a/frontend/pweb/lib/pages/dashboard/payouts/multiple/sections/sample/table.dart b/frontend/pweb/lib/pages/dashboard/payouts/multiple/sections/sample/table.dart
index f6781882..66484ff1 100644
--- a/frontend/pweb/lib/pages/dashboard/payouts/multiple/sections/sample/table.dart
+++ b/frontend/pweb/lib/pages/dashboard/payouts/multiple/sections/sample/table.dart
@@ -6,10 +6,7 @@ import 'package:pweb/generated/i18n/app_localizations.dart';
 
 
 class FileFormatSampleTable extends StatelessWidget {
-  const FileFormatSampleTable({
-    super.key,
-    required this.rows,
-  });
+  const FileFormatSampleTable({super.key, required this.rows});
 
   final List<CsvPayoutRow> rows;
 
@@ -24,6 +21,7 @@ class FileFormatSampleTable extends StatelessWidget {
         DataColumn(label: Text(l10n.lastName)),
         DataColumn(label: Text(l10n.expiryDate)),
         DataColumn(label: Text(l10n.amountColumn)),
+        DataColumn(label: Text(l10n.commentColumn)),
       ],
       rows: rows.map((row) {
         return DataRow(
@@ -35,6 +33,7 @@ class FileFormatSampleTable extends StatelessWidget {
               Text('${row.expMonth.toString().padLeft(2, '0')}/${row.expYear}'),
             ),
             DataCell(Text(row.amount)),
+            DataCell(Text(row.comment ?? '')),
           ],
         );
       }).toList(),
diff --git a/frontend/pweb/lib/pages/payout_page/send/page.dart b/frontend/pweb/lib/pages/payout_page/send/page.dart
index cea285e6..d11beeac 100644
--- a/frontend/pweb/lib/pages/payout_page/send/page.dart
+++ b/frontend/pweb/lib/pages/payout_page/send/page.dart
@@ -1,7 +1,10 @@
 import 'package:flutter/material.dart';
 
+import 'package:provider/provider.dart';
+
 import 'package:pshared/models/payment/type.dart';
 import 'package:pshared/models/recipient/recipient.dart';
+import 'package:pshared/provider/payment/amount.dart';
 
 import 'package:pweb/widgets/sidebar/destinations.dart';
 import 'package:pweb/controllers/payments/page_ui.dart';
@@ -46,6 +49,7 @@ class _PaymentPageState extends State<PaymentPage> {
 
   @override
   void dispose() {
+    context.read<PaymentAmountProvider>().setComment('');
     _uiController.dispose();
     super.dispose();
   }
diff --git a/frontend/pweb/lib/pages/report/details/sections/operations/tile.dart b/frontend/pweb/lib/pages/report/details/sections/operations/tile.dart
index 9a0dbd6c..4c867008 100644
--- a/frontend/pweb/lib/pages/report/details/sections/operations/tile.dart
+++ b/frontend/pweb/lib/pages/report/details/sections/operations/tile.dart
@@ -4,6 +4,7 @@ import 'package:pshared/models/payment/execution_operation.dart';
 
 import 'package:pweb/utils/report/operations/state_mapper.dart';
 import 'package:pweb/pages/report/details/sections/operations/state_chip.dart';
+import 'package:pweb/utils/money_display.dart';
 import 'package:pweb/utils/report/operations/time_format.dart';
 import 'package:pweb/utils/report/operations/title_mapper.dart';
 
@@ -30,6 +31,7 @@ class OperationHistoryTile extends StatelessWidget {
     final operationLabel = operation.label?.trim();
     final stateView = resolveStepStateView(context, operation.state);
     final completedAt = formatCompletedAt(context, operation.completedAt);
+    final amount = formatMoneyUi(context, operation.amount);
     final canDownload = canDownloadDocument && onDownloadDocument != null;
 
     return Column(
@@ -67,7 +69,14 @@ class OperationHistoryTile extends StatelessWidget {
           style: theme.textTheme.bodySmall?.copyWith(
             color: theme.colorScheme.onSurfaceVariant,
           ),
-        ),       
+        ),
+        const SizedBox(height: 4),
+        Text(
+          '${loc.amountColumn}: $amount',
+          style: theme.textTheme.bodySmall?.copyWith(
+            color: theme.colorScheme.onSurfaceVariant,
+          ),
+        ),
         if (canDownload) ...[
           const SizedBox(height: 8),
           TextButton.icon(
diff --git a/frontend/pweb/lib/utils/payment/multiple/csv_parser.dart b/frontend/pweb/lib/utils/payment/multiple/csv_parser.dart
index f2a0af1c..776e9da3 100644
--- a/frontend/pweb/lib/utils/payment/multiple/csv_parser.dart
+++ b/frontend/pweb/lib/utils/payment/multiple/csv_parser.dart
@@ -45,12 +45,12 @@ class MultipleCsvParser {
       'expiry_year',
     ]);
     final amountIndex = _resolveHeaderIndex(header, const ['amount', 'sum']);
+    final commentIndex = _resolveHeaderIndex(header, const ['comment']);
 
     if (panIndex < 0 ||
         firstNameIndex < 0 ||
         lastNameIndex < 0 ||
-        (expDateIndex < 0 &&
-            (expMonthIndex < 0 || expYearIndex < 0)) ||
+        (expDateIndex < 0 && (expMonthIndex < 0 || expYearIndex < 0)) ||
         amountIndex < 0) {
       throw FormatException(
         'CSV header must contain pan, first_name, last_name, amount columns and either exp_date/expiry or exp_month and exp_year',
@@ -67,6 +67,7 @@ class MultipleCsvParser {
       final expMonthRaw = _cell(raw, expMonthIndex);
       final expYearRaw = _cell(raw, expYearIndex);
       final amount = _normalizeAmount(_cell(raw, amountIndex));
+      final comment = commentIndex >= 0 ? _cell(raw, commentIndex) : '';
 
       if (pan.isEmpty) {
         throw FormatException('CSV row ${i + 1}: pan is required');
@@ -117,6 +118,7 @@ class MultipleCsvParser {
           expMonth: expMonth,
           expYear: expYear,
           amount: amount,
+          comment: _normalizeComment(comment),
         ),
       );
     }
@@ -206,6 +208,11 @@ class MultipleCsvParser {
     return value.trim().replaceAll(' ', '').replaceAll(',', '.');
   }
 
+  String? _normalizeComment(String value) {
+    final normalized = value.trim();
+    return normalized.isEmpty ? null : normalized;
+  }
+
   _ExpiryDate _parseExpiryDate(String value, int rowNumber) {
     final match = RegExp(r'^\s*(\d{1,2})\s*/\s*(\d{2})\s*$').firstMatch(value);
     if (match == null) {
diff --git a/frontend/pweb/lib/utils/payment/multiple/intent_builder.dart b/frontend/pweb/lib/utils/payment/multiple/intent_builder.dart
index 3bba0d20..c779b5aa 100644
--- a/frontend/pweb/lib/utils/payment/multiple/intent_builder.dart
+++ b/frontend/pweb/lib/utils/payment/multiple/intent_builder.dart
@@ -1,4 +1,5 @@
 import 'package:pshared/models/money.dart';
+import 'package:pshared/models/payment/customer.dart';
 import 'package:pshared/models/payment/fees/treatment.dart';
 import 'package:pshared/models/payment/intent.dart';
 import 'package:pshared/models/payment/kind.dart';
@@ -9,6 +10,7 @@ import 'package:pshared/utils/payment/fx_helpers.dart';
 
 import 'package:pweb/models/payment/multiple_payouts/csv_row.dart';
 
+
 class MultipleIntentBuilder {
   static const String _currency = 'RUB';
 
@@ -23,22 +25,33 @@ class MultipleIntentBuilder {
     );
 
     return rows
-        .map((row) {
+        .asMap()
+        .entries
+        .map((entry) {
+          final rowIndex = entry.key;
+          final row = entry.value;
           final amount = Money(amount: row.amount, currency: _currency);
+          final destination = CardPaymentMethod(
+            pan: row.pan,
+            firstName: row.firstName,
+            lastName: row.lastName,
+            expMonth: row.expMonth,
+            expYear: row.expYear,
+          );
           return PaymentIntent(
             kind: PaymentKind.payout,
             source: sourceMethod,
-            destination: CardPaymentMethod(
-              pan: row.pan,
-              firstName: row.firstName,
-              lastName: row.lastName,
-              expMonth: row.expMonth,
-              expYear: row.expYear,
-            ),
+            destination: destination,
             amount: amount,
             feeTreatment: FeeTreatment.addToSource,
             settlementMode: SettlementMode.fixReceived,
             fx: fxIntent,
+            comment: row.comment,
+            customer: Customer(
+              id: 'csv_row_${rowIndex + 1}',
+              firstName: destination.firstName,
+              lastName: destination.lastName,
+            ),
           );
         })
         .toList(growable: false);
diff --git a/frontend/pweb/lib/utils/report/payment_mapper.dart b/frontend/pweb/lib/utils/report/payment_mapper.dart
index b57da710..d7ef5012 100644
--- a/frontend/pweb/lib/utils/report/payment_mapper.dart
+++ b/frontend/pweb/lib/utils/report/payment_mapper.dart
@@ -25,6 +25,7 @@ OperationItem mapPaymentToOperation(Payment payment) {
       _firstNonEmpty([payment.lastQuote?.quoteRef, payment.paymentRef]) ?? '-';
   final comment =
       _firstNonEmpty([
+        payment.comment,
         payment.failureReason,
         payment.failureCode,
         payment.state,