diff --git a/api/payments/orchestrator/internal/service/orchestrator/convert.go b/api/payments/orchestrator/internal/service/orchestrator/convert.go
index 95d97ca..4108ac0 100644
--- a/api/payments/orchestrator/internal/service/orchestrator/convert.go
+++ b/api/payments/orchestrator/internal/service/orchestrator/convert.go
@@ -20,13 +20,14 @@ func intentFromProto(src *orchestratorv1.PaymentIntent) model.PaymentIntent {
 		return model.PaymentIntent{}
 	}
 	intent := model.PaymentIntent{
-		Kind:        modelKindFromProto(src.GetKind()),
-		Source:      endpointFromProto(src.GetSource()),
-		Destination: endpointFromProto(src.GetDestination()),
-		Amount:      cloneMoney(src.GetAmount()),
-		RequiresFX:  src.GetRequiresFx(),
-		FeePolicy:   src.GetFeePolicy(),
-		Attributes:  cloneMetadata(src.GetAttributes()),
+		Kind:           modelKindFromProto(src.GetKind()),
+		Source:         endpointFromProto(src.GetSource()),
+		Destination:    endpointFromProto(src.GetDestination()),
+		Amount:         cloneMoney(src.GetAmount()),
+		RequiresFX:     src.GetRequiresFx(),
+		FeePolicy:      src.GetFeePolicy(),
+		SettlementMode: src.GetSettlementMode(),
+		Attributes:     cloneMetadata(src.GetAttributes()),
 	}
 	if src.GetFx() != nil {
 		intent.FX = fxIntentFromProto(src.GetFx())
@@ -153,13 +154,14 @@ func toProtoPayment(src *model.Payment) *orchestratorv1.Payment {
 
 func protoIntentFromModel(src model.PaymentIntent) *orchestratorv1.PaymentIntent {
 	intent := &orchestratorv1.PaymentIntent{
-		Kind:        protoKindFromModel(src.Kind),
-		Source:      protoEndpointFromModel(src.Source),
-		Destination: protoEndpointFromModel(src.Destination),
-		Amount:      cloneMoney(src.Amount),
-		RequiresFx:  src.RequiresFX,
-		FeePolicy:   src.FeePolicy,
-		Attributes:  cloneMetadata(src.Attributes),
+		Kind:           protoKindFromModel(src.Kind),
+		Source:         protoEndpointFromModel(src.Source),
+		Destination:    protoEndpointFromModel(src.Destination),
+		Amount:         cloneMoney(src.Amount),
+		RequiresFx:     src.RequiresFX,
+		FeePolicy:      src.FeePolicy,
+		SettlementMode: src.SettlementMode,
+		Attributes:     cloneMetadata(src.Attributes),
 	}
 	if src.FX != nil {
 		intent.Fx = protoFXIntentFromModel(src.FX)
diff --git a/api/payments/orchestrator/internal/service/orchestrator/service_helpers_test.go b/api/payments/orchestrator/internal/service/orchestrator/service_helpers_test.go
index ea777d4..f33f03d 100644
--- a/api/payments/orchestrator/internal/service/orchestrator/service_helpers_test.go
+++ b/api/payments/orchestrator/internal/service/orchestrator/service_helpers_test.go
@@ -48,7 +48,8 @@ func TestRequireIdempotencyKey(t *testing.T) {
 func TestNewPayment(t *testing.T) {
 	org := primitive.NewObjectID()
 	intent := &orchestratorv1.PaymentIntent{
-		Amount: &moneyv1.Money{Currency: "USD", Amount: "10"},
+		Amount:         &moneyv1.Money{Currency: "USD", Amount: "10"},
+		SettlementMode: orchestratorv1.SettlementMode_SETTLEMENT_MODE_FIX_RECEIVED,
 	}
 	quote := &orchestratorv1.PaymentQuote{QuoteRef: "q1"}
 	p := newPayment(org, intent, "idem", map[string]string{"k": "v"}, quote)
@@ -58,6 +59,9 @@ func TestNewPayment(t *testing.T) {
 	if p.Intent.Amount == nil || p.Intent.Amount.GetAmount() != "10" {
 		t.Fatalf("intent not copied")
 	}
+	if p.Intent.SettlementMode != orchestratorv1.SettlementMode_SETTLEMENT_MODE_FIX_RECEIVED {
+		t.Fatalf("settlement mode not preserved")
+	}
 	if p.LastQuote == nil || p.LastQuote.QuoteRef != "q1" {
 		t.Fatalf("quote not copied")
 	}
diff --git a/api/payments/orchestrator/storage/model/payment.go b/api/payments/orchestrator/storage/model/payment.go
index 72a62f2..d4db40d 100644
--- a/api/payments/orchestrator/storage/model/payment.go
+++ b/api/payments/orchestrator/storage/model/payment.go
@@ -11,6 +11,7 @@ import (
 	moneyv1 "github.com/tech/sendico/pkg/proto/common/money/v1"
 	chainv1 "github.com/tech/sendico/pkg/proto/gateway/chain/v1"
 	oraclev1 "github.com/tech/sendico/pkg/proto/oracle/v1"
+	orchestratorv1 "github.com/tech/sendico/pkg/proto/payments/orchestrator/v1"
 )
 
 // PaymentKind captures the orchestrator intent type.
@@ -124,14 +125,15 @@ type FXIntent struct {
 
 // PaymentIntent models the requested payment operation.
 type PaymentIntent struct {
-	Kind        PaymentKind             `bson:"kind" json:"kind"`
-	Source      PaymentEndpoint         `bson:"source" json:"source"`
-	Destination PaymentEndpoint         `bson:"destination" json:"destination"`
-	Amount      *moneyv1.Money          `bson:"amount" json:"amount"`
-	RequiresFX  bool                    `bson:"requiresFx,omitempty" json:"requiresFx,omitempty"`
-	FX          *FXIntent               `bson:"fx,omitempty" json:"fx,omitempty"`
-	FeePolicy   *feesv1.PolicyOverrides `bson:"feePolicy,omitempty" json:"feePolicy,omitempty"`
-	Attributes  map[string]string       `bson:"attributes,omitempty" json:"attributes,omitempty"`
+	Kind           PaymentKind                   `bson:"kind" json:"kind"`
+	Source         PaymentEndpoint               `bson:"source" json:"source"`
+	Destination    PaymentEndpoint               `bson:"destination" json:"destination"`
+	Amount         *moneyv1.Money                `bson:"amount" json:"amount"`
+	RequiresFX     bool                          `bson:"requiresFx,omitempty" json:"requiresFx,omitempty"`
+	FX             *FXIntent                     `bson:"fx,omitempty" json:"fx,omitempty"`
+	FeePolicy      *feesv1.PolicyOverrides       `bson:"feePolicy,omitempty" json:"feePolicy,omitempty"`
+	SettlementMode orchestratorv1.SettlementMode `bson:"settlementMode,omitempty" json:"settlementMode,omitempty"`
+	Attributes     map[string]string             `bson:"attributes,omitempty" json:"attributes,omitempty"`
 }
 
 // PaymentQuoteSnapshot stores the latest quote info.