diff --git a/api/gateway/chain/storage/mongo/store/wallets.go b/api/gateway/chain/storage/mongo/store/wallets.go
index c8d3038..71ad765 100644
--- a/api/gateway/chain/storage/mongo/store/wallets.go
+++ b/api/gateway/chain/storage/mongo/store/wallets.go
@@ -14,7 +14,6 @@ import (
 	"github.com/tech/sendico/pkg/merrors"
 	"github.com/tech/sendico/pkg/mlogger"
 	"github.com/tech/sendico/pkg/mservice"
-	"github.com/tech/sendico/pkg/mutil/mzap"
 	"go.mongodb.org/mongo-driver/bson/primitive"
 	"go.mongodb.org/mongo-driver/mongo"
 	"go.uber.org/zap"
@@ -100,27 +99,49 @@ func (w *Wallets) Create(ctx context.Context, wallet *model.ManagedWallet) (*mod
 	if strings.TrimSpace(wallet.IdempotencyKey) == "" {
 		return nil, merrors.InvalidArgument("walletsStore: empty idempotencyKey")
 	}
+	fields := []zap.Field{
+		zap.String("wallet_ref", wallet.WalletRef),
+		zap.String("idempotency_key", wallet.IdempotencyKey),
+	}
+	if wallet.OrganizationRef != "" {
+		fields = append(fields, zap.String("organization_ref", wallet.OrganizationRef))
+	}
+	if wallet.OwnerRef != "" {
+		fields = append(fields, zap.String("owner_ref", wallet.OwnerRef))
+	}
+	if wallet.Network != "" {
+		fields = append(fields, zap.String("network", wallet.Network))
+	}
+	if wallet.TokenSymbol != "" {
+		fields = append(fields, zap.String("token_symbol", wallet.TokenSymbol))
+	}
 	if err := w.walletRepo.Insert(ctx, wallet, repository.Filter("idempotencyKey", wallet.IdempotencyKey)); err != nil {
 		if errors.Is(err, merrors.ErrDataConflict) {
-			w.logger.Debug("wallet already exists", zap.String("wallet_ref", wallet.WalletRef), zap.String("idempotency_key", wallet.IdempotencyKey))
+			w.logger.Debug("wallet already exists", fields...)
 			return wallet, nil
 		}
+		w.logger.Warn("wallet create failed", append(fields, zap.Error(err))...)
 		return nil, err
 	}
-	w.logger.Debug("wallet created", zap.String("wallet_ref", wallet.WalletRef))
+	w.logger.Debug("wallet created", fields...)
 	return wallet, nil
 }
 
 func (w *Wallets) Get(ctx context.Context, walletID string) (*model.ManagedWallet, error) {
 	walletID = strings.TrimSpace(walletID)
-	walletRef, err := primitive.ObjectIDFromHex(walletID)
-	if err != nil {
-		w.logger.Warn("Invalid wallet refernce", zap.Error(err), zap.String("wallet_id", walletID))
-		return nil, err
+	if walletID == "" {
+		return nil, merrors.InvalidArgument("walletsStore: empty walletRef")
+	}
+	fields := []zap.Field{
+		zap.String("wallet_id", walletID),
 	}
 	wallet := &model.ManagedWallet{}
-	if err := w.walletRepo.Get(ctx, walletRef, wallet); err != nil {
-		w.logger.Warn("Managed wallet not found", zap.Error(err), mzap.ObjRef("wallet_ref", walletRef))
+	if err := w.balanceRepo.FindOneByFilter(ctx, repository.Filter("walletRef", walletID), wallet); err != nil {
+		if errors.Is(err, merrors.ErrNoData) {
+			w.logger.Debug("wallet not found", fields...)
+		} else {
+			w.logger.Warn("wallet lookup failed", append(fields, zap.Error(err))...)
+		}
 		return nil, err
 	}
 	return wallet, nil
@@ -128,29 +149,38 @@ func (w *Wallets) Get(ctx context.Context, walletID string) (*model.ManagedWalle
 
 func (w *Wallets) List(ctx context.Context, filter model.ManagedWalletFilter) (*model.ManagedWalletList, error) {
 	query := repository.Query()
+	fields := make([]zap.Field, 0, 6)
 
 	if org := strings.TrimSpace(filter.OrganizationRef); org != "" {
 		query = query.Filter(repository.Field("organizationRef"), org)
+		fields = append(fields, zap.String("organization_ref", org))
 	}
 	if owner := strings.TrimSpace(filter.OwnerRef); owner != "" {
 		query = query.Filter(repository.Field("ownerRef"), owner)
+		fields = append(fields, zap.String("owner_ref", owner))
 	}
 	if network := strings.TrimSpace(filter.Network); network != "" {
-		query = query.Filter(repository.Field("network"), strings.ToLower(network))
+		normalized := strings.ToLower(network)
+		query = query.Filter(repository.Field("network"), normalized)
+		fields = append(fields, zap.String("network", normalized))
 	}
 	if token := strings.TrimSpace(filter.TokenSymbol); token != "" {
-		query = query.Filter(repository.Field("tokenSymbol"), strings.ToUpper(token))
+		normalized := strings.ToUpper(token)
+		query = query.Filter(repository.Field("tokenSymbol"), normalized)
+		fields = append(fields, zap.String("token_symbol", normalized))
 	}
 
 	if cursor := strings.TrimSpace(filter.Cursor); cursor != "" {
 		if oid, err := primitive.ObjectIDFromHex(cursor); err == nil {
 			query = query.Comparison(repository.IDField(), builder.Gt, oid)
+			fields = append(fields, zap.String("cursor", cursor))
 		} else {
-			w.logger.Warn("Ignoring invalid wallet cursor", zap.String("cursor", cursor), zap.Error(err))
+			w.logger.Warn("ignoring invalid wallet cursor", zap.String("cursor", cursor), zap.Error(err))
 		}
 	}
 
 	limit := sanitizeWalletLimit(filter.Limit)
+	fields = append(fields, zap.Int64("limit", limit))
 	fetchLimit := limit + 1
 	query = query.Sort(repository.IDField(), true).Limit(&fetchLimit)
 
@@ -164,8 +194,10 @@ func (w *Wallets) List(ctx context.Context, filter model.ManagedWalletFilter) (*
 		return nil
 	}
 
-	if err := w.walletRepo.FindManyByFilter(ctx, query, decoder); err != nil && !errors.Is(err, merrors.ErrNoData) {
-		return nil, err
+	listErr := w.walletRepo.FindManyByFilter(ctx, query, decoder)
+	if listErr != nil && !errors.Is(listErr, merrors.ErrNoData) {
+		w.logger.Warn("wallet list failed", append(fields, zap.Error(listErr))...)
+		return nil, listErr
 	}
 
 	nextCursor := ""
@@ -175,10 +207,21 @@ func (w *Wallets) List(ctx context.Context, filter model.ManagedWalletFilter) (*
 		wallets = wallets[:len(wallets)-1]
 	}
 
-	return &model.ManagedWalletList{
+	result := &model.ManagedWalletList{
 		Items:      wallets,
 		NextCursor: nextCursor,
-	}, nil
+	}
+
+	fields = append(fields,
+		zap.Int("count", len(result.Items)),
+		zap.String("next_cursor", result.NextCursor),
+	)
+	if errors.Is(listErr, merrors.ErrNoData) {
+		w.logger.Debug("wallet list empty", fields...)
+	} else {
+		w.logger.Debug("wallet list fetched", fields...)
+	}
+	return result, nil
 }
 
 func (w *Wallets) SaveBalance(ctx context.Context, balance *model.WalletBalance) error {
@@ -192,6 +235,7 @@ func (w *Wallets) SaveBalance(ctx context.Context, balance *model.WalletBalance)
 	if balance.CalculatedAt.IsZero() {
 		balance.CalculatedAt = time.Now().UTC()
 	}
+	fields := []zap.Field{zap.String("wallet_ref", balance.WalletRef)}
 
 	existing := &model.WalletBalance{}
 	err := w.balanceRepo.FindOneByFilter(ctx, repository.Filter("walletRef", balance.WalletRef), existing)
@@ -202,15 +246,20 @@ func (w *Wallets) SaveBalance(ctx context.Context, balance *model.WalletBalance)
 		existing.PendingOutbound = balance.PendingOutbound
 		existing.CalculatedAt = balance.CalculatedAt
 		if err := w.balanceRepo.Update(ctx, existing); err != nil {
+			w.logger.Warn("wallet balance update failed", append(fields, zap.Error(err))...)
 			return err
 		}
+		w.logger.Debug("wallet balance updated", fields...)
 		return nil
 	case errors.Is(err, merrors.ErrNoData):
 		if err := w.balanceRepo.Insert(ctx, balance, repository.Filter("walletRef", balance.WalletRef)); err != nil {
+			w.logger.Warn("wallet balance create failed", append(fields, zap.Error(err))...)
 			return err
 		}
+		w.logger.Debug("wallet balance created", fields...)
 		return nil
 	default:
+		w.logger.Warn("wallet balance lookup failed", append(fields, zap.Error(err))...)
 		return err
 	}
 }
@@ -220,10 +269,17 @@ func (w *Wallets) GetBalance(ctx context.Context, walletID string) (*model.Walle
 	if walletID == "" {
 		return nil, merrors.InvalidArgument("walletsStore: empty walletRef")
 	}
+	fields := []zap.Field{zap.String("wallet_ref", walletID)}
 	balance := &model.WalletBalance{}
 	if err := w.balanceRepo.FindOneByFilter(ctx, repository.Filter("walletRef", walletID), balance); err != nil {
+		if errors.Is(err, merrors.ErrNoData) {
+			w.logger.Debug("wallet balance not found", fields...)
+		} else {
+			w.logger.Warn("wallet balance lookup failed", append(fields, zap.Error(err))...)
+		}
 		return nil, err
 	}
+	w.logger.Debug("wallet balance fetched", fields...)
 	return balance, nil
 }
 
diff --git a/api/payments/orchestrator/config.yml b/api/payments/orchestrator/config.yml
index a5d2a19..dcc995c 100644
--- a/api/payments/orchestrator/config.yml
+++ b/api/payments/orchestrator/config.yml
@@ -66,7 +66,7 @@ oracle:
 card_gateways:
   monetix:
     funding_address: "TGBDXEg9rxSqGFJDcb889zqTjDwx1bmLRF"
-    fee_wallet_ref: "694c124fd76f9f811ac57134"
+    fee_wallet_ref: "694c124ed76f9f811ac57133"
 
 fee_ledger_accounts:
   monetix: "ledger:fees:monetix"